Audi TT RS Insurance Rates

U.S. average insurance prices for an Audi TT RS are $1,174 every 12 months for full coverage. Comprehensive costs an estimated $260, collision insurance costs $372, and liability is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs around $2,518. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Price estimates include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and for all TT RS models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on insurance rates. More rural locations have more infrequent accident claims than cities with more traffic congestion. The example below illustrates how where you live affects insurance prices.

The ranges above show why everyone should compare rates quotes for a targeted area and their own driving history, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $688
• Raising to $1,000 deductibles will save approximately $144 a year
• The average price for the average middle-age driver who has $500 deductibles is $1,174
• Selecting pricier low deductibles increases the price to $1,448
• Drivers with serious driving violations could pay up to $2,518
• The price to insure a 16-year-old driver for full coverage can cost as much as $4,398

Auto insurance prices for an Audi TT RS are also quite variable based on deductibles and policy limits, your driver profile, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers will have to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. Audi TT RS insurance for high-risk drivers is expensive and can cost from 43% to 133% more than the average policy. View High Risk Driver Rates

The state you live in also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $770 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,670 on average in New York, Louisiana, and Michigan.

How to Shop for Cheaper Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS consists of avoiding accidents and claims, having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to comparison shop every couple of years by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from several local insurance agents.

The points below are a condensed summary of the material that was touched on in the above illustrations.

• Insureds who want increased liability limits will pay approximately $450 each year to raise from a low limit to a 250/500 level
• Drivers under the age of 20 are the costliest to insure, with premiums as much as $367 a month if comprehensive and collision insurance is included
• Drivers considered higher risk with multiple at-fault accidents pay on average $1,340 more annually to insure an Audi TT RS
• Increasing physical damage deductibles could save as much as $425 each year