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Toyota Camry Hybrid Insurance Rates

U.S. average auto insurance rates for a Toyota Camry Hybrid are $1,472 annually with full coverage. Comprehensive costs an estimated $310 each year, collision insurance costs $602, and liability insurance costs $390. Buying just liability costs as little as $462 a year, and insurance for high-risk drivers costs around $3,190. Teen drivers pay the highest rates at up to $5,472 a year.

Annual premium for full coverage: $1,472

Price estimates broken down by individual coverage:

Comprehensive $310
Collision $602
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Camry Trim Level

For the average driver, Toyota Camry Hybrid insurance prices range from as cheap as $462 for your basic liability-only policy to a high rate of $3,190 for a driver that may need high-risk insurance.

Liability Only $462
Full Coverage $1,472
High Risk $3,190

Geographic Price Range

Your location has a significant impact on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.

Rural Areas $1,104
Small Cities $1,546
Large Cities $1,987

These price ranges demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance prices for a Toyota Camry Hybrid are also quite variable based on the actual cash value of your Camry, your driving record, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,400 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you may be forking out $1,700 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 44% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $610 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $351 more each year. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Toyota Camry Hybrid insurance rates. A 40-year-old driver could pay as low as $920 a year in states like Vermont, Ohio, and Indiana, or as much as $1,620 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

Toyota Camry Hybrid insurance cost comparison chart
Column chart showing Toyota Camry Hybrid insurance prices range from $844 to $5,472 for full coverage

The chart above shows Toyota Camry Hybrid insurance prices for various situations. The lowest price with discounts is $844. Drivers who choose higher $1,000 deductibles will pay about $1,266. The average price for a driver around age 40 using $500 deductibles is $1,472. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,876. High risk drivers could be charged at least $3,190. The policy rate for full coverage insurance for a teenage driver is $5,472.

Toyota Camry Hybrid Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,418-$54-3.7%
Alaska$1,208-$264-17.9%
Arizona$1,480$80.5%
Arkansas$1,496$241.6%
California$1,656$18412.5%
Colorado$1,532$604.1%
Connecticut$1,930$45831.1%
Delaware$1,796$32422.0%
Florida$1,988$51635.1%
Georgia$1,460-$12-0.8%
Hawaii$1,590$1188.0%
Idaho$1,026-$446-30.3%
Illinois$1,094-$378-25.7%
Indiana$1,052-$420-28.5%
Iowa$1,108-$364-24.7%
Kansas$1,354-$118-8.0%
Kentucky$1,910$43829.8%
Louisiana$2,390$91862.4%
Maine$1,008-$464-31.5%
Maryland$1,518$463.1%
Massachusetts$1,300-$172-11.7%
Michigan$2,710$1,23884.1%
Minnesota$1,294-$178-12.1%
Mississippi$1,442-$30-2.0%
Missouri$1,256-$216-14.7%
Montana$1,334-$138-9.4%
Nebraska$1,214-$258-17.5%
Nevada$1,904$43229.3%
New Hampshire$1,202-$270-18.3%
New Jersey$1,466-$6-0.4%
New Mexico$1,368-$104-7.1%
New York$1,918$44630.3%
North Carolina$1,046-$426-28.9%
North Dakota$1,434-$38-2.6%
Ohio$1,036-$436-29.6%
Oklahoma$1,792$32021.7%
Oregon$1,378-$94-6.4%
Pennsylvania$1,662$19012.9%
Rhode Island$1,788$31621.5%
South Carolina$1,374-$98-6.7%
South Dakota$1,154-$318-21.6%
Tennessee$1,324-$148-10.1%
Texas$1,418-$54-3.7%
Utah$1,310-$162-11.0%
Vermont$1,052-$420-28.5%
Virginia$1,062-$410-27.9%
Washington$1,300-$172-11.7%
West Virginia$1,502$302.0%
Wisconsin$1,502$302.0%
Wyoming$1,628$15610.6%

View Chart as Image

Toyota Camry Hybrid insurance rates by U.S. city

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Rates by Driver Age

Toyota Camry Hybrid Insurance Rates by Driver Age
Driver AgePremium
16$5,472
20$3,418
30$1,540
40$1,472
50$1,344
60$1,320

Full coverage, $500 deductibles

Rates by Deductible

Toyota Camry Hybrid Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,876
$250$1,690
$500$1,472
$1,000$1,266

Full coverage, driver age 40

Rates by Liability Limit

Toyota Camry Hybrid Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,472
50/100$1,550
100/300$1,648
250/500$1,901
100 CSL$1,589
300 CSL$1,804
500 CSL$1,960

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Camry Hybrid Insurance Rates for High Risk Drivers
AgePremium
16$7,812
20$5,432
30$3,266
40$3,190
50$3,048
60$3,018

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$78
Multi-vehicle$76
Homeowner$21
5-yr Accident Free$111
5-yr Claim Free$95
Paid in Full/EFT$69
Advance Quote$74
Online Quote$104
Total Discounts$628
Rate after discounts $844

Discounts are estimated and may not be available from every company or in every state.

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