Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

The average auto insurance rates for an Acura Integra are $1,486 annually for full coverage. Comprehensive costs on average $358, collision costs $660, and liability costs $332. Liability-only coverage costs as little as $388 a year, with high-risk coverage costing around $3,214. Teens cost the most to insure at $5,326 a year or more.

Average premium for full coverage: $1,486

Policy rates by type of insurance:

Prices include $500 physical damage deductibles, liability coverage up to 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and for different Integra trim levels.

Price Range Variability

Urban vs. Rural Price Range

Your location can have significant affects on car insurance rates. Rural areas are shown to have fewer accident claims than cities with more traffic congestion.

The price range example below illustrates how location helps determine car insurance rates.

The examples above show why anyone shopping for car insurance should compare rates based on a specific location and their own personal driving habits, instead of using averaged prices.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below shows estimated Acura Integra insurance rates for different risk profiles and scenarios.

• The cheapest rate after discounts is $837
• Drivers who choose higher $1,000 deductibles will pay around $230 a year
• The estimated rate for a good driver age 40 with $500 deductibles is $1,486
• Selecting more expensive low deductibles for comprehensive and collision insurance will cost $1,938
• Higher-risk drivers with serious driving violations could pay upwards of $3,214 or more
• Policy cost with full coverage for a teen driver with full coverage may cost $5,326 a year

View Chart as Image

Insurance rates for an Acura Integra also range considerably based on the model year and trim level, your driver profile, and policy deductibles and limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as little as $1,400 per year on average, or $117 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at a minimum $1,800 to $2,400 additional every year, depending on your age. High-risk driver insurance can cost as much as 45% to 135% more than the average policy. View High Risk Driver Rates

Choosing higher comprehensive and collision insurance deductibles could save up to $690 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $299 more each year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Idaho, Maine, and Iowa, or have to pay at least $2,120 on average in Michigan, Louisiana, and New York.

View Chart as Image

Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Every company calculates rates differently, and rates will be varied between companies.

How to Buy the Right Acura Integra Insurance

Finding cheaper rates on car insurance not only requires being a safe and courteous driver, but also having good credit, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Invest time comparing rates every time your policy renews by requesting rates from direct carriers like Progressive, GEICO, and Esurance, and also from local insurance agents.

Below is a quick rundown of the information covered in the charts and tables above.

• Drivers can save as much as $190 per year simply by shopping early and online
• Teenage drivers pay higher rates, costing up to $444 each month if they have full coverage
• Increasing comprehensive and collision deductibles could save up to $675 each year
• Higher risk drivers with reckless driving or DUI convictions may be required to pay an average of $1,730 more each year for auto insurance
• Policyholders who require higher levels of liability will pay approximately $370 each year to go from a 30/60 limit to higher 250/500 limits

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.