Ford F-150 Lariat Crew Cab Harley 4WD Insurance Rates
U.S. average auto insurance rates for a Ford F-150 Lariat Crew Cab Harley 4WD are $1,508 annually for full coverage insurance. Comprehensive costs an estimated $382, collision insurance costs $604, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $3,228. Teen drivers pay the highest rates at up to $5,404 a year.
Annual premium for full coverage: $1,508
Price estimates broken down by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Ford F-150 Trim Level
Using a 40-year-old driver as an example, Ford F-150 Lariat Crew Cab Harley 4WD insurance prices range from as cheap as $430 for a discount liability-only rate to the much higher price of $3,228 for a policy for a high-risk driver.
Geographic Price Range
Your location has a large influence on the price of insurance. More rural locations have fewer physical damage claims than larger metro areas. The example below illustrates how rural and urban location affects insurance prices.
These price ranges illustrate why everyone should compare rates for a targeted area and their own personal driving habits, rather than using price averages.
Use the form below to get rates for your location.
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Companies with Cheap Ford F-150 Lariat Crew Cab Harley 4WD Insurance
Car insurance rates for a Ford F-150 Lariat Crew Cab Harley 4WD are also quite variable based on the actual cash value of your F-150, your risk profile, and liability limits and deductibles.
A more mature driver with no driving violations and high physical damage deductibles may only pay around $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged at least $5,400 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you are probably paying $1,700 to $2,400 extra each year, depending on your age. Ford F-150 Lariat Crew Cab Harley 4WD insurance for high-risk drivers can cost around 44% to 126% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $660 a year, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Ford F-150 Lariat Crew Cab Harley 4WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.
Since prices can be so different, the only way to figure out who has the best car insurance prices is to regularly compare prices and see how they stack up. Every company uses a different rate calculation, so rate quotes may be quite different between companies.
The chart estimates Ford F-150 Lariat Crew Cab Harley 4WD insurance prices for various situations. The cheapest price with discounts is $869. Drivers who choose higher $1,000 deductibles will pay about $1,282. The average price for a driver around age 40 using $500 deductibles is $1,508. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,938. High risk drivers could be charged at least $3,228. The rate for full coverage insurance for a teenage driver is $5,404.
|State||Premium||Compared to U.S. Avg||Percent Difference|
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Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$112|
|5-yr Claim Free||$97|
|Paid in Full/EFT||$71|
Discounts are estimated and may not be available from every company or in every state.