Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average auto insurance rates for a Buick Regal are $1,320 annually with full coverage. Comprehensive costs on average $260, collision costs $450, and liability costs around $452. A policy with just liability insurance costs as low as $504 a year, with coverage for high-risk drivers costing around $2,854. Teen drivers pay the highest rates at $5,032 a year or more.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

These estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all U.S. states and for all Regal models.

Price Range from Low to High

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have fewer collision claims than larger metro areas.

The example below illustrates the difference location can make on car insurance rates.

The ranges above demonstrate why everyone should compare prices based on a specific location and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Buick Regal insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $767
• Using higher $1,000 deductibles will save around $162 annually
• The estimated rate for the average middle-age driver with $500 deductibles is $1,320
• Choosing pricier low deductibles for physical damage coverage will cost $1,632
• Drivers with multiple violations and an at-fault accident could pay upwards of $2,854 or more
• The price with full coverage for a teen driver for full coverage may cost $5,032 or more

View Chart as Image

Insurance prices for a Buick Regal are also quite variable based on the trim level and model year, your driving record, and policy deductibles and limits.

A more mature driver with a clean driving record and high physical damage deductibles may pay as little as $1,200 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $5,000 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out at a minimum $1,600 to $2,200 extra each year, depending on your age. Buick Regal insurance for high-risk drivers can be as much as 44% to 135% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $480 every year, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $407 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Buick Regal insurance prices. A driver around age 40 might see prices as low as $950 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,780 on average in Florida, Michigan, and New York.

View Chart as Image

Since prices can be so different, the best way to find out exactly what you will pay is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, so the prices may be quite different between companies.

How to Buy Cheap Buick Regal Insurance

Getting lower rates on car insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and bundling your home and auto policies. Make time to compare rates once a year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a brief summary of the data that was touched on in this article.

• You may be able to save as much as $160 per year simply by quoting online well ahead of the renewal date
• Policyholders who require additional liability coverage will pay about $500 every year to increase from a low limit to higher 250/500 limits
• 16 to 18-year-old drivers pay the highest prices, costing up to $419 a month including comprehensive and collision insurance
• Higher risk drivers that tend to have accidents or serious violations pay an average of $1,530 more each year than a driver with a clean driving record

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.