Kia K900 Insurance Rates

Average insurance prices for a Kia K900 are $1,342 every 12 months including full coverage. Comprehensive insurance costs approximately $278 a year, collision insurance costs $446, and liability insurance costs around $460. Buying just liability costs as low as $510 a year, and insurance for high-risk drivers costs $2,896 or more. Teen drivers receive the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Rate estimates by individual coverage type:

These estimates include $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes both medical and uninsured motorist insurance. Rates are averaged for all 50 U.S. states and K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a significant impact on car insurance prices. Rural locations tend to have more infrequent comprehensive and collision claims than larger metro areas. The diagram below illustrates how location impacts auto insurance prices.

These examples highlight why it is important to compare prices using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Additional Rate Details

The chart below breaks down average Kia K900 insurance rates for additional coverage and risk scenarios.

• The lowest rate with discounts is $782
• Using higher $1,000 deductibles will save $1,178 every year
• The average price for a 40-year-old driver who chooses $500 deductibles is $1,342
• Choosing low $100 deductibles for physical damage coverage costs an extra $318 a year
• Drivers with multiple violations and an at-fault accident could pay around $2,896
• The cost to insure a teen driver can cost $5,088 or more

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Auto insurance rates for a Kia K900 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the model of your K900.

Choosing high deductibles could cut rates by as much as $490 each year, while buying higher liability limits will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 in extra premium per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 133% more than average. View High Risk Driver Rates

Where you live has a huge impact on Kia K900 insurance rates. A driver around age 40 might see rates as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or as much as $1,920 on average in Louisiana, New York, and Michigan.

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How to Shop for Cheap Kia K900 Insurance

Saving money on Kia K900 insurance requires having a decent driving record, having a good credit score, not filing small claims, and possibly higher deductibles. Spend time shopping around at least every other year by obtaining price quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local car insurance providers.

The following items are a brief summary of the car insurance concepts touched on above.

• High-risk drivers that tend to have accidents or serious violations could be charged and average of $1,550 more per year than a driver with a clean driving record
• You may be able to save around $160 per year just by quoting early and online
• Increasing deductibles could save as much as $475 each year
• Drivers who purchase additional liability coverage will pay about $510 per year to increase from a minimum limit to a 250/500 level