Audi TT RS Insurance Rates

U.S. average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive costs around $260 each year, collision insurance costs $372, and liability coverage costs around $406. Liability-only coverage costs as low as $450 a year, and high-risk coverage costs around $2,518. 16-year-old drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Includes $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Estimates are averaged for all states and TT RS models.

Price Range from Low to High

Geographic Price Range

Where you live has a large influence on auto insurance rates. Areas with sparse population have fewer accident claims than congested cities. The graphic below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why all drivers should compare prices for a specific zip code and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best full coverage rate is $688
• Using higher $1,000 deductibles will save about $144 a year
• The estimated rate for the average middle-age driver using $500 deductibles is $1,174
• Buying low deductibles for physical damage coverage will cost $1,448
• Higher-risk drivers with multiple tickets or accidents could pay at least $2,518
• The price with full coverage for a teenage driver can be $4,398 or more

Auto insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your driver profile, and deductibles and policy limits.

More mature drivers with a good driving record and high physical damage deductibles may only pay around $1,100 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will have to pay as much as $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers can be around 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could cut prices by as much as $420 a year, whereas increasing liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see prices as low as $770 a year in states like Idaho, Maine, and Iowa, or at least $1,670 on average in Michigan, Louisiana, and New York.

How to Buy the Cheapest Audi TT RS Insurance

Getting lower rates on auto insurance requires being a low-risk driver, having above-average credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The items below are a recap of the data that was raised in the charts and tables above.

• Drivers can save up to $140 per year just by quoting online in advance
• Consumers who may need more liability coverage will pay around $450 each year to increase from a low limit to higher 250/500 limits
• Teen drivers are expensive to insure, with premiums as much as $367 a month if full coverage is included
• Drivers that have major violations or accidents pay an average of $1,340 more every year to insure their TT RS