Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,214 a year for full coverage insurance. Comprehensive insurance costs on average $266, collision insurance costs $410, and liability coverage costs $402. Buying just liability costs as little as $446 a year, and insurance for high-risk drivers costs $2,614 or more. Teen drivers cost the most to insure at up to $4,538 a year.

Average premium for full coverage: $1,214

Policy rates by type of insurance:

Estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location has a large influence on insurance rates. Rural areas are shown to have lower incidents of physical damage claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above illustrate why anyone shopping for car insurance should compare rates based on a specific location, rather than using price averages.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below illustrates average Audi TT RS insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $706
• Drivers who choose higher $1,000 deductibles will pay around $154 each year
• The estimated price for a good driver age 40 with $500 deductibles is $1,214
• Choosing more expensive low deductibles for comprehensive and collision insurance will cost an additional $296 each year
• High-risk insureds with multiple violations and an at-fault accident could pay upwards of $2,614
• Policy cost that insures a teenage driver with full coverage may cost $4,538 a year

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your age and driving record, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at a minimum $1,400 to $2,000 extra every year, depending on your age. High-risk driver insurance can cost around 44% to 129% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,100 per year on average, or $92 per month, for full coverage. Rates are highest for teenagers, since even teens with perfect driving records can expect to pay upwards of $4,500 a year. View Rates by Age

Your home state makes a big difference in Audi TT RS insurance rates. A 40-year-old driver could pay as low as $790 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,640 on average in Michigan, New York, and Florida.

Choosing high deductibles could save up to $450 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $362 more per year. View Rates by Deductible or Liability Limit

How to Find Low Cost Audi TT RS Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, being claim-free, and determing if full coverage is necessary. Shop around once a year by quoting rates from direct insurance companies, and also from your local independent and exclusive agents.

The items below are a review of the data that was covered above.

• It is possible to save as much as $140 per year just by shopping early and online
• Consumers who require more liability coverage will pay about $440 annually to go from a 30/60 limit to the 250/500 level
• Teen drivers pay the highest rates, possibly costing $378 each month if full coverage is included
• Drivers who have several accidents or serious violations may pay on average $1,400 more each year to insure their TT RS