Chevrolet Suburban Insurance Rates
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UPDATED: Jun 6, 2023
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How much does a Chevrolet Suburban cost to insure? and is a Chevy Suburban expensive to insure? The average Chevy Suburban insurance rates are $1,398, or $116 a month. Read on to learn what drivers can do to save on Suburban insurance.
Want to jump right into finding Chevrolet Suburban insurance rates? Enter your ZIP code in our free tool above.
Average insurance rates for a Chevrolet Suburban are $1,294 a year including full coverage. Comprehensive costs an estimated $260, collision costs $424, and liability costs $452. A liability-only policy costs as little as $504 a year, with high-risk insurance costing around $2,794. Teenage drivers receive the highest rates at $4,934 a year or more.
Average premium for full coverage: $1,294
Rate estimates broken down by individual coverage type:
These estimates include $500 deductible amounts, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all Suburban models.
Price Range by Coverage and Risk
For the normal driver, prices range go from as low as $504 for just liability coverage to the much higher price of $2,794 for a driver that may need high-risk insurance.
Price Range by Location
Your location can make a big difference on the price of auto insurance. More rural locations tend to have a lower frequency of comprehensive and collision claims than densely populated cities.
The example below illustrates how geographic area affects insurance prices.
These examples highlight why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Chevrolet Suburban insurance rates for other coverage scenarios.
- The best discount rate is $757
- Drivers who choose higher $1,000 deductibles will pay approximately $154 every year
- The average rate for a 40-year-old driver who has $500 deductibles is $1,294
- Using pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,594
- Drivers who are prone to accidents and violations could pay up to $2,794 or more
- The cost for full coverage for a 16-year-old driver for full coverage can cost as much as $4,934 a year
Insurance rates for a Chevrolet Suburban can also vary considerably based on your driver profile, the model of your Suburban, and liability limits and deductibles.
A more mature driver with a clean driving record and high deductibles may pay as low as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Suburban insurance prices. A 40-year-old driver could pay as low as $990 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,850 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,170 | -$124 | -9.6% |
| Alaska | $994 | -$300 | -23.2% |
| Arizona | $1,074 | -$220 | -17.0% |
| Arkansas | $1,294 | -$0 | 0.0% |
| California | $1,474 | $180 | 13.9% |
| Colorado | $1,236 | -$58 | -4.5% |
| Connecticut | $1,332 | $38 | 2.9% |
| Delaware | $1,464 | $170 | 13.1% |
| Florida | $1,618 | $324 | 25.0% |
| Georgia | $1,194 | -$100 | -7.7% |
| Hawaii | $928 | -$366 | -28.3% |
| Idaho | $876 | -$418 | -32.3% |
| Illinois | $964 | -$330 | -25.5% |
| Indiana | $974 | -$320 | -24.7% |
| Iowa | $872 | -$422 | -32.6% |
| Kansas | $1,230 | -$64 | -4.9% |
| Kentucky | $1,766 | $472 | 36.5% |
| Louisiana | $1,914 | $620 | 47.9% |
| Maine | $798 | -$496 | -38.3% |
| Maryland | $1,066 | -$228 | -17.6% |
| Massachusetts | $1,036 | -$258 | -19.9% |
| Michigan | $2,250 | $956 | 73.9% |
| Minnesota | $1,084 | -$210 | -16.2% |
| Mississippi | $1,550 | $256 | 19.8% |
| Missouri | $1,146 | -$148 | -11.4% |
| Montana | $1,390 | $96 | 7.4% |
| Nebraska | $1,020 | -$274 | -21.2% |
| Nevada | $1,554 | $260 | 20.1% |
| New Hampshire | $934 | -$360 | -27.8% |
| New Jersey | $1,446 | $152 | 11.7% |
| New Mexico | $1,146 | -$148 | -11.4% |
| New York | $1,362 | $68 | 5.3% |
| North Carolina | $746 | -$548 | -42.3% |
| North Dakota | $1,060 | -$234 | -18.1% |
| Ohio | $894 | -$400 | -30.9% |
| Oklahoma | $1,328 | $34 | 2.6% |
| Oregon | $1,184 | -$110 | -8.5% |
| Pennsylvania | $1,234 | -$60 | -4.6% |
| Rhode Island | $1,726 | $432 | 33.4% |
| South Carolina | $1,172 | -$122 | -9.4% |
| South Dakota | $1,092 | -$202 | -15.6% |
| Tennessee | $1,134 | -$160 | -12.4% |
| Texas | $1,562 | $268 | 20.7% |
| Utah | $958 | -$336 | -26.0% |
| Vermont | $886 | -$408 | -31.5% |
| Virginia | $774 | -$520 | -40.2% |
| Washington | $1,000 | -$294 | -22.7% |
| West Virginia | $1,186 | -$108 | -8.3% |
| Wisconsin | $896 | -$398 | -30.8% |
| Wyoming | $1,154 | -$140 | -10.8% |
