Audi TT Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 9, 2024
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If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay.
Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.
U.S. average insurance rates for an Audi TT are $1,640 a year for full coverage. Comprehensive insurance costs an estimated $368, collision costs $698, and liability insurance is $416. Liability-only insurance costs around $474 a year, with high-risk driver insurance costing $3,560 or more. Teen drivers pay the highest rates at $6,000 a year or more.
Average premium for full coverage: $1,640
Price estimates broken down by individual coverage:
Rates are based on $500 deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for different TT trim levels.
Price Range from Low to High
For the average driver, Audi TT insurance prices go from as low as $474 for a discount liability-only rate to a much higher rate of $3,560 for a driver who requires high-risk insurance.
Geographic Price Range
Choosing to live in a large city has a significant impact on insurance rates. More rural locations have a lower frequency of accident claims than larger metro areas.
The price range example below illustrates how location impacts insurance prices.
The ranges above show why anyone shopping for car insurance should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Audi TT insurance rates for other coverage scenarios.
- The lowest rate with discounts is $925
- Raising to $1,000 deductibles will save approximately $242 a year
- The average rate for the average middle-age driver who has $500 deductibles is $1,640
- Choosing more expensive low deductibles will cost an extra $472 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,560 or more
- The price for full coverage for a teen driver with full coverage can cost as much as $6,000
Car insurance prices for an Audi TT are also quite variable based on your driving record, the trim level of your TT, and liability limits and deductibles.
An older driver with no driving violations and high deductibles could pay as little as $1,500 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged at least $6,000 a year. View Rates by Age
The state you live in also has a big influence on Audi TT insurance rates. A middle-age driver might find prices as low as $1,080 a year in states like Iowa, Maine, and Idaho, or as much as $2,340 on average in New York, Louisiana, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,484 | -$156 | -9.5% |
| Alaska | $1,258 | -$382 | -23.3% |
| Arizona | $1,362 | -$278 | -17.0% |
| Arkansas | $1,640 | -$0 | 0.0% |
| California | $1,870 | $230 | 14.0% |
| Colorado | $1,568 | -$72 | -4.4% |
| Connecticut | $1,688 | $48 | 2.9% |
| Delaware | $1,858 | $218 | 13.3% |
| Florida | $2,054 | $414 | 25.2% |
| Georgia | $1,514 | -$126 | -7.7% |
| Hawaii | $1,176 | -$464 | -28.3% |
| Idaho | $1,110 | -$530 | -32.3% |
| Illinois | $1,222 | -$418 | -25.5% |
| Indiana | $1,236 | -$404 | -24.6% |
| Iowa | $1,110 | -$530 | -32.3% |
| Kansas | $1,560 | -$80 | -4.9% |
| Kentucky | $2,240 | $600 | 36.6% |
| Louisiana | $2,428 | $788 | 48.0% |
| Maine | $1,012 | -$628 | -38.3% |
| Maryland | $1,354 | -$286 | -17.4% |
| Massachusetts | $1,312 | -$328 | -20.0% |
| Michigan | $2,850 | $1,210 | 73.8% |
| Minnesota | $1,372 | -$268 | -16.3% |
| Mississippi | $1,966 | $326 | 19.9% |
| Missouri | $1,458 | -$182 | -11.1% |
| Montana | $1,764 | $124 | 7.6% |
| Nebraska | $1,294 | -$346 | -21.1% |
| Nevada | $1,966 | $326 | 19.9% |
| New Hampshire | $1,182 | -$458 | -27.9% |
| New Jersey | $1,834 | $194 | 11.8% |
| New Mexico | $1,452 | -$188 | -11.5% |
| New York | $1,728 | $88 | 5.4% |
| North Carolina | $946 | -$694 | -42.3% |
| North Dakota | $1,342 | -$298 | -18.2% |
| Ohio | $1,134 | -$506 | -30.9% |
| Oklahoma | $1,684 | $44 | 2.7% |
| Oregon | $1,504 | -$136 | -8.3% |
| Pennsylvania | $1,566 | -$74 | -4.5% |
| Rhode Island | $2,188 | $548 | 33.4% |
| South Carolina | $1,486 | -$154 | -9.4% |
| South Dakota | $1,386 | -$254 | -15.5% |
| Tennessee | $1,436 | -$204 | -12.4% |
| Texas | $1,978 | $338 | 20.6% |
| Utah | $1,214 | -$426 | -26.0% |
