Audi TT RS Insurance Rates

Average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs around $260, collision insurance costs $372, and liability is $406. A liability-only policy costs around $450 a year, and high-risk insurance costs around $2,518. Teen drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Estimates include $500 deductible amounts, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all states and for different TT RS trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city can make a big difference on auto insurance rates. Areas with sparse population tend to have lower incidents of accident claims than larger metro areas. The price range example below illustrates how rural and urban location affects auto insurance rates.

These examples show why anyone shopping for car insurance should compare rates quotes for a specific zip code, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $688
• Raising to $1,000 deductibles will save about $144 a year
• The estimated price for a 40-year-old driver using $500 deductibles is $1,174
• Choosing more expensive low deductibles bumps up the cost to $1,448
• Drivers with multiple violations and an at-fault accident could pay at least $2,518
• The cost that insures a 16-year-old driver with full coverage can be $4,398

Insurance rates for an Audi TT RS can also vary considerably based on the model year and trim level, how you drive, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you could be paying at least $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance is expensive and can cost from 43% to 133% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 every 12 months on average for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records can expect to pay as much as $4,300 a year. View Rates by Age

Where you live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,670 on average in Michigan, Louisiana, and New York.

Choosing high deductibles can reduce rates by up to $420 annually, while increasing your policy's liability limits will increase rates. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $366 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi TT RS Insurance

Saving money on insurance for an Audi TT RS consists of having a good driving record, having above-average credit, eliminating unneeded coverage, and dropping full coverage on older vehicles. Shop around every other policy renewal by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The next list is a review of the ideas that were raised in the charts and tables above.

• Drivers age 20 and younger pay higher rates, costing as high as $367 per month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations pay on average $1,340 more every year to buy Audi TT RS insurance
• Increasing deductibles can save approximately $425 each year
• Drivers can save up to $140 per year just by shopping early and online