Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

U.S. average insurance rates for an Audi TT are $1,640 a year for full coverage insurance. Comprehensive insurance costs on average $368, collision costs $698, and liability costs $416. Liability-only insurance costs as little as $474 a year, with high-risk driver insurance costing $3,560 or more. Teen drivers pay the highest rates at $6,000 a year or more.

Average premium for full coverage: $1,640

Price estimates by individual coverage:

Prices are based on $500 policy deductibles, split liability limits of 30/60, and includes both medical and UM/UIM coverage. Estimates are averaged for all 50 states and for all TT models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above illustrate why everyone should compare rates based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates estimated Audi TT insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $925
• Drivers who choose higher $1,000 deductibles will pay around $242 each year
• The estimated price for the average middle-age driver with $500 deductibles is $1,640
• Choosing pricier low deductibles for comprehensive and collision insurance will cost an additional $472 every year
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $3,560 or more
• The price that insures a teen driver for full coverage may cost $6,000 a year

View Chart as Image

Car insurance prices for an Audi TT are also quite variable based on the model of your TT, your age and driving record, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,900 to $2,600 extra each year, depending on your age. Audi TT insurance for high-risk drivers can cost as much as 43% to 129% more than average. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,500 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will be charged upwards of $6,000 a year. View Rates by Age

The state you live in makes a big difference in Audi TT insurance prices. A 40-year-old driver could pay as low as $1,070 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $2,220 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing high deductibles could save up to $720 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $375 extra every 12 months. View Rates by Deductible or Liability Limit

Since prices can be so different, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, so rate quotes may be quite different.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Affordable Audi TT Insurance

Getting lower rates on car insurance not only requires avoiding accidents and claims, but also having a positive credit history, not filing small claims, and maximizing policy discounts. Shop around at least once a year by requesting quotes from direct insurance companies, and also from your local independent and exclusive agents.

The points below are a brief review of the primary concepts that were covered above.

• It is possible to save as much as $200 per year simply by quoting online well ahead of the renewal date
• Higher risk drivers with DUI or reckless driving convictions may pay on average $1,920 more each year to insure an Audi TT
• Increasing physical damage deductibles can save approximately $725 each year
• Drivers under the age of 20 are expensive to insure, as much as $500 a month if full coverage is purchased

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.