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  4. LT Regular Cab 2WD

Chevrolet Silverado LT Regular Cab 2WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado LT Regular Cab 2WD are $1,396 a year for full coverage. Comprehensive costs approximately $298, collision insurance costs $508, and liability costs around $410. Liability-only insurance costs as low as $486 a year, and high-risk driver insurance costs around $3,004. Teen drivers pay the most at up to $5,226 a year.

Annual premium for full coverage: $1,396

Premium estimates by type of coverage:

Comprehensive $298
Collision $508
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the average 40-year-old driver, insurance rates for a Chevrolet Silverado LT Regular Cab 2WD range from the low end price of $486 for your basic liability-only policy to the much higher price of $3,004 for coverage for higher-risk drivers.

Liability Only $486
Full Coverage $1,396
High Risk $3,004

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have lower incidents of accident claims than larger metro areas. The example below illustrates the difference location can make on auto insurance prices.

Rural Areas $1,047
Small Cities $1,466
Large Cities $1,885

These rate differences show why everyone should compare prices using their specific location, instead of using price averages.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LT Regular Cab 2WD Insurance

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Insurance prices for a Chevrolet Silverado LT Regular Cab 2WD also have a wide range based on the replacement cost of your Silverado, how you drive, and physical damage deductibles and liability limits.

If you have a few violations or you caused an accident, you could be paying anywhere from $1,600 to $2,300 additional annually, depending on your age. Chevrolet Silverado LT Regular Cab 2WD insurance for high-risk drivers can be as much as 44% to 128% more than average. View High Risk Driver Rates

A more mature driver with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records should be prepared to pay in the ballpark of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Silverado LT Regular Cab 2WD insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $540 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 more each year. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know which insurance company is cheapest is to regularly compare prices and see which company has the best price. Each insurance company uses a different rate calculation, and rates will be substantially different.

View Chart as Image

Chevrolet Silverado LT Regular Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Regular Cab 2WD insurance prices range from $818 to $5,226 for full coverage

Chart shows Chevrolet Silverado LT Regular Cab 2WD insurance prices for various risks and coverage choices. The best price after discounts is $818. Drivers who choose higher $1,000 deductibles will pay $1,214. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,396. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,752. High risk drivers could be charged up to $3,004. The rate for full coverage insurance for a teenager can be as high as $5,226.

Chevrolet Silverado LT Regular Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,264-$132-9.5%
Alaska$1,072-$324-23.2%
Arizona$1,160-$236-16.9%
Arkansas$1,396-$00.0%
California$1,592$19614.0%
Colorado$1,334-$62-4.4%
Connecticut$1,434$382.7%
Delaware$1,580$18413.2%
Florida$1,750$35425.4%
Georgia$1,292-$104-7.4%
Hawaii$1,000-$396-28.4%
Idaho$946-$450-32.2%
Illinois$1,038-$358-25.6%
Indiana$1,056-$340-24.4%
Iowa$944-$452-32.4%
Kansas$1,326-$70-5.0%
Kentucky$1,906$51036.5%
Louisiana$2,068$67248.1%
Maine$864-$532-38.1%
Maryland$1,152-$244-17.5%
Massachusetts$1,114-$282-20.2%
Michigan$2,424$1,02873.6%
Minnesota$1,170-$226-16.2%
Mississippi$1,674$27819.9%
Missouri$1,240-$156-11.2%
Montana$1,502$1067.6%
Nebraska$1,102-$294-21.1%
Nevada$1,676$28020.1%
New Hampshire$1,008-$388-27.8%
New Jersey$1,564$16812.0%
New Mexico$1,236-$160-11.5%
New York$1,472$765.4%
North Carolina$804-$592-42.4%
North Dakota$1,144-$252-18.1%
Ohio$964-$432-30.9%
Oklahoma$1,434$382.7%
Oregon$1,280-$116-8.3%
Pennsylvania$1,330-$66-4.7%
Rhode Island$1,864$46833.5%
South Carolina$1,266-$130-9.3%
South Dakota$1,178-$218-15.6%
Tennessee$1,222-$174-12.5%
Texas$1,682$28620.5%
Utah$1,034-$362-25.9%
Vermont$956-$440-31.5%
Virginia$836-$560-40.1%
Washington$1,078-$318-22.8%
West Virginia$1,280-$116-8.3%
Wisconsin$966-$430-30.8%
Wyoming$1,244-$152-10.9%

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Chevrolet Silverado LT Regular Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Regular Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,226
20$3,210
30$1,452
40$1,396
50$1,276
60$1,250

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Regular Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,752
$250$1,588
$500$1,396
$1,000$1,214

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Regular Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,396
50/100$1,478
100/300$1,581
250/500$1,847
100 CSL$1,519
300 CSL$1,745
500 CSL$1,909

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Regular Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,434
20$5,092
30$3,066
40$3,004
50$2,866
60$2,838

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$73
Multi-vehicle$71
Homeowner$20
5-yr Accident Free$100
5-yr Claim Free$88
Paid in Full/EFT$62
Advance Quote$67
Online Quote$97
Total Discounts$578
Rate after discounts $818

Discounts are estimated and may not be available from every company or in every state.

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