Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year including full coverage. Comprehensive insurance costs on average $260, collision insurance costs $372, and liability coverage costs $406. A liability-only policy costs as little as $450 a year, and high-risk insurance costs $2,518 or more. Teenage drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Prices include $500 policy deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural areas are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The price range example below illustrates how rural and urban location affects car insurance rates.

The examples above highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below breaks down average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best discount rate is $688
• Drivers who choose higher $1,000 deductibles will pay around $144 every year
• The average rate for a good driver age 40 with $500 deductibles is $1,174
• Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $274 each year
• High-risk insureds who are prone to accidents and violations could pay upwards of $2,518
• Policy cost for full coverage for a teenage driver with full coverage may cost $4,398 a year

Car insurance rates for an Audi TT RS also range considerably based on your risk profile, the model of your TT RS, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

Using high physical damage deductibles could save up to $420 a year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Right Audi TT RS Insurance

Finding cheaper rates on auto insurance not only requires being a good driver, but also having above-average credit, paying for small claims out-of-pocket, and possibly raising deductibles. Set aside time to shop around every year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a quick rundown of the coverage data raised in the charts and tables above.

• You may be able to save as much as $140 per year just by shopping early and online
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers age 16 to 20 are expensive to insure, with premiums being up to $367 each month if full coverage is included
• Drivers with reckless driving or DUI convictions may pay on average $1,340 more each year than a safer driver