Chevrolet Silverado LS Extended Cab 2WD Insurance Rates

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Estimated insurance rates for a Chevrolet Silverado LS Extended Cab 2WD are $1,442 a year for full coverage insurance. Comprehensive costs approximately $312, collision costs $540, and liability insurance costs $410. A liability-only policy costs as little as $486 a year, with high-risk insurance costing around $3,104. Teen drivers pay the most at $5,370 a year or more.

Annual premium for full coverage: $1,442

Premium estimates by type of insurance:

Comprehensive $312
Collision $540
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the average driver, insurance rates for a Chevrolet Silverado LS Extended Cab 2WD go from the low end price of $486 for your basic liability-only policy to a much higher rate of $3,104 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,442
High Risk $3,104

Insurance Price Range by Location

Your location has a significant impact on the price of auto insurance. Rural locations are statistically proven to have lower incidents of physical damage claims than larger metro areas.

The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Chevrolet Silverado LS Extended Cab 2WD Insurance

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Auto insurance rates for a Chevrolet Silverado LS Extended Cab 2WD also have a wide range based on the model year, your age and driving record, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you are probably paying anywhere from $1,700 to $2,300 in extra premium annually, depending on your age. High-risk driver insurance can cost anywhere from 43% to 132% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will have to pay in the ballpark of $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Silverado LS Extended Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $570 each year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out which insurance company is cheapest is to compare prices from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Chevrolet Silverado LS Extended Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LS Extended Cab 2WD insurance prices range from $839 to $5,370 for full coverage

The chart estimates Chevrolet Silverado LS Extended Cab 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $839. Drivers who choose higher $1,000 deductibles will pay $1,250. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,442. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,818. High risk drivers could be charged up to $3,104. The price for full coverage insurance for a teenager is $5,370.

Chevrolet Silverado LS Extended Cab 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$138 -9.6%
Alaska $1,106 -$336 -23.3%
Arizona $1,198 -$244 -16.9%
Arkansas $1,442 -$0 0.0%
California $1,644 $202 14.0%
Colorado $1,376 -$66 -4.6%
Connecticut $1,482 $40 2.8%
Delaware $1,632 $190 13.2%
Florida $1,804 $362 25.1%
Georgia $1,332 -$110 -7.6%
Hawaii $1,034 -$408 -28.3%
Idaho $978 -$464 -32.2%
Illinois $1,074 -$368 -25.5%
Indiana $1,090 -$352 -24.4%
Iowa $974 -$468 -32.5%
Kansas $1,368 -$74 -5.1%
Kentucky $1,966 $524 36.3%
Louisiana $2,136 $694 48.1%
Maine $892 -$550 -38.1%
Maryland $1,190 -$252 -17.5%
Massachusetts $1,152 -$290 -20.1%
Michigan $2,506 $1,064 73.8%
Minnesota $1,208 -$234 -16.2%
Mississippi $1,728 $286 19.8%
Missouri $1,280 -$162 -11.2%
Montana $1,550 $108 7.5%
Nebraska $1,138 -$304 -21.1%
Nevada $1,730 $288 20.0%
New Hampshire $1,042 -$400 -27.7%
New Jersey $1,616 $174 12.1%
New Mexico $1,276 -$166 -11.5%
New York $1,520 $78 5.4%
North Carolina $830 -$612 -42.4%
North Dakota $1,182 -$260 -18.0%
Ohio $996 -$446 -30.9%
Oklahoma $1,480 $38 2.6%
Oregon $1,320 -$122 -8.5%
Pennsylvania $1,374 -$68 -4.7%
Rhode Island $1,924 $482 33.4%
South Carolina $1,308 -$134 -9.3%
South Dakota $1,218 -$224 -15.5%
Tennessee $1,262 -$180 -12.5%
Texas $1,736 $294 20.4%
Utah $1,068 -$374 -25.9%
Vermont $986 -$456 -31.6%
Virginia $864 -$578 -40.1%
Washington $1,114 -$328 -22.7%
West Virginia $1,322 -$120 -8.3%
Wisconsin $998 -$444 -30.8%
Wyoming $1,284 -$158 -11.0%

View Chart as Image

Chevrolet Silverado LS Extended Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LS Extended Cab 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,370
20 $3,316
30 $1,502
40 $1,442
50 $1,316
60 $1,290

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LS Extended Cab 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,818
$250 $1,644
$500 $1,442
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LS Extended Cab 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,442
50/100 $1,524
100/300 $1,627
250/500 $1,893
100 CSL $1,565
300 CSL $1,791
500 CSL $1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LS Extended Cab 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,648
20 $5,262
30 $3,172
40 $3,104
50 $2,960
60 $2,932

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $76
Multi-vehicle $74
Homeowner $21
5-yr Accident Free $104
5-yr Claim Free $92
Paid in Full/EFT $65
Advance Quote $70
Online Quote $101
Total Discounts $603
Rate after discounts $839

Discounts are estimated and may not be available from every company or in every state.

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