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Subaru Outback 2.5I Limited Insurance Rates

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The average insurance rates for a Subaru Outback 2.5I Limited are $1,384 a year for full coverage. Comprehensive insurance costs on average $354 a year, collision insurance costs $508, and liability costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs $2,950 or more. Teenage drivers cost the most to insure at up to $4,990 a year.

Annual premium for full coverage: $1,384

Policy rates by individual coverage type:

Comprehensive $354
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Outback Trim Level

For an average driver, Subaru Outback 2.5I Limited insurance rates range from as low as $430 for liability-only coverage to a high of $2,950 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,384
High Risk $2,950

These price differences show why it is important for drivers to compare rates based on a specific location and risk profile, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Subaru Outback 2.5I Limited also range considerably based on your risk profile, the model year of your Outback, and policy deductibles and limits.

Older drivers with a good driving record and high deductibles may pay as little as $1,300 per year on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age

Your home state makes a big difference in Subaru Outback 2.5I Limited insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $580 every year, while buying higher liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 extra every year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, and quoted rates will be varied from one company to the next.

View Chart as Image

Subaru Outback 2.5I Limited insurance cost comparison chart
Column chart showing Subaru Outback 2.5I Limited insurance prices range from $810 to $4,990 for full coverage

Chart shows Subaru Outback 2.5I Limited insurance rates for various risk profiles and scenarios. The best rate after discounts is $810. Drivers who use higher $1,000 deductibles will pay around $1,188. The average rate for a 40-year-old male driver using $500 deductibles is $1,384. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,760. Drivers with multiple violations and accidents could be charged around $2,950. The cost for full coverage for a teen driver is $4,990.

Subaru Outback 2.5I Limited Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,252 -$132 -9.5%
Alaska $1,062 -$322 -23.3%
Arizona $1,150 -$234 -16.9%
Arkansas $1,384 -$0 0.0%
California $1,578 $194 14.0%
Colorado $1,324 -$60 -4.3%
Connecticut $1,424 $40 2.9%
Delaware $1,566 $182 13.2%
Florida $1,732 $348 25.1%
Georgia $1,280 -$104 -7.5%
Hawaii $994 -$390 -28.2%
Idaho $936 -$448 -32.4%
Illinois $1,030 -$354 -25.6%
Indiana $1,044 -$340 -24.6%
Iowa $936 -$448 -32.4%
Kansas $1,316 -$68 -4.9%
Kentucky $1,890 $506 36.6%
Louisiana $2,048 $664 48.0%
Maine $854 -$530 -38.3%
Maryland $1,142 -$242 -17.5%
Massachusetts $1,108 -$276 -19.9%
Michigan $2,406 $1,022 73.8%
Minnesota $1,158 -$226 -16.3%
Mississippi $1,658 $274 19.8%
Missouri $1,228 -$156 -11.3%
Montana $1,486 $102 7.4%
Nebraska $1,092 -$292 -21.1%
Nevada $1,660 $276 19.9%
New Hampshire $998 -$386 -27.9%
New Jersey $1,548 $164 11.8%
New Mexico $1,226 -$158 -11.4%
New York $1,460 $76 5.5%
North Carolina $798 -$586 -42.3%
North Dakota $1,134 -$250 -18.1%
Ohio $954 -$430 -31.1%
Oklahoma $1,424 $40 2.9%
Oregon $1,268 -$116 -8.4%
Pennsylvania $1,320 -$64 -4.6%
Rhode Island $1,846 $462 33.4%
South Carolina $1,254 -$130 -9.4%
South Dakota $1,168 -$216 -15.6%
Tennessee $1,212 -$172 -12.4%
Texas $1,668 $284 20.5%
Utah $1,026 -$358 -25.9%
Vermont $948 -$436 -31.5%
Virginia $828 -$556 -40.2%
Washington $1,070 -$314 -22.7%
West Virginia $1,268 -$116 -8.4%
Wisconsin $960 -$424 -30.6%
Wyoming $1,234 -$150 -10.8%

View Chart as Image

Subaru Outback 2.5I Limited insurance rates by U.S. city

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Rates by Driver Age

Subaru Outback 2.5I Limited Insurance Rates by Driver Age
Driver Age Premium
16 $4,990
20 $3,126
30 $1,448
40 $1,384
50 $1,260
60 $1,234

Full coverage, $500 deductibles

Rates by Deductible

Subaru Outback 2.5I Limited Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,760
$250 $1,588
$500 $1,384
$1,000 $1,188

Full coverage, driver age 40

Rates by Liability Limit

Subaru Outback 2.5I Limited Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,384
50/100 $1,457
100/300 $1,548
250/500 $1,784
100 CSL $1,493
300 CSL $1,693
500 CSL $1,839

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Outback 2.5I Limited Insurance Rates for High Risk Drivers
Age Premium
16 $7,114
20 $4,956
30 $3,020
40 $2,950
50 $2,810
60 $2,780

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $183

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $68
Homeowner $20
5-yr Accident Free $99
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $66
Online Quote $98
Total Discounts $574
Rate after discounts $810

Discounts are estimated and may not be available from every company or in every state.

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