Acura RLX Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
U.S. average insurance rates for an Acura RLX are $1,342 a year for full coverage insurance. Comprehensive costs around $270 each year, collision costs $440, and liability coverage is $474. A policy with just liability insurance costs around $522 a year, with coverage for high-risk drivers costing around $2,904. Teenage drivers pay the highest rates at $5,118 a year or more.
Average premium for full coverage: $1,342
Price estimates for individual coverage:
Full coverage includes $500 deductibles, liability coverage up to 30/60, and includes uninsured motorist and medical coverage. Estimates are averaged for all 50 states and RLX models.
Price Range from Low to High
For a driver around age 40, Acura RLX insurance prices go from the low end price of $522 for the bare minimum liability coverage to a high rate of $2,904 for a high-risk driver policy.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have lower incidents of physical damage claims than densely populated cities.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
The ranges above illustrate why all drivers should compare rates quotes for a specific zip code, rather than using average rates.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates estimated Acura RLX insurance rates for additional coverage choices and driver risks.
- The best discount rate is $781
- Raising to $1,000 deductibles will save about $160 each year
- The estimated price for the average middle-age driver using $500 deductibles is $1,342
- Using low deductibles bumps up the cost to $1,654
- Unlucky drivers who are prone to accidents and violations could pay at least $2,904 or more
- The price that insures a teenage driver can be $5,118
Insurance prices for an Acura RLX are also quite variable based on the trim level and model year, your age and driving record, and deductibles and policy limits.
If you have some driving violations or you caused an accident, you are probably paying at least $1,600 to $2,200 extra each year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 43% to 133% more than a normal policy. View High Risk Driver Rates
More mature drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,300 every 12 months on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $5,100 a year. View Rates by Age
The state you live in also has a big influence on Acura RLX insurance rates. A middle-age driver might find prices as low as $880 a year in states like Vermont, Wisconsin, and North Carolina, or be forced to pay as much as $1,810 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,282 | -$60 | -4.5% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,520 | $178 | 13.3% |
| Florida | $1,680 | $338 | 25.2% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,278 | -$64 | -4.8% |
| Kentucky | $1,834 | $492 | 36.7% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,334 | $992 | 73.9% |
| Minnesota | $1,122 | -$220 | -16.4% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,190 | -$152 | -11.3% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $774 | -$568 | -42.3% |
| North Dakota | $1,100 | -$242 | -18.0% |
| Ohio | $926 | -$416 | -31.0% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$60 | -4.5% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,218 | -$124 | -9.2% |
| South Dakota | $1,134 | -$208 | -15.5% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $922 | -$420 | -31.3% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $930 | -$412 | -30.7% |
| Wyoming | $1,198 | -$144 | -10.7% |
Using high physical damage deductibles can reduce prices by up to $480 a year, whereas increasing liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
Since prices can be so different, the only way to figure out your exact price is to do a rate comparison and see how they stack up. Every auto insurance company uses a different method to calculate prices, so the prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2019 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2018 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2017 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2016 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2015 Acura RLX | $270 | $440 | $474 | $1,342 |
| 2014 Acura RLX | $250 | $410 | $474 | $1,292 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find More Affordable Acura RLX Insurance
Getting lower rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and insuring your home and auto with the same company. Compare prices every time your policy renews by quoting rates from direct insurance companies, and also from insurance agencies where you live.
The following is a summary of the information covered above.
- It is possible to save up to $160 per year simply by quoting online in advance
- Teens pay higher prices, as much as $427 a month if full coverage is included
- Increasing physical damage deductibles can save approximately $475 each year
- Drivers who have multiple accidents or major violations could be forced to pay on average $1,560 more every year for RLX insurance
- Consumers who may need higher liability limits will pay an extra $520 annually to raise from a low limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,082 |
| 30 | $1,392 |
| 40 | $1,342 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,510 |
| $500 | $1,342 |
| $1,000 | $1,182 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,437 |
| 100/300 | $1,555 |
| 250/500 | $1,863 |
| 100 CSL | $1,484 |
| 300 CSL | $1,745 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,916 |
| 30 | $2,956 |
| 40 | $2,904 |
| 50 | $2,772 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $561 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
Secured with SHA-256 Encryption
