Audi TT RS Insurance Rates

Estimated insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs around $260 a year, collision insurance costs $372, and liability costs around $406. Liability-only insurance costs as low as $450 a year, and high-risk driver insurance costs around $2,518. 16-year-old drivers pay the most at up to $4,398 a year.

Average premium for full coverage: $1,174

Premium estimates for type of coverage:

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates include averaging for all states and TT RS trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Where you live can have significant affects on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than congested cities. The diagram below illustrates how rural and urban location affects auto insurance rates.

These rate differences show why it is important to compare prices for a specific zip code, instead of using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $688
• Using higher $1,000 deductibles will save about $1,030 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,174
• Buying low $100 deductibles for physical damage coverage bumps up the cost to $1,448
• Drivers with multiple tickets or accidents could pay at least $2,518
• An auto insurance policy that insures a teen driver can be $4,398 or more

Insurance prices for an Audi TT RS also have a wide range based on the trim level of your TT RS, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,400 to $1,900 additional annually, depending on your age. A high-risk auto insurance policy can be as much as 43% to 133% more than the average rate. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,100 a year, or $92 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $4,300 a year. View Rates by Age

Where you choose to live has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see prices as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.

Opting for high physical damage deductibles could cut prices by as much as $420 every year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $366 more each year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi TT RS Insurance

Finding better rates on car insurance requires avoiding accidents and violations, having a good credit score, not filing small claims, and deciding if full coverage is necessary. Comparison shop every other policy renewal by quoting rates from direct carriers, and also from several local insurance agents.

The list below is a recap of the ideas that were raised in the charts and tables above.

• Teenagers are charged the highest prices, as much as $367 per month if comprehensive and collision insurance is included
• Higher risk drivers that have major violations or accidents pay on average $1,340 more every year for car insurance
• Increasing policy deductibles can save approximately $425 each year
• Drivers can save up to $140 per year just by quoting early and online