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  4. Lariat King Ranch 4WD

Ford F-150 Lariat King Ranch 4WD Insurance Rates

Estimated insurance rates for a Ford F-150 Lariat King Ranch 4WD are $1,390 a year for full coverage insurance. Comprehensive insurance costs around $350, collision costs $542, and liability costs $346. A policy with only liability insurance costs as little as $410 a year, with a high-risk policy costing $2,972 or more. Teenage drivers pay the most at $4,994 a year or more.

Annual premium for full coverage: $1,390

Premium estimates for type of coverage:

Comprehensive $350
Collision $542
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

Using a 40-year-old driver as an example, insurance rates for a Ford F-150 Lariat King Ranch 4WD go from the low end price of $410 for just the minimum liability insurance to the much higher price of $2,972 for a policy for a high-risk driver.

Liability Only $410
Full Coverage $1,390
High Risk $2,972

These rate differences illustrate why everyone should compare rates for a specific zip code, instead of using average rates.

Use the form below to get rates for your location.

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Car insurance rates for a Ford F-150 Lariat King Ranch 4WD also have a wide range based on the replacement cost of your F-150, your age and driving record, and deductibles and policy limits.

If you have a few violations or you caused an accident, you are probably paying at least $1,600 to $2,200 extra annually, depending on your age. Ford F-150 Lariat King Ranch 4WD insurance for high-risk drivers can cost as much as 44% to 129% more than a normal policy. View High Risk Driver Rates

A more mature driver with no driving violations and higher comprehensive and collision deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will be charged as much as $4,900 a year. View Rates by Age

Where you choose to live makes a big difference in Ford F-150 Lariat King Ranch 4WD insurance prices. A 40-year-old driver could pay as low as $1,170 a year in states like North Carolina, , and , or be forced to pay as much as $1,670 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $600 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $312 extra every 12 months. View Rates by Deductible or Liability Limit

With such a large range of prices, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different method to calculate prices, so rate quotes will be substantially different.

View Chart as Image

Ford F-150 Lariat King Ranch 4WD insurance cost comparison chart
Column chart showing Ford F-150 Lariat King Ranch 4WD insurance prices range from $806 to $4,994 for full coverage

The chart estimates Ford F-150 Lariat King Ranch 4WD insurance prices for different risks and coverage choices. The best price after discounts is $806. Drivers who use higher $1,000 deductibles will pay $1,188. The average price for a driver age 40 with no violations using $500 deductibles is $1,390. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,782. Drivers with multiple violations and accidents could be charged up to $2,972. The rate for full coverage for a 16-year-old driver is $4,994.

Ford F-150 Lariat King Ranch 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,334-$56-4.0%
Alaska$1,142-$248-17.8%
Arizona$1,394$40.3%
Arkansas$1,406$161.2%
California$1,558$16812.1%
Colorado$1,442$523.7%
Connecticut$1,818$42830.8%
Delaware$1,690$30021.6%
Florida$1,874$48434.8%
Georgia$1,376-$14-1.0%
Hawaii$1,500$1107.9%
Idaho$966-$424-30.5%
Illinois$1,032-$358-25.8%
Indiana$990-$400-28.8%
Iowa$1,044-$346-24.9%
Kansas$1,276-$114-8.2%
Kentucky$1,800$41029.5%
Louisiana$2,250$86061.9%
Maine$952-$438-31.5%
Maryland$1,428$382.7%
Massachusetts$1,222-$168-12.1%
Michigan$2,554$1,16483.7%
Minnesota$1,220-$170-12.2%
Mississippi$1,360-$30-2.2%
Missouri$1,184-$206-14.8%
Montana$1,258-$132-9.5%
Nebraska$1,144-$246-17.7%
Nevada$1,794$40429.1%
New Hampshire$1,134-$256-18.4%
New Jersey$1,382-$8-0.6%
New Mexico$1,288-$102-7.3%
New York$1,808$41830.1%
North Carolina$986-$404-29.1%
North Dakota$1,350-$40-2.9%
Ohio$978-$412-29.6%
Oklahoma$1,688$29821.4%
Oregon$1,302-$88-6.3%
Pennsylvania$1,564$17412.5%
Rhode Island$1,684$29421.2%
South Carolina$1,294-$96-6.9%
South Dakota$1,088-$302-21.7%
Tennessee$1,248-$142-10.2%
Texas$1,334-$56-4.0%
Utah$1,230-$160-11.5%
Vermont$988-$402-28.9%
Virginia$998-$392-28.2%
Washington$1,222-$168-12.1%
West Virginia$1,414$241.7%
Wisconsin$1,416$261.9%
Wyoming$1,534$14410.4%

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Ford F-150 Lariat King Ranch 4WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-150 Lariat King Ranch 4WD Insurance Rates by Driver Age
Driver AgePremium
16$4,994
20$3,156
30$1,456
40$1,390
50$1,264
60$1,240

Full coverage, $500 deductibles

Rates by Deductible

Ford F-150 Lariat King Ranch 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,782
$250$1,602
$500$1,390
$1,000$1,188

Full coverage, driver age 40

Rates by Liability Limit

Ford F-150 Lariat King Ranch 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,390
50/100$1,459
100/300$1,546
250/500$1,771
100 CSL$1,494
300 CSL$1,684
500 CSL$1,823

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-150 Lariat King Ranch 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,134
20$5,002
30$3,046
40$2,972
50$2,828
60$2,798

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$74
Multi-vehicle$69
Homeowner$19
5-yr Accident Free$102
5-yr Claim Free$89
Paid in Full/EFT$64
Advance Quote$68
Online Quote$99
Total Discounts$584
Rate after discounts $806

Discounts are estimated and may not be available from every company or in every state.

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