Audi TT RS Insurance Rates

The average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive costs an estimated $260 each year, collision insurance costs $372, and liability insurance is $406. Liability-only insurance costs around $450 a year, and high-risk driver insurance costs around $2,518. Teen drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates broken down by type of insurance:

Price estimates include $500 deductible amounts, split liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 states and TT RS models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas. The graphic below illustrates the difference location can make on insurance prices.

The examples above illustrate why all drivers should compare rates quotes for a targeted area and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below illustrates average Audi TT RS insurance rates for other coverage scenarios.

• The lowest rate with discounts is $688
• Raising to $1,000 deductibles will save approximately $144 each year
• The average rate for a good driver age 40 who has $500 deductibles is $1,174
• Choosing low deductibles will increase the cost to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay up to $2,518
• Policy cost for full coverage for a teen driver can cost as much as $4,398

Auto insurance rates for an Audi TT RS also range considerably based on your risk profile, the model year and trim level, and liability limits and deductibles.

More mature drivers with a good driving record and high deductibles could pay as little as $1,100 every 12 months on average, or $92 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $4,300 a year. View Rates by Age

Your home state also has a big influence on Audi TT RS insurance rates. A middle-age driver might find rates as low as $770 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $1,580 on average in Florida, New York, and Michigan.

Choosing high deductibles can reduce rates by up to $420 each year, whereas increasing liability limits will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $366 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,400 to $1,900 in extra premium every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

How to Find Cheaper Audi TT RS Insurance

Finding cheaper rates on Audi TT RS insurance consists of having a good driving record, having good credit, being claim-free, and consideration of higher deductibles. Make time to compare rates at least once a year by obtaining price quotes from direct insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The next list is a condensed summary of the primary concepts that were touched on in this article.

• It is possible to save approximately $140 per year just by quoting online in advance
• High-risk drivers with multiple at-fault accidents pay on average $1,340 more annually to buy Audi TT RS insurance
• Increasing comprehensive and collision deductibles can save around $425 each year
• Drivers age 20 and younger are the costliest to insure, possibly costing $367 each month if they have full coverage