Acura ILX Hybrid Insurance Rates

The average insurance rates for an Acura ILX Hybrid are $1,234 a year for full coverage insurance. Comprehensive costs approximately $228, collision insurance costs $374, and liability coverage is estimated at $474. Buying just liability costs approximately $522 a year, and insurance for high-risk drivers costs around $2,668. Teenage drivers cost the most to insure at up to $4,788 a year.

Average premium for full coverage: $1,234

Policy rates by type of insurance:

Full coverage includes $500 policy deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different ILX Hybrid trim levels.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city has a large influence on the price of auto insurance. Rural locations are shown to have lower incidents of physical damage claims than densely populated cities. The price range example below illustrates how rural and urban location affects auto insurance prices.

The examples above illustrate why anyone shopping for car insurance should get quotes using their specific location, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Charts and Tables

The chart below illustrates average Acura ILX Hybrid insurance rates for additional coverage and risk scenarios.

• The best discount rate is $725
• Choosing higher $1,000 deductibles can save $138 each year
• The estimated price for a good driver age 40 who chooses $500 deductibles is $1,234
• Using more expensive low deductibles for comp and collision coverage bumps up the cost to $1,496
• Drivers who are prone to accidents and violations could pay around $2,668
• Policy cost that insures a teenage driver with full coverage can cost $4,788 each year

View Chart as Image

Insurance rates for an Acura ILX Hybrid also range considerably based on the model year and trim level, your age and driving record, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are probably paying anywhere from $1,500 to $2,100 extra every year, depending on your age. High-risk driver insurance ranges around 44% to 136% more than a normal policy. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,200 annually on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $4,700 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura ILX Hybrid insurance rates. A good driver about age 40 could pay as low as $810 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,670 on average in Florida, New York, and Michigan.

View Chart as Image

Using high physical damage deductibles can save as much as $400 a year, while increasing your policy's liability limits will push rates upward. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise rates by up to $426 more per year. View Rates by Deductible or Liability Limit

How to Find More Affordable Acura ILX Hybrid Insurance

Finding cheaper rates on auto insurance takes avoiding accidents and claims, having above-average credit, being claim-free, and possibly raising deductibles. Compare prices every couple of years by obtaining price quotes from direct insurance companies, and also from your local car insurance providers.

The points below are a summary of the material that was raised in the charts and tables above.

• Consumers who purchase increased liability limits will pay an extra $520 annually to raise limits from a 30/60 limit to the 250/500 level
• Drivers under the age of 20 are expensive to insure, possibly costing $399 each month if full coverage is included
• Drivers who have multiple accidents or major violations could be charged and average of $1,430 more per year to insure an Acura ILX Hybrid
• Increasing comprehensive and collision deductibles can save approximately $400 each year