Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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The average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive costs an estimated $260, collision insurance costs $372, and liability costs $406. Liability-only coverage costs as little as $450 a year, and high-risk coverage costs around $2,518. 16-year-old drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Comprehensive $260
Collision $372
Liability $406

Rate estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all TT RS models.

Price Range Variability

Using a middle-aged driver as an example, Audi TT RS insurance rates range from the low end price of $450 for just liability insurance to the much higher price of $2,518 for a policy for a high-risk driver.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. More rural locations are shown to have lower incidents of collision claims than congested cities. The example below illustrates how where you live affects insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The examples above demonstrate why everyone should compare rates for a targeted area, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below details average Audi TT RS insurance rates for other coverage scenarios.

  • The best full coverage rate is $688
  • Drivers who choose higher $1,000 deductibles will pay approximately $144 annually
  • The estimated price for a good driver age 40 who has $500 deductibles is $1,174
  • Buying pricier low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
  • Higher-risk drivers with multiple tickets or accidents could pay up to $2,518
  • Policy cost that insures a teen driver for full coverage can cost as much as $4,398 a year

Insurance rates for an Audi TT RS also range considerably based on the model of your TT RS, your age and driving habits, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you may be forking out $1,400 to $1,900 additional every year, depending on your age. Audi TT RS insurance for high-risk drivers can cost as much as 43% to 133% more than the average rate. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records should be prepared to pay at least $4,300 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or at least $1,580 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Opting for high physical damage deductibles could save up to $420 every year, whereas buying more liability protection will increase premiums. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Audi TT RS Insurance

Finding cheaper rates on car insurance not only requires avoiding accidents and violations, but also having a good credit score, not filing small claims, and possibly raising deductibles. Comparison shop every year by requesting quotes from direct companies, and also from insurance agencies where you live.

The list below is a brief recap of the coverage data touched on in the above illustrations.

  • You may be able to save approximately $140 per year just by quoting online well ahead of the renewal date
  • Increasing comprehensive and collision deductibles can save approximately $425 each year
  • Teenagers are expensive to insure, as much as $367 each month if comprehensive and collision insurance is included
  • Higher risk drivers who tend to receive serious violations could be forced to pay on average $1,340 more annually for car insurance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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