Acura ILX Hybrid Insurance Rates
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Michelle Robbins
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UPDATED: Jun 2, 2024
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U.S. average insurance rates for an Acura ILX Hybrid are $1,234 a year with full coverage. Comprehensive insurance costs around $228 a year, collision insurance costs $374, and liability coverage costs $474. Liability-only coverage costs as little as $522 a year, and high-risk coverage costs $2,668 or more. 16-year-old drivers pay the highest rates at up to $4,788 a year.
Average premium for full coverage: $1,234
Price estimates for individual coverage:
Prices are based on $500 deductible amounts, 30/60 liability limits, and includes medical and UM/UIM coverage. Estimates are averaged for all U.S. states and ILX Hybrid trim levels.
Price Range from Low to High
For a driver in their 40's, Acura ILX Hybrid insurance prices range from the low end price of $522 for just liability insurance to a high of $2,668 for a driver required to buy high-risk insurance.
Geographic Price Range
Your location has a large influence on insurance rates. Areas with sparse population have lower incidents of collision claims than congested cities. The diagram below illustrates how location helps determine auto insurance rates.
The ranges above demonstrate why it is important to compare rates for a specific zip code, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
More Rate Details
The chart below details average Acura ILX Hybrid insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $725
- Drivers who choose higher $1,000 deductibles will pay about $1,096 annually
- The estimated price for the average middle-age driver using $500 deductibles is $1,234
- Buying low $100 deductibles for comprehensive and collision insurance will cost an additional $262 each year
- High-risk insureds with multiple tickets or accidents could pay at least $2,668
- The price that insures a teenage driver can be $4,788 a year
Auto insurance prices for an Acura ILX Hybrid are also quite variable based on the trim level of your ILX Hybrid, your age and driving habits, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,100 in extra premium each year, depending on your age. A high-risk auto insurance policy can cost around 44% to 136% more than the average rate. View High Risk Driver Rates
Older drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,200 per year on average for full coverage. Prices are highest for teenage drivers, since even teens with perfect driving records will have to pay as much as $4,700 a year. View Rates by Age
The state you live in makes a big difference in Acura ILX Hybrid insurance rates. A 40-year-old driver could pay as low as $890 a year in states like New Hampshire, Ohio, and Utah, or at least $1,670 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,116 | -$118 | -9.6% |
| Alaska | $944 | -$290 | -23.5% |
| Arizona | $1,022 | -$212 | -17.2% |
| Arkansas | $1,234 | -$0 | 0.0% |
| California | $1,406 | $172 | 13.9% |
| Colorado | $1,178 | -$56 | -4.5% |
| Connecticut | $1,268 | $34 | 2.8% |
| Delaware | $1,396 | $162 | 13.1% |
| Florida | $1,542 | $308 | 25.0% |
| Georgia | $1,136 | -$98 | -7.9% |
| Hawaii | $886 | -$348 | -28.2% |
| Idaho | $832 | -$402 | -32.6% |
| Illinois | $918 | -$316 | -25.6% |
| Indiana | $928 | -$306 | -24.8% |
| Iowa | $832 | -$402 | -32.6% |
| Kansas | $1,172 | -$62 | -5.0% |
| Kentucky | $1,680 | $446 | 36.1% |
| Louisiana | $1,824 | $590 | 47.8% |
| Maine | $760 | -$474 | -38.4% |
| Maryland | $1,016 | -$218 | -17.7% |
| Massachusetts | $986 | -$248 | -20.1% |
| Michigan | $2,142 | $908 | 73.6% |
| Minnesota | $1,030 | -$204 | -16.5% |
| Mississippi | $1,474 | $240 | 19.4% |
| Missouri | $1,094 | -$140 | -11.3% |
| Montana | $1,322 | $88 | 7.1% |
| Nebraska | $972 | -$262 | -21.2% |
| Nevada | $1,480 | $246 | 19.9% |
| New Hampshire | $886 | -$348 | -28.2% |
| New Jersey | $1,376 | $142 | 11.5% |
| New Mexico | $1,092 | -$142 | -11.5% |
| New York | $1,298 | $64 | 5.2% |
| North Carolina | $710 | -$524 | -42.5% |
| North Dakota | $1,010 | -$224 | -18.2% |
| Ohio | $852 | -$382 | -31.0% |
| Oklahoma | $1,266 | $32 | 2.6% |
| Oregon | $1,128 | -$106 | -8.6% |
| Pennsylvania | $1,178 | -$56 | -4.5% |
| Rhode Island | $1,644 | $410 | 33.2% |
| South Carolina | $1,116 | -$118 | -9.6% |
| South Dakota | $1,040 | -$194 | -15.7% |
| Tennessee | $1,080 | -$154 | -12.5% |
| Texas | $1,486 | $252 | 20.4% |
| Utah | $912 | -$322 | -26.1% |
| Vermont | $844 | -$390 | -31.6% |
| Virginia | $738 | -$496 | -40.2% |
| Washington | $954 | -$280 | -22.7% |
| West Virginia | $1,128 | -$106 | -8.6% |
| Wisconsin | $854 | -$380 | -30.8% |
| Wyoming | $1,098 | -$136 | -11.0% |
Opting for high physical damage deductibles could save up to $400 a year, while buying higher liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 extra every year. View Rates by Deductible or Liability Limit
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2015 Acura ILX Hybrid | $228 | $374 | $474 | $1,234 |
| 2014 Acura ILX Hybrid | $210 | $346 | $474 | $1,188 |
Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Affordable Acura ILX Hybrid Insurance
Getting lower rates on auto insurance not only requires having a good driving record, but also maintaining a good credit score, avoid buying unnecessary coverage, and possibly raising deductibles. Comparison shop at every policy renewal by requesting rates from direct companies, and also from your local independent and exclusive agents.
The next list is a brief review of the data covered in the charts and tables above.
- Consumers who may need increased levels of liability coverage will pay around $520 every year to go from a low limit to the 250/500 level
- You may be able to save up to $140 per year just by quoting early and online
- Increasing physical damage deductibles can save approximately $400 each year
- Drivers age 20 and younger are expensive to insure, costing up to $399 a month if the policy includes full coverage
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $4,788 |
| 20 | $2,836 |
| 30 | $1,270 |
| 40 | $1,234 |
| 50 | $1,128 |
| 60 | $1,106 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,496 |
| $250 | $1,374 |
| $500 | $1,234 |
| $1,000 | $1,096 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,234 |
| 50/100 | $1,329 |
| 100/300 | $1,447 |
| 250/500 | $1,755 |
| 100 CSL | $1,376 |
| 300 CSL | $1,637 |
| 500 CSL | $1,827 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $6,794 |
| 20 | $4,524 |
| 30 | $2,706 |
| 40 | $2,668 |
| 50 | $2,548 |
| 60 | $2,524 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $65 |
| Multi-vehicle | $66 |
| Homeowner | $20 |
| 5-yr Accident Free | $84 |
| 5-yr Claim Free | $79 |
| Paid in Full/EFT | $51 |
| Advance Quote | $58 |
| Online Quote | $86 |
| Total Discounts | $509 |
Discounts are estimated and may not be available from every company or in every state.
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