Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive insurance costs around $260 a year, collision insurance costs $372, and liability coverage is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Includes $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all U.S. states and TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how geographic area affects auto insurance rates.

The examples above demonstrate why it is important to compare rates quotes for a specific zip code and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below details average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $688
• Raising to $1,000 deductibles will save about $1,030 annually
• The average rate for a good driver age 40 using $500 deductibles is $1,174
• Choosing low $100 deductibles will cost an extra $274 each year
• Unlucky drivers with multiple violations and an at-fault accident could pay at least $2,518
• Policy cost for full coverage for a teenage driver can be $4,398

Insurance rates for an Audi TT RS also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers can expect to pay as much as $4,300 a year. View Rates by Age

Your home state also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,580 on average in Florida, Michigan, and New York.

Choosing high deductibles can reduce rates by up to $420 a year, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 43% to 133% more than average. View High Risk Driver Rates

How to Find the Cheapest Audi TT RS Insurance

Finding cheaper rates on auto insurance consists of having a decent driving record, maintaining good credit, not filing small claims, and dropping full coverage on older vehicles. Invest the time to compare rates every couple of years by getting rate quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following items are a recap of the material that was presented in the illustrations above.

• Consumers who may need additional liability coverage will pay about $450 every year to raise from a 30/60 limit to 250/500 limits
• 16 to 18-year-old drivers pay higher rates, as much as $367 each month for full coverage
• Drivers that have major violations or accidents pay an average of $1,340 more every year than a driver with a clean driving record
• Increasing comprehensive and collision deductibles can save around $425 each year