Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,640 every 12 months for full coverage. Comprehensive costs an estimated $368 a year, collision costs $698, and liability costs around $416. A liability-only policy costs as low as $474 a year, with high-risk insurance costing around $3,560. 16-year-old drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates broken down by individual coverage type:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates are averaged for all states and TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on insurance rates. More rural locations tend to have more infrequent accident claims than congested cities.

The diagram below illustrates how location helps determine insurance prices.

These examples show why it is important to compare prices for a targeted area and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows estimated Audi TT insurance rates for other coverage scenarios.

• The best full coverage rate is $925
• Using higher $1,000 deductibles will save approximately $1,398 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,640
• Buying low $100 deductibles for physical damage coverage increases the price to $2,112
• High-risk insureds with multiple tickets or accidents could pay up to $3,560 or more
• The cost to insure a 16-year-old driver can cost as much as $6,000 or more

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Opting for high physical damage deductibles could cut rates by as much as $720 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as low as $1,500 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay at least $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,900 to $2,600 extra per year, depending on your age. A high-risk auto insurance policy can be from 43% to 129% more than the average rate. View High Risk Driver Rates

Where you live has a huge impact on Audi TT insurance prices. A driver around age 40 might see rates as low as $1,080 a year in states like Iowa, Maine, and Idaho, or at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

With so much variability in rates, the only way to know which company is cheapest is to get quotes from multiple companies. Each insurance company utilizes a different rate formula, so the rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Cheapest Audi TT Insurance

Saving money on insurance for an Audi TT requires avoiding accidents and claims, having good credit, eliminating unneeded coverage, and taking advantage of discounts. Invest time comparing rates every year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a recap of the coverage data covered in the charts and tables above.

• Drivers can save approximately $200 per year simply by quoting early and online
• Increasing deductibles could save as much as $725 each year
• Drivers under the age of 20 are charged the highest rates, costing as high as $500 per month if they have full coverage
• Drivers considered higher risk that have major violations or accidents pay on average $1,920 more annually to insure an Audi TT

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.