Nissan Sentra 2.0 SR Insurance Rates

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The average auto insurance rates for a Nissan Sentra 2.0 SR are $1,384 annually for full coverage. Comprehensive insurance costs on average $258 a year, collision costs $604, and liability costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing $3,024 or more. Teenage drivers cost the most to insure at $5,212 a year or more.

Annual premium for full coverage: $1,384

Policy rates by individual coverage type:

Comprehensive $258
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

For a 40-year-old driver, Nissan Sentra 2.0 SR insurance rates go from as cheap as $430 for your basic liability-only policy to a high of $3,024 for high-risk insurance.

Liability Only $430
Full Coverage $1,384
High Risk $3,024

These price differences show why it is important for drivers to compare prices based on a specific location and their own personal driving habits, instead of using average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Nissan Sentra 2.0 SR also range considerably based on the model year, your driver profile, and policy deductibles and limits.

Older drivers with a good driving record and high physical damage deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 137% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $580 every year, while buying higher liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Nissan Sentra 2.0 SR insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best price. Each insurance company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

Nissan Sentra 2.0 SR insurance cost comparison chart
Column chart showing Nissan Sentra 2.0 SR insurance prices range from $781 to $5,212 for full coverage

Chart shows Nissan Sentra 2.0 SR insurance prices for different situations. The best price after discounts is $781. Drivers who use higher $1,000 deductibles will pay about $1,188. The average price for a 40-year-old male driver using $500 deductibles is $1,384. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,766. Drivers with multiple violations and accidents could be charged around $3,024. The cost for full coverage for a teen driver can be as high as $5,212.

Nissan Sentra 2.0 SR Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,250 -$134 -9.7%
Alaska $1,060 -$324 -23.4%
Arizona $1,148 -$236 -17.1%
Arkansas $1,384 -$0 0.0%
California $1,574 $190 13.7%
Colorado $1,322 -$62 -4.5%
Connecticut $1,422 $38 2.7%
Delaware $1,564 $180 13.0%
Florida $1,730 $346 25.0%
Georgia $1,278 -$106 -7.7%
Hawaii $994 -$390 -28.2%
Idaho $934 -$450 -32.5%
Illinois $1,030 -$354 -25.6%
Indiana $1,040 -$344 -24.9%
Iowa $934 -$450 -32.5%
Kansas $1,314 -$70 -5.1%
Kentucky $1,884 $500 36.1%
Louisiana $2,046 $662 47.8%
Maine $852 -$532 -38.4%
Maryland $1,140 -$244 -17.6%
Massachusetts $1,106 -$278 -20.1%
Michigan $2,402 $1,018 73.6%
Minnesota $1,156 -$228 -16.5%
Mississippi $1,656 $272 19.7%
Missouri $1,226 -$158 -11.4%
Montana $1,484 $100 7.2%
Nebraska $1,090 -$294 -21.2%
Nevada $1,658 $274 19.8%
New Hampshire $996 -$388 -28.0%
New Jersey $1,546 $162 11.7%
New Mexico $1,224 -$160 -11.6%
New York $1,456 $72 5.2%
North Carolina $798 -$586 -42.3%
North Dakota $1,132 -$252 -18.2%
Ohio $954 -$430 -31.1%
Oklahoma $1,420 $36 2.6%
Oregon $1,266 -$118 -8.5%
Pennsylvania $1,320 -$64 -4.6%
Rhode Island $1,842 $458 33.1%
South Carolina $1,252 -$132 -9.5%
South Dakota $1,164 -$220 -15.9%
Tennessee $1,210 -$174 -12.6%
Texas $1,666 $282 20.4%
Utah $1,024 -$360 -26.0%
Vermont $946 -$438 -31.6%
Virginia $828 -$556 -40.2%
Washington $1,068 -$316 -22.8%
West Virginia $1,268 -$116 -8.4%
Wisconsin $958 -$426 -30.8%
Wyoming $1,232 -$152 -11.0%

View Chart as Image

Nissan Sentra 2.0 SR insurance rates by U.S. city

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Rates by Driver Age

Nissan Sentra 2.0 SR Insurance Rates by Driver Age
Driver Age Premium
16 $5,212
20 $3,256
30 $1,444
40 $1,384
50 $1,264
60 $1,244

Full coverage, $500 deductibles

Rates by Deductible

Nissan Sentra 2.0 SR Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,766
$250 $1,586
$500 $1,384
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra 2.0 SR Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,384
50/100 $1,457
100/300 $1,548
250/500 $1,784
100 CSL $1,493
300 CSL $1,693
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Sentra 2.0 SR Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $5,182
30 $3,094
40 $3,024
50 $2,890
60 $2,866

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $74
Homeowner $20
5-yr Accident Free $108
5-yr Claim Free $90
Paid in Full/EFT $67
Advance Quote $72
Online Quote $98
Total Discounts $603
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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