Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance prices for an Audi TT RS are $1,174 every 12 months with full coverage. Comprehensive costs an estimated $260 a year, collision costs $372, and liability is estimated at $406. A policy with just liability insurance costs approximately $450 a year, with coverage for high-risk drivers costing around $2,518. Teen drivers receive the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Rate estimates broken down by individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Prices are based on $500 physical damage deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Rates are averaged for all U.S. states and TT RS trim levels.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from the cheapest price of $450 for just the minimum liability insurance to a high of $2,518 for a policy for a high-risk driver.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Living in a larger city can make a big difference on car insurance rates. More rural locations tend to have more infrequent collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples demonstrate why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below details estimated Audi TT RS insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $688
  • Choosing higher $1,000 deductibles can save approximately $1,030 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $1,174
  • Choosing low $100 deductibles for comp and collision coverage increases the price to $1,448
  • Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,518 or more
  • The cost to insure a 16-year-old driver can cost as much as $4,398 each year

Insurance rates for an Audi TT RS can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing high deductibles can save as much as $420 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as low as $1,100 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $4,300 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $1,400 to $1,900 additional per year, depending on your age. A high-risk auto insurance policy ranges from 43% to 133% more than average. View High Risk Driver Rates

Where you live plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $840 a year in states like Utah, Ohio, and New Hampshire, or as much as $1,580 on average in New York, Michigan, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

With so much variability in rates, the best way to find out which company is cheapest is to get quotes from multiple companies. Each auto insurer uses a different rate calculation, and rates can be significantly different.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Audi TT RS Insurance

Saving money on insurance for an Audi TT RS takes being a safe and courteous driver, having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every year by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below is a brief review of the coverage data covered in the charts and tables above.

  • You may be able to save approximately $140 per year simply by quoting early and online
  • Increasing deductibles could save as much as $425 each year
  • Teenage drivers are expensive to insure, with premiums as much as $367 per month if full coverage is included
  • Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,340 more annually for auto insurance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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