Acura ILX Hybrid Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

Michelle Robbins

Licensed Insurance Agent

Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...

Licensed Insurance Agent

UPDATED: Jun 2, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Average auto insurance rates for an Acura ILX Hybrid are $1,256 annually for full coverage. Comprehensive costs around $234 a year, collision insurance costs $400, and liability coverage costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs around $2,722. Teens receive the highest rates at up to $4,858 a year.

Average premium for full coverage: $1,256

Rate estimates for individual coverage type:

Comprehensive $234
Collision $400
Liability $464

Rates are based on $500 deductible amounts, split liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates are averaged for all states and ILX Hybrid trim levels.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range range from as cheap as $514 for just liability coverage to a high of $2,722 for coverage for higher-risk drivers.

Liability Only $514
Full Coverage $1,256
High Risk $2,722

Price Range by Location

Where you live has a large influence on auto insurance rates. Areas with sparse population tend to have fewer accident claims than cities with more traffic congestion. The diagram below illustrates the difference location can make on auto insurance rates.

Rural Areas $942
Small Cities $1,319
Large Cities $1,696

These examples show why it is important to compare prices for a specific zip code and their own personal driving habits, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Acura ILX Hybrid insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $734
  • Using higher $1,000 deductibles will save about $1,112 a year
  • The estimated rate for a 40-year-old driver using $500 deductibles is $1,256
  • Selecting low $100 deductibles for physical damage coverage will cost $1,534
  • Higher-risk drivers with serious driving violations could pay at least $2,722
  • The cost with full coverage for a teenage driver can be $4,858 or more

View Chart as Image

Acura ILX Hybrid insurance cost comparison chart
Column chart showing Acura ILX Hybrid insurance rates range from $734 to $4,858 for full coverage

Insurance rates for an Acura ILX Hybrid can also vary considerably based on the trim level of your ILX Hybrid, your driver profile, and deductibles and policy limits.

Older drivers with no violations or accidents and high physical damage deductibles may only pay around $1,200 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,800 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you could be paying at least $1,500 to $2,100 additional per year, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $430 a year, while buying higher liability limits will increase rates. Going from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Acura ILX Hybrid insurance rates. A driver around age 40 might see rates as low as $830 a year in states like Idaho, Maine, and Iowa, or have to pay at least $1,790 on average in Michigan, Louisiana, and New York.

Acura ILX Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,136 -$120 -9.6%
Alaska $962 -$294 -23.4%
Arizona $1,044 -$212 -16.9%
Arkansas $1,256 -$0 0.0%
California $1,432 $176 14.0%
Colorado $1,200 -$56 -4.5%
Connecticut $1,292 $36 2.9%
Delaware $1,422 $166 13.2%
Florida $1,572 $316 25.2%
Georgia $1,160 -$96 -7.6%
Hawaii $902 -$354 -28.2%
Idaho $848 -$408 -32.5%
Illinois $936 -$320 -25.5%
Indiana $946 -$310 -24.7%
Iowa $848 -$408 -32.5%
Kansas $1,194 -$62 -4.9%
Kentucky $1,714 $458 36.5%
Louisiana $1,860 $604 48.1%
Maine $774 -$482 -38.4%
Maryland $1,036 -$220 -17.5%
Massachusetts $1,006 -$250 -19.9%
Michigan $2,182 $926 73.7%
Minnesota $1,050 -$206 -16.4%
Mississippi $1,504 $248 19.7%
Missouri $1,114 -$142 -11.3%
Montana $1,348 $92 7.3%
Nebraska $990 -$266 -21.2%
Nevada $1,506 $250 19.9%
New Hampshire $904 -$352 -28.0%
New Jersey $1,402 $146 11.6%
New Mexico $1,112 -$144 -11.5%
New York $1,322 $66 5.3%
North Carolina $724 -$532 -42.4%
North Dakota $1,028 -$228 -18.2%
Ohio $868 -$388 -30.9%
Oklahoma $1,290 $34 2.7%
Oregon $1,150 -$106 -8.4%
Pennsylvania $1,198 -$58 -4.6%
Rhode Island $1,678 $422 33.6%
South Carolina $1,138 -$118 -9.4%
South Dakota $1,060 -$196 -15.6%
Tennessee $1,100 -$156 -12.4%
Texas $1,516 $260 20.7%
Utah $930 -$326 -26.0%
Vermont $862 -$394 -31.4%
Virginia $752 -$504 -40.1%
Washington $970 -$286 -22.8%
West Virginia $1,150 -$106 -8.4%
Wisconsin $870 -$386 -30.7%
Wyoming $1,120 -$136 -10.8%

View Chart as Image

Acura ILX Hybrid insurance rates by U.S. city
Acura ILX Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Acura ILX Hybrid $234 $400 $464 $1,256
2014 Acura ILX Hybrid $228 $374 $474 $1,234

Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Acura ILX Hybrid Insurance

Saving money on auto insurance requires having a good driving record, having good credit, eliminating unneeded coverage, and deciding if full coverage is necessary. Make time to compare rates at least once a year by quoting rates from direct carriers like Progressive and GEICO, and also from local independent and exclusive agents.

The next list is a quick review of the primary concepts that were touched on in this article.

  • Drivers can save up to $150 per year just by quoting early and online
  • Drivers with a DUI or reckless driving violation pay an average of $1,470 more every year to buy Acura ILX Hybrid insurance
  • Increasing deductibles could save up to $425 each year
  • Drivers age 20 and younger are charged the highest rates, costing as high as $405 per month if they have full coverage

Rates by Driver Age

Acura ILX Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,858
20 $2,896
30 $1,294
40 $1,256
50 $1,150
60 $1,128

Full coverage, $500 deductibles

Rates by Deductible

Acura ILX Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,534
$250 $1,406
$500 $1,256
$1,000 $1,112

Full coverage, driver age 40

Rates by Liability Limit

Acura ILX Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,256
50/100 $1,349
100/300 $1,465
250/500 $1,766
100 CSL $1,395
300 CSL $1,650
500 CSL $1,836

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ILX Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $6,900
20 $4,620
30 $2,764
40 $2,722
50 $2,600
60 $2,578

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $66
Multi-vehicle $67
Homeowner $20
5-yr Accident Free $87
5-yr Claim Free $81
Paid in Full/EFT $53
Advance Quote $60
Online Quote $88
Total Discounts $522
Rate after discounts $734

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles