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Dodge Ram Crew Cab SLT 4WD Insurance Rates

Estimated insurance prices for a Dodge Ram Crew Cab SLT 4WD are $1,482 every 12 months for full coverage. Comprehensive costs approximately $350, collision costs $572, and liability insurance costs $390. A liability-only policy costs as little as $462 a year, with high-risk insurance costing around $3,182. Teen drivers pay the most at $5,414 a year or more.

Annual premium for full coverage: $1,482

Premium estimates by type of coverage:

Comprehensive $350
Collision $572
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

For an average driver, insurance rates for a Dodge Ram Crew Cab SLT 4WD go from the cheapest price of $462 for just liability coverage to the much higher price of $3,182 for a driver required to buy high-risk insurance.

Liability Only $462
Full Coverage $1,482
High Risk $3,182

Insurance Price Range by Location

Your location has a significant impact on car insurance rates. Rural locations are statistically proven to have more infrequent accident claims than larger metro areas.

The example below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,112
Small Cities $1,556
Large Cities $2,001

These rate differences show why everyone should compare rates using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Dodge Ram Crew Cab SLT 4WD also have a wide range based on physical damage deductibles and liability limits, your driver profile, and the replacement cost of your Ram.

Choosing high deductibles could save up to $620 each year, whereas buying more liability protection will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will cost up to $351 extra every year. View Rates by Deductible or Liability Limit

A more mature driver with a good driving record and higher deductibles could pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are highest for drivers in their teens, since even excellent drivers will have to pay in the ballpark of $5,400 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you could be paying anywhere from $1,700 to $2,400 in extra premium annually, depending on your age. Dodge Ram Crew Cab SLT 4WD insurance for high-risk drivers can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates

Where you choose to live makes a big difference in Dodge Ram Crew Cab SLT 4WD insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Iowa, Maine, and Idaho, or as much as $1,890 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of rates, the only way to know which auto insurance is cheapest is to regularly compare rates from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be substantially different.

View Chart as Image

Dodge Ram Crew Cab SLT 4WD insurance cost comparison chart
Column chart showing Dodge Ram Crew Cab SLT 4WD insurance prices range from $860 to $5,414 for full coverage

Chart shows Dodge Ram Crew Cab SLT 4WD insurance rates for different coverage choices and risks. The lowest rate with discounts is $860. Drivers who choose higher $1,000 deductibles will pay $1,272. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,482. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,888. High risk drivers could be charged up to $3,182. The rate for full coverage insurance for a teenager is $5,414.

Dodge Ram Crew Cab SLT 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,426-$56-3.8%
Alaska$1,218-$264-17.8%
Arizona$1,488$60.4%
Arkansas$1,504$221.5%
California$1,666$18412.4%
Colorado$1,544$624.2%
Connecticut$1,942$46031.0%
Delaware$1,808$32622.0%
Florida$2,000$51835.0%
Georgia$1,468-$14-0.9%
Hawaii$1,602$1208.1%
Idaho$1,032-$450-30.4%
Illinois$1,102-$380-25.6%
Indiana$1,058-$424-28.6%
Iowa$1,114-$368-24.8%
Kansas$1,362-$120-8.1%
Kentucky$1,922$44029.7%
Louisiana$2,404$92262.2%
Maine$1,016-$466-31.4%
Maryland$1,528$463.1%
Massachusetts$1,306-$176-11.9%
Michigan$2,730$1,24884.2%
Minnesota$1,304-$178-12.0%
Mississippi$1,450-$32-2.2%
Missouri$1,266-$216-14.6%
Montana$1,342-$140-9.4%
Nebraska$1,222-$260-17.5%
Nevada$1,916$43429.3%
New Hampshire$1,210-$272-18.4%
New Jersey$1,476-$6-0.4%
New Mexico$1,376-$106-7.2%
New York$1,932$45030.4%
North Carolina$1,054-$428-28.9%
North Dakota$1,444-$38-2.6%
Ohio$1,044-$438-29.6%
Oklahoma$1,802$32021.6%
Oregon$1,388-$94-6.3%
Pennsylvania$1,672$19012.8%
Rhode Island$1,800$31821.5%
South Carolina$1,382-$100-6.7%
South Dakota$1,162-$320-21.6%
Tennessee$1,332-$150-10.1%
Texas$1,428-$54-3.6%
Utah$1,316-$166-11.2%
Vermont$1,058-$424-28.6%
Virginia$1,068-$414-27.9%
Washington$1,306-$176-11.9%
West Virginia$1,512$302.0%
Wisconsin$1,512$302.0%
Wyoming$1,640$15810.7%

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Dodge Ram Crew Cab SLT 4WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Ram Crew Cab SLT 4WD Insurance Rates by Driver Age
Driver AgePremium
16$5,414
20$3,390
30$1,550
40$1,482
50$1,352
60$1,326

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Crew Cab SLT 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,888
$250$1,700
$500$1,482
$1,000$1,272

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Crew Cab SLT 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,482
50/100$1,560
100/300$1,658
250/500$1,911
100 CSL$1,599
300 CSL$1,814
500 CSL$1,970

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Crew Cab SLT 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,726
20$5,376
30$3,260
40$3,182
50$3,034
60$3,002

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $201

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$79
Multi-vehicle$75
Homeowner$21
5-yr Accident Free$108
5-yr Claim Free$94
Paid in Full/EFT$68
Advance Quote$72
Online Quote$105
Total Discounts$622
Rate after discounts $860

Discounts are estimated and may not be available from every company or in every state.

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