Mazda RX-8 Sport 4-Dr Coupe Insurance Rates

U.S. average insurance prices for a Mazda RX-8 Sport 4-Dr Coupe are $1,524 every 12 months for full coverage insurance. Comprehensive insurance costs around $368 each year, collision costs $634, and liability costs $364. Buying just liability costs as little as $430 a year, with insurance for high-risk drivers costing $3,282 or more. Teenage drivers pay the highest rates at $5,504 a year or more.

Annual premium for full coverage: $1,524

Price estimates for individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda RX-8 Trim Level

These price ranges illustrate why all drivers should compare rates for a specific zip code and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Insurance prices for a Mazda RX-8 Sport 4-Dr Coupe are also quite variable based on deductibles and policy limits, your risk profile, and the actual cash value of your RX-8.

Using high physical damage deductibles could save up to $670 every year, whereas increasing liability limits will increase rates. Switching from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

More mature drivers with no violations or accidents and higher deductibles may pay as little as $1,400 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers should be prepared to pay as much as $5,500 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you are probably paying at least $1,800 to $2,400 additional each year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 132% more than a normal policy. View High Risk Driver Rates

The state you live in makes a big difference in Mazda RX-8 Sport 4-Dr Coupe insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Since rates can be so different, the only way to figure out your exact price is to do a rate comparison and see which company has the best rate. Every company uses a different method to calculate rates, and rates may be quite different.

View Chart as Image

The chart estimates Mazda RX-8 Sport 4-Dr Coupe insurance rates for different coverage choices and risks. The best rate after discounts is $873. Drivers who use higher $1,000 deductibles will pay $1,298. The average rate for a driver age 40 with no violations using $500 deductibles is $1,524. Using lower $100 deductibles for physical damage coverage can cost as much as $1,966. Drivers with multiple violations and accidents could be charged at least $3,282. The policy rate for full coverage for a 16-year-old driver is $5,504.

View Chart as Image