Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs around $260 a year, collision insurance costs $372, and liability is estimated at $406. Liability-only coverage costs approximately $450 a year, and high-risk coverage costs around $2,518. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Includes $500 physical damage insurance deductibles, 30/60 bodily injury liability limits, and includes both medical and UM/UIM coverage. Estimates are averaged for all states and TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than cities with more traffic congestion. The diagram below illustrates how rural and urban location affects auto insurance rates.

The ranges above show why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $688
• Choosing higher $1,000 deductibles can save about $1,030 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,174
• Selecting low $100 deductibles for comp and collision coverage will increase the cost to $1,448
• Higher-risk drivers with serious driving violations could pay at least $2,518
• The price for full coverage for a 16-year-old driver can be $4,398 each year

Auto insurance prices for an Audi TT RS are also quite variable based on your driving record, the trim level of your TT RS, and deductibles and policy limits.

Older drivers with a good driving record and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,670 on average in Michigan, Louisiana, and New York.

Choosing higher comprehensive and collision insurance deductibles can save as much as $420 annually, while buying higher liability limits will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy ranges from 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find the Cheapest Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS takes being a low-risk driver, having good credit, eliminating unnecessary coverage, and possibly raising deductibles. Set aside time to shop around at every other renewal by requesting rates from direct carriers like Progressive and GEICO, and also from local insurance agents.

The items below are a recap of the concepts that were raised in the charts and tables above.

• Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,340 more every year to insure their TT RS
• Teen drivers are expensive to insure, with premiums as much as $367 a month if they have full coverage
• Drivers can save up to $140 per year just by quoting early and online
• Increasing physical damage deductibles can save around $425 each year
• Drivers can save up to $140 per year just by quoting early and online