Toyota Camry Hybrid Insurance Rates
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U.S. average auto insurance rates for a Toyota Camry Hybrid are $1,550 annually with full coverage. Comprehensive costs an estimated $326 each year, collision insurance costs $634, and liability insurance costs $410. Buying just liability costs as little as $486 a year, and insurance for high-risk drivers costs around $3,360. Teen drivers pay the highest rates at up to $5,760 a year.
Annual premium for full coverage: $1,550
Price estimates broken down by individual coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Camry Trim Level
For the average driver, Toyota Camry Hybrid insurance prices range from as cheap as $486 for your basic liability-only policy to a high rate of $3,360 for a driver that may need high-risk insurance.
Geographic Price Range
Your location has a significant impact on car insurance rates. More rural locations have fewer collision claims than larger metro areas. The graphic below illustrates how location impacts insurance prices.
These price ranges demonstrate why all drivers should compare rates for a targeted area and their own personal driving habits, rather than relying on price averages.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Toyota Camry Hybrid Insurance
Insurance prices for a Toyota Camry Hybrid are also quite variable based on the actual cash value of your Camry, your driving record, and liability limits and deductibles.
More mature drivers with no violations or accidents and high physical damage deductibles could pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay at least $5,700 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you may be forking out $1,800 to $2,500 additional each year, depending on your age. Insurance for high-risk drivers can cost anywhere from 43% to 129% more than average. View High Risk Driver Rates
Choosing high deductibles could save up to $650 each year, whereas increasing liability limits will increase premiums. Moving from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $369 more each year. View Rates by Deductible or Liability Limit
The state you live in makes a big difference in Toyota Camry Hybrid insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.
Since prices can be so different, the best way to find out who has the cheapest auto insurance prices is to do a rate comparison from as many companies as possible. Every company uses a different rate calculation, and rates may be quite different between companies.
The chart above shows Toyota Camry Hybrid insurance prices for various situations. The lowest price with discounts is $888. Drivers who choose higher $1,000 deductibles will pay about $1,334. The average price for a driver around age 40 using $500 deductibles is $1,550. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,978. High risk drivers could be charged at least $3,360. The policy rate for full coverage insurance for a teenage driver is $5,760.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$117|
|5-yr Claim Free||$100|
|Paid in Full/EFT||$73|
Discounts are estimated and may not be available from every company or in every state.
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