Acura RLX Insurance Rates

The average insurance rates for an Acura RLX are $1,342 a year including full coverage. Comprehensive costs around $270 each year, collision insurance costs $440, and liability is estimated at $474. Liability-only coverage costs approximately $522 a year, and high-risk coverage costs around $2,904. Teenage drivers cost the most to insure at up to $5,118 a year.

Average premium for full coverage: $1,342

Policy rates for type of insurance:

Includes $500 policy deductibles, 30/60 liability coverage, and includes medical and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and RLX models.

Price Range Variability

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than densely populated cities. The graphic below illustrates how where you live affects auto insurance rates.

The examples above highlight why all drivers should get quotes for a specific zip code and risk profile, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Detailed Rate Analysis

The chart below breaks down average Acura RLX insurance rates for additional coverage choices and driver risks.

• The best discount rate is $781
• Choosing higher $1,000 deductibles can save about $160 every year
• The average rate for a good driver age 40 using $500 deductibles is $1,342
• Using low deductibles for comp and collision coverage will increase the cost to $1,654
• Higher-risk drivers who are prone to accidents and violations could pay at least $2,904
• Policy cost for full coverage for a 16-year-old driver can be $5,118 each year

View Chart as Image

Insurance rates for an Acura RLX also range considerably based on your risk profile, the model of your RLX, and deductibles and policy limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 annually on average, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay as much as $5,100 a year. View Rates by Age

Your home state plays a big part in determining prices for Acura RLX insurance prices. A good driver about age 40 could pay as low as $1,030 a year in states like Missouri, New Hampshire, and Vermont, or be forced to pay as much as $1,920 on average in Michigan, New York, and Louisiana.

View Chart as Image

Using high physical damage deductibles can save as much as $480 annually, whereas increasing liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $426 more each year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,600 to $2,200 additional every year, depending on your age. Insurance for high-risk drivers ranges from 43% to 133% more than a normal policy. View High Risk Driver Rates

How to Find the Cheapest Acura RLX Insurance

Finding cheaper rates on insurance for an Acura RLX takes avoiding accidents and claims, having a good credit history, paying for small claims out-of-pocket, and deciding if full coverage is necessary. Take the time to comparison shop every year by requesting rates from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The points below are a recap of the coverage data touched on in the above illustrations.

• You may be able to save up to $160 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $475 each year
• Drivers under the age of 20 are charged the highest rates, with premiums being up to $427 each month including comprehensive and collision insurance
• Drivers considered higher risk that have major violations or accidents pay on average $1,560 more every year to insure an Acura RLX