Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates

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Average insurance prices for a Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD are $1,612 every 12 months for full coverage. Comprehensive insurance costs an estimated $424 a year, collision costs $666, and liability costs $364. Just liability insurance costs as little as $430 a year, with coverage for high-risk drivers costing $3,450 or more. Teen drivers receive the highest rates at $5,712 a year or more.

Annual premium for full coverage: $1,612

Rate estimates broken down by individual coverage type:

Comprehensive $424
Collision $666
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Ford F-350 Super Duty Trim Level

For a driver around age 40, prices go from the cheapest price of $430 for basic liability insurance to a high of $3,450 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,612
High Risk $3,450

These differences show why it is important for drivers to compare rates for a targeted area and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Cheapest Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates

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Insurance prices for a Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD can also vary considerably based on policy deductibles and limits, your driver profile, and the model year.

Choosing high deductibles could save up to $730 every year, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles may pay as little as $1,500 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers should be prepared to pay at least $5,700 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying $1,900 to $2,500 additional per year, depending on your age. A high-risk auto insurance policy can cost as much as 44% to 132% more than average. View High Risk Driver Rates

Where you live makes a big difference in Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Iowa, Maine, and Idaho, or as much as $1,950 on average in Montana, Louisiana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know who has the cheapest car insurance rates is to get quotes and see which company has the best rate. Every company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD insurance cost comparison chart
Column chart showing Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD insurance prices range from $925 to $5,712 for full coverage

Chart shows Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD insurance rates for different coverage choices and risks. The best rate after discounts is $925. Drivers who choose higher $1,000 deductibles will pay $1,364. The average rate for a driver around age 40 using $500 deductibles is $1,612. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $2,088. High risk drivers could be charged as much as $3,450. The cost for full coverage for a teenage driver is $5,712.

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,458 -$154 -9.6%
Alaska $1,234 -$378 -23.4%
Arizona $1,340 -$272 -16.9%
Arkansas $1,612 -$0 0.0%
California $1,838 $226 14.0%
Colorado $1,540 -$72 -4.5%
Connecticut $1,658 $46 2.9%
Delaware $1,826 $214 13.3%
Florida $2,016 $404 25.1%
Georgia $1,490 -$122 -7.6%
Hawaii $1,158 -$454 -28.2%
Idaho $1,092 -$520 -32.3%
Illinois $1,200 -$412 -25.6%
Indiana $1,214 -$398 -24.7%
Iowa $1,088 -$524 -32.5%
Kansas $1,532 -$80 -5.0%
Kentucky $2,200 $588 36.5%
Louisiana $2,386 $774 48.0%
Maine $996 -$616 -38.2%
Maryland $1,330 -$282 -17.5%
Massachusetts $1,288 -$324 -20.1%
Michigan $2,802 $1,190 73.8%
Minnesota $1,348 -$264 -16.4%
Mississippi $1,932 $320 19.9%
Missouri $1,430 -$182 -11.3%
Montana $1,732 $120 7.4%
Nebraska $1,272 -$340 -21.1%
Nevada $1,934 $322 20.0%
New Hampshire $1,162 -$450 -27.9%
New Jersey $1,802 $190 11.8%
New Mexico $1,428 -$184 -11.4%
New York $1,698 $86 5.3%
North Carolina $930 -$682 -42.3%
North Dakota $1,320 -$292 -18.1%
Ohio $1,112 -$500 -31.0%
Oklahoma $1,656 $44 2.7%
Oregon $1,476 -$136 -8.4%
Pennsylvania $1,538 -$74 -4.6%
Rhode Island $2,150 $538 33.4%
South Carolina $1,462 -$150 -9.3%
South Dakota $1,360 -$252 -15.6%
Tennessee $1,412 -$200 -12.4%
Texas $1,942 $330 20.5%
Utah $1,196 -$416 -25.8%
Vermont $1,104 -$508 -31.5%
Virginia $966 -$646 -40.1%
Washington $1,246 -$366 -22.7%
West Virginia $1,478 -$134 -8.3%
Wisconsin $1,118 -$494 -30.6%
Wyoming $1,438 -$174 -10.8%

View Chart as Image

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD insurance rates by U.S. city

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Rates by Driver Age

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,712
20 $3,660
30 $1,696
40 $1,612
50 $1,466
60 $1,436

Full coverage, $500 deductibles

Rates by Deductible

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,088
$250 $1,870
$500 $1,612
$1,000 $1,364

Full coverage, driver age 40

Rates by Liability Limit

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,612
50/100 $1,685
100/300 $1,776
250/500 $2,012
100 CSL $1,721
300 CSL $1,921
500 CSL $2,067

Full coverage, driver age 40

Rates for High Risk Drivers

Ford F-350 Super Duty Super Cab Harley Turbo Diesel 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,184
20 $5,810
30 $3,546
40 $3,450
50 $3,286
60 $3,254

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $87
Multi-vehicle $80
Homeowner $22
5-yr Accident Free $121
5-yr Claim Free $104
Paid in Full/EFT $77
Advance Quote $80
Online Quote $116
Total Discounts $687
Rate after discounts $925

Discounts are estimated and may not be available from every company or in every state.

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