Audi TT RS Insurance Rates

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2012 Audi TT RS Insurance Quotes in 2025 – 5 Discounts for Cheaper Rates

Looking for cheaper insurance coverage rates for your Audi TT RS? If you are new to getting insurance coverage quotes online, chances are good that you are bewildered thanks to the incredible selection of online companies competing for your business. Where can I get low cost insurance coverage? All the larger insurance coverage companies allow consumers to get pricing direct online. Getting quot...

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Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

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UPDATED: Apr 21, 2024

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Estimated auto insurance rates for an Audi TT RS are $1,214 annually including full coverage. Comprehensive insurance costs an estimated $266 a year, collision costs $410, and liability is $402. Liability-only coverage costs around $446 a year, with high-risk coverage costing $2,614 or more. Teenage drivers pay the most at $4,538 a year or more.

Average premium for full coverage: $1,214

Premium estimates broken down by type of coverage:

Comprehensive $266
Collision $410
Liability $402

Prices include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical and UM/UIM coverage. Rates include averaging for all 50 U.S. states and TT RS trim levels.

Insurance Price Range by Risk and Coverage

For a driver in their 40's, insurance rates for an Audi TT RS go from as cheap as $446 for just liability insurance to a high of $2,614 for a policy for a high-risk driver.

Liability Only $446
Full Coverage $1,214
High Risk $2,614

Insurance Price Range by Location

Choosing to live in a large city can have significant affects on the price of auto insurance. More rural locations are statistically proven to have fewer comprehensive and collision claims than densely populated cities.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $911
Small Cities $1,275
Large Cities $1,639

These rate differences highlight why it is important to compare rates quotes for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Audi TT RS insurance rates for other coverage scenarios.

  • The best discount rate is $706
  • Raising to $1,000 deductibles will save approximately $1,060 every year
  • The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,214
  • Using low $100 deductibles costs an additional $296 every year
  • At-risk drivers who are prone to accidents and violations could pay up to $2,614 or more
  • An auto insurance policy with full coverage for a teen driver can cost as much as $4,538

Insurance prices for an Audi TT RS also have a wide range based on the model of your TT RS, your driving characteristics, and liability limits and deductibles.

Older drivers with a clean driving record and high physical damage deductibles may pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $4,500 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are likely paying $1,400 to $2,000 extra annually, depending on your age. A high-risk auto insurance policy is expensive and can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles can reduce prices by up to $450 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost up to $362 more per year. View Rates by Deductible or Liability Limit

Where you choose to live also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $930 a year in states like Vermont, New Hampshire, and Missouri, or be forced to pay as much as $1,730 on average in Louisiana, New York, and Michigan.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,096 -$118 -9.7%
Alaska $930 -$284 -23.4%
Arizona $1,008 -$206 -17.0%
Arkansas $1,214 -$0 0.0%
California $1,382 $168 13.8%
Colorado $1,156 -$58 -4.8%
Connecticut $1,246 $32 2.6%
Delaware $1,370 $156 12.9%
Florida $1,516 $302 24.9%
Georgia $1,122 -$92 -7.6%
Hawaii $872 -$342 -28.2%
Idaho $822 -$392 -32.3%
Illinois $902 -$312 -25.7%
Indiana $914 -$300 -24.7%
Iowa $818 -$396 -32.6%
Kansas $1,152 -$62 -5.1%
Kentucky $1,654 $440 36.2%
Louisiana $1,796 $582 47.9%
Maine $748 -$466 -38.4%
Maryland $1,002 -$212 -17.5%
Massachusetts $970 -$244 -20.1%
Michigan $2,106 $892 73.5%
Minnesota $1,016 -$198 -16.3%
Mississippi $1,454 $240 19.8%
Missouri $1,076 -$138 -11.4%
Montana $1,302 $88 7.2%
Nebraska $954 -$260 -21.4%
Nevada $1,454 $240 19.8%
New Hampshire $874 -$340 -28.0%
New Jersey $1,358 $144 11.9%
New Mexico $1,072 -$142 -11.7%
New York $1,276 $62 5.1%
North Carolina $700 -$514 -42.3%
North Dakota $994 -$220 -18.1%
Ohio $836 -$378 -31.1%
Oklahoma $1,244 $30 2.5%
Oregon $1,110 -$104 -8.6%
Pennsylvania $1,156 -$58 -4.8%
Rhode Island $1,618 $404 33.3%
South Carolina $1,100 -$114 -9.4%
South Dakota $1,024 -$190 -15.7%
Tennessee $1,062 -$152 -12.5%
Texas $1,462 $248 20.4%
Utah $898 -$316 -26.0%
Vermont $828 -$386 -31.8%
Virginia $728 -$486 -40.0%
Washington $936 -$278 -22.9%
West Virginia $1,112 -$102 -8.4%
Wisconsin $838 -$376 -31.0%
Wyoming $1,080 -$134 -11.0%

With such a large range in prices, the best way to figure out which insurance company is cheapest is to get quotes and see which company has the best price. Every auto insurance company uses a different method to calculate prices, so the prices will be substantially different between companies.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $420 $774 $338 $1,668
2022 Audi TT RS $406 $756 $354 $1,652
2021 Audi TT RS $392 $724 $364 $1,616
2020 Audi TT RS $370 $698 $376 $1,580
2018 Audi TT RS $342 $610 $388 $1,476
2013 Audi TT RS $266 $410 $402 $1,214
2012 Audi TT RS $260 $372 $406 $1,174

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Right Audi TT RS Insurance

Finding better rates on car insurance consists of avoiding accidents and violations, having a good credit history, refrain from filing small claims, and taking advantage of discounts. Invest time comparing rates every year by quoting rates from direct car insurance companies, and also from insurance agencies where you live.

The list below is a quick rundown of the coverage data covered in the charts and tables above.

  • You may be able to save approximately $140 per year simply by quoting early and online
  • Increasing policy deductibles could save up to $450 each year
  • Teenagers are charged the highest prices, with the cost nearing $378 per month including comprehensive and collision insurance
  • Higher risk drivers with reckless driving or DUI convictions could be forced to pay on average $1,400 more annually for car insurance

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,538
20 $2,766
30 $1,258
40 $1,214
50 $1,108
60 $1,086

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,510
$250 $1,374
$500 $1,214
$1,000 $1,060

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,214
50/100 $1,294
100/300 $1,395
250/500 $1,656
100 CSL $1,335
300 CSL $1,556
500 CSL $1,717

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,470
20 $4,406
30 $2,664
40 $2,614
50 $2,490
60 $2,466

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $166

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $64
Homeowner $19
5-yr Accident Free $85
5-yr Claim Free $78
Paid in Full/EFT $53
Advance Quote $58
Online Quote $86
Total Discounts $508
Rate after discounts $706

Discounts are estimated and may not be available from every company or in every state.

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