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Chevrolet Silverado LT Extended Cab 4WD Insurance Rates

U.S. average insurance prices for a Chevrolet Silverado LT Extended Cab 4WD are $1,294 every 12 months for full coverage. Comprehensive insurance costs an estimated $284, collision costs $512, and liability costs $346. Liability-only insurance costs as little as $410 a year, with high-risk driver insurance costing $2,790 or more. Teen drivers pay the highest rates at $4,776 a year or more.

Annual premium for full coverage: $1,294

Price estimates broken down by type of coverage:

Comprehensive $284
Collision $512
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the average driver, Chevrolet Silverado LT Extended Cab 4WD insurance prices go from the cheapest price of $410 for the bare minimum liability coverage to the much higher price of $2,790 for a driver that may need high-risk insurance.

Liability Only $410
Full Coverage $1,294
High Risk $2,790

These price ranges show why everyone should compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

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Car insurance rates for a Chevrolet Silverado LT Extended Cab 4WD are also quite variable based on deductibles and policy limits, your driver profile, and the model year.

Choosing high deductibles could save up to $530 every year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $312 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles may pay as little as $1,200 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers will be charged at least $4,700 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying $1,500 to $2,100 extra each year, depending on your age. Chevrolet Silverado LT Extended Cab 4WD insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates

The state you live in makes a big difference in Chevrolet Silverado LT Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,890 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see which company has the best rate. Every company uses a different rate calculation, so rate quotes may be quite different.

View Chart as Image

Chevrolet Silverado LT Extended Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Extended Cab 4WD insurance prices range from $747 to $4,776 for full coverage

Chart shows Chevrolet Silverado LT Extended Cab 4WD insurance rates for different coverage choices and risks. The best rate after discounts is $747. Drivers who choose higher $1,000 deductibles will pay $1,114. The average rate for a driver around age 40 using $500 deductibles is $1,294. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,644. High risk drivers could be charged at least $2,790. The rate for full coverage for a teenage driver is $4,776.

Chevrolet Silverado LT Extended Cab 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,242-$52-4.0%
Alaska$1,060-$234-18.1%
Arizona$1,296$20.2%
Arkansas$1,310$161.2%
California$1,450$15612.1%
Colorado$1,340$463.6%
Connecticut$1,692$39830.8%
Delaware$1,572$27821.5%
Florida$1,744$45034.8%
Georgia$1,282-$12-0.9%
Hawaii$1,396$1027.9%
Idaho$900-$394-30.4%
Illinois$960-$334-25.8%
Indiana$920-$374-28.9%
Iowa$974-$320-24.7%
Kansas$1,188-$106-8.2%
Kentucky$1,674$38029.4%
Louisiana$2,096$80262.0%
Maine$886-$408-31.5%
Maryland$1,330$362.8%
Massachusetts$1,138-$156-12.1%
Michigan$2,376$1,08283.6%
Minnesota$1,136-$158-12.2%
Mississippi$1,266-$28-2.2%
Missouri$1,102-$192-14.8%
Montana$1,172-$122-9.4%
Nebraska$1,064-$230-17.8%
Nevada$1,668$37428.9%
New Hampshire$1,056-$238-18.4%
New Jersey$1,286-$8-0.6%
New Mexico$1,200-$94-7.3%
New York$1,684$39030.1%
North Carolina$918-$376-29.1%
North Dakota$1,258-$36-2.8%
Ohio$912-$382-29.5%
Oklahoma$1,572$27821.5%
Oregon$1,212-$82-6.3%
Pennsylvania$1,456$16212.5%
Rhode Island$1,568$27421.2%
South Carolina$1,204-$90-7.0%
South Dakota$1,012-$282-21.8%
Tennessee$1,160-$134-10.4%
Texas$1,244-$50-3.9%
Utah$1,146-$148-11.4%
Vermont$920-$374-28.9%
Virginia$928-$366-28.3%
Washington$1,138-$156-12.1%
West Virginia$1,316$221.7%
Wisconsin$1,318$241.9%
Wyoming$1,430$13610.5%

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Chevrolet Silverado LT Extended Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Extended Cab 4WD Insurance Rates by Driver Age
Driver AgePremium
16$4,776
20$2,980
30$1,352
40$1,294
50$1,180
60$1,158

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Extended Cab 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,644
$250$1,482
$500$1,294
$1,000$1,114

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Extended Cab 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,294
50/100$1,363
100/300$1,450
250/500$1,675
100 CSL$1,398
300 CSL$1,588
500 CSL$1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Extended Cab 4WD Insurance Rates for High Risk Drivers
AgePremium
16$6,814
20$4,732
30$2,854
40$2,790
50$2,662
60$2,634

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$69
Multi-vehicle$66
Homeowner$18
5-yr Accident Free$96
5-yr Claim Free$83
Paid in Full/EFT$60
Advance Quote$64
Online Quote$91
Total Discounts$547
Rate after discounts $747

Discounts are estimated and may not be available from every company or in every state.

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