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Chevrolet Silverado LT Extended Cab 2WD Insurance Rates

The average insurance rates for a Chevrolet Silverado LT Extended Cab 2WD are $1,442 a year with full coverage. Comprehensive costs approximately $312, collision insurance costs $540, and liability costs around $410. Liability-only coverage costs as low as $486 a year, and high-risk coverage costs around $3,104. Teen drivers cost the most to insure at up to $5,370 a year.

Annual premium for full coverage: $1,442

Policy rates by type of insurance:

Comprehensive $312
Collision $540
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the normal driver, Chevrolet Silverado LT Extended Cab 2WD insurance rates range from as low as $486 for a discount liability-only rate to a much higher rate of $3,104 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,442
High Risk $3,104

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,082
Small Cities $1,514
Large Cities $1,947

These price differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LT Extended Cab 2WD Insurance

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Insurance prices for a Chevrolet Silverado LT Extended Cab 2WD also range considerably based on your risk profile, the actual cash value of your Silverado, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,300 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Silverado LT Extended Cab 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $570 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $369 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,300 additional every year, depending on your age. High-risk driver insurance can be from 43% to 132% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which company is cheapest is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied from one company to the next.

View Chart as Image

Chevrolet Silverado LT Extended Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Extended Cab 2WD insurance prices range from $839 to $5,370 for full coverage

The chart above shows Chevrolet Silverado LT Extended Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $839. Drivers who choose higher $1,000 deductibles will pay around $1,250. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,442. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,818. High risk drivers could be charged around $3,104. The price for full coverage insurance for a teenager can be as high as $5,370.

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,304-$138-9.6%
Alaska$1,106-$336-23.3%
Arizona$1,198-$244-16.9%
Arkansas$1,442-$00.0%
California$1,644$20214.0%
Colorado$1,376-$66-4.6%
Connecticut$1,482$402.8%
Delaware$1,632$19013.2%
Florida$1,804$36225.1%
Georgia$1,332-$110-7.6%
Hawaii$1,034-$408-28.3%
Idaho$978-$464-32.2%
Illinois$1,074-$368-25.5%
Indiana$1,090-$352-24.4%
Iowa$974-$468-32.5%
Kansas$1,368-$74-5.1%
Kentucky$1,966$52436.3%
Louisiana$2,136$69448.1%
Maine$892-$550-38.1%
Maryland$1,190-$252-17.5%
Massachusetts$1,152-$290-20.1%
Michigan$2,506$1,06473.8%
Minnesota$1,208-$234-16.2%
Mississippi$1,728$28619.8%
Missouri$1,280-$162-11.2%
Montana$1,550$1087.5%
Nebraska$1,138-$304-21.1%
Nevada$1,730$28820.0%
New Hampshire$1,042-$400-27.7%
New Jersey$1,616$17412.1%
New Mexico$1,276-$166-11.5%
New York$1,520$785.4%
North Carolina$830-$612-42.4%
North Dakota$1,182-$260-18.0%
Ohio$996-$446-30.9%
Oklahoma$1,480$382.6%
Oregon$1,320-$122-8.5%
Pennsylvania$1,374-$68-4.7%
Rhode Island$1,924$48233.4%
South Carolina$1,308-$134-9.3%
South Dakota$1,218-$224-15.5%
Tennessee$1,262-$180-12.5%
Texas$1,736$29420.4%
Utah$1,068-$374-25.9%
Vermont$986-$456-31.6%
Virginia$864-$578-40.1%
Washington$1,114-$328-22.7%
West Virginia$1,322-$120-8.3%
Wisconsin$998-$444-30.8%
Wyoming$1,284-$158-11.0%

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Chevrolet Silverado LT Extended Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,370
20$3,316
30$1,502
40$1,442
50$1,316
60$1,290

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,818
$250$1,644
$500$1,442
$1,000$1,250

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,442
50/100$1,524
100/300$1,627
250/500$1,893
100 CSL$1,565
300 CSL$1,791
500 CSL$1,955

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,648
20$5,262
30$3,172
40$3,104
50$2,960
60$2,932

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $197

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$76
Multi-vehicle$74
Homeowner$21
5-yr Accident Free$104
5-yr Claim Free$92
Paid in Full/EFT$65
Advance Quote$70
Online Quote$101
Total Discounts$603
Rate after discounts $839

Discounts are estimated and may not be available from every company or in every state.

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