Audi TT RS Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Apr 21, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Estimated auto insurance rates for an Audi TT RS are $1,214 annually including full coverage. Comprehensive costs around $266 each year, collision insurance costs $410, and liability is $402. A liability-only policy costs around $446 a year, and high-risk insurance costs around $2,614. Teens pay the most at up to $4,538 a year.

Average premium for full coverage: $1,214

Premium estimates for type of coverage:

Comprehensive $266
Collision $410
Liability $402

Rate estimates include $500 policy deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and TT RS models.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Audi TT RS range from as cheap as $446 for basic liability insurance to a high rate of $2,614 for a driver who requires high-risk insurance.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Insurance Price Range by Location

Choosing to live in a large city can make a big difference on the price of insurance. Areas with sparse population are statistically proven to have fewer comprehensive and collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These rate differences highlight why all drivers should compare rates quotes for a specific zip code and their own personal driving habits, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $706
  • Raising to $1,000 deductibles will save about $154 every year
  • The estimated rate for a 40-year-old good driver using $500 deductibles is $1,214
  • Selecting low deductibles will cost $1,510
  • Drivers with serious driving violations could pay at least $2,614
  • An auto insurance policy with full coverage for a 16-year-old driver can be $4,538

Auto insurance prices for an Audi TT RS also have a wide range based on the model of your TT RS, your driving characteristics, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will have to pay as much as $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying at least $1,400 to $2,000 in extra premium annually, depending on your age. Insurance for high-risk drivers is expensive and can cost from 44% to 129% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $450 annually, whereas increasing liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 extra every year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $930 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,730 on average in Michigan, New York, and Louisiana.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Audi TT RS Insurance

Finding better rates on insurance for an Audi TT RS consists of being a good driver, having above-average credit, refrain from filing small claims, and possibly raising deductibles. Invest time comparing rates at every other renewal by getting quotes from direct car insurance companies, and also from your local independent and exclusive agents.

The following list is a brief recap of the concepts that were covered in the charts and tables above.

  • Drivers considered higher risk who tend to receive serious violations may pay on average $1,400 more every year than a safer driver
  • Drivers age 16 to 20 are expensive to insure, with the cost nearing $378 per month if full coverage is included
  • You may be able to save up to $140 per year just by quoting online in advance
  • Increasing policy deductibles could save up to $450 each year
  • You may be able to save up to $140 per year just by quoting online in advance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles