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Chevrolet Silverado LT Extended Cab 2WD Insurance Rates

The average insurance rates for a Chevrolet Silverado LT Extended Cab 2WD are $1,368 a year with full coverage. Comprehensive costs approximately $296, collision insurance costs $512, and liability costs around $390. Liability-only coverage costs as low as $462 a year, and high-risk coverage costs around $2,948. Teen drivers cost the most to insure at up to $5,100 a year.

Annual premium for full coverage: $1,368

Policy rates by type of insurance:

Comprehensive $296
Collision $512
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the normal driver, Chevrolet Silverado LT Extended Cab 2WD insurance rates range from as low as $462 for a discount liability-only rate to a much higher rate of $2,948 for a driver who requires high-risk insurance.

Liability Only $462
Full Coverage $1,368
High Risk $2,948

Urban vs. Rural Price Range

Where you live can make a big difference on the price of insurance. Rural locations are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how geographic area affects auto insurance prices.

Rural Areas $1,026
Small Cities $1,436
Large Cities $1,847

These price differences demonstrate why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LT Extended Cab 2WD Insurance

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Insurance prices for a Chevrolet Silverado LT Extended Cab 2WD also range considerably based on your risk profile, the actual cash value of your Silverado, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay in the ballpark of $5,100 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Silverado LT Extended Cab 2WD insurance prices. A driver around age 40 might see rates as low as $920 a year in states like Vermont, Ohio, and Indiana, or as much as $1,620 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $540 annually, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $351 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out anywhere from $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can be from 43% to 130% more than average. View High Risk Driver Rates

Because rates have so much variability, the best way to find out which company is cheapest is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and rates will be varied from one company to the next.

View Chart as Image

Chevrolet Silverado LT Extended Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Extended Cab 2WD insurance prices range from $796 to $5,100 for full coverage

The chart above shows Chevrolet Silverado LT Extended Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $796. Drivers who choose higher $1,000 deductibles will pay around $1,186. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,368. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,724. High risk drivers could be charged around $2,948. The price for full coverage insurance for a teenager can be as high as $5,100.

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,320-$48-3.5%
Alaska$1,124-$244-17.8%
Arizona$1,374$60.4%
Arkansas$1,392$241.8%
California$1,540$17212.6%
Colorado$1,424$564.1%
Connecticut$1,796$42831.3%
Delaware$1,670$30222.1%
Florida$1,848$48035.1%
Georgia$1,356-$12-0.9%
Hawaii$1,480$1128.2%
Idaho$954-$414-30.3%
Illinois$1,018-$350-25.6%
Indiana$978-$390-28.5%
Iowa$1,032-$336-24.6%
Kansas$1,258-$110-8.0%
Kentucky$1,776$40829.8%
Louisiana$2,224$85662.6%
Maine$940-$428-31.3%
Maryland$1,412$443.2%
Massachusetts$1,208-$160-11.7%
Michigan$2,520$1,15284.2%
Minnesota$1,202-$166-12.1%
Mississippi$1,340-$28-2.0%
Missouri$1,170-$198-14.5%
Montana$1,242-$126-9.2%
Nebraska$1,128-$240-17.5%
Nevada$1,770$40229.4%
New Hampshire$1,118-$250-18.3%
New Jersey$1,364-$4-0.3%
New Mexico$1,272-$96-7.0%
New York$1,784$41630.4%
North Carolina$972-$396-28.9%
North Dakota$1,336-$32-2.3%
Ohio$966-$402-29.4%
Oklahoma$1,666$29821.8%
Oregon$1,282-$86-6.3%
Pennsylvania$1,544$17612.9%
Rhode Island$1,662$29421.5%
South Carolina$1,276-$92-6.7%
South Dakota$1,072-$296-21.6%
Tennessee$1,230-$138-10.1%
Texas$1,320-$48-3.5%
Utah$1,218-$150-11.0%
Vermont$978-$390-28.5%
Virginia$986-$382-27.9%
Washington$1,208-$160-11.7%
West Virginia$1,396$282.0%
Wisconsin$1,396$282.0%
Wyoming$1,516$14810.8%

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Chevrolet Silverado LT Extended Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,100
20$3,148
30$1,428
40$1,368
50$1,250
60$1,228

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,724
$250$1,562
$500$1,368
$1,000$1,186

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,368
50/100$1,446
100/300$1,544
250/500$1,797
100 CSL$1,485
300 CSL$1,700
500 CSL$1,856

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Extended Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,260
20$4,998
30$3,014
40$2,948
50$2,814
60$2,784

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$72
Multi-vehicle$70
Homeowner$20
5-yr Accident Free$99
5-yr Claim Free$87
Paid in Full/EFT$62
Advance Quote$66
Online Quote$96
Total Discounts$572
Rate after discounts $796

Discounts are estimated and may not be available from every company or in every state.

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