Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs an estimated $368 a year, collision costs $698, and liability costs $416. Liability-only coverage costs as little as $474 a year, with high-risk coverage costing $3,560 or more. Teens pay the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Price estimates broken down by individual coverage:

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and TT trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on insurance rates. More rural locations have a lower frequency of accident claims than cities with more traffic congestion.

The diagram below illustrates how geographic area affects insurance prices.

The ranges above show why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows estimated Audi TT insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $925
• Drivers who choose higher $1,000 deductibles will pay approximately $1,398 a year
• The average rate for the average middle-age driver who has $500 deductibles is $1,640
• Selecting low $100 deductibles for comprehensive and collision insurance will cost an extra $472 annually
• Drivers with serious driving violations could pay up to $3,560 or more
• The price for full coverage for a 16-year-old driver can cost as much as $6,000 a year

View Chart as Image

Auto insurance prices for an Audi TT are also quite variable based on your driving record, the trim level of your TT, and liability limits and deductibles.

Older drivers with a good driving record and high deductibles may pay as low as $1,500 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay at least $6,000 a year. View Rates by Age

The state you live in makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,080 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,340 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $720 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying $1,900 to $2,600 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 129% more than the average policy. View High Risk Driver Rates

Since prices can be so different, the only way to know which car insurance is cheapest is to get quotes from multiple companies. Every company calculates prices differently, and quoted prices may be quite different from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find the Right Audi TT Insurance

Getting lower rates on insurance for an Audi TT not only requires being a good driver, but also having good credit, eliminating unnecessary coverage, and qualifying for all possible discounts. Invest the time to compare rates every time your policy renews by getting quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The following list is a quick rundown of the information presented in the illustrations above.

• Drivers can save approximately $200 per year simply by quoting early and online
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $500 a month if they have full coverage
• Increasing physical damage deductibles can save around $725 each year
• Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,920 more annually than a safer driver
• Insureds who want an increased level of liability coverage will pay approximately $460 each year to go from a low limit to 250/500 limits

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.