Acura Integra Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Mar 28, 2024

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Known as the Honda Integra outside of the United State, Honda stopped producing the Acura Integra in 2001, replacing it with the Acura RSX up until 2006. Fortunately, your Acura Integra insurance rates are based on your demographics as a driver, which means you can still find affordable car insurance rates for your Integra even though the vehicle is no longer being manufactured. 

Insurance on an Integra will vary depending on your age, where you live, and your driving record. We’ll also discuss how much liability insurance you should take out for your classic coupe, as well as what does liability insurance cover. Read through our comprehensive guide to learn all about the Acura Integra insurance costs. 

How much is insurance for an Acura Integra going to cost you? Find out by entering your five-digit ZIP code into our FREE quote comparison tool.

Acura Integra Car Insurance Rate Summary

When it comes to the Acura Integra car insurance rates, your premiums depend on your unique demographics as the driver.

U.S. average auto insurance rates for an Acura Integra are $1,486 annually for full coverage. Comprehensive insurance costs approximately $358, collision insurance costs $660, and liability costs $332. Liability-only insurance costs as little as $388 a year, and high-risk driver insurance costs $3,214 or more. 16-year-old drivers pay the highest rates at up to $5,326 a year.

Average premium for full coverage: $1,486

Price estimates by individual coverage:

Comprehensive $358
Collision $660
Liability $332

Rate estimates include $500 deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all states and for all Integra models.

Price Range from Low to High

Using a 40-year-old driver as an example, Acura Integra insurance prices range from as cheap as $388 for just liability coverage to the much higher price of $3,214 for a driver who requires high-risk insurance.

Liability Only $388
Full Coverage $1,486
High Risk $3,214

Geographic Price Range

Your location can have significant affects on car insurance rates. Rural locations have fewer accident claims than congested cities. The example below illustrates how rural and urban location affects auto insurance prices.

Rural Areas $1,115
Small Cities $1,560
Large Cities $2,006

The ranges above show why everyone should compare rates using their specific location and their own personal driving habits, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Detailed Rate Analysis

The chart below shows average Acura Integra insurance rates for additional coverage and risk scenarios.

  • The best full coverage rate is $837
  • Drivers who choose higher $1,000 deductibles will pay $230 a year
  • The estimated rate for the average middle-age driver who chooses $500 deductibles is $1,486
  • Buying pricier low deductibles for comprehensive and collision insurance costs an additional $452 every year
  • Higher-risk drivers with multiple tickets or accidents could pay around $3,214
  • The price with full coverage for a teen driver for full coverage can cost $5,326 a year

View Chart as Image

Acura Integra insurance cost comparison chart
Column chart showing Acura Integra insurance prices range from $837 to $5,326 for full coverage

Car insurance prices for an Acura Integra are also quite variable based on the trim level and model year, your driver profile, and physical damage deductibles and liability limits.

A more mature driver with no driving violations and high physical damage deductibles may pay as little as $1,400 per year on average for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they will be charged in the ballpark of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying anywhere from $1,800 to $2,400 extra each year, depending on your age. Acura Integra insurance for high-risk drivers can cost as much as 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $690 every year, whereas buying more liability protection will push prices upward. Going from a 50/100 bodily injury limit to a 250/500 limit will increase prices by as much as $299 extra every 12 months. View Rates by Deductible or Liability Limit

The state you live in makes a big difference in Acura Integra insurance prices. A 40-year-old driver could pay as low as $980 a year in states like Iowa, Maine, and Idaho, or at least $2,120 on average in New York, Louisiana, and Michigan.

Acura Integra Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,344 -$142 -9.6%
Alaska $1,140 -$346 -23.3%
Arizona $1,232 -$254 -17.1%
Arkansas $1,486 -$0 0.0%
California $1,696 $210 14.1%
Colorado $1,418 -$68 -4.6%
Connecticut $1,524 $38 2.6%
Delaware $1,680 $194 13.1%
Florida $1,856 $370 24.9%
Georgia $1,374 -$112 -7.5%
Hawaii $1,068 -$418 -28.1%
Idaho $1,008 -$478 -32.2%
Illinois $1,106 -$380 -25.6%
Indiana $1,120 -$366 -24.6%
Iowa $1,002 -$484 -32.6%
Kansas $1,410 -$76 -5.1%
Kentucky $2,028 $542 36.5%
Louisiana $2,200 $714 48.0%
Maine $918 -$568 -38.2%
Maryland $1,228 -$258 -17.4%
Massachusetts $1,184 -$302 -20.3%
Michigan $2,582 $1,096 73.8%
Minnesota $1,246 -$240 -16.2%
Mississippi $1,780 $294 19.8%
Missouri $1,318 -$168 -11.3%
Montana $1,596 $110 7.4%
Nebraska $1,170 -$316 -21.3%
Nevada $1,782 $296 19.9%
New Hampshire $1,070 -$416 -28.0%
New Jersey $1,660 $174 11.7%
New Mexico $1,316 -$170 -11.4%
New York $1,564 $78 5.2%
North Carolina $854 -$632 -42.5%
North Dakota $1,218 -$268 -18.0%
Ohio $1,024 -$462 -31.1%
Oklahoma $1,524 $38 2.6%
Oregon $1,362 -$124 -8.3%
Pennsylvania $1,416 -$70 -4.7%
Rhode Island $1,982 $496 33.4%
South Carolina $1,348 -$138 -9.3%
South Dakota $1,254 -$232 -15.6%
Tennessee $1,300 -$186 -12.5%
Texas $1,792 $306 20.6%
Utah $1,100 -$386 -26.0%
Vermont $1,016 -$470 -31.6%
Virginia $890 -$596 -40.1%
Washington $1,148 -$338 -22.7%
West Virginia $1,364 -$122 -8.2%
Wisconsin $1,028 -$458 -30.8%
Wyoming $1,324 -$162 -10.9%

