Acura ILX Hybrid Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 2, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

The average auto insurance rates for an Acura ILX Hybrid are $1,286 annually for full coverage. Comprehensive insurance costs an estimated $242 each year, collision costs $426, and liability is estimated at $460. Liability-only coverage costs approximately $510 a year, with high-risk coverage costing $2,790 or more. Teen drivers cost the most to insure at $4,956 a year or more.

Average premium for full coverage: $1,286

Policy rates broken down by type of insurance:

Comprehensive $242
Collision $426
Liability $460

Rates are based on $500 physical damage deductibles, minimum liability limits, and includes medical and UM/UIM coverage. Prices are averaged for all states and ILX Hybrid models.

Price Range Variability

Using a 40-year-old driver as an example, Acura ILX Hybrid insurance rates go from as cheap as $510 for just liability insurance to a high rate of $2,790 for high-risk insurance.

Liability Only $510
Full Coverage $1,286
High Risk $2,790

Urban vs. Rural Price Range

Living in a larger city can have significant affects on insurance rates. More rural locations are shown to have fewer accident claims than larger metro areas.

The graphic below illustrates how rural and urban location affects insurance prices.

Rural Areas $965
Small Cities $1,350
Large Cities $1,736

The examples above show why all drivers should get quotes for a targeted area and their own personal driving habits, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below shows estimated Acura ILX Hybrid insurance rates for other coverage scenarios.

  • The lowest rate with discounts is $749
  • Choosing higher $1,000 deductibles can save approximately $152 a year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $1,286
  • Choosing low deductibles for comp and collision coverage costs an additional $296 every year
  • Unlucky drivers with multiple violations and an at-fault accident could pay up to $2,790 or more
  • Policy cost with full coverage for a teen driver can cost as much as $4,956 each year

View Chart as Image

Acura ILX Hybrid insurance cost comparison chart
Column chart showing full coverage Acura ILX Hybrid insurance prices range from $749 to $4,956

Insurance rates for an Acura ILX Hybrid also range considerably based on the model year and trim level, your driver profile, and liability limits and deductibles.

More mature drivers with no violations or accidents and high physical damage deductibles may pay as little as $1,200 annually on average, or $100 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they should be prepared to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying $1,500 to $2,100 additional every year, depending on your age. Insurance for high-risk drivers ranges as much as 42% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles can save as much as $450 every year, whereas increasing liability limits will increase premiums. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $414 more each year. View Rates by Deductible or Liability Limit

Your home state plays a big part in determining prices for Acura ILX Hybrid insurance prices. A good driver about age 40 could pay as low as $850 a year in states like Iowa, Maine, and Idaho, or as much as $1,840 on average in New York, Louisiana, and Michigan.

Acura ILX Hybrid Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,164 -$122 -9.5%
Alaska $986 -$300 -23.3%
Arizona $1,068 -$218 -17.0%
Arkansas $1,286 -$0 0.0%
California $1,466 $180 14.0%
Colorado $1,230 -$56 -4.4%
Connecticut $1,322 $36 2.8%
Delaware $1,456 $170 13.2%
Florida $1,608 $322 25.0%
Georgia $1,188 -$98 -7.6%
Hawaii $924 -$362 -28.1%
Idaho $870 -$416 -32.3%
Illinois $958 -$328 -25.5%
Indiana $968 -$318 -24.7%
Iowa $868 -$418 -32.5%
Kansas $1,222 -$64 -5.0%
Kentucky $1,756 $470 36.5%
Louisiana $1,904 $618 48.1%
Maine $794 -$492 -38.3%
Maryland $1,062 -$224 -17.4%
Massachusetts $1,030 -$256 -19.9%
Michigan $2,234 $948 73.7%
Minnesota $1,076 -$210 -16.3%
Mississippi $1,540 $254 19.8%
Missouri $1,140 -$146 -11.4%
Montana $1,382 $96 7.5%
Nebraska $1,014 -$272 -21.2%
Nevada $1,544 $258 20.1%
New Hampshire $928 -$358 -27.8%
New Jersey $1,438 $152 11.8%
New Mexico $1,140 -$146 -11.4%
New York $1,354 $68 5.3%
North Carolina $742 -$544 -42.3%
North Dakota $1,052 -$234 -18.2%
Ohio $888 -$398 -30.9%
Oklahoma $1,322 $36 2.8%
Oregon $1,178 -$108 -8.4%
Pennsylvania $1,226 -$60 -4.7%
Rhode Island $1,716 $430 33.4%
South Carolina $1,164 -$122 -9.5%
South Dakota $1,086 -$200 -15.6%
Tennessee $1,128 -$158 -12.3%
Texas $1,552 $266 20.7%
Utah $952 -$334 -26.0%
Vermont $882 -$404 -31.4%
Virginia $770 -$516 -40.1%
Washington $996 -$290 -22.6%
West Virginia $1,178 -$108 -8.4%
Wisconsin $892 -$394 -30.6%
Wyoming $1,148 -$138 -10.7%

View Chart as Image

Acura ILX Hybrid insurance rates by U.S. city

Because rates have so much variability, the only way to know which auto insurance is cheapest is to do a rate comparison and see which company has the best rate. Each auto insurer uses a different rate calculation, and rates will be varied between companies.

Acura ILX Hybrid Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2015 Acura ILX Hybrid $242 $426 $460 $1,286
2014 Acura ILX Hybrid $234 $400 $464 $1,256

Rates are averaged for all Acura ILX Hybrid models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Cheap Acura ILX Hybrid Insurance

Finding cheaper rates on car insurance takes being a safe and courteous driver, having good credit, avoid buying unnecessary coverage, and maximizing policy discounts. Set aside time to shop around every couple of years by getting quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

Below is a quick review of the material that was raised in the charts and tables above.

  • Policyholders who want higher levels of liability will pay about $510 each year to raise limits from a 30/60 limit to higher 250/500 limits
  • Teenage drivers are expensive to insure, costing up to $413 each month if they have full coverage
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,500 more annually for auto insurance
  • Increasing comprehensive and collision deductibles could save up to $450 each year

Rates by Driver Age

Acura ILX Hybrid Insurance Rates by Driver Age
Driver Age Premium
16 $4,956
20 $2,972
30 $1,330
40 $1,286
50 $1,178
60 $1,154

Full coverage, $500 deductibles

Rates by Deductible

Acura ILX Hybrid Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,582
$250 $1,444
$500 $1,286
$1,000 $1,134

Full coverage, driver age 40

Rates by Liability Limit

Acura ILX Hybrid Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,286
50/100 $1,378
100/300 $1,493
250/500 $1,792
100 CSL $1,424
300 CSL $1,677
500 CSL $1,861

Full coverage, driver age 40

Rates for High Risk Drivers

Acura ILX Hybrid Insurance Rates for High Risk Drivers
Age Premium
16 $7,044
20 $4,740
30 $2,838
40 $2,790
50 $2,666
60 $2,642

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $68
Multi-vehicle $69
Homeowner $20
5-yr Accident Free $90
5-yr Claim Free $83
Paid in Full/EFT $55
Advance Quote $62
Online Quote $90
Total Discounts $537
Rate after discounts $749

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption

You May Also Enjoy These Articles