Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive insurance costs around $260 each year, collision insurance costs $372, and liability is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs $2,518 or more. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Prices are based on $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all 50 states and TT RS models.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city can make a big difference on car insurance rates. Areas with sparse population have a lower frequency of physical damage claims than cities with more traffic congestion. The graphic below illustrates how geographic area affects auto insurance rates.

The ranges above illustrate why all drivers should compare rates quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $688
• Raising to $1,000 deductibles will save about $144 each year
• The average rate for the average middle-age driver using $500 deductibles is $1,174
• Selecting low deductibles will cost an extra $274 annually
• Drivers with serious driving violations could pay at least $2,518
• The price for full coverage for a 16-year-old driver can be $4,398

Auto insurance prices for an Audi TT RS are also quite variable based on your driving record, the model year and trim level, and deductibles and policy limits.

More mature drivers with a good driving record and high deductibles may pay as low as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even good drivers will have to pay as much as $4,300 a year. View Rates by Age

The state you live in also has a big influence on Audi TT RS insurance prices. A middle-age driver might find prices as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,580 on average in Michigan, New York, and Florida.

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 annually, whereas increasing liability limits will increase prices. Switching from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you are probably paying at least $1,400 to $1,900 in extra premium each year, depending on your age. Insurance for high-risk drivers is expensive and can cost from 43% to 133% more than the average policy. View High Risk Driver Rates

How to Find Affordable Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS consists of avoiding accidents and violations, having good credit, not filing small claims, and possibly raising deductibles. Invest the time to compare rates at least once a year by getting quotes from direct insurance companies like Progressive and GEICO, and also from local exclusive and independent agents.

The list below is a brief review of the primary concepts that were presented in the illustrations above.

• It is possible to save up to $140 per year just by quoting online in advance
• Drivers considered higher risk with DUI or reckless driving convictions may pay on average $1,340 more every year for car insurance
• Increasing physical damage deductibles can save around $425 each year
• Teenagers are expensive to insure, as much as $367 a month if they have full coverage