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Cadillac SRX 2WD Insurance Rates

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The average insurance rates for a Cadillac SRX 2WD are $1,496 a year for full coverage insurance. Comprehensive costs an estimated $340, collision costs $634, and liability costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,236. Teen drivers cost the most to insure at $5,462 a year or more.

Annual premium for full coverage: $1,496

Policy rates broken down by type of coverage:

Comprehensive $340
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

For an average driver, Cadillac SRX 2WD insurance rates go from as low as $430 for just liability insurance to the much higher price of $3,236 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,496
High Risk $3,236

Urban vs. Rural Price Range

Your location can make a big difference on the price of insurance. More rural locations are shown to have a lower frequency of physical damage claims than larger metro areas.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,122
Small Cities $1,571
Large Cities $2,020

These price differences illustrate why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Cadillac SRX 2WD also range considerably based on your risk profile, the model year, and liability limits and deductibles.

A more mature driver with a good driving record and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay at least $5,400 a year. View Rates by Age

Your home state makes a big difference in Cadillac SRX 2WD insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying $1,800 to $2,400 in extra premium every year, depending on your age. Cadillac SRX 2WD insurance for high-risk drivers can cost from 44% to 135% more than average. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out who has the best car insurance rates is to regularly compare rates from multiple companies. Every company uses a different rate calculation, and quoted rates will be varied from one company to the next.

View Chart as Image

Cadillac SRX 2WD insurance cost comparison chart
Column chart showing Cadillac SRX 2WD insurance prices range from $852 to $5,462 for full coverage

The chart estimates Cadillac SRX 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $852. Drivers who choose higher $1,000 deductibles will pay around $1,276. The average rate for a driver around age 40 using $500 deductibles is $1,496. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,928. High risk drivers could be charged around $3,236. The rate for full coverage insurance for a teenage driver is $5,462.

Cadillac SRX 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,354 -$142 -9.5%
Alaska $1,148 -$348 -23.3%
Arizona $1,242 -$254 -17.0%
Arkansas $1,496 -$0 0.0%
California $1,706 $210 14.0%
Colorado $1,432 -$64 -4.3%
Connecticut $1,540 $44 2.9%
Delaware $1,696 $200 13.4%
Florida $1,874 $378 25.3%
Georgia $1,382 -$114 -7.6%
Hawaii $1,076 -$420 -28.1%
Idaho $1,012 -$484 -32.4%
Illinois $1,116 -$380 -25.4%
Indiana $1,126 -$370 -24.7%
Iowa $1,010 -$486 -32.5%
Kansas $1,424 -$72 -4.8%
Kentucky $2,042 $546 36.5%
Louisiana $2,216 $720 48.1%
Maine $924 -$572 -38.2%
Maryland $1,234 -$262 -17.5%
Massachusetts $1,198 -$298 -19.9%
Michigan $2,602 $1,106 73.9%
Minnesota $1,254 -$242 -16.2%
Mississippi $1,794 $298 19.9%
Missouri $1,328 -$168 -11.2%
Montana $1,608 $112 7.5%
Nebraska $1,180 -$316 -21.1%
Nevada $1,796 $300 20.1%
New Hampshire $1,080 -$416 -27.8%
New Jersey $1,674 $178 11.9%
New Mexico $1,326 -$170 -11.4%
New York $1,576 $80 5.3%
North Carolina $864 -$632 -42.2%
North Dakota $1,226 -$270 -18.0%
Ohio $1,032 -$464 -31.0%
Oklahoma $1,540 $44 2.9%
Oregon $1,372 -$124 -8.3%
Pennsylvania $1,428 -$68 -4.5%
Rhode Island $1,996 $500 33.4%
South Carolina $1,356 -$140 -9.4%
South Dakota $1,264 -$232 -15.5%
Tennessee $1,312 -$184 -12.3%
Texas $1,804 $308 20.6%
Utah $1,110 -$386 -25.8%
Vermont $1,024 -$472 -31.6%
Virginia $896 -$600 -40.1%
Washington $1,156 -$340 -22.7%
West Virginia $1,372 -$124 -8.3%
Wisconsin $1,038 -$458 -30.6%
Wyoming $1,336 -$160 -10.7%

View Chart as Image

Cadillac SRX 2WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac SRX 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,462
20 $3,460
30 $1,570
40 $1,496
50 $1,364
60 $1,338

Full coverage, $500 deductibles

Rates by Deductible

Cadillac SRX 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,928
$250 $1,728
$500 $1,496
$1,000 $1,276

Full coverage, driver age 40

Rates by Liability Limit

Cadillac SRX 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,496
50/100 $1,569
100/300 $1,660
250/500 $1,896
100 CSL $1,605
300 CSL $1,805
500 CSL $1,951

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac SRX 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,816
20 $5,496
30 $3,320
40 $3,236
50 $3,090
60 $3,060

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $77
Homeowner $21
5-yr Accident Free $114
5-yr Claim Free $97
Paid in Full/EFT $72
Advance Quote $76
Online Quote $107
Total Discounts $644
Rate after discounts $852

Discounts are estimated and may not be available from every company or in every state.

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