Acura RLX Insurance Rates

U.S. average insurance rates for an Acura RLX are $1,342 a year for full coverage. Comprehensive insurance costs approximately $270 a year, collision insurance costs $440, and liability costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,904 or more. Teenage drivers pay the highest rates at up to $5,118 a year.

Average premium for full coverage: $1,342

Price estimates by individual coverage:

Rate estimates include $500 deductible amounts, 30/60 liability coverage, and includes uninsured motorist and medical coverage. Estimates are averaged for all states and RLX trim levels.

Price Range from Low to High

Geographic Price Range

Your location can make a big difference on car insurance rates. Rural locations have a lower frequency of accident claims than densely populated cities. The diagram below illustrates how location impacts auto insurance prices.

The ranges above show why it is important to compare rates using their specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Additional Rate Information

The chart below shows average Acura RLX insurance rates for additional coverage and risk scenarios.

• The best discount rate is $781
• Drivers who choose higher $1,000 deductibles will pay $1,182 a year
• The average rate for the average middle-age driver who chooses $500 deductibles is $1,342
• Using low $100 deductibles for comprehensive and collision insurance will cost an extra $312 annually
• Drivers who are prone to accidents and violations could pay around $2,904
• The price for full coverage for a 16-year-old driver can cost $5,118 a year

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Insurance prices for an Acura RLX are also quite variable based on your driving record, the trim level of your RLX, and physical damage deductibles and liability limits.

Older drivers with a clean driving record and high deductibles may pay as low as $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

The state you live in makes a big difference in Acura RLX insurance prices. A 40-year-old driver could pay as low as $890 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $1,920 on average in New York, Louisiana, and Michigan.

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Using high physical damage deductibles could save up to $480 annually, while buying higher liability limits will push prices upward. Going from a 50/100 limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you could be paying anywhere from $1,600 to $2,200 extra each year, depending on your age. A high-risk auto insurance policy can cost from 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Best Acura RLX Insurance

Getting lower rates on insurance for an Acura RLX not only requires having a good driving record, but also maintaining good credit, eliminating unnecessary coverage, and possibly raising deductibles. Spend time shopping around every year by requesting rates from direct carriers like Progressive and GEICO, and also from local exclusive and independent agents.

The next list is a brief recap of the coverage data touched on above.

• Drivers can save around $160 per year just by quoting early and online
• Increasing physical damage deductibles can save around $475 each year
• Drivers age 20 and younger are expensive to insure, with premiums as much as $427 a month for full coverage
• Drivers considered higher risk who tend to receive serious violations may pay on average $1,560 more per year to buy Acura RLX insurance