Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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The average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage insurance. Comprehensive insurance costs around $260 each year, collision costs $372, and liability is $406. Buying just liability costs around $450 a year, with insurance for high-risk drivers costing $2,518 or more. Teens cost the most to insure at $4,398 a year or more.
Average premium for full coverage: $1,174
Policy rates for type of insurance:
Includes $500 policy deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Prices are averaged for all 50 states and TT RS models.
Price Range Variability
For the normal driver, Audi TT RS insurance rates go from the cheapest price of $450 for the bare minimum liability coverage to a high rate of $2,518 for a high-risk driver policy.
Urban vs. Rural Price Range
Choosing to live in a large city can have significant affects on car insurance rates. Areas with sparse population are shown to have more infrequent physical damage claims than cities with more traffic congestion.
The graphic below illustrates how geographic area affects auto insurance rates.
The examples above illustrate why all drivers should compare rates quotes for a specific zip code and their own driving history, instead of using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Audi TT RS insurance rates for additional coverage choices and driver risks.
- The cheapest rate after discounts is $688
- Raising to $1,000 deductibles will save about $144 each year
- The average price for a good driver age 40 using $500 deductibles is $1,174
- Selecting low deductibles costs an extra $274 every year
- At-risk drivers with serious driving violations could pay at least $2,518 or more
- Policy cost to insure a teen driver can be $4,398
Insurance rates for an Audi TT RS also range considerably based on liability limits and deductibles, your risk profile, and the trim level and model year.
Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $420 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay as much as $4,300 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are probably paying at least $1,400 to $1,900 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost as much as 43% to 133% more than the average policy. View High Risk Driver Rates
Your home state also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,580 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,058 | -$116 | -9.9% |
| Alaska | $898 | -$276 | -23.5% |
| Arizona | $972 | -$202 | -17.2% |
| Arkansas | $1,174 | -$0 | 0.0% |
| California | $1,336 | $162 | 13.8% |
| Colorado | $1,118 | -$56 | -4.8% |
| Connecticut | $1,202 | $28 | 2.4% |
| Delaware | $1,326 | $152 | 12.9% |
| Florida | $1,464 | $290 | 24.7% |
| Georgia | $1,084 | -$90 | -7.7% |
| Hawaii | $842 | -$332 | -28.3% |
| Idaho | $794 | -$380 | -32.4% |
| Illinois | $872 | -$302 | -25.7% |
| Indiana | $884 | -$290 | -24.7% |
| Iowa | $790 | -$384 | -32.7% |
| Kansas | $1,112 | -$62 | -5.3% |
| Kentucky | $1,598 | $424 | 36.1% |
| Louisiana | $1,734 | $560 | 47.7% |
| Maine | $724 | -$450 | -38.3% |
| Maryland | $966 | -$208 | -17.7% |
| Massachusetts | $934 | -$240 | -20.4% |
| Michigan | $2,034 | $860 | 73.3% |
| Minnesota | $982 | -$192 | -16.4% |
| Mississippi | $1,402 | $228 | 19.4% |
| Missouri | $1,040 | -$134 | -11.4% |
| Montana | $1,258 | $84 | 7.2% |
| Nebraska | $922 | -$252 | -21.5% |
| Nevada | $1,406 | $232 | 19.8% |
| New Hampshire | $844 | -$330 | -28.1% |
| New Jersey | $1,310 | $136 | 11.6% |
| New Mexico | $1,036 | -$138 | -11.8% |
| New York | $1,236 | $62 | 5.3% |
| North Carolina | $676 | -$498 | -42.4% |
| North Dakota | $960 | -$214 | -18.2% |
| Ohio | $808 | -$366 | -31.2% |
| Oklahoma | $1,202 | $28 | 2.4% |
| Oregon | $1,074 | -$100 | -8.5% |
| Pennsylvania | $1,116 | -$58 | -4.9% |
| Rhode Island | $1,564 | $390 | 33.2% |
| South Carolina | $1,062 | -$112 | -9.5% |
| South Dakota | $988 | -$186 | -15.8% |
| Tennessee | $1,028 | -$146 | -12.4% |
| Texas | $1,412 | $238 | 20.3% |
| Utah | $866 | -$308 | -26.2% |
| Vermont | $802 | -$372 | -31.7% |
| Virginia | $702 | -$472 | -40.2% |
| Washington | $904 | -$270 | -23.0% |
| West Virginia | $1,074 | -$100 | -8.5% |
| Wisconsin | $810 | -$364 | -31.0% |
| Wyoming | $1,044 | -$130 | -11.1% |
Because rates have so much variability, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every auto insurance company calculates rates differently, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2022 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2021 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2020 Audi TT RS | $356 | $648 | $384 | $1,524 |
| 2018 Audi TT RS | $328 | $548 | $390 | $1,402 |
| 2013 Audi TT RS | $260 | $372 | $406 | $1,174 |
| 2012 Audi TT RS | $242 | $340 | $402 | $1,120 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Cheapest Audi TT RS Insurance
Finding cheaper rates on car insurance consists of being safe and accident-free, having good credit, being claim-free, and insuring your home and auto with the same company. Invest the time to compare rates every time your policy renews by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
Below you'll find a recap of the information presented in the illustrations above.
- It is possible to save up to $140 per year simply by quoting online in advance
- Youthful drivers pay higher rates, possibly costing $367 each month if they have full coverage
- Increasing comprehensive and collision deductibles could save as much as $425 each year
- Higher risk drivers that have major violations or accidents may pay on average $1,340 more every year than a low-risk driver
- Policyholders who may need more liability protection will pay approximately $450 annually to raise from a 30/60 limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,398 |
| 20 | $2,662 |
| 30 | $1,216 |
| 40 | $1,174 |
| 50 | $1,072 |
| 60 | $1,052 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,448 |
| $250 | $1,322 |
| $500 | $1,174 |
| $1,000 | $1,030 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,174 |
| 50/100 | $1,255 |
| 100/300 | $1,357 |
| 250/500 | $1,621 |
| 100 CSL | $1,296 |
| 300 CSL | $1,519 |
| 500 CSL | $1,682 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,258 |
| 20 | $4,236 |
| 30 | $2,564 |
| 40 | $2,518 |
| 50 | $2,400 |
| 60 | $2,374 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $62 |
| Multi-vehicle | $61 |
| Homeowner | $19 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $75 |
| Paid in Full/EFT | $50 |
| Advance Quote | $55 |
| Online Quote | $83 |
| Total Discounts | $486 |
Discounts are estimated and may not be available from every company or in every state.
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