Honda Pilot EX-L 2WD Insurance Rates
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Estimated insurance rates for a Honda Pilot EX-L 2WD are $1,370 a year with full coverage. Comprehensive costs an estimated $340 a year, collision costs $508, and liability insurance costs around $364. Liability-only insurance costs as low as $430 a year, with high-risk driver insurance costing around $2,926. Teen drivers pay the most at $4,970 a year or more.
Annual premium for full coverage: $1,370
Premium estimates broken down by individual coverage type:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Honda Pilot Trim Level
For a driver in their 40's, insurance rates for a Honda Pilot EX-L 2WD go from as low as $430 for your basic liability-only policy to a high of $2,926 for a driver who has had serious violations or accidents.
Insurance Price Range by Location
Where you live has a significant impact on car insurance rates. More rural locations are statistically proven to have a lower frequency of collision claims than larger metro areas.
The diagram below illustrates how location helps determine insurance prices.
These rate differences demonstrate why it is important for drivers to compare prices for a targeted area and risk profile, rather than relying on price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Honda Pilot EX-L 2WD Insurance
Insurance prices for a Honda Pilot EX-L 2WD also have a wide range based on your driving characteristics, the actual cash value of your Pilot, and liability limits and deductibles.
Older drivers with no violations or accidents and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers should be prepared to pay at least $4,900 a year. View Rates by Age
Where you choose to live has a huge impact on Honda Pilot EX-L 2WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Choosing high deductibles could cut rates by as much as $570 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit
If you have a few violations or tend to cause accidents, you may be forking out $1,600 to $2,200 additional annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 131% more than average. View High Risk Driver Rates
With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be substantially different from one company to the next.
The chart above shows Honda Pilot EX-L 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $800. Drivers who choose higher $1,000 deductibles will pay around $1,176. The average rate for a driver around age 40 using $500 deductibles is $1,370. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,740. High risk drivers could be charged up to $2,926. The cost for full coverage insurance for a teenage driver can be as high as $4,970.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$98|
|5-yr Claim Free||$87|
|Paid in Full/EFT||$62|
Discounts are estimated and may not be available from every company or in every state.