Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,214 a year for full coverage. Comprehensive costs an estimated $266 a year, collision insurance costs $410, and liability costs $402. A policy with just liability insurance costs as little as $446 a year, and coverage for high-risk drivers costs around $2,614. Teenage drivers receive the highest rates at up to $4,538 a year.

Average premium for full coverage: $1,214

Rate estimates broken down by individual coverage type:

Estimates include $500 physical damage insurance deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Rates are averaged for all states and TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location can make a big difference on insurance rates. More rural locations tend to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how geographic area affects insurance prices.

These examples show why it is important to compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The best discount rate is $706
• Drivers who choose higher $1,000 deductibles will pay approximately $1,060 a year
• The average rate for a 40-year-old driver who has $500 deductibles is $1,214
• Using low $100 deductibles for comprehensive and collision insurance will increase the cost to $1,510
• Drivers who are prone to accidents and violations could pay up to $2,614
• The cost for full coverage for a 16-year-old driver can cost as much as $4,538 a year

Insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the trim level of your TT RS, and liability limits and deductibles.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay at least $4,500 a year. View Rates by Age

Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $800 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,730 on average in New York, Louisiana, and Michigan.

Using high physical damage deductibles could save up to $450 annually, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost as much as $362 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying $1,400 to $2,000 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 129% more than a normal policy. View High Risk Driver Rates

How to Find Low Cost Audi TT RS Insurance

Saving money on insurance for an Audi TT RS not only requires being a low-risk driver, but also having a good credit history, eliminating unneeded coverage, and possibly raising deductibles. Invest the time to compare rates every year by requesting rates from direct carriers like GEICO and Progressive, and also from local independent and exclusive agents.

The items below are a review of the coverage data presented in the illustrations above.

• Drivers can save approximately $140 per year just by quoting early and online
• Increasing deductibles can save around $450 each year
• Teen drivers are expensive to insure, costing as high as $378 per month including comprehensive and collision insurance
• Drivers considered higher risk who have several accidents or serious violations pay an average of $1,400 more annually to insure their TT RS