Acura Integra Insurance Rates

Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

Estimated insurance rates for an Acura Integra are $1,474 a year for full coverage. Comprehensive costs around $344 a year, collision costs $656, and liability coverage costs $338. Liability-only insurance costs as little as $394 a year, with high-risk driver insurance costing around $3,196. Teenage drivers pay the most at $5,320 a year or more.

Average premium for full coverage: $1,474

Premium estimates for type of coverage:

These estimates include $500 policy deductibles, minimum liability limits, and includes medical and uninsured motorist coverage. Rates include averaging for all states and Integra trim levels.

Insurance Price Range by Risk and Coverage

Insurance Price Range by Location

Your location has a large influence on auto insurance rates. Areas with sparse population are statistically proven to have lower incidents of accident claims than densely populated cities.

The diagram below illustrates how your location can change auto insurance rates.

These rate differences show why it is important to compare rates for a specific zip code, rather than using average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below shows estimated Acura Integra insurance rates for additional coverage choices and driver risks.

• The best discount rate is $829
• Drivers who choose higher $1,000 deductibles will pay about $1,248 a year
• The estimated price for a 40-year-old good driver using $500 deductibles is $1,474
• Using low $100 deductibles for comprehensive and collision insurance bumps up the cost to $1,916
• High-risk insureds who are prone to accidents and violations could pay at least $3,196 or more
• An auto insurance policy that insures a teenage driver can be $5,320 a year

View Chart as Image

Insurance prices for an Acura Integra also have a wide range based on the trim level of your Integra, how you drive, and deductibles and policy limits.

If you have a few violations or you caused an accident, you could be paying at least $1,700 to $2,400 additional annually, depending on your age. A high-risk auto insurance policy can cost around 45% to 129% more than a normal policy. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may only pay around $1,400 per year on average, or $117 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records should be prepared to pay as much as $5,300 a year. View Rates by Age

Where you choose to live makes a big difference in Acura Integra insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $2,100 on average in Michigan, Louisiana, and New York.

View Chart as Image

Using high physical damage deductibles could save up to $670 a year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $304 more each year. View Rates by Deductible or Liability Limit

With such a large range in prices, the only way to know your exact price is to get quotes and see how they stack up. Every company uses a different method to calculate prices, and prices will be substantially different.

How to Find Cheap Acura Integra Insurance

Finding better rates on auto insurance not only requires being a good driver, but also having a good credit score, not filing small claims, and taking advantage of discounts. Compare prices every couple of years by quoting rates from direct carriers, and also from several local insurance agents.

The following list is a brief summary of the material that was illustrated above.

• Consumers who may need an increased level of liability coverage will pay an extra $370 each year to go from 30/60 bodily injury limits to the 250/500 level
• Drivers age 16 to 20 are charged the highest prices, as much as $443 per month if comprehensive and collision insurance is included
• Drivers that tend to have accidents or serious violations pay on average $1,720 more every year than a safer driver
• Increasing policy deductibles can save approximately $675 each year

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

• Moderate overlap front: Acceptable
• Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

• Buick Park Avenue insurance rates
• Jaguar S-Type insurance rates
• Mercedes-Benz E300 insurance rates

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.