Audi TT RS Insurance Rates

The average auto insurance rates for an Audi TT RS are $1,174 annually with full coverage. Comprehensive insurance costs around $260, collision insurance costs $372, and liability costs around $406. Buying just liability costs as low as $450 a year, and insurance for high-risk drivers costs $2,518 or more. Teenage drivers cost the most to insure at up to $4,398 a year.

Average premium for full coverage: $1,174

Policy rates for type of insurance:

Estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Prices are averaged for all U.S. states and for different TT RS trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on insurance rates. Areas with sparse population are shown to have fewer collision claims than densely populated cities. The price range example below illustrates how your location can change auto insurance rates.

The examples above demonstrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below details average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The best discount rate is $688
• Using higher $1,000 deductibles will save about $144 annually
• The estimated rate for a good driver age 40 using $500 deductibles is $1,174
• Using more expensive low deductibles for physical damage coverage costs an additional $274 annually
• High-risk insureds who are prone to accidents and violations could pay at least $2,518
• Policy cost with full coverage for a 16-year-old driver with full coverage can be $4,398 or more

Insurance rates for an Audi TT RS also range considerably based on the model year and trim level, your driving record, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,100 a year, or $92 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they can expect to pay as much as $4,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out at least $1,400 to $1,900 extra every year, depending on your age. High-risk driver insurance can be from 43% to 133% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut rates by as much as $420 annually, while increasing your policy's liability limits will increase rates. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $366 more per year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Audi TT RS insurance prices. A driver around age 40 might see rates as low as $840 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,580 on average in Florida, Michigan, and New York.

How to Buy Low Cost Audi TT RS Insurance

Finding cheaper rates on insurance for an Audi TT RS requires being a good driver, having a good credit history, not filing small claims, and dropping full coverage on older vehicles. Invest the time to shop around at least once a year by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the primary concepts that were illustrated above.

• You may be able to save up to $140 per year just by shopping early and online
• Drivers considered higher risk who have several accidents or serious violations may pay on average $1,340 more every year than a safer driver
• Increasing comprehensive and collision deductibles could save up to $425 each year
• Drivers age 16 to 20 pay higher rates, as much as $367 each month including comprehensive and collision insurance