Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance rates for an Audi TT are $1,652 a year with full coverage. Comprehensive insurance costs on average $382, collision costs $714, and liability costs around $398. Liability-only insurance costs as low as $460 a year, with high-risk driver insurance costing $3,584 or more. Teens pay the most at $6,002 a year or more.

Average premium for full coverage: $1,652

Premium estimates by type of coverage:

Prices are based on $500 physical damage insurance deductibles, minimum liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all U.S. states and for all TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can make a big difference on auto insurance rates. Rural areas are statistically proven to have lower incidents of collision claims than cities with more traffic congestion.

The example below illustrates the effect of geographic area on car insurance rates.

These rate differences demonstrate why everyone should compare prices based on a specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details estimated Audi TT insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $931
• Using higher $1,000 deductibles will save around $248 annually
• The estimated price for a 40-year-old good driver with $500 deductibles is $1,652
• Selecting pricier low deductibles for physical damage coverage will cost an additional $486 annually
• High-risk insureds with serious driving violations could pay upwards of $3,584 or more
• An auto insurance policy that insures a 16-year-old driver for full coverage may cost $6,002 or more

View Chart as Image

Insurance prices for an Audi TT also have a wide range based on the model of your TT, your age and driving habits, and policy deductibles and limits.

If you have a few violations or you caused an accident, you may be forking out at a minimum $2,000 to $2,700 additional annually, depending on your age. Audi TT insurance for high-risk drivers can be from 45% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay upwards of $6,000 a year. View Rates by Age

Where you choose to live has a huge impact on Audi TT insurance prices. A driver around age 40 might see prices as low as $1,190 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,230 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $740 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $358 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company calculates prices differently, and prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Finding better rates on insurance for an Audi TT requires being a low-risk driver, having a good credit score, being claim-free, and insuring your home and auto with the same company. Compare rates every couple of years by getting quotes from direct companies, and also from several local insurance agents.

The items below are a brief review of the material that was covered in the above illustrations.

• Insureds who require more liability coverage will pay approximately $440 every year to increase from 30/60 bodily injury limits to the 250/500 level
• Teen drivers pay higher prices, possibly costing $500 per month if comprehensive and collision insurance is included
• Drivers considered higher risk with DUI or reckless driving convictions pay on average $1,930 more each year to insure their TT
• Increasing policy deductibles can save approximately $725 each year

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.