Acura ILX Hybrid Insurance Rates
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UPDATED: Jun 2, 2024
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Average insurance rates for an Acura ILX Hybrid are $1,256 a year for full coverage. Comprehensive insurance costs approximately $234, collision insurance costs $400, and liability costs around $464. A policy with just liability insurance costs as low as $514 a year, and coverage for high-risk drivers costs $2,722 or more. 16-year-old drivers receive the highest rates at up to $4,858 a year.
Average premium for full coverage: $1,256
Rate estimates by individual coverage type:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes medical/PIP and uninsured motorist coverage. Rates are averaged for all states and for different ILX Hybrid trim levels.
Price Range by Coverage and Risk
For the average driver, prices range range from as low as $514 for liability-only coverage to a much higher rate of $2,722 for a policy for a high-risk driver.
Price Range by Location
Where you live can make a big difference on car insurance rates. Rural locations tend to have a lower frequency of accident claims than congested cities. The price range example below illustrates how location impacts auto insurance prices.
These examples show why anyone shopping for car insurance should compare prices using their specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows average Acura ILX Hybrid insurance rates for additional coverage and risk scenarios.
- The best full coverage rate is $734
- Using higher $1,000 deductibles will save $144 a year
- The average rate for a 40-year-old driver who chooses $500 deductibles is $1,256
- Buying more expensive low deductibles for physical damage coverage will cost an extra $278 annually
- High-risk insureds with multiple tickets or accidents could pay around $2,722
- The cost for full coverage for a 16-year-old driver with full coverage can cost $4,858 or more
Insurance rates for an Acura ILX Hybrid can also vary considerably based on your driver profile, the trim level of your ILX Hybrid, and physical damage deductibles and liability limits.
An older driver with no violations or accidents and high deductibles may pay as low as $1,200 a year for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay in the ballpark of $4,800 a year. View Rates by Age
Where you live has a huge impact on Acura ILX Hybrid insurance prices. A driver around age 40 might see rates as low as $830 a year in states like Iowa, Maine, and Idaho, or at least $1,790 on average in New York, Louisiana, and Michigan.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $1,136 | -$120 | -9.6% |
Alaska | $962 | -$294 | -23.4% |
Arizona | $1,044 | -$212 | -16.9% |
Arkansas | $1,256 | -$0 | 0.0% |
California | $1,432 | $176 | 14.0% |
Colorado | $1,200 | -$56 | -4.5% |
Connecticut | $1,292 | $36 | 2.9% |
Delaware | $1,422 | $166 | 13.2% |
Florida | $1,572 | $316 | 25.2% |
Georgia | $1,160 | -$96 | -7.6% |
Hawaii | $902 | -$354 | -28.2% |
Idaho | $848 | -$408 | -32.5% |
Illinois | $936 | -$320 | -25.5% |
Indiana | $946 | -$310 | -24.7% |
Iowa | $848 | -$408 | -32.5% |
Kansas | $1,194 | -$62 | -4.9% |
Kentucky | $1,714 | $458 | 36.5% |
Louisiana | $1,860 | $604 | 48.1% |
Maine | $774 | -$482 | -38.4% |
Maryland | $1,036 | -$220 | -17.5% |
Massachusetts | $1,006 | -$250 | -19.9% |
Michigan | $2,182 | $926 | 73.7% |
Minnesota | $1,050 | -$206 | -16.4% |
Mississippi | $1,504 | $248 | 19.7% |
Missouri | $1,114 | -$142 | -11.3% |
Montana | $1,348 | $92 | 7.3% |
Nebraska | $990 | -$266 | -21.2% |
Nevada | $1,506 | $250 | 19.9% |
New Hampshire | $904 | -$352 | -28.0% |
New Jersey | $1,402 | $146 | 11.6% |
New Mexico | $1,112 | -$144 | -11.5% |
New York | $1,322 | $66 | 5.3% |
North Carolina | $724 | -$532 | -42.4% |
North Dakota | $1,028 | -$228 | -18.2% |
Ohio | $868 | -$388 | -30.9% |
Oklahoma | $1,290 | $34 | 2.7% |
Oregon | $1,150 | -$106 | -8.4% |
Pennsylvania | $1,198 | -$58 | -4.6% |
Rhode Island | $1,678 | $422 | 33.6% |
South Carolina | $1,138 | -$118 | -9.4% |
South Dakota | $1,060 | -$196 | -15.6% |
Tennessee | $1,100 | -$156 | -12.4% |
Texas | $1,516 | $260 | 20.7% |
Utah | $930 | -$326 | -26.0% |
Vermont | $862 | -$394 | -31.4% |
Virginia | $752 | -$504 | -40.1% |
Washington | $970 | -$286 | -22.8% |
West Virginia | $1,150 | -$106 | -8.4% |
Wisconsin | $870 | -$386 | -30.7% |
Wyoming | $1,120 | -$136 | -10.8% |
Opting for high physical damage deductibles could cut rates by as much as $430 annually, while increasing your policy's liability limits will push rates upward. Going from a 50/100 limit to a 250/500 limit will cost as much as $417 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you could be paying anywhere from $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can be from 43% to 133% more than the average rate. View High Risk Driver Rates
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2015 Acura ILX Hybrid | $234 | $400 | $464 | $1,256 |
2014 Acura ILX Hybrid | $228 | $374 | $474 | $1,234 |
Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Low Cost Acura ILX Hybrid Insurance
Saving money on insurance for an Acura ILX Hybrid requires avoiding accidents and violations, having a good credit history, eliminating unneeded coverage, and consideration of higher deductibles. Spend time shopping around every year by requesting quotes from direct carriers like GEICO and Progressive, and also from local exclusive and independent agents.
The list below is a review of the coverage data touched on above.
- Drivers can save around $150 per year just by shopping early and online
- Increasing deductibles can save around $425 each year
- Teenagers are the costliest to insure, costing as high as $405 per month including comprehensive and collision insurance
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,470 more per year for car insurance
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $4,858 |
20 | $2,896 |
30 | $1,294 |
40 | $1,256 |
50 | $1,150 |
60 | $1,128 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,534 |
$250 | $1,406 |
$500 | $1,256 |
$1,000 | $1,112 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $1,256 |
50/100 | $1,349 |
100/300 | $1,465 |
250/500 | $1,766 |
100 CSL | $1,395 |
300 CSL | $1,650 |
500 CSL | $1,836 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $6,900 |
20 | $4,620 |
30 | $2,764 |
40 | $2,722 |
50 | $2,600 |
60 | $2,578 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $66 |
Multi-vehicle | $67 |
Homeowner | $20 |
5-yr Accident Free | $87 |
5-yr Claim Free | $81 |
Paid in Full/EFT | $53 |
Advance Quote | $60 |
Online Quote | $88 |
Total Discounts | $522 |
Discounts are estimated and may not be available from every company or in every state.
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