Acura ILX Hybrid Insurance Rates

The average insurance rates for an Acura ILX Hybrid are $1,234 a year for full coverage. Comprehensive insurance costs an estimated $228 each year, collision insurance costs $374, and liability coverage is $474. Buying just liability costs around $522 a year, and insurance for high-risk drivers costs $2,668 or more. Teenage drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates broken down by type of insurance:

Full coverage includes $500 policy deductibles, 30/60 liability limits, and includes UM/UIM and medical coverage. Prices are averaged for all states and ILX Hybrid models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. More rural locations are shown to have lower incidents of accident claims than densely populated cities. The graphic below illustrates the difference location can make on insurance prices.

The examples above show why all drivers should compare rates quotes for a targeted area, rather than using average rates.

Use the form below to get customized rates for your location.

Rates by State, City, and Model

The chart below shows average Acura ILX Hybrid insurance rates for other coverage scenarios.

• The best discount rate is $725
• Raising to $1,000 deductibles will save approximately $138 a year
• The estimated price for a good driver age 40 who has $500 deductibles is $1,234
• Using low deductibles will cost an additional $262 each year
• Unlucky drivers who are prone to accidents and violations could pay up to $2,668
• Policy cost that insures a teenage driver can cost as much as $4,788

View Chart as Image

Insurance rates for an Acura ILX Hybrid also range considerably based on the trim level and model year, how you drive, and liability limits and deductibles.

If you have a few points on your driving record or you caused an accident, you could be paying $1,500 to $2,100 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 136% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 every 12 months on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay at least $4,700 a year. View Rates by Age

Your home state also has a big influence on Acura ILX Hybrid insurance rates. A middle-age driver might find rates as low as $810 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,760 on average in New York, Louisiana, and Michigan.

View Chart as Image

Using high physical damage deductibles can reduce rates by up to $400 a year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Acura ILX Hybrid Insurance

Finding cheaper rates on auto insurance consists of avoiding accidents and claims, having above-average credit, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Compare prices at every policy renewal by requesting rates from direct carriers, and also from your local independent and exclusive agents.

The points below are a summary of the data touched on in this article.

• Consumers who want increased liability limits will pay an extra $520 each year to raise from a 30/60 limit to the 250/500 level
• Drivers can save approximately $140 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save approximately $400 each year
• Drivers under the age of 20 are charged the highest rates, costing up to $399 each month if full coverage is included