Driving Device/App Car Insurance Discount
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UPDATED: Dec 18, 2020
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Driving Device/App car insurance discounts are all the rage. Previously, you had to choose the telematics device which plugged into your car for pay-as-you-go driving discounts but with the rise of the uber smartphone came the capability of tracking your driving habits via an app on your phone. Should you opt for the Driving Device/App car insurance discount, there are some things you should know. We’ve got you covered.
Driving Device/App Car Insurance Discount
Below you will find the car insurance companies who offer a Driving Device/App car insurance discount. In our research, 14 of the top 22 car insurance companies offered a Driving Device/App discount.
Companies Driving Device/App Totals Discounts Provided #
21st Century 21
AAA ✔️ 21
Allstate ✔️ 29
American Family ✔️ 27
Country Financial 26
Esurance ✔️ 34
Geico ✔️ 32
Liberty Mutual ✔️ 38
MetLife ✔️ 38
Nationwide ✔️ 35
Progressive ✔️ 36
Safe Auto 22
Safeco ✔️ 30
State Farm ✔️ 20
The General 20
The Hanover 22
The Hartford ✔️ 38
Travelers ✔️ 28
USAA ✔️ 28
You can see here how much you can save with the Driving Device/App auto insurance discount by each company. Not all car insurance providers made their discount percentage public, but as you can see the highest percentage saved is 40 percent.
Discounts Driving Device/App
21st Century N/A
American Family 40%
Country Financial N/A
Liberty Mutual 30%
Safe Auto N/A
State Farm 50%
The General N/A
The Hanover N/A
The Hartford 10%
How well do driving apps works?
Driving Devices and apps are the latest insurance technologies, but not without problems as some report being tracked as a passenger in another vehicle or even when on a plane.
There are even companies like Root that only offer insurance through the use of a driving device or app. 10 percent of drivers are using some kind of driving device or app.
The other concern for driver apps is privacy. Some think they may be working too well and are ripe for security breaches or for companies to eventually sell all that juicy data about where you shop, eat out, and more to third party companies.
Before choosing a driving device or app, we recommend asking your provider about:
- How does the data affect your rates? Ask them to be specific
- Can you decline to share some information without being penalized?
- Will the company sell or share your data? Maybe they don’t now but be sure there are no clauses allowing them to later without informing you explicitly.
Ready to compare car insurance discounts from multiple providers? Enter your ZIP code below to get started.
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