Audi TT RS Insurance Rates

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UPDATED: Apr 21, 2024

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Average insurance rates for an Audi TT RS are $1,174 a year including full coverage. Comprehensive insurance costs on average $260, collision costs $372, and liability costs $406. Liability-only coverage costs as little as $450 a year, with high-risk coverage costing $2,518 or more. Teenage drivers receive the highest rates at $4,398 a year or more.

Average premium for full coverage: $1,174

Rate estimates by individual coverage type:

Comprehensive $260
Collision $372
Liability $406

Prices are based on $500 policy deductibles, minimum liability limits, and includes UM/UIM and medical coverage. Rates are averaged for all 50 U.S. states and for different TT RS trim levels.

Price Range by Coverage and Risk

For a driver around age 40, prices range go from as low as $450 for a discount liability-only rate to a much higher rate of $2,518 for high-risk insurance.

Liability Only $450
Full Coverage $1,174
High Risk $2,518

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have a lower frequency of comprehensive and collision claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on car insurance rates.

Rural Areas $881
Small Cities $1,233
Large Cities $1,585

These examples highlight why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below breaks down estimated Audi TT RS insurance rates for different risk profiles and scenarios.

  • The best discount rate is $688
  • Drivers who choose higher $1,000 deductibles will pay around $144 every year
  • The average rate for a 40-year-old driver with $500 deductibles is $1,174
  • Using more expensive low deductibles for comprehensive and collision insurance will cost an extra $274 every year
  • Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,518 or more
  • The cost for full coverage for a teen driver with full coverage may cost $4,398 a year

Car insurance rates for an Audi TT RS can also vary considerably based on your driver profile, the model of your TT RS, and policy deductibles and limits.

An older driver with no driving violations and high deductibles may pay as little as $1,100 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers will be charged upwards of $4,300 a year. View Rates by Age

Where you live makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,670 on average in Michigan, New York, and Louisiana.

Audi TT RS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,058 -$116 -9.9%
Alaska $898 -$276 -23.5%
Arizona $972 -$202 -17.2%
Arkansas $1,174 -$0 0.0%
California $1,336 $162 13.8%
Colorado $1,118 -$56 -4.8%
Connecticut $1,202 $28 2.4%
Delaware $1,326 $152 12.9%
Florida $1,464 $290 24.7%
Georgia $1,084 -$90 -7.7%
Hawaii $842 -$332 -28.3%
Idaho $794 -$380 -32.4%
Illinois $872 -$302 -25.7%
Indiana $884 -$290 -24.7%
Iowa $790 -$384 -32.7%
Kansas $1,112 -$62 -5.3%
Kentucky $1,598 $424 36.1%
Louisiana $1,734 $560 47.7%
Maine $724 -$450 -38.3%
Maryland $966 -$208 -17.7%
Massachusetts $934 -$240 -20.4%
Michigan $2,034 $860 73.3%
Minnesota $982 -$192 -16.4%
Mississippi $1,402 $228 19.4%
Missouri $1,040 -$134 -11.4%
Montana $1,258 $84 7.2%
Nebraska $922 -$252 -21.5%
Nevada $1,406 $232 19.8%
New Hampshire $844 -$330 -28.1%
New Jersey $1,310 $136 11.6%
New Mexico $1,036 -$138 -11.8%
New York $1,236 $62 5.3%
North Carolina $676 -$498 -42.4%
North Dakota $960 -$214 -18.2%
Ohio $808 -$366 -31.2%
Oklahoma $1,202 $28 2.4%
Oregon $1,074 -$100 -8.5%
Pennsylvania $1,116 -$58 -4.9%
Rhode Island $1,564 $390 33.2%
South Carolina $1,062 -$112 -9.5%
South Dakota $988 -$186 -15.8%
Tennessee $1,028 -$146 -12.4%
Texas $1,412 $238 20.3%
Utah $866 -$308 -26.2%
Vermont $802 -$372 -31.7%
Virginia $702 -$472 -40.2%
Washington $904 -$270 -23.0%
West Virginia $1,074 -$100 -8.5%
Wisconsin $810 -$364 -31.0%
Wyoming $1,044 -$130 -11.1%

Using high physical damage deductibles could save up to $420 every year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra per year, depending on your age. High-risk driver insurance can cost as much as 43% to 133% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to figure out exactly what you will pay is to compare rates and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes can be significantly different from one company to the next.

Audi TT RS Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2023 Audi TT RS $406 $756 $354 $1,652
2022 Audi TT RS $392 $724 $364 $1,616
2021 Audi TT RS $370 $698 $376 $1,580
2020 Audi TT RS $356 $648 $384 $1,524
2018 Audi TT RS $328 $548 $390 $1,402
2013 Audi TT RS $260 $372 $406 $1,174
2012 Audi TT RS $242 $340 $402 $1,120

Rates are averaged for all Audi TT RS models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Affordable Audi TT RS Insurance

Saving money on car insurance not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and maximizing policy discounts. Set aside time to compare rates every couple of years by obtaining price quotes from direct car insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

The points below are a brief review of the material that was covered above.

  • Policyholders who require increased liability limits will pay an extra $450 per year to go from a minimum limit to 250/500 limits
  • Drivers under the age of 20 are expensive to insure, as much as $367 per month if full coverage is included
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,340 more each year to insure an Audi TT RS
  • Increasing deductibles can save around $425 each year

Rates by Driver Age

Audi TT RS Insurance Rates by Driver Age
Driver Age Premium
16 $4,398
20 $2,662
30 $1,216
40 $1,174
50 $1,072
60 $1,052

Full coverage, $500 deductibles

Rates by Deductible

Audi TT RS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,448
$250 $1,322
$500 $1,174
$1,000 $1,030

Full coverage, driver age 40

Rates by Liability Limit

Audi TT RS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,174
50/100 $1,255
100/300 $1,357
250/500 $1,621
100 CSL $1,296
300 CSL $1,519
500 CSL $1,682

Full coverage, driver age 40

Rates for High Risk Drivers

Audi TT RS Insurance Rates for High Risk Drivers
Age Premium
16 $6,258
20 $4,236
30 $2,564
40 $2,518
50 $2,400
60 $2,374

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $62
Multi-vehicle $61
Homeowner $19
5-yr Accident Free $81
5-yr Claim Free $75
Paid in Full/EFT $50
Advance Quote $55
Online Quote $83
Total Discounts $486
Rate after discounts $688

Discounts are estimated and may not be available from every company or in every state.

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