Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

Average insurance prices for an Audi TT are $1,640 every 12 months for full coverage. Comprehensive insurance costs an estimated $368, collision insurance costs $698, and liability coverage is $416. Liability-only coverage costs around $474 a year, and high-risk coverage costs $3,560 or more. Teenage drivers receive the highest rates at up to $6,000 a year.

Average premium for full coverage: $1,640

Rate estimates broken down by individual coverage type:

Rate estimates include $500 comprehensive and collision deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all states and for different TT trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a large influence on insurance rates. More rural locations tend to have more infrequent accident claims than densely populated cities. The price range example below illustrates the difference between rural and urban areas on insurance prices.

These examples show why anyone shopping for car insurance should compare rates quotes for a targeted area and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi TT insurance rates for other coverage scenarios.

• The best discount rate is $925
• Raising to $1,000 deductibles will save approximately $242 a year
• The average price for a 40-year-old driver who has $500 deductibles is $1,640
• Using more expensive low deductibles costs an extra $472 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $3,560
• The cost to insure a teenage driver with full coverage can cost as much as $6,000

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Car insurance rates for an Audi TT can also vary considerably based on policy deductibles and limits, your driver profile, and the model year and trim level.

Using high physical damage deductibles can reduce rates by up to $720 a year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

An older driver with no driving violations and higher deductibles may only pay around $1,500 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged at least $6,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,900 to $2,600 extra per year, depending on your age. High-risk driver insurance is expensive and can cost around 43% to 129% more than a normal policy. View High Risk Driver Rates

Where you live also has a big influence on Audi TT insurance rates. A middle-age driver might find rates as low as $1,080 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,340 on average in New York, Louisiana, and Michigan.

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Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Shop for the Best Audi TT Insurance

Saving money on auto insurance consists of avoiding accidents and violations, maintaining a good credit score, eliminating unneeded coverage, and possibly higher deductibles. Set aside time to compare rates once a year by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a brief recap of the data that was covered above.

• Drivers can save approximately $200 per year just by shopping early and online
• Consumers who want higher liability limits will pay an extra $460 each year to raise from a minimum limit to a 250/500 level
• Teenagers have the highest car insurance rates, costing as high as $500 per month if the policy includes full coverage
• Drivers who tend to receive serious violations pay on average $1,920 more annually for car insurance

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.