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Nissan Sentra SE-R Insurance Rates

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Average insurance rates for a Nissan Sentra SE-R are $1,440 a year with full coverage. Comprehensive costs approximately $284, collision insurance costs $634, and liability costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs around $3,146. Teen drivers receive the highest rates at up to $5,378 a year.

Annual premium for full coverage: $1,440

Rate estimates by type of insurance:

Comprehensive $284
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Sentra Trim Level

For a driver around age 40, prices range from as low as $430 for just the minimum liability insurance to a much higher rate of $3,146 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,440
High Risk $3,146

Price Range by Location

Your location can have significant affects on the price of insurance. Rural locations tend to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates the difference between rural and urban areas on auto insurance prices.

Rural Areas $1,080
Small Cities $1,512
Large Cities $1,944

These differences demonstrate why anyone shopping for car insurance should compare rates using their specific location and risk profile, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Nissan Sentra SE-R can also vary considerably based on your driver profile, the actual cash value of your Sentra, and physical damage deductibles and liability limits.

An older driver with a clean driving record and high deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers can expect to pay in the ballpark of $5,300 a year. View Rates by Age

Where you live makes a big difference in Nissan Sentra SE-R insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $620 every year, while increasing your policy's liability limits will push rates upward. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out anywhere from $1,700 to $2,400 extra per year, depending on your age. High-risk driver insurance can cost as much as 45% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out which company is cheapest is to compare rates and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different from one company to the next.

View Chart as Image

Nissan Sentra SE-R insurance cost comparison chart
Column chart showing Nissan Sentra SE-R insurance prices range from $812 to $5,378 for full coverage

The chart above shows Nissan Sentra SE-R insurance rates for various risk profiles and scenarios. The best rate after discounts is $812. Drivers who choose higher $1,000 deductibles will pay around $1,234. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,440. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,852. High risk drivers could be charged as much as $3,146. The price for full coverage insurance for a teenager is $5,378.

Nissan Sentra SE-R Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,304 -$136 -9.4%
Alaska $1,104 -$336 -23.3%
Arizona $1,196 -$244 -16.9%
Arkansas $1,440 -$0 0.0%
California $1,642 $202 14.0%
Colorado $1,378 -$62 -4.3%
Connecticut $1,482 $42 2.9%
Delaware $1,632 $192 13.3%
Florida $1,804 $364 25.3%
Georgia $1,332 -$108 -7.5%
Hawaii $1,036 -$404 -28.1%
Idaho $974 -$466 -32.4%
Illinois $1,074 -$366 -25.4%
Indiana $1,084 -$356 -24.7%
Iowa $972 -$468 -32.5%
Kansas $1,370 -$70 -4.9%
Kentucky $1,966 $526 36.5%
Louisiana $2,134 $694 48.2%
Maine $890 -$550 -38.2%
Maryland $1,190 -$250 -17.4%
Massachusetts $1,154 -$286 -19.9%
Michigan $2,504 $1,064 73.9%
Minnesota $1,206 -$234 -16.3%
Mississippi $1,728 $288 20.0%
Missouri $1,278 -$162 -11.3%
Montana $1,548 $108 7.5%
Nebraska $1,136 -$304 -21.1%
Nevada $1,730 $290 20.1%
New Hampshire $1,040 -$400 -27.8%
New Jersey $1,612 $172 11.9%
New Mexico $1,276 -$164 -11.4%
New York $1,518 $78 5.4%
North Carolina $832 -$608 -42.2%
North Dakota $1,182 -$258 -17.9%
Ohio $994 -$446 -31.0%
Oklahoma $1,482 $42 2.9%
Oregon $1,322 -$118 -8.2%
Pennsylvania $1,376 -$64 -4.4%
Rhode Island $1,922 $482 33.5%
South Carolina $1,306 -$134 -9.3%
South Dakota $1,216 -$224 -15.6%
Tennessee $1,264 -$176 -12.2%
Texas $1,738 $298 20.7%
Utah $1,068 -$372 -25.8%
Vermont $986 -$454 -31.5%
Virginia $862 -$578 -40.1%
Washington $1,114 -$326 -22.6%
West Virginia $1,322 -$118 -8.2%
Wisconsin $1,000 -$440 -30.6%
Wyoming $1,286 -$154 -10.7%

View Chart as Image

Nissan Sentra SE-R insurance rates by U.S. city

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Rates by Driver Age

Nissan Sentra SE-R Insurance Rates by Driver Age
Driver Age Premium
16 $5,378
20 $3,382
30 $1,510
40 $1,440
50 $1,316
60 $1,294

Full coverage, $500 deductibles

Rates by Deductible

Nissan Sentra SE-R Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,852
$250 $1,660
$500 $1,440
$1,000 $1,234

Full coverage, driver age 40

Rates by Liability Limit

Nissan Sentra SE-R Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,440
50/100 $1,513
100/300 $1,604
250/500 $1,840
100 CSL $1,549
300 CSL $1,749
500 CSL $1,895

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Sentra SE-R Insurance Rates for High Risk Drivers
Age Premium
16 $7,692
20 $5,382
30 $3,222
40 $3,146
50 $3,006
60 $2,982

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $207

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $113
5-yr Claim Free $94
Paid in Full/EFT $70
Advance Quote $75
Online Quote $103
Total Discounts $628
Rate after discounts $812

Discounts are estimated and may not be available from every company or in every state.

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