Audi TT Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: May 9, 2024
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If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay.
Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.
Estimated insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive costs an estimated $368, collision costs $698, and liability is estimated at $416. A policy with only liability insurance costs approximately $474 a year, with a high-risk policy costing around $3,560. Teen drivers pay the most at $6,000 a year or more.
Average premium for full coverage: $1,640
Premium estimates broken down by type of coverage:
Rate estimates include $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 states and for all TT models.
Insurance Price Range by Risk and Coverage
For a driver in their 40's, insurance rates for an Audi TT go from as low as $474 for just liability insurance to the much higher price of $3,560 for a policy for a high-risk driver.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than larger metro areas.
The example below illustrates how location helps determine insurance prices.
These rate differences illustrate why everyone should get quotes for a targeted area and risk profile, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Audi TT insurance rates for other coverage scenarios.
- The lowest rate with discounts is $925
- Choosing higher $1,000 deductibles can save approximately $242 each year
- The average rate for a 40-year-old good driver who has $500 deductibles is $1,640
- Choosing pricier low deductibles for comp and collision coverage will increase the cost to $2,112
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $3,560 or more
- An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost as much as $6,000 each year
Car insurance prices for an Audi TT also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.
A more mature driver with no driving violations and high deductibles may pay as low as $1,500 annually on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $6,000 a year. View Rates by Age
Where you choose to live plays a big part in determining prices for Audi TT insurance prices. A good driver about age 40 could pay as low as $1,070 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,220 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,484 | -$156 | -9.5% |
| Alaska | $1,258 | -$382 | -23.3% |
| Arizona | $1,362 | -$278 | -17.0% |
| Arkansas | $1,640 | -$0 | 0.0% |
| California | $1,870 | $230 | 14.0% |
| Colorado | $1,568 | -$72 | -4.4% |
| Connecticut | $1,688 | $48 | 2.9% |
| Delaware | $1,858 | $218 | 13.3% |
| Florida | $2,054 | $414 | 25.2% |
| Georgia | $1,514 | -$126 | -7.7% |
| Hawaii | $1,176 | -$464 | -28.3% |
| Idaho | $1,110 | -$530 | -32.3% |
| Illinois | $1,222 | -$418 | -25.5% |
| Indiana | $1,236 | -$404 | -24.6% |
| Iowa | $1,110 | -$530 | -32.3% |
| Kansas | $1,560 | -$80 | -4.9% |
| Kentucky | $2,240 | $600 | 36.6% |
| Louisiana | $2,428 | $788 | 48.0% |
| Maine | $1,012 | -$628 | -38.3% |
| Maryland | $1,354 | -$286 | -17.4% |
| Massachusetts | $1,312 | -$328 | -20.0% |
| Michigan | $2,850 | $1,210 | 73.8% |
| Minnesota | $1,372 | -$268 | -16.3% |
| Mississippi | $1,966 | $326 | 19.9% |
| Missouri | $1,458 | -$182 | -11.1% |
| Montana | $1,764 | $124 | 7.6% |
| Nebraska | $1,294 | -$346 | -21.1% |
| Nevada | $1,966 | $326 | 19.9% |
| New Hampshire | $1,182 | -$458 | -27.9% |
| New Jersey | $1,834 | $194 | 11.8% |
| New Mexico | $1,452 | -$188 | -11.5% |
| New York | $1,728 | $88 | 5.4% |
| North Carolina | $946 | -$694 | -42.3% |
| North Dakota | $1,342 | -$298 | -18.2% |
| Ohio | $1,134 | -$506 | -30.9% |
| Oklahoma | $1,684 | $44 | 2.7% |
| Oregon | $1,504 | -$136 | -8.3% |
| Pennsylvania | $1,566 | -$74 | -4.5% |
| Rhode Island | $2,188 | $548 | 33.4% |
| South Carolina | $1,486 | -$154 | -9.4% |
| South Dakota | $1,386 | -$254 | -15.5% |
| Tennessee | $1,436 | -$204 | -12.4% |
| Texas | $1,978 | $338 | 20.6% |
| Utah | $1,214 | -$426 | -26.0% |
| Vermont | $1,122 | -$518 | -31.6% |
| Virginia | $984 | -$656 | -40.0% |
| Washington | $1,268 | -$372 | -22.7% |
| West Virginia | $1,504 | -$136 | -8.3% |
| Wisconsin | $1,136 | -$504 | -30.7% |
| Wyoming | $1,462 | -$178 | -10.9% |
Choosing high deductibles can save as much as $720 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $375 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you are probably paying $1,900 to $2,600 extra annually, depending on your age. Audi TT insurance for high-risk drivers ranges from 43% to 129% more than average. View High Risk Driver Rates
With such a large range in prices, the only way to figure out which insurance company is cheapest is to regularly compare prices from multiple companies. Each auto insurer uses a different rate calculation, so rate quotes will be substantially different from one company to the next.
