Audi TT RS Insurance Rates

U.S. average auto insurance rates for an Audi TT RS are $1,174 annually for full coverage. Comprehensive costs an estimated $260 a year, collision insurance costs $372, and liability insurance is $406. Liability-only coverage costs around $450 a year, and high-risk coverage costs around $2,518. Teens pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates broken down by individual coverage:

Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and TT RS trim levels.

Price Range from Low to High

Geographic Price Range

Choosing to live in a large city has a significant impact on insurance rates. More rural locations have fewer accident claims than cities with more traffic congestion. The diagram below illustrates the difference between rural and urban areas on insurance prices.

The ranges above show why it is important to compare rates quotes for a targeted area and their own personal driving habits, rather than relying on averaged prices.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows average Audi TT RS insurance rates for other coverage scenarios.

• The cheapest rate after discounts is $688
• Raising to $1,000 deductibles will save approximately $1,030 a year
• The estimated rate for the average middle-age driver who has $500 deductibles is $1,174
• Selecting low $100 deductibles will cost $1,448
• Higher-risk drivers with serious driving violations could pay up to $2,518
• The price with full coverage for a teen driver can cost as much as $4,398

Auto insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, your driver profile, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles could pay as little as $1,100 every 12 months on average for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they will have to pay at least $4,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying $1,400 to $1,900 in extra premium each year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles can reduce prices by up to $420 each year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $366 extra every year. View Rates by Deductible or Liability Limit

The state you live in also has a big influence on Audi TT RS insurance rates. A middle-age driver might find prices as low as $770 a year in states like Iowa, Maine, and Idaho, or have to pay at least $1,670 on average in New York, Louisiana, and Michigan.

How to Buy Low Cost Audi TT RS Insurance

Getting lower rates on Audi TT RS insurance consists of being a good driver, having above-average credit, eliminating unnecessary coverage, and consideration of higher deductibles. Set aside time to compare rates once a year by getting quotes from direct carriers like GEICO, Progressive, and Esurance, and also from local exclusive and independent agents.

The following list is a review of the data that was covered above.

• Drivers can save approximately $140 per year just by quoting early and online
• Drivers who want an increased level of liability coverage will pay approximately $450 each year to raise from a low limit to higher 250/500 limits
• Drivers age 16 to 20 are the costliest to insure, with premiums as much as $367 a month if full coverage is included
• High-risk drivers who have several accidents or serious violations may pay on average $1,340 more annually than a safer driver