Acura RLX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 22, 2024
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Estimated auto insurance rates for an Acura RLX are $1,342 annually for full coverage insurance. Comprehensive insurance costs an estimated $270, collision insurance costs $440, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs $2,904 or more. Teens pay the most at up to $5,118 a year.
Average premium for full coverage: $1,342
Premium estimates broken down by type of coverage:
Estimates include $500 policy deductibles, liability limits of 30/60, and includes medical and uninsured motorist coverage. Rates include averaging for all 50 states and for all RLX models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for an Acura RLX range from as cheap as $522 for just liability coverage to the much higher price of $2,904 for a driver that may need high-risk insurance.
Insurance Price Range by Location
Living in a larger city can make a big difference on the price of insurance. More rural locations are statistically proven to have fewer physical damage claims than cities with more traffic congestion. The example below illustrates how rural and urban location affects insurance prices.
These rate differences illustrate why everyone should get quotes for a targeted area and their own personal driving habits, instead of making a decision based on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below illustrates average Acura RLX insurance rates for other coverage scenarios.
- The cheapest rate after discounts is $781
- Choosing higher $1,000 deductibles can save approximately $160 each year
- The estimated rate for a 40-year-old good driver who has $500 deductibles is $1,342
- Selecting pricier low deductibles for comp and collision coverage costs an additional $312 annually
- Higher-risk drivers with serious driving violations could pay up to $2,904
- An auto insurance policy with full coverage for a 16-year-old driver for full coverage can cost as much as $5,118 each year
Insurance prices for an Acura RLX also have a wide range based on the model of your RLX, your risk profile, and liability limits and deductibles.
A more mature driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even without any violations or accidents they can expect to pay at least $5,100 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying $1,600 to $2,200 extra annually, depending on your age. Acura RLX insurance for high-risk drivers ranges from 43% to 133% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles can save as much as $480 annually, whereas buying more liability protection will increase premiums. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $426 more per year. View Rates by Deductible or Liability Limit
Where you choose to live plays a big part in determining prices for Acura RLX insurance prices. A good driver about age 40 could pay as low as $880 a year in states like North Carolina, Wisconsin, and Vermont, or have to pay at least $1,810 on average in Florida, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,282 | -$60 | -4.5% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,520 | $178 | 13.3% |
| Florida | $1,680 | $338 | 25.2% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,278 | -$64 | -4.8% |
| Kentucky | $1,834 | $492 | 36.7% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,334 | $992 | 73.9% |
| Minnesota | $1,122 | -$220 | -16.4% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,190 | -$152 | -11.3% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $774 | -$568 | -42.3% |
| North Dakota | $1,100 | -$242 | -18.0% |
| Ohio | $926 | -$416 | -31.0% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$60 | -4.5% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,218 | -$124 | -9.2% |
| South Dakota | $1,134 | -$208 | -15.5% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $922 | -$420 | -31.3% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $930 | -$412 | -30.7% |
| Wyoming | $1,198 | -$144 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2019 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2018 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2017 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2016 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2015 Acura RLX | $270 | $440 | $474 | $1,342 |
| 2014 Acura RLX | $250 | $410 | $474 | $1,292 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Acura RLX Insurance
Finding better rates on insurance for an Acura RLX takes avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Set aside time to shop around once a year by obtaining price quotes from direct insurance companies, and also from your local independent and exclusive agents.
The points below are a review of the data that was raised in the charts and tables above.
- It is possible to save approximately $160 per year just by quoting online well ahead of the renewal date
- Insureds who want increased liability limits will pay approximately $520 annually to raise limits from 30/60 bodily injury limits to higher 250/500 limits
- Drivers under the age of 20 are charged the highest prices, with premiums being up to $427 per month including comprehensive and collision insurance
- Drivers considered higher risk who have several accidents or serious violations may pay on average $1,560 more annually to insure an Acura RLX
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,082 |
| 30 | $1,392 |
| 40 | $1,342 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,510 |
| $500 | $1,342 |
| $1,000 | $1,182 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,437 |
| 100/300 | $1,555 |
| 250/500 | $1,863 |
| 100 CSL | $1,484 |
| 300 CSL | $1,745 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,916 |
| 30 | $2,956 |
| 40 | $2,904 |
| 50 | $2,772 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $561 |
Discounts are estimated and may not be available from every company or in every state.
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