Insurance Rates by Trim Level and Model Year
| Model and Trim | Annual Premium | Monthly Premium |
|---|---|---|
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,546 | $129 |
| Audi TT 2.0T Quattro 2-Dr Coupe | $1,586 | $132 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,628 | $136 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,640 | $137 |
| Audi TT S 2.0T Quattro 2-Dr Coupe | $1,668 | $139 |
| Audi TT 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,712 | $143 |
| Audi TT S 2.0T Quattro 2-Dr Roadster | $1,782 | $149 |
Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT | $368 | $698 | $416 | $1,640 |
| 2022 Audi TT | $356 | $668 | $430 | $1,612 |
| 2021 Audi TT | $336 | $646 | $442 | $1,582 |
| 2020 Audi TT | $324 | $598 | $452 | $1,532 |
| 2019 Audi TT | $310 | $564 | $456 | $1,488 |
| 2018 Audi TT | $298 | $506 | $460 | $1,422 |
| 2017 Audi TT | $278 | $466 | $460 | $1,362 |
| 2016 Audi TT | $268 | $436 | $464 | $1,326 |
| 2015 Audi TT | $262 | $406 | $474 | $1,300 |
| 2014 Audi TT | $242 | $378 | $474 | $1,252 |
| 2013 Audi TT | $236 | $342 | $478 | $1,214 |
| 2012 Audi TT | $220 | $314 | $474 | $1,166 |
| 2011 Audi TT | $208 | $284 | $474 | $1,124 |
| 2010 Audi TT | $200 | $256 | $468 | $1,082 |
| 2009 Audi TT | $198 | $250 | $460 | $1,066 |
Rates are averaged for all Audi TT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Audi TT Insurance
Finding better rates on insurance for an Audi TT takes not taking risks behind the wheel, having above-average credit, paying for small claims out-of-pocket, and not having any coverage lapses. Invest time comparing rates every year by getting rate quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The following is a brief recap of the coverage data covered in the charts and tables above.
- It is possible to save approximately $200 per year simply by quoting online well ahead of the renewal date
- Increasing policy deductibles can save around $725 each year
- Teens have the highest car insurance prices, with premiums being up to $500 per month if full coverage is included
- Drivers considered higher risk who tend to receive serious violations pay on average $1,920 more annually for TT insurance
As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.
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What are the safety ratings of the Audi TT?
Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.
Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.
- Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Audi parking system plus Front And Rear Parking Sensors
- Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Outboard Front Lap And Shoulder Safety Belts
- Back-Up Camera
All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.
Audi TT Compared Against Other Vehicles in the Same Class
Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:
When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class.
The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.
Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $6,000 |
| 20 | $3,794 |
| 30 | $1,722 |
| 40 | $1,640 |
| 50 | $1,496 |
| 60 | $1,468 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,112 |
| $250 | $1,892 |
| $500 | $1,640 |
| $1,000 | $1,398 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,640 |
| 50/100 | $1,865 |
| 100/300 | $1,969 |
| 250/500 | $2,240 |
| 100 CSL | $1,907 |
| 300 CSL | $2,136 |
| 500 CSL | $2,302 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $8,596 |
| 20 | $6,044 |
| 30 | $3,650 |
| 40 | $3,560 |
| 50 | $3,398 |
| 60 | $3,368 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $89 |
| Multi-vehicle | $86 |
| Homeowner | $23 |
| 5-yr Accident Free | $127 |
| 5-yr Claim Free | $108 |
| Paid in Full/EFT | $79 |
| Advance Quote | $84 |
| Online Quote | $119 |
| Total Discounts | $715 |
Discounts are estimated and may not be available from every company or in every state.
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