Kia K900 Insurance Rates

The average insurance rates for a Kia K900 are $1,400 a year for full coverage. Comprehensive costs approximately $298 a year, collision insurance costs $484, and liability costs around $460. A liability-only policy costs as low as $510 a year, and high-risk insurance costs around $3,024. Teens cost the most to insure at up to $5,268 a year.

Average premium for full coverage: $1,400

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and K900 trim levels.

Price Range Variability

Urban vs. Rural Price Range

Where you live can make a big difference on car insurance rates. Rural locations are shown to have lower incidents of accident claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance prices.

The examples above show why it is important to compare prices using their specific location, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

More Rate Details

The chart below shows average Kia K900 insurance rates for additional coverage and risk scenarios.

• The cheapest rate after discounts is $812
• Using higher $1,000 deductibles will save $1,222 a year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,400
• Selecting low $100 deductibles for physical damage coverage bumps up the cost to $1,744
• High-risk insureds with serious driving violations could pay around $3,024
• Policy cost that insures a 16-year-old driver can cost $5,268 or more

View Chart as Image

Car insurance rates for a Kia K900 also range considerably based on the trim level of your K900, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be from 44% to 136% more than the average policy. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,200 a year. View Rates by Age

Your home state has a huge impact on Kia K900 insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Iowa, Maine, and Idaho, or have to pay at least $2,000 on average in New York, Louisiana, and Michigan.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $530 annually, while buying higher liability limits will push rates upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

How to Find More Affordable Kia K900 Insurance

Finding cheaper rates on insurance for a Kia K900 requires being safe and accident-free, having a positive credit history, avoid buying unnecessary coverage, and attention to physical damage deductibles. Compare rates at every policy renewal by requesting quotes from direct carriers, and also from insurance agencies where you live.

Below you'll find a summary of the data covered in the charts and tables above.

• Insureds who purchase more liability protection will pay approximately $510 each year to increase from a 30/60 limit to the 250/500 level
• Drivers can save around $170 per year just by quoting early and online
• Increasing comprehensive and collision deductibles can save approximately $525 each year
• Youthful drivers pay the highest auto insurance rates, costing up to $439 each month if full coverage is purchased