Dodge Ram Crew Cab SLT 2WD Insurance Rates

Estimated insurance rates for a Dodge Ram Crew Cab SLT 2WD are $1,452 a year for full coverage. Comprehensive costs an estimated $354 a year, collision costs $508, and liability costs $410. A policy with only liability insurance costs as little as $486 a year, with a high-risk policy costing around $3,096. Teen drivers pay the most at $5,310 a year or more.

Annual premium for full coverage: $1,452

Premium estimates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how location impacts insurance prices.

These rate differences show why it is important for drivers to compare rates for a targeted area, instead of using price averages.

Use the form below to get rates for your location.

Car insurance rates for a Dodge Ram Crew Cab SLT 2WD also have a wide range based on the model year of your Ram, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 131% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Ram Crew Cab SLT 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $580 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

Chart shows Dodge Ram Crew Cab SLT 2WD insurance prices for different risks and coverage choices. The best price after discounts is $857. Drivers who choose higher $1,000 deductibles will pay $1,256. The average price for a driver around age 40 using $500 deductibles is $1,452. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,828. High risk drivers could be charged up to $3,096. The cost for full coverage insurance for a teenage driver is $5,310.

View Chart as Image