1. Vehicles
  2. Honda
  3. Civic
  4. DX 2-Dr Coupe

Honda Civic DX 2-Dr Coupe Insurance Rates

Estimated auto insurance rates for a Honda Civic DX 2-Dr Coupe are $1,466 annually for full coverage. Comprehensive costs approximately $244, collision insurance costs $602, and liability costs around $432. A policy with only liability insurance costs as low as $512 a year, and a high-risk policy costs around $3,208. Teenage drivers pay the most at up to $5,654 a year.

Annual premium for full coverage: $1,466

Premium estimates by type of insurance:

Comprehensive $244
Collision $602
Liability $432

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Honda Civic Trim Level

For the average driver, insurance rates for a Honda Civic DX 2-Dr Coupe range from as cheap as $512 for minimum levels of liability insurance to a much higher rate of $3,208 for a driver that may need high-risk insurance.

Liability Only $512
Full Coverage $1,466
High Risk $3,208

Insurance Price Range by Location

Where you live can have significant affects on car insurance rates. Rural locations are statistically proven to have fewer accident claims than densely populated cities. The price range example below illustrates how location impacts auto insurance prices.

Rural Areas $1,100
Small Cities $1,539
Large Cities $1,979

These rate differences show why anyone shopping for car insurance should compare prices using their specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies will appear below. Click here to load full page.

Recommended Companies for Cheap Honda Civic DX 2-Dr Coupe Insurance

Searching Companies

Car insurance rates for a Honda Civic DX 2-Dr Coupe also have a wide range based on the replacement cost of your Civic, your driver profile, and physical damage deductibles and liability limits.

An older driver with no driving violations and high physical damage deductibles may pay as little as $1,400 a year, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they will be charged in the ballpark of $5,600 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you could be paying anywhere from $1,800 to $2,400 extra annually, depending on your age. High-risk driver insurance can be as much as 42% to 136% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $570 every year, while increasing your policy's liability limits will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will cost up to $389 extra every 12 months. View Rates by Deductible or Liability Limit

Where you choose to live has a huge impact on Honda Civic DX 2-Dr Coupe insurance prices. A driver around age 40 might see prices as low as $920 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,890 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to know which car insurance is cheapest is to compare prices and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be substantially different between companies.

View Chart as Image

Honda Civic DX 2-Dr Coupe insurance cost comparison chart
Column chart showing Honda Civic DX 2-Dr Coupe insurance prices range from $837 to $5,654 for full coverage

Chart shows Honda Civic DX 2-Dr Coupe insurance prices for various situations. The best price after discounts is $837. Drivers who use higher $1,000 deductibles will pay about $1,276. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,466. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,846. Drivers with multiple violations and accidents could be charged up to $3,208. The price for full coverage insurance for a teenager can be as high as $5,654.

Honda Civic DX 2-Dr Coupe Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,408-$58-4.0%
Alaska$1,202-$264-18.0%
Arizona$1,476$100.7%
Arkansas$1,490$241.6%
California$1,648$18212.4%
Colorado$1,524$584.0%
Connecticut$1,922$45631.1%
Delaware$1,788$32222.0%
Florida$1,980$51435.1%
Georgia$1,456-$10-0.7%
Hawaii$1,584$1188.0%
Idaho$1,020-$446-30.4%
Illinois$1,090-$376-25.6%
Indiana$1,048-$418-28.5%
Iowa$1,102-$364-24.8%
Kansas$1,348-$118-8.0%
Kentucky$1,902$43629.7%
Louisiana$2,380$91462.3%
Maine$1,004-$462-31.5%
Maryland$1,510$443.0%
Massachusetts$1,294-$172-11.7%
Michigan$2,696$1,23083.9%
Minnesota$1,290-$176-12.0%
Mississippi$1,436-$30-2.0%
Missouri$1,252-$214-14.6%
Montana$1,330-$136-9.3%
Nebraska$1,208-$258-17.6%
Nevada$1,898$43229.5%
New Hampshire$1,196-$270-18.4%
New Jersey$1,462-$4-0.3%
New Mexico$1,362-$104-7.1%
New York$1,910$44430.3%
North Carolina$1,040-$426-29.1%
North Dakota$1,426-$40-2.7%
Ohio$1,032-$434-29.6%
Oklahoma$1,784$31821.7%
Oregon$1,372-$94-6.4%
Pennsylvania$1,654$18812.8%
Rhode Island$1,782$31621.6%
South Carolina$1,368-$98-6.7%
South Dakota$1,150-$316-21.6%
Tennessee$1,318-$148-10.1%
Texas$1,412-$54-3.7%
Utah$1,304-$162-11.1%
Vermont$1,048-$418-28.5%
Virginia$1,056-$410-28.0%
Washington$1,294-$172-11.7%
West Virginia$1,494$281.9%
Wisconsin$1,494$281.9%
Wyoming$1,622$15610.6%

View Chart as Image

Honda Civic DX 2-Dr Coupe insurance rates by U.S. city

Compare Rates and Save

Find companies with the cheapest rates in your area

Not your model?

Choose a different trim level below

Rates by Driver Age

Honda Civic DX 2-Dr Coupe Insurance Rates by Driver Age
Driver AgePremium
16$5,654
20$3,466
30$1,524
40$1,466
50$1,344
60$1,320

Full coverage, $500 deductibles

Rates by Deductible

Honda Civic DX 2-Dr Coupe Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,846
$250$1,668
$500$1,466
$1,000$1,276

Full coverage, driver age 40

Rates by Liability Limit

Honda Civic DX 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,466
50/100$1,552
100/300$1,660
250/500$1,941
100 CSL$1,596
300 CSL$1,833
500 CSL$2,006

Full coverage, driver age 40

Rates for High Risk Drivers

Honda Civic DX 2-Dr Coupe Insurance Rates for High Risk Drivers
AgePremium
16$8,052
20$5,518
30$3,278
40$3,208
50$3,070
60$3,046

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $212

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$77
Multi-vehicle$79
Homeowner$21
5-yr Accident Free$112
5-yr Claim Free$95
Paid in Full/EFT$68
Advance Quote$75
Online Quote$102
Total Discounts$629
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

You May Also Enjoy These Articles