Audi TT Insurance Rates

If you ever found yourself shopping for insurance on an Audi TT, you’re not alone. The stylish Audi TT has long attracted drivers from various backgrounds and age groups, both of which play a part in how much you pay for car insurance. For example, Audi TT insurance for a 20-year-old differs from the Audi TT insurance rates a more experienced driver might pay. 

Take advantage of this comprehensive article that details exactly how Audi TT insurance costs are determined. By the time you’ve read through it, you will have a much better idea of what your individualized rates might look like. You can even start comparing Audi TT insurance quotes right now by using our free online tool.

The average insurance rates for an Audi TT are $1,652 a year for full coverage. Comprehensive costs on average $382, collision costs $714, and liability coverage costs $398. Liability-only insurance costs as little as $460 a year, with high-risk driver insurance costing around $3,584. Teens cost the most to insure at $6,002 a year or more.

Average premium for full coverage: $1,652

Policy rates by type of insurance:

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all states and for all TT models.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have lower incidents of accident claims than cities with more traffic congestion.

The example below illustrates how where you live affects car insurance rates.

The examples above show why everyone should compare rates based on a specific location, rather than using averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Audi TT insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $931
• Drivers who choose higher $1,000 deductibles will pay around $248 a year
• The estimated price for a good driver age 40 with $500 deductibles is $1,652
• Selecting pricier low deductibles for comprehensive and collision insurance bumps up the cost to $2,138
• High-risk insureds with serious driving violations could pay upwards of $3,584 or more
• Policy cost that insures a teenage driver for full coverage may cost $6,002 a year

View Chart as Image

Auto insurance rates for an Audi TT also range considerably based on the model of your TT, how you drive, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you could be paying at a minimum $2,000 to $2,700 in extra premium every year, depending on your age. Audi TT insurance for high-risk drivers can cost around 45% to 135% more than the average policy. View High Risk Driver Rates

A more mature driver with a good driving record and higher comprehensive and collision deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will have to pay upwards of $6,000 a year. View Rates by Age

Your home state makes a big difference in Audi TT insurance rates. A 40-year-old driver could pay as low as $1,090 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,360 on average in Michigan, Louisiana, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could save up to $740 a year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $358 extra every year. View Rates by Deductible or Liability Limit

Because rates have so much variability, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every company calculates rates differently, and quoted rates will be varied.

Insurance Rates by Trim Level and Model Year

Rates assume 2023 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find Cheaper Audi TT Insurance

Finding cheaper rates on auto insurance not only requires being safe and accident-free, but also maintaining a good credit score, avoid buying unnecessary coverage, and taking advantage of discounts. Compare rates at least once a year by obtaining price quotes from direct carriers, and also from local exclusive and independent agents.

Below you'll find a condensed summary of the primary concepts that were touched on in the above illustrations.

• Drivers can save as much as $210 per year simply by quoting online well ahead of the renewal date
• Drivers with multiple at-fault accidents may pay on average $1,930 more each year than a low-risk driver
• Increasing comprehensive and collision deductibles can save approximately $725 each year
• Youthful drivers are charged the highest rates, costing up to $500 each month if the policy includes full coverage

As you can see from the information we’ve gone over to this point, there are several determining factors that influence a driver’s individual Audi TT insurance rates. The best way to find out what you might pay is by taking advantage of our free online tool below.

What are the safety ratings of the Audi TT?

Insurance can vary depending upon the Audi TT safety ratings and features of the model you drive.

Since the Audi TT has not been officially tested by the National Highway Traffic Safety Administration (NHTSA), take a look at the following safety features that come standard for this model.

• Electronic Stability Control (ESC)
• ABS And Driveline Traction Control
• Side Impact Beams
• Dual Stage Driver And Passenger Seat-Mounted Side Airbags
• Audi parking system plus Front And Rear Parking Sensors
• Low Tire Pressure Warning
• Dual Stage Driver And Passenger Front Airbags
• Curtain 1st Row Airbags
• Airbag Occupancy Sensor
• Driver And Passenger Knee Airbag
• Outboard Front Lap And Shoulder Safety Belts
• Back-Up Camera

All of these Audi TT safety features go a long way to help reduce the overall cost of insurance for an Audi TT, so be confident as you begin shopping for a policy.

Audi TT Compared Against Other Vehicles in the Same Class

Officially, the Audi TT is classified as a small two-door luxury sports car by the Insurance Institute for Highway Safety (IIHS). Other similar models include the following:

• Mercedes-Benz SLC Class
• Porsche Boxster
• Porsche Cayman

When providing you with a quote, insurance companies will consider the loss percentages of the Audi TT as it compares to other similar models in this class. 

The good news is that the Audi TT reflects a property damage liability loss percentage of -37 percent, which is one of the best in its class.

Now that we have gone into great detail about how Audi TT insurance rates are calculated, is there anything we might have missed? If not, start comparing Audi TT quotes from multiple companies by taking advantage of our free online tool.