Chevrolet Colorado LT Extended Cab 2WD Insurance Rates
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U.S. average insurance prices for a Chevrolet Colorado LT Extended Cab 2WD are $1,242 every 12 months for full coverage. Comprehensive costs an estimated $244, collision costs $476, and liability coverage costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing around $2,690. Teen drivers pay the highest rates at $4,698 a year or more.
Annual premium for full coverage: $1,242
Price estimates broken down by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Colorado Trim Level
For a driver in their 40's, Chevrolet Colorado LT Extended Cab 2WD insurance prices go from the cheapest price of $430 for liability-only coverage to the much higher price of $2,690 for a driver who has had serious violations or accidents.
Geographic Price Range
Your location has a large influence on insurance rates. More rural locations have more infrequent accident claims than larger metro areas.
The example below illustrates how location helps determine insurance prices.
These price ranges show why everyone should compare rates for a targeted area and their own driving history, rather than using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Chevrolet Colorado LT Extended Cab 2WD Insurance
Insurance prices for a Chevrolet Colorado LT Extended Cab 2WD are also quite variable based on deductibles and policy limits, your driver profile, and the model year.
Choosing high deductibles could save up to $490 a year, whereas buying more liability protection will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit
A more mature driver with no violations or accidents and higher deductibles may only pay around $1,200 per year on average for full coverage. Rates are highest for teenage drivers, since even excellent drivers should be prepared to pay at least $4,600 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying $1,500 to $2,000 additional each year, depending on your age. Chevrolet Colorado LT Extended Cab 2WD insurance for high-risk drivers can cost around 43% to 135% more than average. View High Risk Driver Rates
The state you live in makes a big difference in Chevrolet Colorado LT Extended Cab 2WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.
Since rates can be so different, the only way to know who has the cheapest car insurance rates is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and rates may be quite different.
Chart shows Chevrolet Colorado LT Extended Cab 2WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $720. Drivers who choose higher $1,000 deductibles will pay $1,078. The average rate for a driver around age 40 using $500 deductibles is $1,242. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,562. High risk drivers could be charged at least $2,690. The rate for full coverage insurance for a teenage driver is $4,698.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$91|
|5-yr Claim Free||$79|
|Paid in Full/EFT||$56|
Discounts are estimated and may not be available from every company or in every state.
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