Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Estimated insurance prices for an Audi TT are $1,640 every 12 months with full coverage. Comprehensive costs around $368 each year, collision costs $698, and liability coverage costs $416. A liability-only policy costs as little as $474 a year, with high-risk insurance costing around $3,560. Teen drivers pay the most at $6,000 a year or more.

Average premium for full coverage: $1,640

Premium estimates for type of coverage:

Price estimates include $500 policy deductibles, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all U.S. states and TT models.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on insurance rates. Areas with sparse population are statistically proven to have more infrequent collision claims than larger metro areas.

The graphic below illustrates how location impacts auto insurance rates.

These rate differences demonstrate why all drivers should compare rates for a specific zip code and their own driving history, rather than using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below details estimated Audi TT insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $925
• Drivers who choose higher $1,000 deductibles will pay about $242 annually
• The average price for a 40-year-old good driver using $500 deductibles is $1,640
• Choosing low deductibles for comprehensive and collision insurance increases the price to $2,112
• High-risk insureds with multiple violations and an at-fault accident could pay at least $3,560 or more
• An auto insurance policy to insure a teenage driver can be $6,000 a year

View Chart as Image

Auto insurance prices for an Audi TT also have a wide range based on physical damage deductibles and liability limits, your driving record, and the trim level and model year.

Choosing high deductibles could save up to $720 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $375 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers will have to pay as much as $6,000 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out at least $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can cost around 43% to 129% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,220 on average in Florida, Michigan, and New York.

View Chart as Image

With such a large range in prices, the best way to find out your exact price is to do a rate comparison and see how they stack up. Every company uses a different rate calculation, and quoted prices will be substantially different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for Cheaper Audi TT Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit score, being claim-free, and maximizing policy discounts. Spend time shopping around at every policy renewal by getting quotes from direct companies, and also from several local insurance agents.

The following list is a condensed summary of the data touched on above.

• Consumers who may need an increased level of liability coverage will pay about $460 every year to go from 30/60 bodily injury limits to a 250/500 level
• You may be able to save up to $200 per year simply by quoting online in advance
• Increasing policy deductibles could save as much as $725 each year
• Drivers age 16 to 20 are expensive to insure, possibly costing $500 per month if comprehensive and collision insurance is included

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.