View Chart as Image

Acura Integra insurance rates by U.S. city
Acura Integra Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Acura Integra $376 $688 $316 $1,516
2023 Acura Integra $358 $660 $332 $1,486

Rates are averaged for all Acura Integra models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Acura Integra Insurance

Getting lower rates on car insurance not only requires not taking risks behind the wheel, but also having a good credit score, eliminating unnecessary coverage, and attention to physical damage deductibles. Set aside time to shop around at every other renewal by getting rate quotes from direct carriers like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The following is a brief recap of the concepts that were raised in the charts and tables above.

  • Higher risk drivers who tend to receive serious violations pay on average $1,730 more per year for Integra insurance
  • Teens pay the highest auto insurance prices, with premiums as much as $444 a month if comprehensive and collision insurance is included
  • Drivers can save around $190 per year just by quoting online well ahead of the renewal date
  • Increasing physical damage deductibles could save up to $675 each year
  • Drivers can save around $190 per year just by quoting online well ahead of the renewal date

From the information above, you now know that Acura is expensive to insure only if you’re a higher-risk driver. Compare Integra car insurance rates right now by entering your ZIP code into our FREE quote tool below.  

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What are the safety ratings for the Acura Integra?

Looking at the Acura Integra safety ratings can help you determine if your vehicle is helping you save money, or raising your insurance rates. 

Check out the safety ratings below. 

  • Moderate overlap front: Acceptable
  • Head restraints and seats: Poor

A rating of ‘Good’ is the highest possible score given by the Insurance Institute for Highway Safety. Unfortunately, the Integra did not score well, which will lead to higher insurance premiums.

Despite the imperfect safety ratings, the Integra is a beloved classic coupe. But why did Acura stop making the Integra if it was so popular? In truth, coupes were actually becoming less and less popular, especially as safer vehicles were entering the market. 

Some people may wonder is Acura making a new Integra? At the moment, there are no plans to bring back this luxury sedan. For now, you’ll have to put all of your time and effort into restoring an older model. 

Acura Integra Compared Against other Vehicles in the Same Class

Comparing the Acura Integra to similar vehicles can help you save money, especially if the Acura Integra has a better loss ratio than other vehicles in its class. 

Officially, the Insurance Institute for Highway Safety classifies it as a large luxury sedan.

Check out other comparable large luxury sedans below.

The Acura Integra has substantially better than average injury loss ratios at 66 percent. However, the sedan only has average injury loss ratios at 90 percent, and worse than average theft ratios at 142 percent. Vehicles with a higher than average chance of getting stolen often have higher than average insurance rates.

You’re now an expert on securing cheap Integra auto insurance. How much is insurance for an Acura Integra? Compare Integra insurance companies right now by entering your five-digit ZIP code into our FREE quote tool.

Rates by Driver Age

Acura Integra Insurance Rates by Driver Age
Driver Age Premium
16 $5,326
20 $3,422
30 $1,566
40 $1,486
50 $1,354
60 $1,330

Full coverage, $500 deductibles

Rates by Deductible

Acura Integra Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,938
$250 $1,730
$500 $1,486
$1,000 $1,256

Full coverage, driver age 40

Rates by Liability Limit

Acura Integra Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,486
50/100 $1,552
100/300 $1,635
250/500 $1,851
100 CSL $1,586
300 CSL $1,768
500 CSL $1,901

Full coverage, driver age 40

Rates for High Risk Drivers

Acura Integra Insurance Rates for High Risk Drivers
Age Premium
16 $7,648
20 $5,446
30 $3,306
40 $3,214
50 $3,062
60 $3,034

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $209

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $81
Multi-vehicle $76
Homeowner $20
5-yr Accident Free $116
5-yr Claim Free $97
Paid in Full/EFT $74
Advance Quote $77
Online Quote $108
Total Discounts $649
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

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