Buick Regal Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 5, 2024
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The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
Estimated insurance prices for a Buick Regal are $1,320 every 12 months for full coverage insurance. Comprehensive costs around $260, collision costs $450, and liability is $452. Liability-only coverage costs around $504 a year, with high-risk coverage costing around $2,854. 16-year-old drivers pay the most at $5,032 a year or more.
Average premium for full coverage: $1,320
Premium estimates for type of coverage:
Prices include $500 policy deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all Regal models.
Insurance Price Range by Risk and Coverage
For the average 40-year-old driver, insurance rates for a Buick Regal go from the cheapest price of $504 for the bare minimum liability coverage to the much higher price of $2,854 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are statistically proven to have more infrequent physical damage claims than congested cities.
The example below illustrates the difference location can make on auto insurance rates.
These rate differences illustrate why everyone should compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Buick Regal insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $767
- Raising to $1,000 deductibles will save about $162 each year
- The average price for a 40-year-old good driver using $500 deductibles is $1,320
- Buying pricier low deductibles increases the price to $1,632
- At-risk drivers with multiple tickets or accidents could pay at least $2,854 or more
- An auto insurance policy to insure a teen driver for full coverage can be $5,032
Insurance prices for a Buick Regal also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $480 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $407 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may pay as little as $1,200 every 12 months on average, or $100 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers can expect to pay as much as $5,000 a year. View Rates by Age
If you have a few violations or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Buick Regal insurance for high-risk drivers is expensive and can cost as much as 44% to 135% more than the average rate. View High Risk Driver Rates
Where you choose to live also has a big influence on Buick Regal insurance prices. A middle-age driver might find prices as low as $860 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,780 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,192 | -$128 | -9.7% |
| Alaska | $1,012 | -$308 | -23.3% |
| Arizona | $1,094 | -$226 | -17.1% |
| Arkansas | $1,320 | -$0 | 0.0% |
| California | $1,502 | $182 | 13.8% |
| Colorado | $1,260 | -$60 | -4.5% |
| Connecticut | $1,358 | $38 | 2.9% |
| Delaware | $1,492 | $172 | 13.0% |
| Florida | $1,650 | $330 | 25.0% |
| Georgia | $1,218 | -$102 | -7.7% |
| Hawaii | $946 | -$374 | -28.3% |
| Idaho | $892 | -$428 | -32.4% |
| Illinois | $982 | -$338 | -25.6% |
| Indiana | $992 | -$328 | -24.8% |
| Iowa | $890 | -$430 | -32.6% |
| Kansas | $1,252 | -$68 | -5.2% |
| Kentucky | $1,800 | $480 | 36.4% |
| Louisiana | $1,952 | $632 | 47.9% |
| Maine | $814 | -$506 | -38.3% |
| Maryland | $1,086 | -$234 | -17.7% |
| Massachusetts | $1,056 | -$264 | -20.0% |
| Michigan | $2,292 | $972 | 73.6% |
| Minnesota | $1,104 | -$216 | -16.4% |
| Mississippi | $1,580 | $260 | 19.7% |
| Missouri | $1,168 | -$152 | -11.5% |
| Montana | $1,416 | $96 | 7.3% |
| Nebraska | $1,040 | -$280 | -21.2% |
| Nevada | $1,582 | $262 | 19.8% |
| New Hampshire | $952 | -$368 | -27.9% |
| New Jersey | $1,474 | $154 | 11.7% |
| New Mexico | $1,168 | -$152 | -11.5% |
| New York | $1,390 | $70 | 5.3% |
| North Carolina | $760 | -$560 | -42.4% |
| North Dakota | $1,080 | -$240 | -18.2% |
| Ohio | $912 | -$408 | -30.9% |
| Oklahoma | $1,354 | $34 | 2.6% |
| Oregon | $1,208 | -$112 | -8.5% |
| Pennsylvania | $1,258 | -$62 | -4.7% |
| Rhode Island | $1,760 | $440 | 33.3% |
| South Carolina | $1,196 | -$124 | -9.4% |
| South Dakota | $1,114 | -$206 | -15.6% |
| Tennessee | $1,156 | -$164 | -12.4% |
| Texas | $1,592 | $272 | 20.6% |
| Utah | $976 | -$344 | -26.1% |
| Vermont | $904 | -$416 | -31.5% |
| Virginia | $790 | -$530 | -40.2% |
| Washington | $1,018 | -$302 | -22.9% |
| West Virginia | $1,208 | -$112 | -8.5% |
| Wisconsin | $914 | -$406 | -30.8% |
| Wyoming | $1,176 | -$144 | -10.9% |
With such a large range in prices, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every auto insurance company utilizes a different rate formula, so the prices will be substantially different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Buick Regal | $260 | $450 | $452 | $1,320 |
| 2019 Buick Regal | $250 | $424 | $456 | $1,288 |
| 2018 Buick Regal | $240 | $380 | $460 | $1,238 |
| 2017 Buick Regal | $224 | $350 | $460 | $1,192 |
| 2016 Buick Regal | $216 | $328 | $464 | $1,166 |
| 2015 Buick Regal | $210 | $306 | $474 | $1,148 |
| 2014 Buick Regal | $194 | $284 | $474 | $1,110 |
| 2013 Buick Regal | $190 | $258 | $478 | $1,084 |
| 2012 Buick Regal | $176 | $236 | $474 | $1,044 |
| 2011 Buick Regal | $166 | $214 | $474 | $1,012 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Buick Regal Insurance
Finding better rates on car insurance consists of avoiding accidents and claims, having good credit, paying for small claims out-of-pocket, and insuring your home and auto with the same company. Make time to compare rates once a year by getting quotes from direct insurance companies, and also from your local independent and exclusive agents.
The points below are a quick rundown of the data that was touched on in this article.
- It is possible to save up to $160 per year simply by quoting online well ahead of the renewal date
- Policyholders who may need increased liability limits will pay around $500 annually to raise from 30/60 bodily injury limits to a 250/500 level
- Drivers under the age of 20 pay higher prices, with premiums being up to $419 per month if they have full coverage
- Higher risk drivers with reckless driving or DUI convictions may pay on average $1,530 more every year to insure a Buick Regal
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
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What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,032 |
| 20 | $3,042 |
| 30 | $1,366 |
| 40 | $1,320 |
| 50 | $1,206 |
| 60 | $1,184 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,632 |
| $250 | $1,488 |
| $500 | $1,320 |
| $1,000 | $1,158 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,320 |
| 50/100 | $1,410 |
| 100/300 | $1,523 |
| 250/500 | $1,817 |
| 100 CSL | $1,456 |
| 300 CSL | $1,704 |
| 500 CSL | $1,885 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,160 |
| 20 | $4,844 |
| 30 | $2,906 |
| 40 | $2,854 |
| 50 | $2,728 |
| 60 | $2,704 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $70 |
| Multi-vehicle | $70 |
| Homeowner | $21 |
| 5-yr Accident Free | $93 |
| 5-yr Claim Free | $85 |
| Paid in Full/EFT | $57 |
| Advance Quote | $64 |
| Online Quote | $93 |
| Total Discounts | $553 |
Discounts are estimated and may not be available from every company or in every state.
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