2017 Ford F-450 Super Duty Car Insurance Quotes in 2024 – 9 Savings Tips

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: May 29, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Looking for cheaper insurance coverage rates for your Ford F-450 Super Duty? Comparing car insurance quotes online might seem complicated at first if you are someone who has never done quote comparisons online. Don’t let the process intimidate you because using the internet to shop for insurance coverage is actually quite easy.

Compare quotes for auto insurance

The are a couple different ways to compare rate quotes from local auto insurance companies. The easiest way by far to compare rates is to use the internet to compare rates. This can be done in just a few minutes using one of these methods.

The most efficient method to get the best comparison quotes is an all-inclusive rate comparison. This method saves time by eliminating separate quote forms to each individual auto insurance company. Taking the time to complete one form gets insurance cost estimates from auto insurance companies with the best prices. It’s the quickest way to get rates.

A less efficient way to get comparison quotes consists of visiting each company website and fill out a new quote form. For sake of this example, let’s say you want rates from Farmers, Allstate and GMAC. In order to compare rates, you need to go to each individual site to input your insurance information, which explains why we recommend starting with the first method.

However you get your quotes, ensure you are comparing equivalent coverages and limits for every quote you compare. If you enter different liability limits it will be impossible to determine which rate is truly the best. Even a minor difference in limits could skew the results. Just remember that getting more free quotes increases the change that you will find a better price.

Use discounts on auto insurance

Some companies do not list the complete list of policy discounts in an easy-to-find place, so we break down some of the more common and the more hidden discounts that may be available. If they aren’t giving you every credit available, you are just wasting money.

  • Senior Discount – Older drivers may receive better auto insurance rates on F-450 Super Duty insurance.
  • Pay Now and Pay Less – If you pay your entire premium ahead of time instead of paying each month you can avoid monthly service charges.
  • Passenger Safety Discount – Factory air bags or automatic seat belts may get savings of 20 to 30 percent.
  • Student in College – Older children who are enrolled in a college that is more than 100 miles from home without a vehicle on campus can be insured at a reduced rate.
  • Homeowners Pay Less – Owning a house can earn you a little savings because it is proof of financial responsibility.
  • Safety Course Discount – Taking time to complete a safe driver course could earn you a small percentage discount depending on where you live.
  • Auto/Life Discount – Not every insurance company offers life insurance, but if they do you may earn a lower premium rate if you buy some life insurance in addition to your auto policy.
  • Accident-Free Discounts – Drivers who stay claim-free can earn big discounts compared to bad drivers.
  • Discounts for Seat Belt Usage – Buckling up and requiring all passengers to buckle up could cut 10% or more on the medical payments or PIP coverage costs.

Don’t be surprised that most of the big mark downs will not be given to all coverage premiums. Most only apply to the price of certain insurance coverages like medical payments or collision. So even though it sounds like all those discounts means the company will pay you, it doesn’t quite work that way.

A list of auto insurance companies and a summarized list of policyholder discounts are included below.

  • Progressive may include discounts for online quote discount, multi-policy, good student, homeowner, continuous coverage, and multi-vehicle.
  • MetLife offers premium reductions for good driver, multi-policy, defensive driver, good student, and accident-free.
  • Mercury Insurance offers discounts including anti-theft, good student, multi-car, type of vehicle, accident-free, and ease of repair.
  • Nationwide includes discounts for multi-policy, easy pay, business or organization, anti-theft, family plan, good student, and accident-free.
  • GEICO has discounts for emergency military deployment, military active duty, multi-vehicle, defensive driver, good student, membership and employees, and anti-lock brakes.
  • AAA has savings for pay-in-full, anti-theft, education and occupation, multi-policy, and good student.

Before buying, ask all the companies which discounts can lower your rates. Savings may not apply to policyholders in your area. To find providers with the best auto insurance discounts, enter your zip code here.

