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Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates

The average insurance rates for a Chevrolet Silverado LTZ Crew Cab 2WD are $1,498 a year for full coverage. Comprehensive costs approximately $336 a year, collision costs $602, and liability coverage costs $390. A liability-only policy costs as little as $462 a year, with high-risk insurance costing around $3,234. Teen drivers cost the most to insure at $5,512 a year or more.

Annual premium for full coverage: $1,498

Policy rates by individual coverage type:

Comprehensive $336
Collision $602
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For a driver around age 40, Chevrolet Silverado LTZ Crew Cab 2WD insurance rates go from the low end price of $462 for minimum levels of liability insurance to a high of $3,234 for a high-risk insurance policy.

Liability Only $462
Full Coverage $1,498
High Risk $3,234

Urban vs. Rural Price Range

Your location has a large influence on car insurance rates. Rural locations are shown to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,124
Small Cities $1,573
Large Cities $2,022

These price differences show why it is important for drivers to compare rates using their specific location, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Companies with Cheap Chevrolet Silverado LTZ Crew Cab 2WD Insurance

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Car insurance rates for a Chevrolet Silverado LTZ Crew Cab 2WD also range considerably based on the model year of your Silverado, how you drive, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you could be paying anywhere from $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can cost around 44% to 134% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will be charged in the ballpark of $5,500 a year. View Rates by Age

Your home state makes a big difference in Chevrolet Silverado LTZ Crew Cab 2WD insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,890 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 a year, while buying higher liability limits will push prices upward. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to know which insurance company is cheapest is to get quotes and see how they stack up. Every company uses a different rate calculation, so rate quotes will be varied.

View Chart as Image

Chevrolet Silverado LTZ Crew Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LTZ Crew Cab 2WD insurance prices range from $862 to $5,512 for full coverage

Chart shows Chevrolet Silverado LTZ Crew Cab 2WD insurance prices for different risks and coverage choices. The cheapest price with discounts is $862. Drivers who choose higher $1,000 deductibles will pay $1,286. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,498. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,914. High risk drivers could be charged around $3,234. The cost for full coverage insurance for a teenager is $5,512.

Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,444-$54-3.6%
Alaska$1,230-$268-17.9%
Arizona$1,506$80.5%
Arkansas$1,524$261.7%
California$1,686$18812.6%
Colorado$1,560$624.1%
Connecticut$1,966$46831.2%
Delaware$1,828$33022.0%
Florida$2,024$52635.1%
Georgia$1,486-$12-0.8%
Hawaii$1,620$1228.1%
Idaho$1,044-$454-30.3%
Illinois$1,114-$384-25.6%
Indiana$1,070-$428-28.6%
Iowa$1,126-$372-24.8%
Kansas$1,378-$120-8.0%
Kentucky$1,944$44629.8%
Louisiana$2,434$93662.5%
Maine$1,026-$472-31.5%
Maryland$1,544$463.1%
Massachusetts$1,322-$176-11.7%
Michigan$2,758$1,26084.1%
Minnesota$1,318-$180-12.0%
Mississippi$1,468-$30-2.0%
Missouri$1,280-$218-14.6%
Montana$1,358-$140-9.3%
Nebraska$1,236-$262-17.5%
Nevada$1,938$44029.4%
New Hampshire$1,224-$274-18.3%
New Jersey$1,494-$4-0.3%
New Mexico$1,392-$106-7.1%
New York$1,952$45430.3%
North Carolina$1,066-$432-28.8%
North Dakota$1,460-$38-2.5%
Ohio$1,056-$442-29.5%
Oklahoma$1,824$32621.8%
Oregon$1,402-$96-6.4%
Pennsylvania$1,692$19413.0%
Rhode Island$1,820$32221.5%
South Carolina$1,398-$100-6.7%
South Dakota$1,174-$324-21.6%
Tennessee$1,348-$150-10.0%
Texas$1,444-$54-3.6%
Utah$1,332-$166-11.1%
Vermont$1,070-$428-28.6%
Virginia$1,080-$418-27.9%
Washington$1,322-$176-11.7%
West Virginia$1,528$302.0%
Wisconsin$1,530$322.1%
Wyoming$1,658$16010.7%

View Chart as Image

Chevrolet Silverado LTZ Crew Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,512
20$3,454
30$1,570
40$1,498
50$1,366
60$1,342

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,914
$250$1,722
$500$1,498
$1,000$1,286

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,498
50/100$1,576
100/300$1,674
250/500$1,927
100 CSL$1,615
300 CSL$1,830
500 CSL$1,986

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LTZ Crew Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,870
20$5,486
30$3,312
40$3,234
50$3,088
60$3,054

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$80
Multi-vehicle$77
Homeowner$21
5-yr Accident Free$112
5-yr Claim Free$96
Paid in Full/EFT$70
Advance Quote$74
Online Quote$106
Total Discounts$636
Rate after discounts $862

Discounts are estimated and may not be available from every company or in every state.

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