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Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates

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The average auto insurance rates for a Nissan Altima 3.5 SR 2-Dr Coupe are $1,642 annually with full coverage. Comprehensive costs an estimated $354 each year, collision costs $698, and liability costs around $410. A liability-only policy costs as low as $486 a year, with high-risk insurance costing around $3,562. Teenage drivers cost the most to insure at $6,050 a year or more.

Annual premium for full coverage: $1,642

Policy rates broken down by individual coverage:

Comprehensive $354
Collision $698
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Altima Trim Level

For the normal driver, Nissan Altima 3.5 SR 2-Dr Coupe insurance rates go from as cheap as $486 for basic liability insurance to a high rate of $3,562 for a driver who requires high-risk insurance.

Liability Only $486
Full Coverage $1,642
High Risk $3,562

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. More rural locations are shown to have fewer collision claims than densely populated cities.

The graphic below illustrates how geographic area affects insurance prices.

Rural Areas $1,232
Small Cities $1,724
Large Cities $2,217

These price differences demonstrate why all drivers should compare prices for a targeted area and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Car insurance rates for a Nissan Altima 3.5 SR 2-Dr Coupe also range considerably based on the model year, your driving record, and liability limits and deductibles.

More mature drivers with no driving violations and high physical damage deductibles may pay as little as $1,500 a year, or $125 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will be charged at least $6,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you may be forking out $1,900 to $2,700 extra every year, depending on your age. Insurance for high-risk drivers can be as much as 45% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $710 every year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $369 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Altima 3.5 SR 2-Dr Coupe insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison and see which company has the best price. Each insurance company uses a different method to calculate prices, so rate quotes will be varied between companies.

View Chart as Image

Nissan Altima 3.5 SR 2-Dr Coupe insurance cost comparison chart
Column chart showing Nissan Altima 3.5 SR 2-Dr Coupe insurance prices range from $935 to $6,050 for full coverage

The chart above shows Nissan Altima 3.5 SR 2-Dr Coupe insurance prices for different situations. The best price after discounts is $935. Drivers who use higher $1,000 deductibles will pay about $1,404. The average price for a driver around age 40 using $500 deductibles is $1,642. Using lower $100 deductibles for comp and collision coverage could cost up to $2,110. Drivers with multiple violations and accidents could be charged around $3,562. The policy rate for full coverage insurance for a teenage driver can be as high as $6,050.

Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,484 -$158 -9.6%
Alaska $1,260 -$382 -23.3%
Arizona $1,364 -$278 -16.9%
Arkansas $1,642 -$0 0.0%
California $1,872 $230 14.0%
Colorado $1,566 -$76 -4.6%
Connecticut $1,688 $46 2.8%
Delaware $1,858 $216 13.2%
Florida $2,054 $412 25.1%
Georgia $1,518 -$124 -7.6%
Hawaii $1,178 -$464 -28.3%
Idaho $1,112 -$530 -32.3%
Illinois $1,222 -$420 -25.6%
Indiana $1,240 -$402 -24.5%
Iowa $1,110 -$532 -32.4%
Kansas $1,558 -$84 -5.1%
Kentucky $2,240 $598 36.4%
Louisiana $2,432 $790 48.1%
Maine $1,014 -$628 -38.2%
Maryland $1,354 -$288 -17.5%
Massachusetts $1,312 -$330 -20.1%
Michigan $2,852 $1,210 73.7%
Minnesota $1,374 -$268 -16.3%
Mississippi $1,968 $326 19.9%
Missouri $1,456 -$186 -11.3%
Montana $1,764 $122 7.4%
Nebraska $1,296 -$346 -21.1%
Nevada $1,970 $328 20.0%
New Hampshire $1,186 -$456 -27.8%
New Jersey $1,838 $196 11.9%
New Mexico $1,454 -$188 -11.4%
New York $1,730 $88 5.4%
North Carolina $946 -$696 -42.4%
North Dakota $1,346 -$296 -18.0%
Ohio $1,134 -$508 -30.9%
Oklahoma $1,686 $44 2.7%
Oregon $1,504 -$138 -8.4%
Pennsylvania $1,566 -$76 -4.6%
Rhode Island $2,190 $548 33.4%
South Carolina $1,488 -$154 -9.4%
South Dakota $1,388 -$254 -15.5%
Tennessee $1,436 -$206 -12.5%
Texas $1,976 $334 20.3%
Utah $1,214 -$428 -26.1%
Vermont $1,124 -$518 -31.5%
Virginia $982 -$660 -40.2%
Washington $1,268 -$374 -22.8%
West Virginia $1,504 -$138 -8.4%
Wisconsin $1,138 -$504 -30.7%
Wyoming $1,464 -$178 -10.8%

View Chart as Image

Nissan Altima 3.5 SR 2-Dr Coupe insurance rates by U.S. city

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Rates by Driver Age

Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates by Driver Age
Driver Age Premium
16 $6,050
20 $3,812
30 $1,720
40 $1,642
50 $1,500
60 $1,472

Full coverage, $500 deductibles

Rates by Deductible

Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,110
$250 $1,892
$500 $1,642
$1,000 $1,404

Full coverage, driver age 40

Rates by Liability Limit

Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,642
50/100 $1,724
100/300 $1,827
250/500 $2,093
100 CSL $1,765
300 CSL $1,991
500 CSL $2,155

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Altima 3.5 SR 2-Dr Coupe Insurance Rates for High Risk Drivers
Age Premium
16 $8,654
20 $6,058
30 $3,650
40 $3,562
50 $3,398
60 $3,368

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $231

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $88
Multi-vehicle $85
Homeowner $23
5-yr Accident Free $126
5-yr Claim Free $106
Paid in Full/EFT $79
Advance Quote $83
Online Quote $117
Total Discounts $707
Rate after discounts $935

Discounts are estimated and may not be available from every company or in every state.

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