Tailor your auto insurance coverage to you

When it comes to buying proper insurance coverage, there isn’t really a cookie cutter policy. Every insured’s situation is different.

Here are some questions about coverages that could help you determine if your insurance needs might need professional guidance.

  • Am I covered when driving on a suspended license?
  • Am I covered if hit by an uninsured driver?
  • Am I covered by my spouse’s policy after a separation?
  • Am I better off with higher deductibles on my 2017 Ford F-450 Super Duty?
  • When should my teen driver be added to my policy?
  • Can I rate high risk drivers on liability-only vehicles?

If you don’t know the answers to these questions but one or more may apply to you, then you may want to think about talking to an agent. If you want to speak to an agent in your area, fill out your zip code.

Auto insurance coverage basics

Understanding the coverages of your policy aids in choosing the right coverages and the correct deductibles and limits. Policy terminology can be difficult to understand and nobody wants to actually read their policy.

Medical payments and PIP coverage

Medical payments and Personal Injury Protection insurance provide coverage for expenses such as chiropractic care, surgery, EMT expenses and rehabilitation expenses. They can be utilized in addition to your health insurance policy or if you lack health insurance entirely. Medical payments and PIP cover not only the driver but also the vehicle occupants in addition to getting struck while a pedestrian. PIP coverage is not an option in every state and may carry a deductible

UM/UIM (Uninsured/Underinsured Motorist) coverage

Your UM/UIM coverage gives you protection when the “other guys” are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants and damage to your 2017 Ford F-450 Super Duty.

Since a lot of drivers only purchase the least amount of liability that is required, it doesn’t take a major accident to exceed their coverage limits. For this reason, having high UM/UIM coverages is very important. Usually your uninsured/underinsured motorist coverages are similar to your liability insurance amounts.

Collision protection

This pays for damage to your F-450 Super Duty resulting from a collision with a stationary object or other vehicle. You will need to pay your deductible and then insurance will cover the remainder.

Collision insurance covers things such as backing into a parked car, hitting a mailbox and driving through your garage door. This coverage can be expensive, so you might think about dropping it from older vehicles. You can also bump up the deductible in order to get cheaper collision rates.


This will cover damage that occurs to other’s property or people. It consists of three limits, per person bodily injury, per accident bodily injury, and a property damage limit. As an example, you may have liability limits of 100/300/100 which means a limit of $100,000 per injured person, a limit of $300,000 in injury protection per accident, and a total limit of $100,000 for damage to vehicles and property. Alternatively, you may have a combined limit which limits claims to one amount with no separate limits for injury or property damage.

Liability coverage protects against claims such as emergency aid, legal defense fees, attorney fees and repair bills for other people’s vehicles. How much liability should you purchase? That is a personal decision, but consider buying as large an amount as possible.

Comprehensive auto coverage

Comprehensive insurance coverage will pay to fix damage caused by mother nature, theft, vandalism and other events. A deductible will apply then the remaining damage will be covered by your comprehensive coverage.

Comprehensive insurance covers things such as theft, fire damage, damage from a tornado or hurricane, damage from getting keyed and falling objects. The highest amount you’ll receive from a claim is the actual cash value, so if your deductible is as high as the vehicle’s value it’s not worth carrying full coverage.

Don’t be a big spender

We covered a lot of tips how to compare 2017 Ford F-450 Super Duty insurance car insurance rates online. The most important thing to understand is the more rate comparisons you have, the better your comparison will be. Consumers may even find the lowest car insurance rates come from the smaller companies.

People change insurance companies for any number of reasons including policy non-renewal, extreme rates for teen drivers, questionable increases in premium and even high prices. Regardless of your reason, choosing a new company is pretty easy and you might even save some money in the process.

The cheapest 2017 Ford F-450 Super Duty insurance can be sourced on the web as well as from independent agents, so get free car insurance quotes from both of them so you have a total pricing picture. Some insurance providers do not provide price quotes online and usually these small, regional companies work with local independent agencies.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles