Cadillac SRX Premium 2WD Insurance Rates
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Estimated insurance rates for a Cadillac SRX Premium 2WD are $1,588 a year for full coverage insurance. Comprehensive costs approximately $368 a year, collision costs $698, and liability insurance costs $364. Liability-only insurance costs as little as $430 a year, with high-risk driver insurance costing around $3,438. Teen drivers pay the most at $5,752 a year or more.
Annual premium for full coverage: $1,588
Premium estimates by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Cadillac SRX Trim Level
For an average driver, insurance rates for a Cadillac SRX Premium 2WD go from the low end price of $430 for your basic liability-only policy to a high of $3,438 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.
The diagram below illustrates the effect of geographic area on auto insurance prices.
These rate differences illustrate why it is important for drivers to compare rates using their specific location, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Cadillac SRX Premium 2WD Insurance
Insurance prices for a Cadillac SRX Premium 2WD also have a wide range based on the model year of your SRX, your age and driving record, and physical damage deductibles and liability limits.
If you have a few violations or you caused an accident, you are probably paying anywhere from $1,900 to $2,500 additional annually, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 134% more than average. View High Risk Driver Rates
Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average, or $125 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,700 a year. View Rates by Age
Where you choose to live makes a big difference in Cadillac SRX Premium 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $720 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
With such a large range of prices, the only way to figure out which insurance company is cheapest is to get quotes from as many companies as possible. Every company uses a different rate calculation, and rates will be substantially different.
The chart estimates Cadillac SRX Premium 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $898. Drivers who choose higher $1,000 deductibles will pay $1,346. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,588. Choosing low $100 deductibles for physical damage coverage can cost as much as $2,060. High risk drivers could be charged up to $3,438. The cost for full coverage insurance for a teenager is $5,752.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$124|
|5-yr Claim Free||$103|
|Paid in Full/EFT||$78|
Discounts are estimated and may not be available from every company or in every state.