Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average auto insurance rates for an Audi TT are $1,640 annually for full coverage insurance. Comprehensive costs around $368, collision costs $698, and liability costs around $416. Buying just liability costs as low as $474 a year, with insurance for high-risk drivers costing around $3,560. Teens receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates for individual coverage type:

Full coverage includes $500 physical damage deductibles, liability limits of 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all 50 states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can have significant affects on car insurance rates. Areas with sparse population tend to have fewer physical damage claims than cities with more traffic congestion.

The price range example below illustrates how where you live affects auto insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below illustrates estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $925
• Using higher $1,000 deductibles will save about $242 each year
• The estimated rate for a 40-year-old driver using $500 deductibles is $1,640
• Selecting more expensive low deductibles for physical damage coverage will cost $2,112
• Drivers with serious driving violations could pay at least $3,560 or more
• The cost with full coverage for a teen driver with full coverage can be $6,000 or more

View Chart as Image

Auto insurance rates for an Audi TT can also vary considerably based on the trim level of your TT, your risk profile, and deductibles and policy limits.

An older driver with a good driving record and high physical damage deductibles may pay as little as $1,500 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay as much as $6,000 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are probably paying at least $1,900 to $2,600 in extra premium per year, depending on your age. High-risk driver insurance can be as much as 43% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $720 every year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $375 extra every year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Audi TT insurance prices. A driver around age 40 might see rates as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

With so much variability in rates, the only way to figure out your exact price is to compare rates and see which company has the best rate. Each insurance company calculates rates differently, and quoted rates can be significantly different between companies.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Buy More Affordable Audi TT Insurance

Saving money on car insurance requires being a safe and courteous driver, having above-average credit, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop once a year by obtaining price quotes from direct insurance companies like Progressive and GEICO, and also from several local insurance agents.

Below is a summary of the data that was touched on in the above illustrations.

• It is possible to save up to $200 per year simply by shopping early and online
• Policyholders who may need higher levels of liability will pay approximately $460 annually to increase from a minimum limit to higher 250/500 limits
• Teenage drivers are expensive to insure, costing up to $500 per month if full coverage is included
• Higher risk drivers who have multiple accidents or major violations pay on average $1,920 more every year for auto insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.