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Cadillac SRX Performance AWD Insurance Rates

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The average insurance rates for a Cadillac SRX Performance AWD are $1,588 a year including full coverage. Comprehensive insurance costs approximately $368, collision insurance costs $698, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $3,438 or more. Teenage drivers cost the most to insure at up to $5,752 a year.

Annual premium for full coverage: $1,588

Policy rates by type of coverage:

Comprehensive $368
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

For an average driver, Cadillac SRX Performance AWD insurance rates range from the low end price of $430 for liability-only coverage to the much higher price of $3,438 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,588
High Risk $3,438

These price differences highlight why everyone should compare rates using their specific location, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Cadillac SRX Performance AWD also range considerably based on the replacement cost of your SRX, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,900 to $2,500 additional every year, depending on your age. Cadillac SRX Performance AWD insurance for high-risk drivers can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age

Your home state makes a big difference in Cadillac SRX Performance AWD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $720 every year, whereas buying more liability protection will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out which insurance company is cheapest is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, and rates will be varied.

View Chart as Image

Cadillac SRX Performance AWD insurance cost comparison chart
Column chart showing Cadillac SRX Performance AWD insurance prices range from $898 to $5,752 for full coverage

The chart above shows average Cadillac SRX Performance AWD insurance prices for various risks and coverage choices. The best price after discounts is $898. Drivers who use higher $1,000 deductibles will pay $1,346. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,588. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $2,060. Drivers with multiple violations and accidents could be charged around $3,438. The rate for full coverage for a teenager is $5,752.

Cadillac SRX Performance AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$154 -9.7%
Alaska $1,218 -$370 -23.3%
Arizona $1,320 -$268 -16.9%
Arkansas $1,588 -$0 0.0%
California $1,810 $222 14.0%
Colorado $1,518 -$70 -4.4%
Connecticut $1,634 $46 2.9%
Delaware $1,798 $210 13.2%
Florida $1,986 $398 25.1%
Georgia $1,466 -$122 -7.7%
Hawaii $1,142 -$446 -28.1%
Idaho $1,074 -$514 -32.4%
Illinois $1,182 -$406 -25.6%
Indiana $1,196 -$392 -24.7%
Iowa $1,072 -$516 -32.5%
Kansas $1,510 -$78 -4.9%
Kentucky $2,166 $578 36.4%
Louisiana $2,352 $764 48.1%
Maine $980 -$608 -38.3%
Maryland $1,310 -$278 -17.5%
Massachusetts $1,270 -$318 -20.0%
Michigan $2,760 $1,172 73.8%
Minnesota $1,328 -$260 -16.4%
Mississippi $1,904 $316 19.9%
Missouri $1,408 -$180 -11.3%
Montana $1,706 $118 7.4%
Nebraska $1,252 -$336 -21.2%
Nevada $1,906 $318 20.0%
New Hampshire $1,146 -$442 -27.8%
New Jersey $1,776 $188 11.8%
New Mexico $1,406 -$182 -11.5%
New York $1,672 $84 5.3%
North Carolina $916 -$672 -42.3%
North Dakota $1,302 -$286 -18.0%
Ohio $1,096 -$492 -31.0%
Oklahoma $1,632 $44 2.8%
Oregon $1,456 -$132 -8.3%
Pennsylvania $1,516 -$72 -4.5%
Rhode Island $2,118 $530 33.4%
South Carolina $1,440 -$148 -9.3%
South Dakota $1,340 -$248 -15.6%
Tennessee $1,390 -$198 -12.5%
Texas $1,914 $326 20.5%
Utah $1,176 -$412 -25.9%
Vermont $1,088 -$500 -31.5%
Virginia $950 -$638 -40.2%
Washington $1,226 -$362 -22.8%
West Virginia $1,456 -$132 -8.3%
Wisconsin $1,100 -$488 -30.7%
Wyoming $1,416 -$172 -10.8%

View Chart as Image

Cadillac SRX Performance AWD insurance rates by U.S. city

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Rates by Driver Age

Cadillac SRX Performance AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,752
20 $3,672
30 $1,668
40 $1,588
50 $1,448
60 $1,422

Full coverage, $500 deductibles

Rates by Deductible

Cadillac SRX Performance AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,060
$250 $1,842
$500 $1,588
$1,000 $1,346

Full coverage, driver age 40

Rates by Liability Limit

Cadillac SRX Performance AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,588
50/100 $1,661
100/300 $1,752
250/500 $1,988
100 CSL $1,697
300 CSL $1,897
500 CSL $2,043

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac SRX Performance AWD Insurance Rates for High Risk Drivers
Age Premium
16 $8,242
20 $5,838
30 $3,530
40 $3,438
50 $3,280
60 $3,250

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $124
5-yr Claim Free $103
Paid in Full/EFT $78
Advance Quote $81
Online Quote $114
Total Discounts $690
Rate after discounts $898

Discounts are estimated and may not be available from every company or in every state.

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