GEICO DriveEasy Review: How Much Can You Save (2021)
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 4, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
- GEICO DriveEasy can save you up to 25% on your car insurance depending on where you live and how you drive
- DriveEasy uses an app to evaluate driving behaviors such as speeding and distracted driving
- Your rates can actually increase if you have poor driving habits
Every driver wants to find cheap car insurance, and GEICO has a way to help.
GEICO DriveEasy uses an app to evaluate your driving skills and offers a discount based on the data. This can lower your GEICO DriveEasy car insurance rates by up to 25%.
However, there are many companies out there offering this type of program, so shop around before you buy GEICO DriveEasy car insurance. Enter your ZIP code now to compare different companies to see who can offer you the most savings.
What is GEICO DriveEasy and how does it work?
GEICO DriveEasy tracks your driving habits using an app that runs in the background on your phone. It’s very simple to use since you download it and forget it.
The DriveEasy dashboard in the app shows you your recent trips, driving score, and how well you are doing overall.
DriveEasy tracks these driving habits:
- Hard braking
- Distracted driving
- Distance driven
- Time of day
Your discount is based on a score you receive in these categories. The better your driving, the higher the discount.
Because your discount is based on your driving, you can’t get a GEICO DriveEasy car insurance quote ahead of time. However, you may be able to bundle your DriveEasy discount with a safe driver car insurance discount for more savings.
There are some factors to keep in mind before you sign up for GEICO DriveEasy car insurance.
First, there are limitations to the app. For example, if you are driving and hand your phone to your passenger to use, the app will ding you for distracted driving. Or, a car pulls out in front of you and you brake hard to avoid an accident, there is no way to note that.
Also, the app runs in the background on your phone continually. This can drain your battery or cause data overages. There can also be a privacy issue since GEICO stores your data and uses it for different purposes.
You can always delete your DriveEasy app, but you will need to call GEICO customer service at 1-800-841-3000 to learn how to cancel GEICO DriveEasy.
Is GEICO DriveEasy worth it?
While you can get affordable GEICO DriveEasy car insurance, there are some pros and cons to consider.
DriveEasy pros are that the program is free, easy to use, and can save you money on your car insurance.
It can also make you a safer driver. According to the Insurance Information Institute, telematics can make you pay more attention to your driving habits. You get immediate feedback on your driving allowing you to improve bad driving habits quickly.
There are also cons to using DriveEasy. Perhaps the biggest drawback is that if you drive poorly, your car insurance rates can actually increase.
Your privacy may be compromised, it can affect your phone battery and cost you more in data, and there some difficulties with the app.
GEICO DriveEasy is also not available in every state. There are only 22 states where you can signup for DriveEasy, and discount amounts are different in each state.
DriveEasy may be a good option for drivers who are confident in their safe driving skills, drive very little, and don’t drive during peak times. If you aren’t sure of your driving skills, this might not be best for you since your rates might actually go up.
GEICO DriveEasy car insurance company isn’t the only one out there offering a discount for your safe driving skills. Compare car insurance quotes from multiple companies for free by entering your ZIP code now.
Frequently Asked Questions
- How Much Does Car Insurance Cost?
- Cheap Car Insurance: Myth or Reality?
- Will a Speeding Ticket Raise My Car Insurance Rates?
- Car Insurance Rates 2018: Why are Prices Increasing?
- How Much Does Car Insurance Cost for a 16 Year Old?
- Which Cars are Cheapest to Insure?
- Does a Teenager with a Learner’s Permit Need to be Listed on my Policy?
- View All Coverage Questions
Popular Rate Quotes
- Chevrolet Silverado Insurance
- Kia Forte Insurance
- Dodge Ram Insurance
- Toyota Rav4 Insurance
- Nissan Rogue Insurance
- Honda CR-V Insurance
- Honda Civic Insurance
- Toyota Camry Insurance
- Ford F-150 Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area