Jeep Wrangler Sport 4WD 2-Dr Insurance Rates

Average insurance prices for a Jeep Wrangler Sport 4WD 2-Dr are $1,116 every 12 months including full coverage. Comprehensive insurance costs around $244 a year, collision insurance costs $350, and liability costs $364. Liability-only coverage costs as little as $430 a year, and high-risk coverage costs $2,378 or more. Teenage drivers receive the highest rates at up to $4,204 a year.

Annual premium for full coverage: $1,116

Rate estimates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Jeep Wrangler Trim Level

These differences highlight why it is important for drivers to compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Car insurance rates for a Jeep Wrangler Sport 4WD 2-Dr can also vary considerably based on policy deductibles and limits, your driving characteristics, and the actual cash value of your Wrangler.

Using high physical damage deductibles could save up to $400 every year, while buying higher liability limits will increase rates. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as little as $1,000 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $4,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at least $1,300 to $1,800 extra per year, depending on your age. A high-risk auto insurance policy can cost as much as 43% to 130% more than a normal policy. View High Risk Driver Rates

Where you live makes a big difference in Jeep Wrangler Sport 4WD 2-Dr insurance prices. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to figure out your exact price is to get quotes and see which company has the best rate. Every company uses a different method to calculate rates, so rate quotes can be significantly different.

View Chart as Image

The chart above shows average Jeep Wrangler Sport 4WD 2-Dr insurance rates for various coverage choices and risks. The best rate after discounts is $668. Drivers who use higher $1,000 deductibles will pay $980. The average rate for a driver age 40 with no violations using $500 deductibles is $1,116. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,374. Drivers with multiple violations and accidents could be charged as much as $2,378. The cost for full coverage for a 16-year-old driver is $4,204.

View Chart as Image