1. Vehicles
  2. Honda
  3. CR-V
  4. LX 2WD

Honda CR-V LX 2WD Insurance Rates

Average auto insurance rates for a Honda CR-V LX 2WD are $1,086 annually with full coverage. Comprehensive costs an estimated $258 a year, collision costs $382, and liability costs $310. Buying just liability costs as little as $370 a year, with insurance for high-risk drivers costing around $2,310. Teen drivers receive the highest rates at $3,976 a year or more.

Annual premium for full coverage: $1,086

Rate estimates broken down by individual coverage type:

Comprehensive $258
Collision $382
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda CR-V Trim Level

For a driver in their 40's, prices go from as cheap as $370 for a discount liability-only rate to a high of $2,310 for a driver who has had serious violations or accidents.

Liability Only $370
Full Coverage $1,086
High Risk $2,310

Price Range by Location

Your location can make a big difference on car insurance rates. More rural locations tend to have fewer collision claims than larger metro areas.

The diagram below illustrates how location helps determine insurance prices.

Rural Areas $815
Small Cities $1,140
Large Cities $1,466

These differences demonstrate why it is important for drivers to compare rates for a targeted area and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Auto insurance rates for a Honda CR-V LX 2WD can also vary considerably based on the model year of your CR-V, your driving record, and liability limits and deductibles.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,000 per year on average for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will have to pay at least $3,900 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you may be forking out $1,300 to $1,700 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost from 43% to 134% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $430 annually, while buying higher liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $279 extra every year. View Rates by Deductible or Liability Limit

Where you live makes a big difference in Honda CR-V LX 2WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to find out who has the cheapest auto insurance prices is to get quotes from multiple companies. Every company uses a different rate calculation, and quoted rates can be significantly different between companies.

View Chart as Image

Honda CR-V LX 2WD insurance cost comparison chart
Column chart showing Honda CR-V LX 2WD insurance prices range from $640 to $3,976 for full coverage

The chart above shows Honda CR-V LX 2WD insurance prices for different situations. The cheapest discount price is $640. Drivers who choose higher $1,000 deductibles will pay about $940. The average price for a driver around age 40 using $500 deductibles is $1,086. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,362. High risk drivers could be charged as much as $2,310. The cost for full coverage insurance for a teenage driver is $3,976.

Honda CR-V LX 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$978-$108-9.9%
Alaska$830-$256-23.6%
Arizona$898-$188-17.3%
Arkansas$1,086-$00.0%
California$1,234$14813.6%
Colorado$1,034-$52-4.8%
Connecticut$1,112$262.4%
Delaware$1,224$13812.7%
Florida$1,354$26824.7%
Georgia$1,002-$84-7.7%
Hawaii$778-$308-28.4%
Idaho$734-$352-32.4%
Illinois$806-$280-25.8%
Indiana$816-$270-24.9%
Iowa$730-$356-32.8%
Kansas$1,028-$58-5.3%
Kentucky$1,476$39035.9%
Louisiana$1,604$51847.7%
Maine$668-$418-38.5%
Maryland$892-$194-17.9%
Massachusetts$864-$222-20.4%
Michigan$1,878$79272.9%
Minnesota$908-$178-16.4%
Mississippi$1,298$21219.5%
Missouri$960-$126-11.6%
Montana$1,162$767.0%
Nebraska$852-$234-21.5%
Nevada$1,298$21219.5%
New Hampshire$782-$304-28.0%
New Jersey$1,212$12611.6%
New Mexico$958-$128-11.8%
New York$1,140$545.0%
North Carolina$624-$462-42.5%
North Dakota$886-$200-18.4%
Ohio$748-$338-31.1%
Oklahoma$1,112$262.4%
Oregon$994-$92-8.5%
Pennsylvania$1,032-$54-5.0%
Rhode Island$1,444$35833.0%
South Carolina$982-$104-9.6%
South Dakota$912-$174-16.0%
Tennessee$946-$140-12.9%
Texas$1,306$22020.3%
Utah$800-$286-26.3%
Vermont$740-$346-31.9%
Virginia$648-$438-40.3%
Washington$834-$252-23.2%
West Virginia$994-$92-8.5%
Wisconsin$748-$338-31.1%
Wyoming$964-$122-11.2%

View Chart as Image

Honda CR-V LX 2WD insurance rates by U.S. city

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Rates by Driver Age

Honda CR-V LX 2WD Insurance Rates by Driver Age
Driver AgePremium
16$3,976
20$2,458
30$1,128
40$1,086
50$988
60$970

Full coverage, $500 deductibles

Rates by Deductible

Honda CR-V LX 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,362
$250$1,236
$500$1,086
$1,000$940

Full coverage, driver age 40

Rates by Liability Limit

Honda CR-V LX 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,086
50/100$1,148
100/300$1,226
250/500$1,427
100 CSL$1,179
300 CSL$1,350
500 CSL$1,474

Full coverage, driver age 40

Rates for High Risk Drivers

Honda CR-V LX 2WD Insurance Rates for High Risk Drivers
AgePremium
16$5,658
20$3,894
30$2,362
40$2,310
50$2,202
60$2,180

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $144

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$57
Multi-vehicle$54
Homeowner$16
5-yr Accident Free$76
5-yr Claim Free$68
Paid in Full/EFT$48
Advance Quote$51
Online Quote$76
Total Discounts$446
Rate after discounts $640

Discounts are estimated and may not be available from every company or in every state.

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