Buick Regal Insurance Rates

The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs. 

For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.

Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates. 

If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.

U.S. average insurance rates for a Buick Regal are $1,320 a year including full coverage. Comprehensive insurance costs on average $260 a year, collision insurance costs $450, and liability is estimated at $452. Liability-only insurance costs approximately $504 a year, and high-risk driver insurance costs $2,854 or more. 16-year-old drivers pay the highest rates at up to $5,032 a year.

Average premium for full coverage: $1,320

Price estimates by individual coverage:

These estimates include $500 physical damage deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and Regal trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on car insurance rates. Rural areas have lower incidents of comprehensive and collision claims than congested cities. The diagram below illustrates how location impacts car insurance rates.

The ranges above highlight why it is important to get quotes based on a specific location, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below breaks down average Buick Regal insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $767
• Choosing higher $1,000 deductibles can save around $1,158 every year
• The estimated price for the average middle-age driver with $500 deductibles is $1,320
• Buying low $100 deductibles for comp and collision coverage will cost an additional $312 annually
• Higher-risk drivers with multiple tickets or accidents could pay upwards of $2,854
• The price that insures a 16-year-old driver may cost $5,032 each year

View Chart as Image

Car insurance prices for a Buick Regal are also quite variable based on the trim level of your Regal, your driving record and age, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are likely paying at a minimum $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy ranges from 44% to 135% more than the average rate. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,200 annually on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $5,000 a year. View Rates by Age

The state you live in plays a big part in determining prices for Buick Regal insurance prices. A good driver about age 40 could pay as low as $1,010 a year in states like Missouri, New Hampshire, and Vermont, or at least $1,880 on average in Michigan, New York, and Louisiana.

View Chart as Image

Opting for high physical damage deductibles can save as much as $480 annually, while buying higher liability limits will cost you more. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $407 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find Cheap Buick Regal Insurance

Getting lower rates on insurance for a Buick Regal takes being a safe and courteous driver, having a positive credit history, being claim-free, and possibly raising deductibles. Comparison shop at least every other year by requesting rates from direct car insurance companies, and also from insurance agencies where you live.

Below is a brief summary of the car insurance concepts touched on above.

• Drivers considered higher risk that tend to have accidents or serious violations could be forced to pay on average $1,530 more each year for auto insurance
• You may be able to save as much as $160 per year just by quoting early and online
• Increasing physical damage deductibles can save approximately $475 each year
• Insureds who require higher levels of liability will pay around $500 per year to raise limits from a low limit to the 250/500 level

As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage. 

However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model. 

Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away. 

What are the safety ratings for the Buick Regal?

Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase. 

However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup. 

Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.

• Small overlap front (driver-side): Good
• Moderate overlap front: Good
• Side: Good

A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase. 

Buick Regal Compared Against other Vehicles in the Same Class

Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand. 

Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:

• Chevrolet Impala
• Dodge Charger
• Toyota Avalon

Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.  

Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you. 

You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.