Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive costs around $260 a year, collision costs $372, and liability coverage costs around $406. Buying just liability costs as low as $450 a year, with insurance for high-risk drivers costing around $2,518. 16-year-old drivers pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Comprehensive $260
Collision $372
Liability $406

These estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Estimates are averaged for all 50 states and TT RS trim levels.

Price Range from Low to High

Using a 40-year-old driver as an example, Audi TT RS insurance prices go from as low as $450 for liability-only coverage to a high of $2,518 for coverage for higher-risk drivers.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Where you live has a large influence on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than congested cities.

The diagram below illustrates how rural and urban location affects auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above illustrate why it is important to compare prices for a specific zip code and risk profile, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Additional Charts and Tables

The chart below illustrates estimated Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $688
  • Using higher $1,000 deductibles will save about $1,030 each year
  • The average rate for the average middle-age driver using $500 deductibles is $1,174
  • Buying low $100 deductibles for physical damage coverage will increase the cost to $1,448
  • Higher-risk drivers with multiple tickets or accidents could pay at least $2,518 or more
  • The price for full coverage for a teenage driver can be $4,398 or more

Insurance prices for an Audi TT RS are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

The state you live in has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,580 on average in Michigan, New York, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Opting for high physical damage deductibles could cut prices by as much as $420 a year, while buying higher liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 more each year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 additional each year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than the average rate. View High Risk Driver Rates

Since prices can be so different, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company utilizes a different rate formula, and prices may be quite different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheap Audi TT RS Insurance

Getting lower rates on auto insurance requires being a good driver, having a good credit history, not filing small claims, and taking advantage of discounts. Set aside time to shop around at least once a year by quoting rates from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The following list is a brief summary of the primary concepts that were raised in the charts and tables above.

  • It is possible to save up to $140 per year simply by quoting early and online
  • Drivers that tend to have accidents or serious violations may pay on average $1,340 more every year than a safer driver
  • Increasing physical damage deductibles can save around $425 each year
  • Drivers age 16 to 20 are charged the highest prices, as much as $367 a month including comprehensive and collision insurance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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