Acura ILX Hybrid Insurance Rates

Average insurance rates for an Acura ILX Hybrid are $1,234 a year for full coverage insurance. Comprehensive costs on average $228 a year, collision insurance costs $374, and liability insurance costs $474. A liability-only policy costs as little as $522 a year, and high-risk insurance costs around $2,668. Teenage drivers receive the highest rates at up to $4,788 a year.

Average premium for full coverage: $1,234

Rate estimates by individual coverage type:

Rate estimates include $500 policy deductibles, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 states and ILX Hybrid trim levels.

Price Range by Coverage and Risk

Price Range by Location

Your location has a significant impact on insurance rates. Rural areas tend to have lower incidents of physical damage claims than densely populated cities. The diagram below illustrates how your location can change car insurance rates.

These examples illustrate why it is important to compare rates based on a specific location, rather than relying on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below illustrates average Acura ILX Hybrid insurance rates for different risk profiles and scenarios.

• The best discount rate is $725
• Drivers who choose higher $1,000 deductibles will pay around $1,096 each year
• The estimated price for a 40-year-old driver with $500 deductibles is $1,234
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,496
• High risk drivers who are prone to accidents and violations could pay upwards of $2,668
• The cost that insures a teen driver may cost $4,788 a year

View Chart as Image

Insurance rates for an Acura ILX Hybrid can also vary considerably based on the trim level of your ILX Hybrid, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,500 to $2,100 extra per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 136% more than a normal policy. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Rates are much higher for teen drivers, since even teens with perfect driving records can expect to pay upwards of $4,700 a year. View Rates by Age

Where you live makes a big difference in Acura ILX Hybrid insurance rates. A 40-year-old driver could pay as low as $810 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,670 on average in Michigan, New York, and Florida.

View Chart as Image

Using high physical damage deductibles could save up to $400 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 more per year. View Rates by Deductible or Liability Limit

How to Find the Best Acura ILX Hybrid Insurance

Saving money on Acura ILX Hybrid insurance not only requires being safe and accident-free, but also having above-average credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Compare prices at least once a year by getting price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a brief recap of the primary concepts that were illustrated above.

• It is possible to save as much as $140 per year just by quoting early and online
• High-risk drivers who tend to receive serious violations may pay on average $1,430 more each year than a low-risk driver
• Increasing deductibles can save approximately $400 each year
• Youthful drivers pay the highest rates, costing up to $399 per month if full coverage is included