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Dodge Ram Crew Cab SLT 2WD Insurance Rates

Estimated insurance rates for a Dodge Ram Crew Cab SLT 2WD are $1,378 a year for full coverage. Comprehensive costs an estimated $336 a year, collision costs $482, and liability costs $390. A policy with only liability insurance costs as little as $462 a year, with a high-risk policy costing around $2,938. Teen drivers pay the most at $5,044 a year or more.

Annual premium for full coverage: $1,378

Premium estimates broken down by individual coverage type:

Comprehensive $336
Collision $482
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

For the average driver, insurance rates for a Dodge Ram Crew Cab SLT 2WD go from the low end price of $462 for just liability coverage to a high of $2,938 for a driver that may need high-risk insurance.

Liability Only $462
Full Coverage $1,378
High Risk $2,938

Insurance Price Range by Location

Your location can have significant affects on insurance rates. More rural locations are statistically proven to have lower incidents of accident claims than larger metro areas.

The diagram below illustrates how location impacts insurance prices.

Rural Areas $1,034
Small Cities $1,447
Large Cities $1,860

These rate differences show why it is important for drivers to compare rates for a targeted area, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Dodge Ram Crew Cab SLT 2WD also have a wide range based on the model year of your Ram, how you drive, and liability limits and deductibles.

If you have a few violations or you caused an accident, you could be paying $1,600 to $2,200 extra annually, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than average. View High Risk Driver Rates

Older drivers with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, since even teens with perfect driving records will be charged at least $5,000 a year. View Rates by Age

Where you choose to live makes a big difference in Dodge Ram Crew Cab SLT 2WD insurance prices. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,890 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $550 every year, while buying higher liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to know who has the cheapest car insurance prices is to get quotes and see which company has the best price. Every company uses a different rate calculation, so rate quotes will be substantially different.

View Chart as Image

Dodge Ram Crew Cab SLT 2WD insurance cost comparison chart
Column chart showing Dodge Ram Crew Cab SLT 2WD insurance prices range from $813 to $5,044 for full coverage

Chart shows Dodge Ram Crew Cab SLT 2WD insurance prices for different risks and coverage choices. The best price after discounts is $813. Drivers who choose higher $1,000 deductibles will pay $1,192. The average price for a driver around age 40 using $500 deductibles is $1,378. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,736. High risk drivers could be charged up to $2,938. The cost for full coverage insurance for a teenage driver is $5,044.

Dodge Ram Crew Cab SLT 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,328-$50-3.6%
Alaska$1,132-$246-17.9%
Arizona$1,384$60.4%
Arkansas$1,402$241.7%
California$1,550$17212.5%
Colorado$1,436$584.2%
Connecticut$1,808$43031.2%
Delaware$1,682$30422.1%
Florida$1,862$48435.1%
Georgia$1,366-$12-0.9%
Hawaii$1,490$1128.1%
Idaho$960-$418-30.3%
Illinois$1,024-$354-25.7%
Indiana$984-$394-28.6%
Iowa$1,036-$342-24.8%
Kansas$1,268-$110-8.0%
Kentucky$1,788$41029.8%
Louisiana$2,238$86062.4%
Maine$944-$434-31.5%
Maryland$1,420$423.0%
Massachusetts$1,216-$162-11.8%
Michigan$2,538$1,16084.2%
Minnesota$1,212-$166-12.0%
Mississippi$1,350-$28-2.0%
Missouri$1,178-$200-14.5%
Montana$1,250-$128-9.3%
Nebraska$1,138-$240-17.4%
Nevada$1,782$40429.3%
New Hampshire$1,126-$252-18.3%
New Jersey$1,374-$4-0.3%
New Mexico$1,280-$98-7.1%
New York$1,796$41830.3%
North Carolina$980-$398-28.9%
North Dakota$1,344-$34-2.5%
Ohio$972-$406-29.5%
Oklahoma$1,678$30021.8%
Oregon$1,290-$88-6.4%
Pennsylvania$1,556$17812.9%
Rhode Island$1,674$29621.5%
South Carolina$1,286-$92-6.7%
South Dakota$1,080-$298-21.6%
Tennessee$1,240-$138-10.0%
Texas$1,328-$50-3.6%
Utah$1,224-$154-11.2%
Vermont$984-$394-28.6%
Virginia$994-$384-27.9%
Washington$1,216-$162-11.8%
West Virginia$1,406$282.0%
Wisconsin$1,408$302.2%
Wyoming$1,526$14810.7%

View Chart as Image

Dodge Ram Crew Cab SLT 2WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Ram Crew Cab SLT 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,044
20$3,122
30$1,438
40$1,378
50$1,256
60$1,232

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Crew Cab SLT 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,736
$250$1,572
$500$1,378
$1,000$1,192

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Crew Cab SLT 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,378
50/100$1,456
100/300$1,554
250/500$1,807
100 CSL$1,495
300 CSL$1,710
500 CSL$1,866

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Crew Cab SLT 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,174
20$4,946
30$3,004
40$2,938
50$2,802
60$2,768

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$72
Multi-vehicle$68
Homeowner$20
5-yr Accident Free$96
5-yr Claim Free$87
Paid in Full/EFT$60
Advance Quote$65
Online Quote$97
Total Discounts$565
Rate after discounts $813

Discounts are estimated and may not be available from every company or in every state.

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