Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability costs around $406. Buying just liability costs as low as $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teens receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Prices are based on $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for different TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of accident claims than cities with more traffic congestion. The price range example below illustrates how where you live affects car insurance rates.

These examples show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below shows average Audi TT RS insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $688
• Using higher $1,000 deductibles will save around $144 a year
• The average rate for a 40-year-old driver with $500 deductibles is $1,174
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $274 annually
• High-risk insureds with serious driving violations could pay upwards of $2,518
• The cost for full coverage for a 16-year-old driver with full coverage may cost $4,398 or more

Auto insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the trim level of your TT RS, and policy deductibles and limits.

An older driver with a good driving record and high deductibles may pay as low as $1,100 a year for full coverage. Rates are much higher for teen drivers, where even good drivers will have to pay upwards of $4,300 a year. View Rates by Age

Where you live has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $420 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $366 extra every year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,400 to $1,900 in extra premium per year, depending on your age. High-risk driver insurance can be from 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find Affordable Audi TT RS Insurance

Saving money on insurance for an Audi TT RS requires being a low-risk driver, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Take the time to comparison shop every year by getting quotes from direct carriers like GEICO and Progressive, and also from your local insurance agents.

The items below are a brief review of the coverage data touched on in the above illustrations.

• Drivers can save as much as $140 per year just by shopping early and online
• Increasing deductibles can save around $425 each year
• Teen drivers are charged the highest rates, costing as high as $367 per month if they have full coverage
• Drivers considered higher risk with DUI or reckless driving convictions will pay on average $1,340 more each year to insure their TT RS