Audi TT RS Insurance Rates

U.S. average insurance rates for an Audi TT RS are $1,174 a year for full coverage. Comprehensive costs on average $260 each year, collision insurance costs $372, and liability costs $406. A policy with just liability insurance costs as little as $450 a year, and coverage for high-risk drivers costs around $2,518. Teen drivers pay the highest rates at up to $4,398 a year.

Average premium for full coverage: $1,174

Price estimates by individual coverage:

Includes $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and TT RS models.

Price Range from Low to High

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural areas have lower incidents of accident claims than larger metro areas. The graphic below illustrates the difference between rural and urban areas on car insurance rates.

The ranges above show why all drivers should compare rates based on a specific location, instead of using price averages.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Audi TT RS insurance rates for different risk profiles and scenarios.

• The lowest rate with discounts is $688
• Drivers who choose higher $1,000 deductibles will pay around $144 a year
• The estimated price for the average middle-age driver with $500 deductibles is $1,174
• Choosing low deductibles for comprehensive and collision insurance bumps up the cost to $1,448
• Higher-risk drivers with multiple violations and an at-fault accident could pay upwards of $2,518
• The price that insures a teen driver may cost $4,398 a year

Insurance prices for an Audi TT RS are also quite variable based on the trim level and model year, how you drive, and policy deductibles and limits.

If you have some driving violations or you caused an accident, you could be paying at a minimum $1,400 to $1,900 extra each year, depending on your age. Insurance for high-risk drivers can cost as much as 43% to 133% more than average. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as little as $1,100 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records can expect to pay upwards of $4,300 a year. View Rates by Age

The state you live in makes a big difference in Audi TT RS insurance prices. A 40-year-old driver could pay as low as $770 a year in states like Idaho, Maine, and Iowa, or as much as $1,670 on average in Michigan, Louisiana, and New York.

Choosing high deductibles could save up to $420 every year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $366 more per year. View Rates by Deductible or Liability Limit

How to Find the Cheapest Audi TT RS Insurance

Getting lower rates on car insurance not only requires being a low-risk driver, but also having above-average credit, eliminating unnecessary coverage, and determing if full coverage is necessary. Shop around every time your policy renews by getting rate quotes from direct carriers, and also from local exclusive and independent agents.

The items below are a recap of the information covered above.

• Drivers can save as much as $140 per year just by quoting online in advance
• Teen drivers pay the highest prices, with premiums as much as $367 a month if full coverage is included
• Increasing physical damage deductibles can save approximately $425 each year
• Higher risk drivers that have major violations or accidents may pay on average $1,340 more each year to insure their TT RS
• Policyholders who require more liability coverage will pay about $450 each year to go from a low limit to the 250/500 level