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Chevrolet Silverado LT Crew Cab 4WD Insurance Rates

U.S. average insurance prices for a Chevrolet Silverado LT Crew Cab 4WD are $1,350 every 12 months with full coverage. Comprehensive insurance costs approximately $310 each year, collision insurance costs $542, and liability costs around $346. Buying just liability costs as low as $410 a year, and insurance for high-risk drivers costs $2,906 or more. Teen drivers pay the highest rates at up to $4,934 a year.

Annual premium for full coverage: $1,350

Price estimates by individual coverage:

Comprehensive $310
Collision $542
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the average driver, Chevrolet Silverado LT Crew Cab 4WD insurance prices range from the cheapest price of $410 for your basic liability-only policy to a high rate of $2,906 for a driver that may need high-risk insurance.

Liability Only $410
Full Coverage $1,350
High Risk $2,906

These price ranges demonstrate why all drivers should compare prices using their specific location and their own driving history, instead of using price averages.

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Insurance prices for a Chevrolet Silverado LT Crew Cab 4WD are also quite variable based on deductibles and policy limits, your driving record, and the replacement cost of your Silverado.

Choosing high deductibles could cut rates by as much as $570 every year, whereas increasing liability limits will push rates upward. Moving from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $312 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teenage drivers, since even excellent drivers should be prepared to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out anywhere from $1,600 to $2,200 additional each year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Chevrolet Silverado LT Crew Cab 4WD insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Vermont, Ohio, and Indiana, or as much as $1,620 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since rates can be so different, the best way to find out which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, and rates may be quite different.

View Chart as Image

Chevrolet Silverado LT Crew Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Crew Cab 4WD insurance prices range from $776 to $4,934 for full coverage

The chart above shows Chevrolet Silverado LT Crew Cab 4WD insurance rates for various coverage choices and risks. The best rate after discounts is $776. Drivers who choose higher $1,000 deductibles will pay $1,158. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,350. Using lower $100 deductibles for comp and collision coverage could cost up to $1,726. High risk drivers could be charged at least $2,906. The policy rate for full coverage for a teenager can be as high as $4,934.

Chevrolet Silverado LT Crew Cab 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,296-$54-4.0%
Alaska$1,108-$242-17.9%
Arizona$1,354$40.3%
Arkansas$1,366$161.2%
California$1,514$16412.1%
Colorado$1,400$503.7%
Connecticut$1,766$41630.8%
Delaware$1,642$29221.6%
Florida$1,820$47034.8%
Georgia$1,338-$12-0.9%
Hawaii$1,456$1067.9%
Idaho$938-$412-30.5%
Illinois$1,002-$348-25.8%
Indiana$962-$388-28.7%
Iowa$1,016-$334-24.7%
Kansas$1,240-$110-8.1%
Kentucky$1,748$39829.5%
Louisiana$2,186$83661.9%
Maine$924-$426-31.6%
Maryland$1,388$382.8%
Massachusetts$1,188-$162-12.0%
Michigan$2,480$1,13083.7%
Minnesota$1,184-$166-12.3%
Mississippi$1,322-$28-2.1%
Missouri$1,150-$200-14.8%
Montana$1,222-$128-9.5%
Nebraska$1,112-$238-17.6%
Nevada$1,742$39229.0%
New Hampshire$1,100-$250-18.5%
New Jersey$1,342-$8-0.6%
New Mexico$1,252-$98-7.3%
New York$1,756$40630.1%
North Carolina$958-$392-29.0%
North Dakota$1,312-$38-2.8%
Ohio$950-$400-29.6%
Oklahoma$1,640$29021.5%
Oregon$1,264-$86-6.4%
Pennsylvania$1,520$17012.6%
Rhode Island$1,636$28621.2%
South Carolina$1,258-$92-6.8%
South Dakota$1,058-$292-21.6%
Tennessee$1,212-$138-10.2%
Texas$1,296-$54-4.0%
Utah$1,196-$154-11.4%
Vermont$960-$390-28.9%
Virginia$970-$380-28.1%
Washington$1,188-$162-12.0%
West Virginia$1,374$241.8%
Wisconsin$1,376$261.9%
Wyoming$1,490$14010.4%

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Chevrolet Silverado LT Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Crew Cab 4WD Insurance Rates by Driver Age
Driver AgePremium
16$4,934
20$3,102
30$1,412
40$1,350
50$1,230
60$1,208

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Crew Cab 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,726
$250$1,554
$500$1,350
$1,000$1,158

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,350
50/100$1,419
100/300$1,506
250/500$1,731
100 CSL$1,454
300 CSL$1,644
500 CSL$1,783

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Crew Cab 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,046
20$4,922
30$2,976
40$2,906
50$2,770
60$2,742

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $185

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$72
Multi-vehicle$69
Homeowner$19
5-yr Accident Free$101
5-yr Claim Free$87
Paid in Full/EFT$63
Advance Quote$67
Online Quote$96
Total Discounts$574
Rate after discounts $776

Discounts are estimated and may not be available from every company or in every state.

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