Audi TT RS Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 21, 2024
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Average auto insurance rates for an Audi TT RS are $1,214 annually for full coverage insurance. Comprehensive insurance costs approximately $266, collision costs $410, and liability is estimated at $402. A liability-only policy costs approximately $446 a year, with high-risk insurance costing $2,614 or more. Teens receive the highest rates at $4,538 a year or more.
Average premium for full coverage: $1,214
Rate estimates by individual coverage type:
Estimates include $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Rates are averaged for all 50 states and for all TT RS models.
Price Range by Coverage and Risk
Using a middle-aged driver as an example, prices range go from as cheap as $446 for basic liability insurance to the much higher price of $2,614 for a driver who has had serious violations or accidents.
Price Range by Location
Living in a larger city can make a big difference on the price of auto insurance. Rural locations tend to have fewer physical damage claims than cities with more traffic congestion.
The example below illustrates how where you live affects auto insurance prices.
These examples illustrate why everyone should get quotes using their specific location and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rate Comparisons
The chart below illustrates estimated Audi TT RS insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $706
- Choosing higher $1,000 deductibles can save $154 each year
- The estimated rate for a 40-year-old driver who chooses $500 deductibles is $1,214
- Selecting pricier low deductibles for comp and collision coverage costs an additional $296 annually
- Higher-risk drivers with serious driving violations could pay around $2,614 or more
- The cost with full coverage for a 16-year-old driver for full coverage can cost $4,538 each year
Insurance rates for an Audi TT RS can also vary considerably based on the trim level of your TT RS, your risk profile, and physical damage deductibles and liability limits.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 annually on average for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they can expect to pay in the ballpark of $4,500 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are probably paying anywhere from $1,400 to $2,000 extra per year, depending on your age. Audi TT RS insurance for high-risk drivers ranges from 44% to 129% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $450 annually, whereas buying more liability protection will push rates upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $362 more per year. View Rates by Deductible or Liability Limit
Where you live plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $790 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,640 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,096 | -$118 | -9.7% |
| Alaska | $930 | -$284 | -23.4% |
| Arizona | $1,008 | -$206 | -17.0% |
| Arkansas | $1,214 | -$0 | 0.0% |
| California | $1,382 | $168 | 13.8% |
| Colorado | $1,156 | -$58 | -4.8% |
| Connecticut | $1,246 | $32 | 2.6% |
| Delaware | $1,370 | $156 | 12.9% |
| Florida | $1,516 | $302 | 24.9% |
| Georgia | $1,122 | -$92 | -7.6% |
| Hawaii | $872 | -$342 | -28.2% |
| Idaho | $822 | -$392 | -32.3% |
| Illinois | $902 | -$312 | -25.7% |
| Indiana | $914 | -$300 | -24.7% |
| Iowa | $818 | -$396 | -32.6% |
| Kansas | $1,152 | -$62 | -5.1% |
| Kentucky | $1,654 | $440 | 36.2% |
| Louisiana | $1,796 | $582 | 47.9% |
| Maine | $748 | -$466 | -38.4% |
| Maryland | $1,002 | -$212 | -17.5% |
| Massachusetts | $970 | -$244 | -20.1% |
| Michigan | $2,106 | $892 | 73.5% |
| Minnesota | $1,016 | -$198 | -16.3% |
| Mississippi | $1,454 | $240 | 19.8% |
| Missouri | $1,076 | -$138 | -11.4% |
| Montana | $1,302 | $88 | 7.2% |
| Nebraska | $954 | -$260 | -21.4% |
| Nevada | $1,454 | $240 | 19.8% |
| New Hampshire | $874 | -$340 | -28.0% |
| New Jersey | $1,358 | $144 | 11.9% |
| New Mexico | $1,072 | -$142 | -11.7% |
| New York | $1,276 | $62 | 5.1% |
| North Carolina | $700 | -$514 | -42.3% |
| North Dakota | $994 | -$220 | -18.1% |
| Ohio | $836 | -$378 | -31.1% |
| Oklahoma | $1,244 | $30 | 2.5% |
| Oregon | $1,110 | -$104 | -8.6% |
| Pennsylvania | $1,156 | -$58 | -4.8% |
| Rhode Island | $1,618 | $404 | 33.3% |
| South Carolina | $1,100 | -$114 | -9.4% |
| South Dakota | $1,024 | -$190 | -15.7% |
| Tennessee | $1,062 | -$152 | -12.5% |
| Texas | $1,462 | $248 | 20.4% |
| Utah | $898 | -$316 | -26.0% |
| Vermont | $828 | -$386 | -31.8% |
| Virginia | $728 | -$486 | -40.0% |
| Washington | $936 | -$278 | -22.9% |
| West Virginia | $1,112 | -$102 | -8.4% |
| Wisconsin | $838 | -$376 | -31.0% |
| Wyoming | $1,080 | -$134 | -11.0% |
With so much variability in rates, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Each auto insurer calculates rates differently, so the rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2023 Audi TT RS | $420 | $774 | $338 | $1,668 |
| 2022 Audi TT RS | $406 | $756 | $354 | $1,652 |
| 2021 Audi TT RS | $392 | $724 | $364 | $1,616 |
| 2020 Audi TT RS | $370 | $698 | $376 | $1,580 |
| 2018 Audi TT RS | $342 | $610 | $388 | $1,476 |
| 2013 Audi TT RS | $266 | $410 | $402 | $1,214 |
| 2012 Audi TT RS | $260 | $372 | $406 | $1,174 |
Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Audi TT RS Insurance
Saving money on insurance for an Audi TT RS takes not taking risks behind the wheel, having a good credit history, avoid buying unnecessary coverage, and maximizing policy discounts. Take the time to comparison shop every other policy renewal by requesting quotes from direct insurance companies like Progressive and GEICO, and also from insurance agencies where you live.
The following is a review of the ideas that were touched on in the above illustrations.
- Teens are expensive to insure, costing up to $378 per month including comprehensive and collision insurance
- Drivers considered higher risk who have several accidents or serious violations could be forced to pay on average $1,400 more per year for TT RS insurance
- Increasing deductibles could save up to $450 each year
- It is possible to save around $140 per year simply by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,538 |
| 20 | $2,766 |
| 30 | $1,258 |
| 40 | $1,214 |
| 50 | $1,108 |
| 60 | $1,086 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,510 |
| $250 | $1,374 |
| $500 | $1,214 |
| $1,000 | $1,060 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,214 |
| 50/100 | $1,294 |
| 100/300 | $1,395 |
| 250/500 | $1,656 |
| 100 CSL | $1,335 |
| 300 CSL | $1,556 |
| 500 CSL | $1,717 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,470 |
| 20 | $4,406 |
| 30 | $2,664 |
| 40 | $2,614 |
| 50 | $2,490 |
| 60 | $2,466 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $64 |
| Homeowner | $19 |
| 5-yr Accident Free | $85 |
| 5-yr Claim Free | $78 |
| Paid in Full/EFT | $53 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $508 |
Discounts are estimated and may not be available from every company or in every state.
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