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GEICO DriveEasy Review: How Much Can You Save (2021)

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Jun 4, 2021

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Key Takeaways

  • GEICO DriveEasy can save you up to 25% on your car insurance depending on where you live and how you drive
  • DriveEasy uses an app to evaluate driving behaviors such as speeding and distracted driving
  • Your rates can actually increase if you have poor driving habits

Every driver wants to find cheap car insurance, and GEICO has a way to help.

GEICO DriveEasy uses an app to evaluate your driving skills and offers a discount based on the data. This can lower your GEICO DriveEasy car insurance rates by up to 25%.

However, there are many companies out there offering this type of program, so shop around before you buy GEICO DriveEasy car insurance. Enter your ZIP code now to compare different companies to see who can offer you the most savings.

What is GEICO DriveEasy and how does it work?

GEICO DriveEasy tracks your driving habits using an app that runs in the background on your phone. It’s very simple to use since you download it and forget it.

The DriveEasy dashboard in the app shows you your recent trips, driving score, and how well you are doing overall.

DriveEasy tracks these driving habits:

  • Speed
  • Hard braking
  • Distracted driving
  • Distance driven
  • Time of day

Your discount is based on a score you receive in these categories. The better your driving, the higher the discount.

Because your discount is based on your driving, you can’t get a GEICO DriveEasy car insurance quote ahead of time. However, you may be able to bundle your DriveEasy discount with a safe driver car insurance discount for more savings.

There are some factors to keep in mind before you sign up for GEICO DriveEasy car insurance.

First, there are limitations to the app. For example, if you are driving and hand your phone to your passenger to use, the app will ding you for distracted driving. Or, a car pulls out in front of you and you brake hard to avoid an accident, there is no way to note that.

Also, the app runs in the background on your phone continually. This can drain your battery or cause data overages. There can also be a privacy issue since GEICO stores your data and uses it for different purposes.

You can always delete your DriveEasy app, but you will need to call GEICO customer service at 1-800-841-3000 to learn how to cancel GEICO DriveEasy.

Is GEICO DriveEasy worth it?

While you can get affordable GEICO DriveEasy car insurance, there are some pros and cons to consider.

DriveEasy pros are that the program is free, easy to use, and can save you money on your car insurance.

It can also make you a safer driver. According to the Insurance Information Institute, telematics can make you pay more attention to your driving habits. You get immediate feedback on your driving allowing you to improve bad driving habits quickly.

There are also cons to using DriveEasy. Perhaps the biggest drawback is that if you drive poorly, your car insurance rates can actually increase.

Your privacy may be compromised, it can affect your phone battery and cost you more in data, and there some difficulties with the app.

GEICO DriveEasy is also not available in every state. There are only 22 states where you can signup for DriveEasy, and discount amounts are different in each state.

DriveEasy may be a good option for drivers who are confident in their safe driving skills, drive very little, and don’t drive during peak times. If you aren’t sure of your driving skills, this might not be best for you since your rates might actually go up.

GEICO DriveEasy car insurance company isn’t the only one out there offering a discount for your safe driving skills. Compare car insurance quotes from multiple companies for free by entering your ZIP code now.

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