Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,174 annually with full coverage. Comprehensive costs on average $260 a year, collision insurance costs $372, and liability is $406. Buying just liability costs around $450 a year, and insurance for high-risk drivers costs around $2,518. 16-year-old drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates by type of insurance:

Rates are based on $500 policy deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Prices are averaged for all U.S. states and TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city can make a big difference on auto insurance rates. Rural areas are shown to have fewer collision claims than congested cities. The diagram below illustrates the effect of geographic area on car insurance rates.

The examples above demonstrate why it is important to compare rates quotes based on a specific location and their own personal driving habits, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below details average Audi TT RS insurance rates for different risk profiles and scenarios.

• The best full coverage rate is $688
• Raising to $1,000 deductibles will save around $1,030 annually
• The estimated rate for a good driver age 40 with $500 deductibles is $1,174
• Buying low $100 deductibles will cost $1,448
• Drivers with multiple tickets or accidents could pay upwards of $2,518
• Policy cost with full coverage for a 16-year-old driver may cost $4,398

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving record, and policy deductibles and limits.

Older drivers with a clean driving record and high physical damage deductibles may pay as low as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they can expect to pay upwards of $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at a minimum $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy is expensive and can cost from 43% to 133% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles can reduce rates by up to $420 annually, while buying higher liability limits will cost you more. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

Your home state also has a big influence on Audi TT RS insurance prices. A middle-age driver might find rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or at least $1,580 on average in Florida, Michigan, and New York.

How to Buy the Best Cheap Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS consists of being safe and accident-free, having a good credit history, not filing small claims, and determing if full coverage is necessary. Take the time to compare rates at least every other year by getting price quotes from direct companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick review of the car insurance concepts covered in the above illustrations.

• Drivers considered higher risk with a DUI or reckless driving violation pay an average of $1,340 more each year than a low-risk driver
• You may be able to save as much as $140 per year just by quoting early and online
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Insureds who require more liability protection will pay around $450 every year to raise from a 30/60 limit to higher 250/500 limits