Acura ILX Hybrid Insurance Rates

Average insurance rates for an Acura ILX Hybrid are $1,234 a year for full coverage insurance. Comprehensive insurance costs around $228, collision insurance costs $374, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, and high-risk insurance costs $2,668 or more. Teens receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates for individual coverage type:

Rates are based on $500 physical damage deductibles, liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all 50 states and for different ILX Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Where you live has a large influence on car insurance rates. Areas with sparse population tend to have a lower frequency of physical damage claims than cities with more traffic congestion. The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These examples illustrate why anyone shopping for car insurance should compare prices for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Acura ILX Hybrid insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $725
• Using higher $1,000 deductibles will save about $138 each year
• The average rate for a 40-year-old driver using $500 deductibles is $1,234
• Selecting more expensive low deductibles for physical damage coverage will cost an extra $262 each year
• Higher-risk drivers with serious driving violations could pay at least $2,668
• The cost for full coverage for a teenage driver with full coverage can be $4,788 or more

View Chart as Image

Insurance rates for an Acura ILX Hybrid can also vary considerably based on your driver profile, the model year and trim level, and deductibles and policy limits.

An older driver with a clean driving record and high deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay as much as $4,700 a year. View Rates by Age

Where you live has a huge impact on Acura ILX Hybrid insurance rates. A driver around age 40 might see rates as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $400 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at least $1,500 to $2,100 extra per year, depending on your age. High-risk driver insurance can be around 44% to 136% more than the average policy. View High Risk Driver Rates

How to Find the Best Cheap Acura ILX Hybrid Insurance

Saving money on auto insurance requires being a safe and courteous driver, maintaining good credit, avoid buying unnecessary coverage, and dropping full coverage on older vehicles. Set aside time to compare rates once a year by requesting rates from direct insurance companies like GEICO and Progressive, and also from local exclusive and independent agents.

Below is a quick review of the data that was covered above.

• It is possible to save up to $140 per year just by shopping early and online
• Consumers who may need higher levels of liability will pay approximately $520 annually to increase from a minimum limit to 250/500 limits
• Teenage drivers pay higher rates, costing up to $399 per month for full coverage
• Drivers with a DUI or reckless driving violation may pay on average $1,430 more every year for auto insurance