Ford F-150 XL Super Cab 2WD Insurance Rates

The average insurance prices for a Ford F-150 XL Super Cab 2WD are $1,174 every 12 months including full coverage. Comprehensive insurance costs an estimated $270 a year, collision insurance costs $382, and liability costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs $2,500 or more. Teenage drivers cost the most to insure at up to $4,370 a year.

Annual premium for full coverage: $1,174

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-150 Trim Level

These price differences highlight why it is important for drivers to compare rates for a targeted area and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Ford F-150 XL Super Cab 2WD also range considerably based on liability limits and deductibles, your driving characteristics, and the model year.

Using high physical damage deductibles could save up to $440 every year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $4,300 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,400 to $1,900 extra every year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 134% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Ford F-150 XL Super Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes will be varied.

View Chart as Image

The chart above shows average Ford F-150 XL Super Cab 2WD insurance rates for various coverage choices and risks. The best rate after discounts is $699. Drivers who use higher $1,000 deductibles will pay $1,026. The average rate for a driver around age 40 using $500 deductibles is $1,174. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,458. Drivers with multiple violations and accidents could be charged around $2,500. The cost for full coverage for a teenage driver is $4,370.

View Chart as Image