Buick Regal Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 5, 2024
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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
U.S. average insurance rates for a Buick Regal are $1,320 a year for full coverage. Comprehensive insurance costs an estimated $260 each year, collision costs $450, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, with high-risk driver insurance costing $2,854 or more. 16-year-old drivers pay the highest rates at $5,032 a year or more.
Average premium for full coverage: $1,320
Price estimates broken down by individual coverage:
Includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and Regal models.
Price Range from Low to High
Using a 40-year-old driver as an example, Buick Regal insurance prices go from the low end price of $504 for basic liability insurance to a high rate of $2,854 for a driver who requires high-risk insurance.
Geographic Price Range
Living in a larger city can have significant affects on insurance rates. More rural locations have lower incidents of accident claims than congested cities.
The graphic below illustrates how rural and urban location affects insurance prices.
The ranges above show why all drivers should get quotes for a targeted area, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below shows estimated Buick Regal insurance rates for other coverage scenarios.
- The best full coverage rate is $767
- Choosing higher $1,000 deductibles can save approximately $162 a year
- The estimated price for the average middle-age driver who has $500 deductibles is $1,320
- Buying low deductibles for comp and collision coverage will cost an additional $312 every year
- Unlucky drivers with multiple tickets or accidents could pay up to $2,854 or more
- The price that insures a teen driver can cost as much as $5,032 each year
Car insurance prices for a Buick Regal are also quite variable based on the trim level and model year, how you drive, and liability limits and deductibles.
If you have some driving violations or you caused an accident, you could be paying $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 135% more than the average rate. View High Risk Driver Rates
More mature drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age
The state you live in plays a big part in determining prices for Buick Regal insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Iowa, Maine, and Idaho, or at least $1,880 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,192 | -$128 | -9.7% |
| Alaska | $1,012 | -$308 | -23.3% |
| Arizona | $1,094 | -$226 | -17.1% |
| Arkansas | $1,320 | -$0 | 0.0% |
| California | $1,502 | $182 | 13.8% |
| Colorado | $1,260 | -$60 | -4.5% |
| Connecticut | $1,358 | $38 | 2.9% |
| Delaware | $1,492 | $172 | 13.0% |
| Florida | $1,650 | $330 | 25.0% |
| Georgia | $1,218 | -$102 | -7.7% |
| Hawaii | $946 | -$374 | -28.3% |
| Idaho | $892 | -$428 | -32.4% |
| Illinois | $982 | -$338 | -25.6% |
| Indiana | $992 | -$328 | -24.8% |
| Iowa | $890 | -$430 | -32.6% |
| Kansas | $1,252 | -$68 | -5.2% |
| Kentucky | $1,800 | $480 | 36.4% |
| Louisiana | $1,952 | $632 | 47.9% |
| Maine | $814 | -$506 | -38.3% |
| Maryland | $1,086 | -$234 | -17.7% |
| Massachusetts | $1,056 | -$264 | -20.0% |
| Michigan | $2,292 | $972 | 73.6% |
| Minnesota | $1,104 | -$216 | -16.4% |
| Mississippi | $1,580 | $260 | 19.7% |
| Missouri | $1,168 | -$152 | -11.5% |
| Montana | $1,416 | $96 | 7.3% |
| Nebraska | $1,040 | -$280 | -21.2% |
| Nevada | $1,582 | $262 | 19.8% |
| New Hampshire | $952 | -$368 | -27.9% |
| New Jersey | $1,474 | $154 | 11.7% |
| New Mexico | $1,168 | -$152 | -11.5% |
| New York | $1,390 | $70 | 5.3% |
| North Carolina | $760 | -$560 | -42.4% |
| North Dakota | $1,080 | -$240 | -18.2% |
| Ohio | $912 | -$408 | -30.9% |
| Oklahoma | $1,354 | $34 | 2.6% |
| Oregon | $1,208 | -$112 | -8.5% |
| Pennsylvania | $1,258 | -$62 | -4.7% |
| Rhode Island | $1,760 | $440 | 33.3% |
| South Carolina | $1,196 | -$124 | -9.4% |
| South Dakota | $1,114 | -$206 | -15.6% |
| Tennessee | $1,156 | -$164 | -12.4% |
| Texas | $1,592 | $272 | 20.6% |
| Utah | $976 | -$344 | -26.1% |
| Vermont | $904 | -$416 | -31.5% |
| Virginia | $790 | -$530 | -40.2% |
| Washington | $1,018 | -$302 | -22.9% |
| West Virginia | $1,208 | -$112 | -8.5% |
| Wisconsin | $914 | -$406 | -30.8% |
| Wyoming | $1,176 | -$144 | -10.9% |
Opting for high physical damage deductibles can save as much as $480 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to know which car insurance is cheapest is to do a rate comparison and see which company has the best price. Each auto insurer utilizes a different rate formula, so rate quotes may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Buick Regal | $260 | $450 | $452 | $1,320 |
| 2019 Buick Regal | $250 | $424 | $456 | $1,288 |
| 2018 Buick Regal | $240 | $380 | $460 | $1,238 |
| 2017 Buick Regal | $224 | $350 | $460 | $1,192 |
| 2016 Buick Regal | $216 | $328 | $464 | $1,166 |
| 2015 Buick Regal | $210 | $306 | $474 | $1,148 |
| 2014 Buick Regal | $194 | $284 | $474 | $1,110 |
| 2013 Buick Regal | $190 | $258 | $478 | $1,084 |
| 2012 Buick Regal | $176 | $236 | $474 | $1,044 |
| 2011 Buick Regal | $166 | $214 | $474 | $1,012 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Buick Regal Insurance
Getting lower rates on car insurance takes being a low-risk driver, having a positive credit history, eliminating unnecessary coverage, and not having any coverage lapses. Comparison shop at every other renewal by requesting quotes from direct carriers, and also from your local independent and exclusive agents.
The items below are a recap of the concepts that were raised in the charts and tables above.
- Higher risk drivers that have major violations or accidents may pay on average $1,530 more annually to insure their Regal
- Teen drivers have the highest car insurance prices, with premiums as much as $419 a month if full coverage is purchased
- Drivers can save approximately $160 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $475 each year
- Drivers can save approximately $160 per year simply by quoting online in advance
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
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What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,042 |
| 30 | $1,366 |
| 40 | $1,320 |
| 50 | $1,206 |
| 60 | $1,184 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,632 |
| $250 | $1,488 |
| $500 | $1,320 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,320 |
| 50/100 | $1,410 |
| 100/300 | $1,523 |
| 250/500 | $1,817 |
| 100 CSL | $1,456 |
| 300 CSL | $1,704 |
| 500 CSL | $1,885 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,844 |
| 30 | $2,906 |
| 40 | $2,854 |
| 50 | $2,728 |
| 60 | $2,704 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $553 |
Discounts are estimated and may not be available from every company or in every state.
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