| Vermont | $1,122 | -$518 | -31.6% |
| Virginia | $984 | -$656 | -40.0% |
| Washington | $1,268 | -$372 | -22.7% |
| West Virginia | $1,504 | -$136 | -8.3% |
| Wisconsin | $1,136 | -$504 | -30.7% |
| Wyoming | $1,462 | -$178 | -10.9% |
Choosing high deductibles can reduce prices by up to $720 each year, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit
If you have some driving violations or tend to cause accidents, you could be paying $1,900 to $2,600 extra each year, depending on your age. High-risk driver insurance is expensive and can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates
Since prices can be so different, the only way to know which car insurance is cheapest is to compare prices from as many companies as possible. Every auto insurance company uses a different rate calculation, so rate quotes may be quite different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,586 | $132 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,628 | $136 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,668 | $139 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,782 | $149 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT | $368 | $698 | $416 | $1,640 |
| 2022 Audi TT | $356 | $668 | $430 | $1,612 |
| 2021 Audi TT | $336 | $646 | $442 | $1,582 |
| 2020 Audi TT | $324 | $598 | $452 | $1,532 |
| 2019 Audi TT | $310 | $564 | $456 | $1,488 |
| 2018 Audi TT | $298 | $506 | $460 | $1,422 |
| 2017 Audi TT | $278 | $466 | $460 | $1,362 |
| 2016 Audi TT | $268 | $436 | $464 | $1,326 |
| 2015 Audi TT | $262 | $406 | $474 | $1,300 |
| 2014 Audi TT | $242 | $378 | $474 | $1,252 |
| 2013 Audi TT | $236 | $342 | $478 | $1,214 |
| 2012 Audi TT | $220 | $314 | $474 | $1,166 |
| 2011 Audi TT | $208 | $284 | $474 | $1,124 |
| 2010 Audi TT | $200 | $256 | $468 | $1,082 |
| 2009 Audi TT | $198 | $250 | $460 | $1,066 |
Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi TT Insurance
Getting lower rates on Audi TT insurance consists of not taking risks behind the wheel, having above-average credit, eliminating unnecessary coverage, and not having any coverage lapses. Spend time shopping around at every other renewal by getting rate quotes from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.
The following is a quick review of the concepts that were touched on above.
- High-risk drivers with a DUI or reckless driving violation pay an average of $1,920 more annually for TT insurance
- Teens have the highest car insurance prices, with premiums as much as $500 a month if full coverage is included
- Drivers can save approximately $200 per year simply by shopping early and online
- Increasing physical damage deductibles can save around $725 each year
- Drivers can save approximately $200 per year simply by shopping early and online
As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.
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What are the safety ratings of the Audi TT?
Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.
Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Audi parking system plus Front And Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.
Audi TT Compared Against Other Vehicles in the Same Class
Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class.
The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.
Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,000 |
| 20 | $3,794 |
| 30 | $1,722 |
| 40 | $1,640 |
| 50 | $1,496 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,112 |
| $250 | $1,892 |
| $500 | $1,640 |
| $1,000 | $1,398 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,640 |
| 50/100 | $1,865 |
| 100/300 | $1,969 |
| 250/500 | $2,240 |
| 100 CSL | $1,907 |
| 300 CSL | $2,136 |
| 500 CSL | $2,302 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,596 |
| 20 | $6,044 |
| 30 | $3,650 |
| 40 | $3,560 |
| 50 | $3,398 |
| 60 | $3,368 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $86 |
| Homeowner | $23 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $119 |
| Total Discounts | $715 |
Discounts are estimated and may not be available from every company or in every state.
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