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  4. Lariat Crew Cab Harley 2WD

Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates

Average insurance rates for a Ford F-150 Lariat Crew Cab Harley 2WD are $1,376 a year for full coverage insurance. Comprehensive insurance costs an estimated $336 each year, collision costs $542, and liability costs $346. Just liability insurance costs as little as $410 a year, with coverage for high-risk drivers costing $2,950 or more. Teen drivers receive the highest rates at $4,974 a year or more.

Annual premium for full coverage: $1,376

Rate estimates broken down by individual coverage:

Comprehensive $336
Collision $542
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

Using a 40-year-old driver as an example, prices go from the low end price of $410 for minimum levels of liability insurance to a high rate of $2,950 for a policy for a high-risk driver.

Liability Only $410
Full Coverage $1,376
High Risk $2,950

These differences illustrate why all drivers should compare rates for a targeted area, instead of using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Ford F-150 Lariat Crew Cab Harley 2WD can also vary considerably based on the actual cash value of your F-150, your age and driving record, and liability limits and deductibles.

If you like to drive fast or you caused an accident, you are probably paying $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 130% more than average. View High Risk Driver Rates

More mature drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay at least $4,900 a year. View Rates by Age

Where you live makes a big difference in Ford F-150 Lariat Crew Cab Harley 2WD insurance prices. A 40-year-old driver could pay as low as $1,170 a year in states like , , and North Carolina, or as much as $1,670 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $590 every year, whereas increasing liability limits will increase premiums. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $312 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out who has the best car insurance prices is to do a rate comparison and see which company has the best price. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

Ford F-150 Lariat Crew Cab Harley 2WD insurance cost comparison chart
Column chart showing Ford F-150 Lariat Crew Cab Harley 2WD insurance prices range from $797 to $4,974 for full coverage

The chart estimates Ford F-150 Lariat Crew Cab Harley 2WD insurance prices for different risks and coverage choices. The best price after discounts is $797. Drivers who choose higher $1,000 deductibles will pay $1,178. The average price for a driver around age 40 using $500 deductibles is $1,376. Using lower $100 deductibles for physical damage coverage can cost as much as $1,764. High risk drivers could be charged as much as $2,950. The policy rate for full coverage for a teenage driver is $4,974.

Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,322-$54-3.9%
Alaska$1,130-$246-17.9%
Arizona$1,380$40.3%
Arkansas$1,394$181.3%
California$1,544$16812.2%
Colorado$1,428$523.8%
Connecticut$1,802$42631.0%
Delaware$1,674$29821.7%
Florida$1,856$48034.9%
Georgia$1,364-$12-0.9%
Hawaii$1,486$1108.0%
Idaho$956-$420-30.5%
Illinois$1,022-$354-25.7%
Indiana$980-$396-28.8%
Iowa$1,034-$342-24.9%
Kansas$1,264-$112-8.1%
Kentucky$1,782$40629.5%
Louisiana$2,230$85462.1%
Maine$942-$434-31.5%
Maryland$1,414$382.8%
Massachusetts$1,210-$166-12.1%
Michigan$2,528$1,15283.7%
Minnesota$1,208-$168-12.2%
Mississippi$1,348-$28-2.0%
Missouri$1,174-$202-14.7%
Montana$1,246-$130-9.4%
Nebraska$1,134-$242-17.6%
Nevada$1,776$40029.1%
New Hampshire$1,122-$254-18.5%
New Jersey$1,370-$6-0.4%
New Mexico$1,276-$100-7.3%
New York$1,790$41430.1%
North Carolina$978-$398-28.9%
North Dakota$1,338-$38-2.8%
Ohio$970-$406-29.5%
Oklahoma$1,672$29621.5%
Oregon$1,288-$88-6.4%
Pennsylvania$1,550$17412.6%
Rhode Island$1,668$29221.2%
South Carolina$1,282-$94-6.8%
South Dakota$1,078-$298-21.7%
Tennessee$1,236-$140-10.2%
Texas$1,322-$54-3.9%
Utah$1,218-$158-11.5%
Vermont$978-$398-28.9%
Virginia$988-$388-28.2%
Washington$1,210-$166-12.1%
West Virginia$1,400$241.7%
Wisconsin$1,404$282.0%
Wyoming$1,520$14410.5%

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Ford F-150 Lariat Crew Cab Harley 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates by Driver Age
Driver AgePremium
16$4,974
20$3,138
30$1,442
40$1,376
50$1,252
60$1,230

Full coverage, $500 deductibles

Rates by Deductible

Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,764
$250$1,586
$500$1,376
$1,000$1,178

Full coverage, driver age 40

Rates by Liability Limit

Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,376
50/100$1,445
100/300$1,532
250/500$1,757
100 CSL$1,480
300 CSL$1,670
500 CSL$1,809

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-150 Lariat Crew Cab Harley 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,104
20$4,976
30$3,022
40$2,950
50$2,810
60$2,778

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$73
Multi-vehicle$69
Homeowner$19
5-yr Accident Free$101
5-yr Claim Free$88
Paid in Full/EFT$64
Advance Quote$67
Online Quote$98
Total Discounts$579
Rate after discounts $797

Discounts are estimated and may not be available from every company or in every state.

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