Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year with full coverage. Comprehensive insurance costs approximately $260 each year, collision insurance costs $372, and liability is $406. Liability-only insurance costs around $450 a year, and high-risk driver insurance costs $2,518 or more. Teenage drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all U.S. states and TT RS models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on the price of insurance. Rural locations have a lower frequency of collision claims than densely populated cities. The graphic below illustrates how your location can change auto insurance prices.

The ranges above demonstrate why all drivers should compare rates quotes using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi TT RS insurance rates for additional coverage and risk scenarios.

• The best discount rate is $688
• Raising to $1,000 deductibles will save $144 annually
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,174
• Using low deductibles will cost an extra $274 annually
• Drivers who are prone to accidents and violations could pay around $2,518
• The price for full coverage for a 16-year-old driver can cost $4,398

Car insurance prices for an Audi TT RS are also quite variable based on your driving record, the trim level and model year, and physical damage deductibles and liability limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will be charged in the ballpark of $4,300 a year. View Rates by Age

The state you live in also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $840 a year in states like Utah, Ohio, and New Hampshire, or be forced to pay as much as $1,580 on average in New York, Michigan, and Florida.

Using high physical damage deductibles can reduce prices by up to $420 annually, whereas increasing liability limits will push prices upward. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out anywhere from $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS consists of being a good driver, having above-average credit, avoid buying unnecessary coverage, and attention to physical damage deductibles. Invest the time to shop around at least once a year by getting rate quotes from direct companies like Progressive and GEICO, and also from several local insurance agents.

The following list is a brief recap of the primary concepts that were illustrated above.

• You may be able to save around $140 per year just by quoting online in advance
• Drivers considered higher risk who tend to receive serious violations pay on average $1,340 more per year than a safer driver
• Increasing physical damage deductibles can save around $425 each year
• Drivers age 16 to 20 pay the highest auto insurance prices, costing up to $367 a month if full coverage is included