Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average auto insurance rates for an Audi TT RS are $1,214 annually for full coverage insurance. Comprehensive insurance costs around $266, collision insurance costs $410, and liability coverage is estimated at $402. Buying just liability costs approximately $446 a year, and insurance for high-risk drivers costs $2,614 or more. 16-year-old drivers pay the highest rates at up to $4,538 a year.

Average premium for full coverage: $1,214

Price estimates for individual coverage:

Comprehensive $266
Collision $410
Liability $402

These estimates include $500 physical damage insurance deductibles, bodily injury liability limits of 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and for different TT RS trim levels.

Price Range from Low to High

Using a middle-aged driver as an example, Audi TT RS insurance prices range from as cheap as $446 for the bare minimum liability coverage to a much higher rate of $2,614 for a driver who has had serious violations or accidents.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Geographic Price Range

Living in a larger city has a large influence on car insurance rates. Areas with sparse population have fewer physical damage claims than congested cities. The price range example below illustrates how where you live affects auto insurance rates.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

The ranges above illustrate why anyone shopping for car insurance should get quotes for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The best full coverage rate is $706
  • Choosing higher $1,000 deductibles can save about $154 each year
  • The estimated rate for the average middle-age driver using $500 deductibles is $1,214
  • Buying more expensive low deductibles for comp and collision coverage costs an additional $296 each year
  • Drivers with multiple tickets or accidents could pay at least $2,614
  • The price with full coverage for a teenage driver with full coverage can be $4,538 each year

Insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your risk profile, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,400 to $2,000 additional each year, depending on your age. High-risk driver insurance ranges around 44% to 129% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can save as much as $450 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $362 more each year. View Rates by Deductible or Liability Limit

The state you live in plays a big part in determining prices for Audi TT RS insurance rates. A good driver about age 40 could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,640 on average in Michigan, New York, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%
Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy Cheap Audi TT RS Insurance

Getting lower rates on auto insurance takes being a low-risk driver, having good credit, not filing small claims, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by getting quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The items below are a brief summary of the ideas that were touched on in the above illustrations.

  • Teen drivers are charged the highest prices, as much as $378 a month if they have full coverage
  • Drivers that tend to have accidents or serious violations pay on average $1,400 more every year to insure their TT RS
  • Increasing physical damage deductibles could save up to $450 each year
  • It is possible to save up to $140 per year just by shopping early and online

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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