Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average insurance rates for a Buick Regal are $1,320 a year for full coverage. Comprehensive costs around $260 a year, collision costs $450, and liability is estimated at $452. Liability-only coverage costs approximately $504 a year, with high-risk coverage costing around $2,854. Teens pay the highest rates at $5,032 a year or more.

Average premium for full coverage: $1,320

Price estimates for individual coverage:

These estimates include $500 deductibles, 30/60 liability coverage, and includes UM/UIM and medical coverage. Estimates are averaged for all states and Regal trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates the difference between rural and urban areas on auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows estimated Buick Regal insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $767
• Choosing higher $1,000 deductibles can save about $1,158 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,320
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,632
• Higher-risk drivers with serious driving violations could pay at least $2,854 or more
• The price for full coverage for a 16-year-old driver can be $5,032 each year

View Chart as Image

Auto insurance prices for a Buick Regal are also quite variable based on your driving record, the trim level of your Regal, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,200 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Regal insurance prices. A good driver about age 40 could pay as low as $870 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,880 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can save as much as $480 annually, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $407 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,600 to $2,200 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 135% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know your exact price is to get quotes from multiple companies. Each auto insurer calculates prices differently, and quoted prices may be quite different from one company to the next.

How to Find Cheap Buick Regal Insurance

Getting lower rates on insurance for a Buick Regal takes not taking risks behind the wheel, having good credit, eliminating unnecessary coverage, and maximizing policy discounts. Set aside time to compare rates every year by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following is a brief summary of the coverage data covered above.

• Drivers can save up to $160 per year simply by quoting early and online
• Increasing physical damage deductibles can save around $475 each year
• Teens are expensive to insure, with premiums as much as $419 a month if they have full coverage
• Drivers considered higher risk that tend to have accidents or serious violations may be required to pay an average of $1,530 more every year for Regal insurance

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.