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Toyota Camry Hybrid Insurance Rates

U.S. average auto insurance rates for a Toyota Camry Hybrid are $1,550 annually with full coverage. Comprehensive costs an estimated $326 each year, collision insurance costs $634, and liability insurance costs $410. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs around $3,360. Teen drivers pay the highest rates at up to $5,760 a year.

Annual premium for full coverage: $1,550

Price estimates broken down by individual coverage:

Comprehensive $326
Collision $634
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Camry Trim Level

For the average driver, Toyota Camry Hybrid insurance prices range from as cheap as $486 for your basic liability-only policy to a high rate of $3,360 for a driver that may need high-risk insurance.

Liability Only $486
Full Coverage $1,550
High Risk $3,360

Geographic Price Range

Your location has a significant impact on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,163
Small Cities $1,628
Large Cities $2,093

These price ranges demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance prices for a Toyota Camry Hybrid are also quite variable based on the actual cash value of your Camry, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,700 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,800 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $650 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota Camry Hybrid insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

Toyota Camry Hybrid insurance cost comparison chart
Column chart showing Toyota Camry Hybrid insurance prices range from $888 to $5,760 for full coverage

The chart above shows Toyota Camry Hybrid insurance prices for various situations. The lowest price with discounts is $888. Drivers who choose higher $1,000 deductibles will pay about $1,334. The average price for a driver around age 40 using $500 deductibles is $1,550. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,978. High risk drivers could be charged at least $3,360. The policy rate for full coverage insurance for a teenage driver is $5,760.

Toyota Camry Hybrid Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,404-$146-9.4%
Alaska$1,188-$362-23.4%
Arizona$1,286-$264-17.0%
Arkansas$1,550-$00.0%
California$1,768$21814.1%
Colorado$1,480-$70-4.5%
Connecticut$1,594$442.8%
Delaware$1,756$20613.3%
Florida$1,942$39225.3%
Georgia$1,434-$116-7.5%
Hawaii$1,112-$438-28.3%
Idaho$1,052-$498-32.1%
Illinois$1,156-$394-25.4%
Indiana$1,170-$380-24.5%
Iowa$1,046-$504-32.5%
Kansas$1,472-$78-5.0%
Kentucky$2,116$56636.5%
Louisiana$2,298$74848.3%
Maine$960-$590-38.1%
Maryland$1,280-$270-17.4%
Massachusetts$1,238-$312-20.1%
Michigan$2,694$1,14473.8%
Minnesota$1,300-$250-16.1%
Mississippi$1,860$31020.0%
Missouri$1,376-$174-11.2%
Montana$1,666$1167.5%
Nebraska$1,224-$326-21.0%
Nevada$1,862$31220.1%
New Hampshire$1,120-$430-27.7%
New Jersey$1,736$18612.0%
New Mexico$1,374-$176-11.4%
New York$1,634$845.4%
North Carolina$894-$656-42.3%
North Dakota$1,272-$278-17.9%
Ohio$1,072-$478-30.8%
Oklahoma$1,594$442.8%
Oregon$1,422-$128-8.3%
Pennsylvania$1,480-$70-4.5%
Rhode Island$2,070$52033.5%
South Carolina$1,406-$144-9.3%
South Dakota$1,310-$240-15.5%
Tennessee$1,358-$192-12.4%
Texas$1,868$31820.5%
Utah$1,148-$402-25.9%
Vermont$1,062-$488-31.5%
Virginia$928-$622-40.1%
Washington$1,198-$352-22.7%
West Virginia$1,422-$128-8.3%
Wisconsin$1,074-$476-30.7%
Wyoming$1,382-$168-10.8%

View Chart as Image

Toyota Camry Hybrid insurance rates by U.S. city

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Rates by Driver Age

Toyota Camry Hybrid Insurance Rates by Driver Age
Driver AgePremium
16$5,760
20$3,600
30$1,620
40$1,550
50$1,416
60$1,390

Full coverage, $500 deductibles

Rates by Deductible

Toyota Camry Hybrid Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,978
$250$1,780
$500$1,550
$1,000$1,334

Full coverage, driver age 40

Rates by Liability Limit

Toyota Camry Hybrid Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,550
50/100$1,632
100/300$1,735
250/500$2,001
100 CSL$1,673
300 CSL$1,899
500 CSL$2,063

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Camry Hybrid Insurance Rates for High Risk Drivers
AgePremium
16$8,226
20$5,718
30$3,440
40$3,360
50$3,206
60$3,178

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $217

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$82
Multi-vehicle$80
Homeowner$22
5-yr Accident Free$117
5-yr Claim Free$100
Paid in Full/EFT$73
Advance Quote$78
Online Quote$110
Total Discounts$662
Rate after discounts $888

Discounts are estimated and may not be available from every company or in every state.

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