Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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U.S. average insurance rates for an Audi TT RS are $1,174 a year including full coverage. Comprehensive costs an estimated $260 each year, collision costs $372, and liability costs $406. Liability-only coverage costs as little as $450 a year, with high-risk coverage costing around $2,518. Teen drivers pay the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Comprehensive $260
Collision $372
Liability $406

Prices include $500 policy deductibles, bodily injury liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 U.S. states and TT RS models.

Price Range from Low to High

For a 40-year-old driver, Audi TT RS insurance prices go from the low end price of $450 for minimum levels of liability insurance to a high rate of $2,518 for a driver who has had serious violations or accidents.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Geographic Price Range

Your location can make a big difference on the price of auto insurance. More rural locations have lower incidents of comprehensive and collision claims than larger metro areas.

The graphic below illustrates how your location can change insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

The ranges above highlight why all drivers should compare rates for a targeted area, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below breaks down estimated Audi TT RS insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $688
  • Drivers who choose higher $1,000 deductibles will pay approximately $144 every year
  • The estimated price for the average middle-age driver who has $500 deductibles is $1,174
  • Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
  • Drivers with multiple violations and an at-fault accident could pay up to $2,518 or more
  • The price that insures a 16-year-old driver can cost as much as $4,398 a year

Auto insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your driving record and age, and liability limits and deductibles.

If you have some driving violations or you caused an accident, you are likely paying $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost from 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay at least $4,300 a year. View Rates by Age

The state you live in makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,670 on average in Louisiana, New York, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Choosing high deductibles could save up to $420 annually, whereas increasing liability limits will increase premiums. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to figure out which car insurance is cheapest is to do a rate comparison from multiple companies. Every company uses a different rate calculation, and quoted prices may be quite different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS not only requires being a good driver, but also maintaining a good credit score, being claim-free, and qualifying for all possible discounts. Shop around every other policy renewal by obtaining price quotes from direct car insurance companies, and also from your local car insurance providers.

The following list is a quick rundown of the ideas that were illustrated above.

  • Drivers age 16 to 20 are the costliest to insure, possibly costing $367 a month if the policy includes full coverage
  • Drivers considered higher risk with reckless driving or DUI convictions could be charged and average of $1,340 more annually than a safer driver
  • Increasing physical damage deductibles can save approximately $425 each year
  • You may be able to save approximately $140 per year simply by quoting online in advance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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