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Chevrolet Silverado LS Crew Cab 4WD Insurance Rates

Estimated insurance prices for a Chevrolet Silverado LS Crew Cab 4WD are $1,350 every 12 months for full coverage insurance. Comprehensive insurance costs around $310 each year, collision insurance costs $542, and liability costs around $346. A policy with only liability insurance costs as low as $410 a year, and a high-risk policy costs $2,906 or more. Teen drivers pay the most at up to $4,934 a year.

Annual premium for full coverage: $1,350

Premium estimates for individual coverage:

Comprehensive $310
Collision $542
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

Using a 40-year-old driver as an example, insurance rates for a Chevrolet Silverado LS Crew Cab 4WD range from the cheapest price of $410 for just liability insurance to a high rate of $2,906 for a policy for a high-risk driver.

Liability Only $410
Full Coverage $1,350
High Risk $2,906

These rate differences illustrate why all drivers should compare prices for a specific zip code and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LS Crew Cab 4WD Insurance

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Car insurance rates for a Chevrolet Silverado LS Crew Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the actual cash value of your Silverado.

Choosing high deductibles could cut rates by as much as $570 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $312 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will be charged as much as $4,900 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Insurance for high-risk drivers can be as much as 45% to 132% more than average. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Silverado LS Crew Cab 4WD insurance prices. A driver around age 40 might see rates as low as $1,170 a year in states like North Carolina, , and , or as much as $1,670 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

Chevrolet Silverado LS Crew Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LS Crew Cab 4WD insurance prices range from $776 to $4,934 for full coverage

The chart estimates Chevrolet Silverado LS Crew Cab 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $776. Drivers who choose higher $1,000 deductibles will pay $1,158. The average rate for a driver age 40 with no violations using $500 deductibles is $1,350. Using lower $100 deductibles for physical damage coverage could cost up to $1,726. High risk drivers could be charged up to $2,906. The policy rate for full coverage for a 16-year-old driver can be as high as $4,934.

Chevrolet Silverado LS Crew Cab 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,296-$54-4.0%
Alaska$1,108-$242-17.9%
Arizona$1,354$40.3%
Arkansas$1,366$161.2%
California$1,514$16412.1%
Colorado$1,400$503.7%
Connecticut$1,766$41630.8%
Delaware$1,642$29221.6%
Florida$1,820$47034.8%
Georgia$1,338-$12-0.9%
Hawaii$1,456$1067.9%
Idaho$938-$412-30.5%
Illinois$1,002-$348-25.8%
Indiana$962-$388-28.7%
Iowa$1,016-$334-24.7%
Kansas$1,240-$110-8.1%
Kentucky$1,748$39829.5%
Louisiana$2,186$83661.9%
Maine$924-$426-31.6%
Maryland$1,388$382.8%
Massachusetts$1,188-$162-12.0%
Michigan$2,480$1,13083.7%
Minnesota$1,184-$166-12.3%
Mississippi$1,322-$28-2.1%
Missouri$1,150-$200-14.8%
Montana$1,222-$128-9.5%
Nebraska$1,112-$238-17.6%
Nevada$1,742$39229.0%
New Hampshire$1,100-$250-18.5%
New Jersey$1,342-$8-0.6%
New Mexico$1,252-$98-7.3%
New York$1,756$40630.1%
North Carolina$958-$392-29.0%
North Dakota$1,312-$38-2.8%
Ohio$950-$400-29.6%
Oklahoma$1,640$29021.5%
Oregon$1,264-$86-6.4%
Pennsylvania$1,520$17012.6%
Rhode Island$1,636$28621.2%
South Carolina$1,258-$92-6.8%
South Dakota$1,058-$292-21.6%
Tennessee$1,212-$138-10.2%
Texas$1,296-$54-4.0%
Utah$1,196-$154-11.4%
Vermont$960-$390-28.9%
Virginia$970-$380-28.1%
Washington$1,188-$162-12.0%
West Virginia$1,374$241.8%
Wisconsin$1,376$261.9%
Wyoming$1,490$14010.4%

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Chevrolet Silverado LS Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LS Crew Cab 4WD Insurance Rates by Driver Age
Driver AgePremium
16$4,934
20$3,102
30$1,412
40$1,350
50$1,230
60$1,208

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LS Crew Cab 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,726
$250$1,554
$500$1,350
$1,000$1,158

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LS Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,350
50/100$1,419
100/300$1,506
250/500$1,731
100 CSL$1,454
300 CSL$1,644
500 CSL$1,783

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LS Crew Cab 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,046
20$4,922
30$2,976
40$2,906
50$2,770
60$2,742

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $185

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$72
Multi-vehicle$69
Homeowner$19
5-yr Accident Free$101
5-yr Claim Free$87
Paid in Full/EFT$63
Advance Quote$67
Online Quote$96
Total Discounts$574
Rate after discounts $776

Discounts are estimated and may not be available from every company or in every state.

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