Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive insurance costs around $260, collision insurance costs $372, and liability is estimated at $406. Liability-only insurance costs approximately $450 a year, and high-risk driver insurance costs $2,518 or more. Teen drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates for individual coverage:

Estimates include $500 comprehensive and collision deductibles, minimum liability limits, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all states and for all TT RS models.

Price Range from Low to High

Geographic Price Range

Living in a larger city can make a big difference on auto insurance rates. Areas with sparse population have a lower frequency of accident claims than larger metro areas. The example below illustrates how location impacts auto insurance rates.

The ranges above show why everyone should get quotes for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get customized rates for your location.

More Rate Information

The chart below shows average Audi TT RS insurance rates for additional coverage choices and driver risks.

• The lowest rate with discounts is $688
• Choosing higher $1,000 deductibles can save about $144 a year
• The average rate for the average middle-age driver using $500 deductibles is $1,174
• Choosing pricier low deductibles for comp and collision coverage will cost an extra $274 annually
• Higher-risk drivers with multiple violations and an at-fault accident could pay at least $2,518
• The price for full coverage for a 16-year-old driver for full coverage can be $4,398 each year

Car insurance prices for an Audi TT RS are also quite variable based on your driving record, the trim level of your TT RS, and deductibles and policy limits.

A more mature driver with no driving violations and high deductibles may pay as low as $1,100 annually on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged as much as $4,300 a year. View Rates by Age

The state you live in plays a big part in determining prices for Audi TT RS insurance prices. A good driver about age 40 could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,670 on average in Michigan, Louisiana, and New York.

Choosing high deductibles can save as much as $420 annually, whereas buying more liability protection will increase prices. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $366 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at least $1,400 to $1,900 extra each year, depending on your age. Audi TT RS insurance for high-risk drivers ranges from 43% to 133% more than average. View High Risk Driver Rates

How to Find Low Cost Audi TT RS Insurance

Getting lower rates on insurance for an Audi TT RS takes having a decent driving record, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Spend time shopping around every couple of years by getting rate quotes from direct carriers like Progressive and GEICO, and also from local insurance agents.

The following items are a review of the material that was touched on above.

• Insureds who may need additional liability coverage will pay about $450 each year to raise limits from a low limit to 250/500 limits
• 16 to 18-year-old drivers are the costliest to insure, with premiums as much as $367 a month if full coverage is included
• Drivers considered higher risk who have several accidents or serious violations may be required to pay an average of $1,340 more every year than a driver with a clean driving record
• Increasing physical damage deductibles can save around $425 each year