Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,640 every 12 months with full coverage. Comprehensive insurance costs around $368, collision costs $698, and liability is $416. A policy with just liability insurance costs around $474 a year, with coverage for high-risk drivers costing $3,560 or more. 16-year-old drivers receive the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Rate estimates for individual coverage type:

Price estimates include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Rates are averaged for all U.S. states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can have significant affects on insurance rates. Areas with sparse population tend to have more infrequent collision claims than congested cities.

The price range example below illustrates the effect of geographic area on auto insurance rates.

These examples demonstrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $925
• Raising to $1,000 deductibles will save about $242 annually
• The average price for a 40-year-old driver using $500 deductibles is $1,640
• Buying more expensive low deductibles costs an extra $472 every year
• At-risk drivers with multiple tickets or accidents could pay at least $3,560 or more
• The cost to insure a teen driver with full coverage can be $6,000

View Chart as Image

Insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driving record, and the trim level and model year.

Opting for high physical damage deductibles can reduce rates by up to $720 every year, while increasing your policy's liability limits will increase rates. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $375 more each year. View Rates by Deductible or Liability Limit

An older driver with no violations or accidents and higher deductibles may pay as little as $1,500 every 12 months on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay as much as $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 additional per year, depending on your age. High-risk driver insurance is expensive and can cost as much as 43% to 129% more than the average rate. View High Risk Driver Rates

Where you live also has a big influence on Audi TT insurance prices. A middle-age driver might find rates as low as $1,180 a year in states like New Hampshire, Ohio, and Utah, or at least $2,220 on average in Florida, Michigan, and New York.

View Chart as Image

With so much variability in rates, the best way to find out your exact price is to compare rates and see which company has the best rate. Every auto insurance company utilizes a different rate formula, and rates can be significantly different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Audi TT Insurance

Saving money on car insurance consists of being safe and accident-free, having above-average credit, eliminating unnecessary coverage, and taking advantage of discounts. Take the time to compare rates every time your policy renews by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

Below you'll find a condensed summary of the information covered in the above illustrations.

• You may be able to save up to $200 per year simply by shopping early and online
• Youthful drivers are charged the highest rates, with premiums as much as $500 per month if full coverage is included
• Increasing deductibles could save as much as $725 each year
• Higher risk drivers with multiple at-fault accidents pay on average $1,920 more every year than a low-risk driver
• Policyholders who may need more liability protection will pay around $460 every year to raise from a minimum limit to a 250/500 level

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.