Cadillac SRX Premium AWD Insurance Rates
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Estimated insurance rates for a Cadillac SRX Premium AWD are $1,634 a year for full coverage. Comprehensive costs an estimated $382 a year, collision insurance costs $730, and liability coverage costs $364. A policy with only liability insurance costs as little as $430 a year, and a high-risk policy costs around $3,538. Teenage drivers pay the most at up to $5,896 a year.
Annual premium for full coverage: $1,634
Premium estimates broken down by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Cadillac SRX Trim Level
For the average 40-year-old driver, insurance rates for a Cadillac SRX Premium AWD range from as low as $430 for minimum levels of liability insurance to a high of $3,538 for coverage for higher-risk drivers.
Insurance Price Range by Location
Your location has a large influence on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.
These rate differences show why it is important for drivers to compare rates for a targeted area and risk profile, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Cadillac SRX Premium AWD Insurance
Car insurance rates for a Cadillac SRX Premium AWD also have a wide range based on your driving characteristics, the model year of your SRX, and liability limits and deductibles.
Older drivers with no driving violations and high deductibles may only pay around $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged at least $5,800 a year. View Rates by Age
Where you choose to live makes a big difference in Cadillac SRX Premium AWD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Using high physical damage deductibles could save up to $750 a year, while buying higher liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $327 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you could be paying $1,900 to $2,600 extra annually, depending on your age. A high-risk auto insurance policy can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates
With such a large range of rates, the only way to know who has the cheapest car insurance rates is to get quotes and see how they stack up. Every company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.
Chart shows Cadillac SRX Premium AWD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $921. Drivers who use higher $1,000 deductibles will pay around $1,382. The average rate for a driver around age 40 using $500 deductibles is $1,634. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,126. Drivers with multiple violations and accidents could be charged up to $3,538. The cost for full coverage insurance for a teenage driver is $5,896.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$128|
|5-yr Claim Free||$107|
|Paid in Full/EFT||$81|
Discounts are estimated and may not be available from every company or in every state.