Kia K900 Insurance Rates

Average insurance rates for a Kia K900 are $1,342 a year for full coverage insurance. Comprehensive costs an estimated $278 a year, collision insurance costs $446, and liability insurance is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $2,896. Teenage drivers receive the highest rates at up to $5,088 a year.

Average premium for full coverage: $1,342

Rate estimates broken down by individual coverage type:

These estimates include $500 physical damage insurance deductibles, liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 states and K900 trim levels.

Price Range by Coverage and Risk

Price Range by Location

Choosing to live in a large city has a significant impact on the price of insurance. More rural locations tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how where you live affects insurance prices.

These examples illustrate why it is important to compare rates quotes for a targeted area, rather than relying on average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Kia K900 insurance rates for other coverage scenarios.

• The best discount rate is $782
• Raising to $1,000 deductibles will save approximately $1,178 each year
• The estimated price for a 40-year-old driver who has $500 deductibles is $1,342
• Using low $100 deductibles bumps up the cost to $1,660
• Higher-risk drivers who are prone to accidents and violations could pay up to $2,896
• The cost that insures a teen driver can cost as much as $5,088

View Chart as Image

Insurance rates for a Kia K900 can also vary considerably based on the trim level of your K900, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,600 to $2,200 extra per year, depending on your age. A high-risk auto insurance policy is expensive and can cost anywhere from 43% to 133% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,300 every 12 months on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay at least $5,000 a year. View Rates by Age

Where you live also has a big influence on Kia K900 insurance rates. A middle-age driver might find rates as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,810 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $490 each year, while buying higher liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

How to Find Cheap Kia K900 Insurance

Saving money on Kia K900 insurance consists of being a low-risk driver, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices once a year by quoting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.

The items below are a brief summary of the data that was touched on in the above illustrations.

• It is possible to save approximately $160 per year just by quoting early and online
• Drivers who want more liability coverage will pay an extra $510 annually to raise from a minimum limit to the 250/500 level
• Teen drivers are charged the highest rates, costing up to $424 per month if full coverage is included
• High-risk drivers that tend to have accidents or serious violations may have to pay on average $1,550 more annually to insure their K900