GMC Sierra 2500HD SLE Crew Cab 2WD Insurance Rates

Estimated insurance rates for a GMC Sierra 2500HD SLE Crew Cab 2WD are $1,596 a year for full coverage. Comprehensive costs an estimated $340, collision costs $666, and liability costs $410. A liability-only policy costs as little as $486 a year, with high-risk insurance costing around $3,460. Teenage drivers pay the most at $5,906 a year or more.

Annual premium for full coverage: $1,596

Premium estimates broken down by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this GMC Sierra 2500HD Trim Level

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than densely populated cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

These rate differences show why anyone shopping for car insurance should compare rates for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Auto insurance rates for a GMC Sierra 2500HD SLE Crew Cab 2WD also have a wide range based on your driving characteristics, the model year of your Sierra 2500HD, and liability limits and deductibles.

An older driver with a good driving record and high deductibles may pay as low as $1,500 per year on average, or $125 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will have to pay at least $5,900 a year. View Rates by Age

Where you choose to live makes a big difference in GMC Sierra 2500HD SLE Crew Cab 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $680 annually, while increasing your policy's liability limits will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,900 to $2,600 in extra premium annually, depending on your age. High-risk driver insurance can cost from 44% to 133% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to know who has the cheapest car insurance rates is to compare rates from multiple companies. Every company uses a different method to calculate rates, and quoted rates will be substantially different from one company to the next.

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Chart shows GMC Sierra 2500HD SLE Crew Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $912. Drivers who use higher $1,000 deductibles will pay around $1,368. The average rate for a driver around age 40 using $500 deductibles is $1,596. Using more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $2,042. Drivers with multiple violations and accidents could be charged up to $3,460. The price for full coverage insurance for a teenage driver is $5,906.

View Chart as Image