Acura RLX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 22, 2024
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The average auto insurance rates for an Acura RLX are $1,342 annually for full coverage insurance. Comprehensive insurance costs around $270, collision costs $440, and liability coverage costs around $474. A liability-only policy costs as low as $522 a year, with high-risk insurance costing $2,904 or more. Teenage drivers cost the most to insure at $5,118 a year or more.
Average premium for full coverage: $1,342
Policy rates for type of insurance:
Rate estimates include $500 deductible amounts, 30/60 split liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 states and for different RLX trim levels.
Price Range Variability
For a 40-year-old driver, Acura RLX insurance rates go from as cheap as $522 for liability-only coverage to a much higher rate of $2,904 for a high-risk insurance policy.
Urban vs. Rural Price Range
Where you live has a large influence on car insurance rates. Areas with sparse population are shown to have fewer physical damage claims than densely populated cities.
The price range example below illustrates how your location can change auto insurance rates.
The examples above illustrate why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below illustrates estimated Acura RLX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $781
- Using higher $1,000 deductibles will save about $160 each year
- The estimated rate for a good driver age 40 using $500 deductibles is $1,342
- Using more expensive low deductibles for physical damage coverage costs an additional $312 each year
- Higher-risk drivers who are prone to accidents and violations could pay at least $2,904 or more
- Policy cost with full coverage for a teenage driver with full coverage can be $5,118 or more
Car insurance rates for an Acura RLX also range considerably based on the model year and trim level, your risk profile, and deductibles and policy limits.
An older driver with no driving violations and high physical damage deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age
If you have a few points on your driving record or you caused a few accidents, you are probably paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can be around 43% to 133% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut rates by as much as $480 a year, while increasing your policy's liability limits will increase rates. Switching from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
Your home state has a huge impact on Acura RLX insurance rates. A driver around age 40 might see rates as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,282 | -$60 | -4.5% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,520 | $178 | 13.3% |
| Florida | $1,680 | $338 | 25.2% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,278 | -$64 | -4.8% |
| Kentucky | $1,834 | $492 | 36.7% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,334 | $992 | 73.9% |
| Minnesota | $1,122 | -$220 | -16.4% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,190 | -$152 | -11.3% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $774 | -$568 | -42.3% |
| North Dakota | $1,100 | -$242 | -18.0% |
| Ohio | $926 | -$416 | -31.0% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$60 | -4.5% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,218 | -$124 | -9.2% |
| South Dakota | $1,134 | -$208 | -15.5% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $922 | -$420 | -31.3% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $930 | -$412 | -30.7% |
| Wyoming | $1,198 | -$144 | -10.7% |
Because rates have so much variability, the only way to figure out your exact price is to compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so rate quotes will be varied between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2019 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2018 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2017 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2016 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2015 Acura RLX | $270 | $440 | $474 | $1,342 |
| 2014 Acura RLX | $250 | $410 | $474 | $1,292 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy the Best Acura RLX Insurance
Finding cheaper rates on auto insurance requires having a good driving record, having a good credit score, being claim-free, and qualifying for all possible discounts. Invest the time to shop around at least every other year by requesting quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from several local insurance agents.
The next list is a brief recap of the car insurance concepts illustrated above.
- Drivers who tend to receive serious violations pay on average $1,560 more every year to buy Acura RLX insurance
- It is possible to save up to $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles could save up to $475 each year
- Consumers who may need increased levels of liability coverage will pay an extra $520 annually to increase from a 30/60 limit to higher 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,082 |
| 30 | $1,392 |
| 40 | $1,342 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,510 |
| $500 | $1,342 |
| $1,000 | $1,182 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,437 |
| 100/300 | $1,555 |
| 250/500 | $1,863 |
| 100 CSL | $1,484 |
| 300 CSL | $1,745 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,916 |
| 30 | $2,956 |
| 40 | $2,904 |
| 50 | $2,772 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $561 |
Discounts are estimated and may not be available from every company or in every state.
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