Audi TT RS Insurance Rates

The average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage. Comprehensive insurance costs around $260 each year, collision insurance costs $372, and liability costs around $406. Liability-only coverage costs as low as $450 a year, and high-risk coverage costs $2,518 or more. 16-year-old drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Includes $500 policy deductibles, 30/60 bodily injury liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than congested cities. The graphic below illustrates how geographic area affects auto insurance rates.

The examples above show why all drivers should compare prices for a specific zip code and their own driving history, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $688
• Using higher $1,000 deductibles will save about $144 a year
• The average price for a good driver age 40 using $500 deductibles is $1,174
• Buying low deductibles for physical damage coverage costs an extra $274 annually
• High-risk insureds with multiple tickets or accidents could pay at least $2,518
• Policy cost to insure a 16-year-old driver can be $4,398 or more

Insurance rates for an Audi TT RS also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.

Opting for high physical damage deductibles could cut rates by as much as $420 annually, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $366 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $1,400 to $1,900 additional every year, depending on your age. Insurance for high-risk drivers can be from 43% to 133% more than the average rate. View High Risk Driver Rates

Your home state has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.

How to Shop for the Cheapest Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates at every other renewal by requesting rates from direct carriers, and also from local exclusive and independent agents.

The following list is a recap of the concepts that were presented in the illustrations above.

• Drivers considered higher risk that have major violations or accidents may pay on average $1,340 more every year than a safer driver
• Drivers age 16 to 20 are charged the highest rates, costing up to $367 each month if full coverage is included
• Drivers can save up to $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles could save as much as $425 each year
• Drivers can save up to $140 per year just by quoting online in advance