Acura RLX Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Apr 22, 2024
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U.S. average insurance prices for an Acura RLX are $1,342 every 12 months including full coverage. Comprehensive insurance costs approximately $270, collision insurance costs $440, and liability coverage costs $474. A policy with just liability insurance costs as little as $522 a year, and coverage for high-risk drivers costs $2,904 or more. Teens pay the highest rates at up to $5,118 a year.
Average premium for full coverage: $1,342
Price estimates by individual coverage:
Prices include $500 policy deductibles, 30/60 bodily injury liability limits, and includes medical and uninsured motorist coverage. Estimates are averaged for all 50 U.S. states and for all RLX models.
Price Range from Low to High
For the average 40-year-old driver, Acura RLX insurance prices range from the cheapest price of $522 for just liability coverage to the much higher price of $2,904 for a driver who requires high-risk insurance.
Geographic Price Range
Your location has a large influence on car insurance prices. Rural locations have more infrequent comprehensive and collision claims than cities with more traffic congestion. The example below illustrates the difference location can make on auto insurance prices.
The ranges above highlight why everyone should compare rates using their specific location and their own driving history, rather than using averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down average Acura RLX insurance rates for additional coverage and risk scenarios.
- The cheapest rate after discounts is $781
- Drivers who choose higher $1,000 deductibles will pay $160 every year
- The average price for the average middle-age driver who chooses $500 deductibles is $1,342
- Selecting pricier low deductibles for comprehensive and collision insurance costs an extra $312 each year
- High-risk insureds with serious driving violations could pay around $2,904
- The price to insure a teenage driver for full coverage can cost $5,118 a year
Insurance prices for an Acura RLX are also quite variable based on deductibles and policy limits, your driving characteristics, and the model of your RLX.
Choosing higher comprehensive and collision insurance deductibles could save up to $480 a year, whereas buying more liability protection will push prices upward. Changing from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $426 more per year. View Rates by Deductible or Liability Limit
A more mature driver with a clean driving record and higher deductibles may only pay around $1,300 per year on average for full coverage. Prices are much higher for teenage drivers, since even excellent drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 extra each year, depending on your age. Acura RLX insurance for high-risk drivers can cost around 43% to 133% more than the average policy. View High Risk Driver Rates
The state you live in makes a big difference in Acura RLX insurance rates. A 40-year-old driver could pay as low as $1,030 a year in states like Vermont, New Hampshire, and Missouri, or have to pay at least $1,920 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,282 | -$60 | -4.5% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,520 | $178 | 13.3% |
| Florida | $1,680 | $338 | 25.2% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,278 | -$64 | -4.8% |
| Kentucky | $1,834 | $492 | 36.7% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,334 | $992 | 73.9% |
| Minnesota | $1,122 | -$220 | -16.4% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,190 | -$152 | -11.3% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $774 | -$568 | -42.3% |
| North Dakota | $1,100 | -$242 | -18.0% |
| Ohio | $926 | -$416 | -31.0% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$60 | -4.5% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,218 | -$124 | -9.2% |
| South Dakota | $1,134 | -$208 | -15.5% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $922 | -$420 | -31.3% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $930 | -$412 | -30.7% |
| Wyoming | $1,198 | -$144 | -10.7% |
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2019 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2018 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2017 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2016 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2015 Acura RLX | $270 | $440 | $474 | $1,342 |
| 2014 Acura RLX | $250 | $410 | $474 | $1,292 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Acura RLX Insurance
Getting lower rates on auto insurance not only requires being safe and accident-free, but also having good credit, being claim-free, and possibly raising deductibles. Make time to compare rates at every other renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from your local car insurance providers.
Below you'll find a quick rundown of the concepts that were touched on in this article.
- Drivers with reckless driving or DUI convictions could be charged and average of $1,560 more per year than a low-risk driver
- Youthful drivers are expensive to insure, possibly costing $427 a month if they have full coverage
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
- Increasing physical damage deductibles could save as much as $475 each year
- You may be able to save around $160 per year just by quoting online well ahead of the renewal date
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,082 |
| 30 | $1,392 |
| 40 | $1,342 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,510 |
| $500 | $1,342 |
| $1,000 | $1,182 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,437 |
| 100/300 | $1,555 |
| 250/500 | $1,863 |
| 100 CSL | $1,484 |
| 300 CSL | $1,745 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,916 |
| 30 | $2,956 |
| 40 | $2,904 |
| 50 | $2,772 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $561 |
Discounts are estimated and may not be available from every company or in every state.
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