Acura RLX Insurance Rates

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UPDATED: Apr 22, 2024

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U.S. average insurance rates for an Acura RLX are $1,342 a year for full coverage. Comprehensive costs on average $270, collision costs $440, and liability insurance costs $474. Liability-only insurance costs as little as $522 a year, with high-risk driver insurance costing around $2,904. Teen drivers pay the highest rates at $5,118 a year or more.

Average premium for full coverage: $1,342

Price estimates by individual coverage:

Comprehensive $270
Collision $440
Liability $474

Includes $500 comprehensive and collision deductibles, bodily injury liability limits of 30/60, and includes UM/UIM and medical coverage. Estimates are averaged for all states and for all RLX models.

Price Range from Low to High

For a driver in their 40's, Acura RLX insurance prices go from as low as $522 for a discount liability-only rate to the much higher price of $2,904 for a driver who has had serious violations or accidents.

Liability Only $522
Full Coverage $1,342
High Risk $2,904

Geographic Price Range

Your location has a significant impact on car insurance rates. Rural areas have a lower frequency of accident claims than larger metro areas.

The example below illustrates how location helps determine car insurance rates.

Rural Areas $1,007
Small Cities $1,409
Large Cities $1,812

The ranges above show why everyone should compare rates based on a specific location and risk profile, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below shows estimated Acura RLX insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $781
  • Drivers who choose higher $1,000 deductibles will pay around $160 a year
  • The average rate for the average middle-age driver with $500 deductibles is $1,342
  • Choosing pricier low deductibles for comprehensive and collision insurance will increase the cost to $1,654
  • High risk drivers with multiple violations and an at-fault accident could pay upwards of $2,904 or more
  • The price for full coverage for a teen driver for full coverage may cost $5,118 a year

View Chart as Image

Acura RLX insurance cost comparison chart
Column chart showing full coverage Acura RLX insurance rates range from $781 to $5,118

Car insurance prices for an Acura RLX are also quite variable based on your driving record, the trim level of your RLX, and policy deductibles and limits.

A more mature driver with no driving violations and high deductibles could pay as little as $1,300 per year on average for full coverage. Prices are highest for teenage drivers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $890 a year in states like Idaho, Maine, and Iowa, or as much as $1,920 on average in Michigan, Louisiana, and New York.

Acura RLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,214 -$128 -9.5%
Alaska $1,030 -$312 -23.2%
Arizona $1,114 -$228 -17.0%
Arkansas $1,342 -$0 0.0%
California $1,530 $188 14.0%
Colorado $1,282 -$60 -4.5%
Connecticut $1,380 $38 2.8%
Delaware $1,520 $178 13.3%
Florida $1,680 $338 25.2%
Georgia $1,240 -$102 -7.6%
Hawaii $964 -$378 -28.2%
Idaho $908 -$434 -32.3%
Illinois $1,000 -$342 -25.5%
Indiana $1,010 -$332 -24.7%
Iowa $906 -$436 -32.5%
Kansas $1,278 -$64 -4.8%
Kentucky $1,834 $492 36.7%
Louisiana $1,986 $644 48.0%
Maine $828 -$514 -38.3%
Maryland $1,108 -$234 -17.4%
Massachusetts $1,074 -$268 -20.0%
Michigan $2,334 $992 73.9%
Minnesota $1,122 -$220 -16.4%
Mississippi $1,608 $266 19.8%
Missouri $1,192 -$150 -11.2%
Montana $1,442 $100 7.5%
Nebraska $1,060 -$282 -21.0%
Nevada $1,610 $268 20.0%
New Hampshire $968 -$374 -27.9%
New Jersey $1,500 $158 11.8%
New Mexico $1,190 -$152 -11.3%
New York $1,414 $72 5.4%
North Carolina $774 -$568 -42.3%
North Dakota $1,100 -$242 -18.0%
Ohio $926 -$416 -31.0%
Oklahoma $1,380 $38 2.8%
Oregon $1,230 -$112 -8.3%
Pennsylvania $1,282 -$60 -4.5%
Rhode Island $1,792 $450 33.5%
South Carolina $1,218 -$124 -9.2%
South Dakota $1,134 -$208 -15.5%
Tennessee $1,176 -$166 -12.4%
Texas $1,618 $276 20.6%
Utah $994 -$348 -25.9%
Vermont $922 -$420 -31.3%
Virginia $804 -$538 -40.1%
Washington $1,038 -$304 -22.7%
West Virginia $1,230 -$112 -8.3%
Wisconsin $930 -$412 -30.7%
Wyoming $1,198 -$144 -10.7%

View Chart as Image

Acura RLX insurance rates by U.S. city

Choosing high deductibles could save up to $480 each year, whereas buying more liability protection will cost you more. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 extra every 12 months. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 extra each year, depending on your age. Acura RLX insurance for high-risk drivers can cost anywhere from 43% to 133% more than average. View High Risk Driver Rates

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Every company uses a different rate calculation, so rate quotes may be quite different from one company to the next.

Acura RLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RLX $334 $648 $452 $1,592
2019 Acura RLX $320 $610 $456 $1,544
2018 Acura RLX $308 $548 $460 $1,474
2017 Acura RLX $288 $504 $460 $1,410
2016 Acura RLX $278 $472 $464 $1,372
2015 Acura RLX $270 $440 $474 $1,342
2014 Acura RLX $250 $410 $474 $1,292

Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Cheapest Acura RLX Insurance

Getting lower rates on Acura RLX insurance not only requires having a decent driving record, but also having above-average credit, eliminating unnecessary coverage, and maximizing policy discounts. Invest time comparing rates every other policy renewal by requesting quotes from direct carriers like Progressive and GEICO, and also from your local insurance agents.

The following items are a recap of the ideas that were covered in the charts and tables above.

  • 16 to 18-year-old drivers are expensive to insure, with premiums as much as $427 a month if full coverage is included
  • High-risk drivers that have major violations or accidents will pay on average $1,560 more each year than a driver with a clean driving record
  • Increasing physical damage deductibles can save around $475 each year
  • Drivers can save as much as $160 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,118
20 $3,082
30 $1,392
40 $1,342
50 $1,228
60 $1,204

Full coverage, $500 deductibles

Rates by Deductible

Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,654
$250 $1,510
$500 $1,342
$1,000 $1,182

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,342
50/100 $1,437
100/300 $1,555
250/500 $1,863
100 CSL $1,484
300 CSL $1,745
500 CSL $1,935

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,282
20 $4,916
30 $2,956
40 $2,904
50 $2,772
60 $2,744

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $186

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $71
Homeowner $21
5-yr Accident Free $94
5-yr Claim Free $87
Paid in Full/EFT $58
Advance Quote $64
Online Quote $95
Total Discounts $561
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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