Audi TT RS Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 21, 2024
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Average insurance prices for an Audi TT RS are $1,214 every 12 months for full coverage. Comprehensive insurance costs on average $266 a year, collision costs $410, and liability costs around $402. A liability-only policy costs as low as $446 a year, with high-risk insurance costing $2,614 or more. Teen drivers receive the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,214
Rate estimates by individual coverage type:
Price estimates include $500 physical damage deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all states and TT RS trim levels.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from the cheapest price of $446 for a discount liability-only rate to a high of $2,614 for high-risk insurance.
Price Range by Location
Where you live can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas.
The diagram below illustrates how location helps determine car insurance rates.
These examples show why it is important to compare prices based on a specific location and their own driving history, instead of making a decision based on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below shows estimated Audi TT RS insurance rates for different risk profiles and scenarios.
- The lowest rate with discounts is $706
- Using higher $1,000 deductibles will save around $1,060 a year
- The average price for a 40-year-old driver with $500 deductibles is $1,214
- Choosing low $100 deductibles for physical damage coverage costs an extra $296 annually
- High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,614 or more
- The cost to insure a 16-year-old driver may cost $4,538 or more
Insurance rates for an Audi TT RS can also vary considerably based on policy deductibles and limits, your driver profile, and the trim level of your TT RS.
Choosing high deductibles could cut rates by as much as $450 annually, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
Older drivers with a clean driving record and higher deductibles may pay as low as $1,100 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $4,500 a year. View Rates by Age
If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,400 to $2,000 extra per year, depending on your age. A high-risk auto insurance policy can be from 44% to 129% more than average. View High Risk Driver Rates
Where you live has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $800 a year in states like Idaho, Maine, and Iowa, or as much as $1,730 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $930 | -$284 | -23.4% |
| Arizona | $1,008 | -$206 | -17.0% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,382 | $168 | 13.8% |
| Colorado | $1,156 | -$58 | -4.8% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,370 | $156 | 12.9% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $822 | -$392 | -32.3% |
| Illinois | $902 | -$312 | -25.7% |
| Indiana | $914 | -$300 | -24.7% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,654 | $440 | 36.2% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $970 | -$244 | -20.1% |
| Michigan | $2,106 | $892 | 73.5% |
| Minnesota | $1,016 | -$198 | -16.3% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $954 | -$260 | -21.4% |
| Nevada | $1,454 | $240 | 19.8% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,358 | $144 | 11.9% |
| New Mexico | $1,072 | -$142 | -11.7% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $700 | -$514 | -42.3% |
| North Dakota | $994 | -$220 | -18.1% |
| Ohio | $836 | -$378 | -31.1% |
| Oklahoma | $1,244 | $30 | 2.5% |
| Oregon | $1,110 | -$104 | -8.6% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,100 | -$114 | -9.4% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,462 | $248 | 20.4% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $728 | -$486 | -40.0% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,112 | -$102 | -8.4% |
| Wisconsin | $838 | -$376 | -31.0% |
| Wyoming | $1,080 | -$134 | -11.0% |
With so much variability in rates, the only way to know exactly what you will pay is to get quotes from multiple companies. Each insurance company uses a different rate calculation, so the rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $420 | $774 | $338 | $1,668 |
| 2022 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2021 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2020 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2018 Audi TT RS | $342 | $610 | $388 | $1,476 |
| 2013 Audi TT RS | $266 | $410 | $402 | $1,214 |
| 2012 Audi TT RS | $260 | $372 | $406 | $1,174 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi TT RS Insurance
Saving money on insurance for an Audi TT RS requires being a safe and courteous driver, having good credit, eliminating unneeded coverage, and bundling your home and auto policies. Invest time comparing rates every couple of years by getting price quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.
Below is a condensed summary of the material that was covered in the charts and tables above.
- Insureds who require higher levels of liability will pay about $440 each year to increase from a minimum limit to a 250/500 level
- Teenage drivers pay the highest rates, costing as high as $378 per month if they have full coverage
- Drivers considered higher risk with multiple at-fault accidents pay an average of $1,400 more each year for auto insurance
- Increasing deductibles could save as much as $450 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,766 |
| 30 | $1,258 |
| 40 | $1,214 |
| 50 | $1,108 |
| 60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,374 |
| $500 | $1,214 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,294 |
| 100/300 | $1,395 |
| 250/500 | $1,656 |
| 100 CSL | $1,335 |
| 300 CSL | $1,556 |
| 500 CSL | $1,717 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,470 |
| 20 | $4,406 |
| 30 | $2,664 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $508 |
Discounts are estimated and may not be available from every company or in every state.
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