Geico DriveEasy Review: Get Cheaper Car Insurance Rates in 2024

Enter your Company App Reviews zip code below to view companies that have cheap auto insurance rates.

Laura Kuhl

Insurance Content Team Lead

Laura Kuhl holds a Master’s Degree in Professional Writing from the University of North Carolina at Wilmington. Her career began in healthcare and wellness, creating lifestyle content for doctors, dentists, and other healthcare and holistic professionals. In 2018, she started writing for the cannabis industry. She curated news articles and insider interviews with investors and small business ...

Insurance Content Team Lead

UPDATED: Jul 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Key Takeaways

  • GEICO DriveEasy can save you up to 25% on your car insurance depending on where you live and how you drive
  • DriveEasy uses an app to evaluate driving behaviors such as speeding and distracted driving
  • Your rates can actually increase if you have poor driving habits

Every driver wants to find cheap car insurance, and GEICO has a way to help.

GEICO DriveEasy uses an app to evaluate your driving skills and offers a discount based on the data. This can lower your GEICO DriveEasy car insurance rates by up to 25%.

However, there are many companies out there offering this type of program, so shop around before you buy GEICO DriveEasy car insurance. Enter your ZIP code now to compare different companies to see who can offer you the most savings.

What is GEICO DriveEasy and how does it work?

GEICO DriveEasy tracks your driving habits using an app that runs in the background on your phone. It’s very simple to use since you download it and forget it.

The DriveEasy dashboard in the app shows you your recent trips, driving score, and how well you are doing overall.

DriveEasy tracks these driving habits:

  • Speed
  • Hard braking
  • Distracted driving
  • Distance driven
  • Time of day

Your discount is based on a score you receive in these categories. The better your driving, the higher the discount.

Because your discount is based on your driving, you can’t get a GEICO DriveEasy car insurance quote ahead of time. However, you may be able to bundle your DriveEasy discount with a safe driver car insurance discount for more savings.

There are some factors to keep in mind before you sign up for GEICO DriveEasy car insurance.

First, there are limitations to the app. For example, if you are driving and hand your phone to your passenger to use, the app will ding you for distracted driving. Or, a car pulls out in front of you and you brake hard to avoid an accident, there is no way to note that.

Also, the app runs in the background on your phone continually. This can drain your battery or cause data overages. There can also be a privacy issue since GEICO stores your data and uses it for different purposes.

You can always delete your DriveEasy app, but you will need to call GEICO customer service at 1-800-841-3000 to learn how to cancel GEICO DriveEasy.

Case Studies: Geico DriveEasy Review

Case Study 1: John’s Safer Driving Habits

John, a GEICO policyholder, enrolled in the GEICO DriveEasy program to improve his driving skills. Over the monitoring period, he consistently maintained safe speeds, practiced smooth braking, and avoided distracted driving. As a result, John received a 10% discount on his car insurance premium, encouraging him to continue his safe driving habits.

Case Study 2: Sarah’s Nighttime Driving Progress

Sarah, a frequent nighttime driver, joined the GEICO DriveEasy program to enhance her driving habits. She focused on adjusting her headlights properly, reducing speed, and maintaining a safe distance from other vehicles. GEICO acknowledged Sarah’s dedication by rewarding her with a 15% discount on her car insurance premium.

Case Study 3: Mark’s Defensive Driving Excellence

Mark, an experienced driver, decided to participate in the GEICO DriveEasy program to assess his defensive driving skills. Throughout the monitoring period, he consistently practiced safe following distances, used turn signals appropriately, and obeyed traffic laws. GEICO rewarded Mark’s safety commitment with a 12% car insurance discount.

Is GEICO DriveEasy worth it?

While you can get affordable GEICO DriveEasy car insurance, there are some pros and cons to consider.

DriveEasy pros are that the program is free, easy to use, and can save you money on your car insurance.

It can also make you a safer driver. According to the Insurance Information Institute, telematics can make you pay more attention to your driving habits. You get immediate feedback on your driving allowing you to improve bad driving habits quickly.

There are also cons to using DriveEasy. Perhaps the biggest drawback is that if you drive poorly, your car insurance rates can actually increase.

Your privacy may be compromised, it can affect your phone battery and cost you more in data, and there some difficulties with the app.

GEICO DriveEasy is also not available in every state. There are only 22 states where you can signup for DriveEasy, and discount amounts are different in each state.

DriveEasy may be a good option for drivers who are confident in their safe driving skills, drive very little, and don’t drive during peak times. If you aren’t sure of your driving skills, this might not be best for you since your rates might actually go up.

GEICO DriveEasy car insurance company isn’t the only one out there offering a discount for your safe driving skills. Compare car insurance quotes from multiple companies for free by entering your ZIP code now.

Frequently Asked Questions

What is GEICO DriveEasy and how does it work?

GEICO DriveEasy is a program that uses a mobile app to track your driving habits and offers a discount on your car insurance based on your driving data. The app runs in the background on your phone and monitors factors such as acceleration, braking, and phone usage while driving. Your discount is determined by your driving score, which is calculated based on these factors.

What driving habits does DriveEasy track?

DriveEasy tracks factors such as acceleration, braking, phone usage while driving, and overall driving behavior. These habits are used to calculate your driving score, which determines the discount you can receive on your car insurance.

Can I get a GEICO DriveEasy car insurance quote?

Since the discount offered by GEICO DriveEasy is based on your driving habits, you can’t get a specific quote ahead of time. The discount will vary depending on your driving score. However, you may be able to combine the DriveEasy discount with other safe driver discounts offered by GEICO for additional savings.

Are there any limitations or drawbacks to using GEICO DriveEasy?

There are some limitations and drawbacks to consider when using GEICO DriveEasy. The app may penalize you for actions such as handing your phone to a passenger while driving or braking hard to avoid an accident. The app runs in the background continuously, which can drain your phone’s battery and may result in data overages. Privacy concerns may arise as GEICO collects and uses your driving data. Additionally, DriveEasy is not available in all states, and the discount amounts can vary by state.

Is GEICO DriveEasy worth it?

The value of GEICO DriveEasy depends on individual preferences and driving habits. The program can provide affordable car insurance rates and may incentivize safer driving habits. However, if you drive poorly, your rates could increase. It’s important to consider factors such as privacy, battery usage, and data costs before deciding if DriveEasy is right for you. Additionally, DriveEasy is most beneficial for drivers who are confident in their safe driving skills, drive infrequently, and avoid peak traffic times.

Are there other car insurance companies offering discounts for safe driving skills?

Yes, there are other car insurance companies that offer discounts for safe driving skills. It’s recommended to compare car insurance quotes from multiple companies to find the best rates and discounts for your specific driving profile.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles