Volkswagen E-Golf Insurance Rates

U.S. average insurance prices for a Volkswagen E-Golf are $1,276 every 12 months for full coverage insurance. Comprehensive costs an estimated $258 a year, collision insurance costs $400, and liability coverage costs around $460. A policy with just liability insurance costs as low as $510 a year, and coverage for high-risk drivers costs around $2,752. Teens pay the highest rates at up to $4,882 a year.

Average premium for full coverage: $1,276

Price estimates broken down by individual coverage:

Prices are based on $500 deductible amounts, 30/60 liability limits, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and E-Golf trim levels.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on the price of insurance. More rural locations have more infrequent physical damage claims than cities with more traffic congestion. The diagram below illustrates how location impacts insurance prices.

The ranges above illustrate why it is important to compare prices for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Volkswagen E-Golf insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $750
• Using higher $1,000 deductibles will save approximately $1,126 each year
• The average price for the average middle-age driver who has $500 deductibles is $1,276
• Selecting low $100 deductibles for physical damage coverage increases the price to $1,564
• Higher-risk drivers with serious driving violations could pay up to $2,752
• The price to insure a teenage driver can cost as much as $4,882 or more

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Insurance prices for a Volkswagen E-Golf are also quite variable based on deductibles and policy limits, your risk profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $440 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $414 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may only pay around $1,200 a year for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay at least $4,800 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying $1,500 to $2,100 extra each year, depending on your age. A high-risk auto insurance policy can be around 43% to 131% more than the average policy. View High Risk Driver Rates

The state you live in has a huge impact on Volkswagen E-Golf insurance rates. A driver around age 40 might see prices as low as $840 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,730 on average in Florida, New York, and Michigan.

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How to Shop for Affordable Volkswagen E-Golf Insurance

Getting lower rates on auto insurance requires having a good driving record, having good credit, not filing small claims, and deciding if full coverage is necessary. Spend time shopping around at every policy renewal by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The next list is a brief review of the data touched on above.

• Consumers who want increased levels of liability coverage will pay approximately $510 annually to increase from a low limit to a 250/500 level
• It is possible to save approximately $150 per year just by quoting early and online
• Increasing physical damage deductibles could save as much as $450 each year
• Drivers age 20 and younger are charged the highest prices, as much as $407 a month if they have full coverage