Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance rates for an Audi TT RS are $1,174 a year for full coverage insurance. Comprehensive insurance costs around $260, collision insurance costs $372, and liability insurance costs around $406. A policy with just liability insurance costs as low as $450 a year, and coverage for high-risk drivers costs $2,518 or more. Teen drivers receive the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Rate estimates for individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Estimates include $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes uninsured/under-insured motorist coverage. Rates are averaged for all 50 states and for all TT RS models.

Price Range by Coverage and Risk

Using a middle-aged driver as an example, prices range range from as low as $450 for your basic liability-only policy to the much higher price of $2,518 for a driver who has had serious violations or accidents.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples illustrate why everyone should compare prices for a specific zip code and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below illustrates average Audi TT RS insurance rates for additional coverage choices and driver risks.

  • The lowest rate with discounts is $688
  • Using higher $1,000 deductibles will save about $144 each year
  • The average rate for a 40-year-old driver using $500 deductibles is $1,174
  • Choosing pricier low deductibles for physical damage coverage will cost an extra $274 a year
  • Drivers with multiple violations and an at-fault accident could pay at least $2,518
  • The cost for full coverage for a teen driver for full coverage can be $4,398 or more

Insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles could pay as little as $1,100 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,300 a year. View Rates by Age

Where you live has a huge impact on Audi TT RS insurance rates. A driver around age 40 might see rates as low as $770 a year in states like Vermont, Wisconsin, and North Carolina, or as much as $1,580 on average in Michigan, New York, and Florida.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Choosing high deductibles could cut rates by as much as $420 each year, whereas buying more liability protection will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $366 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,400 to $1,900 additional per year, depending on your age. Audi TT RS insurance for high-risk drivers can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi TT RS Insurance

Saving money on Audi TT RS insurance requires having a decent driving record, having a good credit history, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Take the time to comparison shop every other policy renewal by obtaining price quotes from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The following items are a review of the ideas that were touched on in the above illustrations.

  • 16 to 18-year-old drivers are charged the highest rates, costing up to $367 per month including comprehensive and collision insurance
  • High-risk drivers who have several accidents or serious violations may pay on average $1,340 more every year than a driver with a clean driving record
  • Increasing deductibles can save around $425 each year
  • It is possible to save up to $140 per year just by quoting online well ahead of the renewal date

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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