Audi TT RS Insurance Rates

Estimated insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive insurance costs an estimated $260 a year, collision costs $372, and liability coverage costs around $406. Liability-only coverage costs as low as $450 a year, with high-risk coverage costing $2,518 or more. Teenage drivers pay the most at $4,398 a year or more.

Average premium for full coverage: $1,174

Premium estimates broken down by type of coverage:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates include averaging for all 50 states and TT RS trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live has a large influence on the price of insurance. More rural locations are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how where you live affects insurance prices.

These rate differences illustrate why it is important to compare prices for a targeted area and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below illustrates estimated Audi TT RS insurance rates for other coverage scenarios.

• The best discount rate is $688
• Using higher $1,000 deductibles will save approximately $1,030 each year
• The average rate for a 40-year-old good driver who has $500 deductibles is $1,174
• Using low $100 deductibles for physical damage coverage will cost an extra $274 each year
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,518 or more
• An auto insurance policy for full coverage for a teenage driver can cost as much as $4,398 or more

Insurance prices for an Audi TT RS also have a wide range based on your driving characteristics, the model year and trim level, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay at least $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see prices as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,580 on average in Florida, New York, and Michigan.

Using high physical damage deductibles could cut prices by as much as $420 a year, while buying higher liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will cost up to $366 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying $1,400 to $1,900 extra annually, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different method to calculate prices, so the prices will be substantially different from one company to the next.

How to Find the Cheapest Audi TT RS Insurance

Finding better rates on auto insurance requires having a decent driving record, maintaining good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Take the time to comparison shop every couple of years by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The following items are a recap of the material that was touched on in the above illustrations.

• Consumers who want additional liability coverage will pay an extra $450 annually to increase from 30/60 bodily injury limits to 250/500 limits
• 16 to 18-year-old drivers are charged the highest prices, with premiums being up to $367 per month for full coverage
• Drivers that have major violations or accidents pay on average $1,340 more annually than a driver with a clean driving record
• Increasing policy deductibles can save around $425 each year