Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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U.S. average insurance rates for an Audi TT RS are $1,214 a year for full coverage insurance. Comprehensive insurance costs on average $266 each year, collision costs $410, and liability insurance is $402. Buying just liability costs around $446 a year, with insurance for high-risk drivers costing $2,614 or more. Teen drivers pay the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,214
Price estimates by individual coverage:
Rates are based on $500 deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Estimates are averaged for all 50 states and TT RS models.
Price Range from Low to High
For a 40-year-old driver, Audi TT RS insurance prices go from the low end price of $446 for just liability insurance to a high rate of $2,614 for a policy for a high-risk driver.
Geographic Price Range
Choosing to live in a large city has a significant impact on insurance rates. Rural areas have lower incidents of physical damage claims than larger metro areas.
The graphic below illustrates how your location can change car insurance rates.
The ranges above illustrate why all drivers should compare rates quotes based on a specific location, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below illustrates estimated Audi TT RS insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $706
- Raising to $1,000 deductibles will save around $154 each year
- The estimated price for the average middle-age driver with $500 deductibles is $1,214
- Choosing low deductibles will cost an additional $296 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,614 or more
- The price that insures a teen driver may cost $4,538
Insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your age and driving record, and policy deductibles and limits.
If you have some driving violations or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 additional each year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates
More mature drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records should be prepared to pay upwards of $4,500 a year. View Rates by Age
The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,640 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $930 | -$284 | -23.4% |
| Arizona | $1,008 | -$206 | -17.0% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,382 | $168 | 13.8% |
| Colorado | $1,156 | -$58 | -4.8% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,370 | $156 | 12.9% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $822 | -$392 | -32.3% |
| Illinois | $902 | -$312 | -25.7% |
| Indiana | $914 | -$300 | -24.7% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,654 | $440 | 36.2% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $970 | -$244 | -20.1% |
| Michigan | $2,106 | $892 | 73.5% |
| Minnesota | $1,016 | -$198 | -16.3% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $954 | -$260 | -21.4% |
| Nevada | $1,454 | $240 | 19.8% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,358 | $144 | 11.9% |
| New Mexico | $1,072 | -$142 | -11.7% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $700 | -$514 | -42.3% |
| North Dakota | $994 | -$220 | -18.1% |
| Ohio | $836 | -$378 | -31.1% |
| Oklahoma | $1,244 | $30 | 2.5% |
| Oregon | $1,110 | -$104 | -8.6% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,100 | -$114 | -9.4% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,462 | $248 | 20.4% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $728 | -$486 | -40.0% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,112 | -$102 | -8.4% |
| Wisconsin | $838 | -$376 | -31.0% |
| Wyoming | $1,080 | -$134 | -11.0% |
Choosing high deductibles can reduce prices by up to $450 each year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out exactly what you will pay is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, and prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $420 | $774 | $338 | $1,668 |
| 2022 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2021 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2020 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2018 Audi TT RS | $342 | $610 | $388 | $1,476 |
| 2013 Audi TT RS | $266 | $410 | $402 | $1,214 |
| 2012 Audi TT RS | $260 | $372 | $406 | $1,174 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Best Cheap Audi TT RS Insurance
Getting lower rates on Audi TT RS insurance consists of not taking risks behind the wheel, having a good credit score, not filing small claims, and insuring your home and auto with the same company. Shop around every year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.
The following is a quick review of the coverage data illustrated above.
- It is possible to save as much as $140 per year simply by quoting online in advance
- Increasing physical damage deductibles can save approximately $450 each year
- Teens pay higher prices, as much as $378 a month if comprehensive and collision insurance is included
- High-risk drivers with a DUI or reckless driving violation may pay on average $1,400 more each year for TT RS insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,766 |
| 30 | $1,258 |
| 40 | $1,214 |
| 50 | $1,108 |
| 60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,374 |
| $500 | $1,214 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,294 |
| 100/300 | $1,395 |
| 250/500 | $1,656 |
| 100 CSL | $1,335 |
| 300 CSL | $1,556 |
| 500 CSL | $1,717 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,470 |
| 20 | $4,406 |
| 30 | $2,664 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $508 |
Discounts are estimated and may not be available from every company or in every state.
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