Using high physical damage deductibles could save up to $460 annually, whereas buying more liability protection will increase premiums. Changing from a 50/100 limit to a 250/500 limit will cost as much as $407 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying $1,500 to $2,100 extra per year, depending on your age. Chevrolet Suburban insurance for high-risk drivers can cost from 43% to 129% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the best way to figure out which company is cheapest is to regularly compare rates from multiple companies. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Chevrolet Suburban LS 2WD | $1,260 | $105 |
| Chevrolet Suburban LT 2WD | $1,260 | $105 |
| Chevrolet Suburban LS 4WD | $1,260 | $105 |
| Chevrolet Suburban LT 4WD | $1,294 | $108 |
| Chevrolet Suburban LTZ 2WD | $1,330 | $111 |
| Chevrolet Suburban LTZ 4WD | $1,366 | $114 |
Rates assume 2018 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2018 Chevrolet Suburban | $260 | $424 | $452 | $1,294 |
| 2016 Chevrolet Suburban | $240 | $358 | $460 | $1,216 |
| 2015 Chevrolet Suburban | $224 | $330 | $460 | $1,172 |
| 2013 Chevrolet Suburban | $210 | $288 | $474 | $1,130 |
| 2011 Chevrolet Suburban | $190 | $244 | $478 | $1,070 |
| 2009 Chevrolet Suburban | $166 | $202 | $474 | $1,000 |
| 2008 Chevrolet Suburban | $162 | $182 | $468 | $970 |
| 2007 Chevrolet Suburban | $158 | $178 | $460 | $954 |
| 2006 Chevrolet Suburban | $156 | $168 | $452 | $934 |
| 2005 Chevrolet Suburban | $142 | $160 | $446 | $906 |
| 2004 Chevrolet Suburban | $138 | $152 | $442 | $890 |
Rates are averaged for all Chevrolet Suburban models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Chevrolet Suburban Insurance
Saving money on insurance for a Chevrolet Suburban not only requires having a good driving record, but also maintaining good credit, not filing small claims, and taking advantage of discounts. Invest the time to compare rates once a year by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from your local independent and exclusive agents.
The next list is a brief summary of the data that was presented in the illustrations above.
- You may be able to save approximately $150 per year simply by quoting online well ahead of the renewal date
- Insureds who want increased levels of liability coverage will pay an extra $500 per year to go from a minimum limit to 250/500 limits
- Drivers age 20 and younger are charged the highest rates, as much as $411 per month for full coverage
- Drivers considered higher risk that tend to have accidents or serious violations may pay on average $1,500 more annually to buy Chevrolet Suburban insurance
Frequently Asked Questions
- How much is a fully loaded Suburban? Between $65,500 to $75,000
The average price of a Chevy Suburban insurance plan can be high for teenage drivers and drivers with DUIs. To save on all Suburban insurance plans, make sure to get quotes.
Whether you are wondering how much does a 2019 Chevy Suburban cost to insure or the 2014 Suburban cost of insurance, quotes will give you peace of mind that you are getting the best deal possible.
Enter your ZIP code in our free tool below to find premium Chevy Suburban insurance for a low price.
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What are the Chevrolet Suburban safety ratings?
The Chevrolet Suburban has the following safety features:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Adjustable Pedals
- Front Tow Hooks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
The Chevrolet Suburban has not been crash-tested by the Insurance Institute for Highway Safety (IIHS).
Chevrolet Suburban Compared Against Other Vehicles in the Same Class
The Chevrolet Suburban is a large SUV, which means it could cause significant damage to other vehicles. However, the IIHS does not have liability loss data for the Chevrolet Suburban. Want to know how the Chevrolet Suburban’s rates compare to other large SUVs? Take a look a the SUVs below.
To start comparison shopping for Chevrolet Suburban insurance rates, enter your ZIP code in our free tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,934 |
| 20 | $2,972 |
| 30 | $1,340 |
| 40 | $1,294 |
| 50 | $1,182 |
| 60 | $1,160 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,594 |
| $250 | $1,456 |
| $500 | $1,294 |
| $1,000 | $1,140 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,294 |
| 50/100 | $1,456 |
| 100/300 | $1,569 |
| 250/500 | $1,863 |
| 100 CSL | $1,502 |
| 300 CSL | $1,750 |
| 500 CSL | $1,931 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,016 |
| 20 | $4,734 |
| 30 | $2,842 |
| 40 | $2,794 |
| 50 | $2,668 |
| 60 | $2,644 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $68 |
| Multi-vehicle | $68 |
| Homeowner | $20 |
| 5-yr Accident Free | $90 |
| 5-yr Claim Free | $83 |
| Paid in Full/EFT | $55 |
| Advance Quote | $62 |
| Online Quote | $91 |
| Total Discounts | $537 |
Discounts are estimated and may not be available from every company or in every state.
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