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Nissan Sentra 2 Insurance Rates

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U.S. average insurance prices for a Nissan Sentra 2 are $1,306 every 12 months for full coverage. Comprehensive costs approximately $244 each year, collision insurance costs $540, and liability coverage costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs around $2,846. Teenage drivers pay the highest rates at up to $4,944 a year.

Annual premium for full coverage: $1,306

Price estimates by individual coverage:

Comprehensive $244
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

For a driver around age 40, Nissan Sentra 2 insurance prices range from the cheapest price of $430 for just liability insurance to a high rate of $2,846 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,306
High Risk $2,846

Geographic Price Range

Your location has a large influence on car insurance rates. Rural locations have more infrequent accident claims than densely populated cities. The graphic below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $980
Small Cities $1,371
Large Cities $1,763

These price ranges show why all drivers should compare rates using their specific location and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Nissan Sentra 2 are also quite variable based on deductibles and policy limits, your driver profile, and the replacement cost of your Sentra.

Using high physical damage deductibles could save up to $530 a year, whereas increasing liability limits will push rates upward. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may only pay around $1,200 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will have to pay in the ballpark of $4,900 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you could be paying anywhere from $1,600 to $2,200 in extra premium each year, depending on your age. Insurance for high-risk drivers can cost around 44% to 137% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Nissan Sentra 2 insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to know which auto insurance is cheapest is to do a rate comparison and see how they stack up. Every company uses a different method to calculate rates, and quoted rates may be quite different.

Chart shows Nissan Sentra 2 insurance rates for various coverage choices and risks. The cheapest rate with discounts is $746. Drivers who use higher $1,000 deductibles will pay $1,128. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,306. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,656. Drivers with multiple violations and accidents could be charged at least $2,846. The policy rate for full coverage insurance for a teenager is $4,944.

Nissan Sentra 2 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,180 -$126 -9.6%
Alaska $1,000 -$306 -23.4%
Arizona $1,084 -$222 -17.0%
Arkansas $1,306 -$0 0.0%
California $1,488 $182 13.9%
Colorado $1,248 -$58 -4.4%
Connecticut $1,342 $36 2.8%
Delaware $1,478 $172 13.2%
Florida $1,632 $326 25.0%
Georgia $1,204 -$102 -7.8%
Hawaii $938 -$368 -28.2%
Idaho $882 -$424 -32.5%
Illinois $972 -$334 -25.6%
Indiana $984 -$322 -24.7%
Iowa $880 -$426 -32.6%
Kansas $1,240 -$66 -5.1%
Kentucky $1,780 $474 36.3%
Louisiana $1,932 $626 47.9%
Maine $806 -$500 -38.3%
Maryland $1,076 -$230 -17.6%
Massachusetts $1,044 -$262 -20.1%
Michigan $2,268 $962 73.7%
Minnesota $1,092 -$214 -16.4%
Mississippi $1,564 $258 19.8%
Missouri $1,158 -$148 -11.3%
Montana $1,402 $96 7.4%
Nebraska $1,030 -$276 -21.1%
Nevada $1,566 $260 19.9%
New Hampshire $942 -$364 -27.9%
New Jersey $1,460 $154 11.8%
New Mexico $1,156 -$150 -11.5%
New York $1,374 $68 5.2%
North Carolina $752 -$554 -42.4%
North Dakota $1,070 -$236 -18.1%
Ohio $900 -$406 -31.1%
Oklahoma $1,342 $36 2.8%
Oregon $1,194 -$112 -8.6%
Pennsylvania $1,244 -$62 -4.7%
Rhode Island $1,740 $434 33.2%
South Carolina $1,182 -$124 -9.5%
South Dakota $1,102 -$204 -15.6%
Tennessee $1,142 -$164 -12.6%
Texas $1,572 $266 20.4%
Utah $968 -$338 -25.9%
Vermont $892 -$414 -31.7%
Virginia $782 -$524 -40.1%
Washington $1,008 -$298 -22.8%
West Virginia $1,196 -$110 -8.4%
Wisconsin $904 -$402 -30.8%
Wyoming $1,162 -$144 -11.0%

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Rates by Driver Age

Nissan Sentra 2 Insurance Rates by Driver Age
Driver Age Premium
16 $4,944
20 $3,060
30 $1,360
40 $1,306
50 $1,192
60 $1,172

Full coverage, $500 deductibles

Rates by Deductible

Nissan Sentra 2 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,656
$250 $1,492
$500 $1,306
$1,000 $1,128

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra 2 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,306
50/100 $1,379
100/300 $1,470
250/500 $1,706
100 CSL $1,415
300 CSL $1,615
500 CSL $1,761

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Sentra 2 Insurance Rates for High Risk Drivers
Age Premium
16 $7,052
20 $4,870
30 $2,908
40 $2,846
50 $2,720
60 $2,696

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $69
Homeowner $19
5-yr Accident Free $99
5-yr Claim Free $85
Paid in Full/EFT $61
Advance Quote $66
Online Quote $92
Total Discounts $560
Rate after discounts $746

Discounts are estimated and may not be available from every company or in every state.

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