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  3. Accord
  4. EX 2-Dr Coupe

Honda Accord EX 2-Dr Coupe Insurance Rates

U.S. average auto insurance rates for a Honda Accord EX 2-Dr Coupe are $1,386 annually for full coverage insurance. Comprehensive insurance costs around $284, collision insurance costs $542, and liability costs $390. Buying just liability costs as little as $462 a year, and insurance for high-risk drivers costs $3,000 or more. Teen drivers pay the highest rates at up to $5,198 a year.

Annual premium for full coverage: $1,386

Price estimates for type of coverage:

Comprehensive $284
Collision $542
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Accord Trim Level

For the average driver, Honda Accord EX 2-Dr Coupe insurance prices range from as cheap as $462 for just liability coverage to the much higher price of $3,000 for a driver that may need high-risk insurance.

Liability Only $462
Full Coverage $1,386
High Risk $3,000

These price ranges illustrate why everyone should compare rates for a specific zip code and their own personal driving habits, instead of using price averages.

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Insurance prices for a Honda Accord EX 2-Dr Coupe are also quite variable based on the actual cash value of your Accord, your risk profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $5,100 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are probably paying at least $1,600 to $2,300 additional each year, depending on your age. Honda Accord EX 2-Dr Coupe insurance for high-risk drivers can cost as much as 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $560 every year, whereas buying more liability protection will increase prices. Switching from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Honda Accord EX 2-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,170 a year in states like North Carolina, , and , or as much as $1,670 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to figure out your exact price is to regularly compare prices and see which company has the best price. Every company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

Honda Accord EX 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Accord EX 2-Dr Coupe insurance prices range from $800 to $5,198 for full coverage

The chart estimates Honda Accord EX 2-Dr Coupe insurance prices for various situations. The best price after discounts is $800. Drivers who choose higher $1,000 deductibles will pay about $1,200. The average price for a driver age 40 with no violations using $500 deductibles is $1,386. Selecting more expensive $100 deductibles for physical damage coverage can cost as much as $1,752. High risk drivers could be charged at least $3,000. The rate for full coverage for a 16-year-old driver is $5,198.

Honda Accord EX 2-Dr Coupe Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,334-$52-3.8%
Alaska$1,138-$248-17.9%
Arizona$1,390$40.3%
Arkansas$1,408$221.6%
California$1,558$17212.4%
Colorado$1,442$564.0%
Connecticut$1,818$43231.2%
Delaware$1,692$30622.1%
Florida$1,870$48434.9%
Georgia$1,374-$12-0.9%
Hawaii$1,498$1128.1%
Idaho$966-$420-30.3%
Illinois$1,030-$356-25.7%
Indiana$990-$396-28.6%
Iowa$1,044-$342-24.7%
Kansas$1,272-$114-8.2%
Kentucky$1,798$41229.7%
Louisiana$2,250$86462.3%
Maine$950-$436-31.5%
Maryland$1,428$423.0%
Massachusetts$1,222-$164-11.8%
Michigan$2,552$1,16684.1%
Minnesota$1,218-$168-12.1%
Mississippi$1,358-$28-2.0%
Missouri$1,184-$202-14.6%
Montana$1,258-$128-9.2%
Nebraska$1,144-$242-17.5%
Nevada$1,792$40629.3%
New Hampshire$1,132-$254-18.3%
New Jersey$1,380-$6-0.4%
New Mexico$1,288-$98-7.1%
New York$1,806$42030.3%
North Carolina$986-$400-28.9%
North Dakota$1,350-$36-2.6%
Ohio$976-$410-29.6%
Oklahoma$1,686$30021.6%
Oregon$1,298-$88-6.3%
Pennsylvania$1,564$17812.8%
Rhode Island$1,682$29621.4%
South Carolina$1,292-$94-6.8%
South Dakota$1,086-$300-21.6%
Tennessee$1,246-$140-10.1%
Texas$1,336-$50-3.6%
Utah$1,232-$154-11.1%
Vermont$988-$398-28.7%
Virginia$998-$388-28.0%
Washington$1,222-$164-11.8%
West Virginia$1,412$261.9%
Wisconsin$1,416$302.2%
Wyoming$1,534$14810.7%

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Honda Accord EX 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Honda Accord EX 2-Dr Coupe Insurance Rates by Driver Age
Driver AgePremium
16$5,198
20$3,214
30$1,446
40$1,386
50$1,268
60$1,244

Full coverage, $500 deductibles

Rates by Deductible

Honda Accord EX 2-Dr Coupe Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,752
$250$1,582
$500$1,386
$1,000$1,200

Full coverage, driver age 40

Rates by Liability Limit

Honda Accord EX 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,386
50/100$1,464
100/300$1,562
250/500$1,815
100 CSL$1,503
300 CSL$1,718
500 CSL$1,874

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Accord EX 2-Dr Coupe Insurance Rates for High Risk Drivers
AgePremium
16$7,406
20$5,108
30$3,066
40$3,000
50$2,866
60$2,836

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$73
Multi-vehicle$72
Homeowner$20
5-yr Accident Free$102
5-yr Claim Free$89
Paid in Full/EFT$64
Advance Quote$69
Online Quote$97
Total Discounts$586
Rate after discounts $800

Discounts are estimated and may not be available from every company or in every state.

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