Acura RLX Insurance Rates
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Michelle Robbins
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UPDATED: Apr 22, 2024
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The average insurance rates for an Acura RLX are $1,342 a year with full coverage. Comprehensive insurance costs on average $270, collision costs $440, and liability costs $474. A liability-only policy costs as little as $522 a year, with high-risk insurance costing $2,904 or more. 16-year-old drivers cost the most to insure at $5,118 a year or more.
Average premium for full coverage: $1,342
Policy rates by type of insurance:
Includes $500 policy deductibles, 30/60 split liability limits, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and for different RLX trim levels.
Price Range Variability
For a driver in their 40's, Acura RLX insurance rates go from as low as $522 for just the minimum liability insurance to a much higher rate of $2,904 for a high-risk insurance policy.
Urban vs. Rural Price Range
Your location can make a big difference on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than congested cities.
The price range example below illustrates how location helps determine car insurance rates.
The examples above demonstrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below details estimated Acura RLX insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $781
- Drivers who choose higher $1,000 deductibles will pay around $160 annually
- The average rate for a good driver age 40 with $500 deductibles is $1,342
- Buying more expensive low deductibles for comprehensive and collision insurance will cost an extra $312 annually
- Drivers with multiple tickets or accidents could pay upwards of $2,904 or more
- Policy cost for full coverage for a 16-year-old driver with full coverage may cost $5,118 a year
Car insurance rates for an Acura RLX also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.
An older driver with no driving violations and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will be charged upwards of $5,100 a year. View Rates by Age
Your home state makes a big difference in Acura RLX insurance prices. A 40-year-old driver could pay as low as $970 a year in states like New Hampshire, Ohio, and Utah, or at least $1,810 on average in Florida, Michigan, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,214 | -$128 | -9.5% |
| Alaska | $1,030 | -$312 | -23.2% |
| Arizona | $1,114 | -$228 | -17.0% |
| Arkansas | $1,342 | -$0 | 0.0% |
| California | $1,530 | $188 | 14.0% |
| Colorado | $1,282 | -$60 | -4.5% |
| Connecticut | $1,380 | $38 | 2.8% |
| Delaware | $1,520 | $178 | 13.3% |
| Florida | $1,680 | $338 | 25.2% |
| Georgia | $1,240 | -$102 | -7.6% |
| Hawaii | $964 | -$378 | -28.2% |
| Idaho | $908 | -$434 | -32.3% |
| Illinois | $1,000 | -$342 | -25.5% |
| Indiana | $1,010 | -$332 | -24.7% |
| Iowa | $906 | -$436 | -32.5% |
| Kansas | $1,278 | -$64 | -4.8% |
| Kentucky | $1,834 | $492 | 36.7% |
| Louisiana | $1,986 | $644 | 48.0% |
| Maine | $828 | -$514 | -38.3% |
| Maryland | $1,108 | -$234 | -17.4% |
| Massachusetts | $1,074 | -$268 | -20.0% |
| Michigan | $2,334 | $992 | 73.9% |
| Minnesota | $1,122 | -$220 | -16.4% |
| Mississippi | $1,608 | $266 | 19.8% |
| Missouri | $1,192 | -$150 | -11.2% |
| Montana | $1,442 | $100 | 7.5% |
| Nebraska | $1,060 | -$282 | -21.0% |
| Nevada | $1,610 | $268 | 20.0% |
| New Hampshire | $968 | -$374 | -27.9% |
| New Jersey | $1,500 | $158 | 11.8% |
| New Mexico | $1,190 | -$152 | -11.3% |
| New York | $1,414 | $72 | 5.4% |
| North Carolina | $774 | -$568 | -42.3% |
| North Dakota | $1,100 | -$242 | -18.0% |
| Ohio | $926 | -$416 | -31.0% |
| Oklahoma | $1,380 | $38 | 2.8% |
| Oregon | $1,230 | -$112 | -8.3% |
| Pennsylvania | $1,282 | -$60 | -4.5% |
| Rhode Island | $1,792 | $450 | 33.5% |
| South Carolina | $1,218 | -$124 | -9.2% |
| South Dakota | $1,134 | -$208 | -15.5% |
| Tennessee | $1,176 | -$166 | -12.4% |
| Texas | $1,618 | $276 | 20.6% |
| Utah | $994 | -$348 | -25.9% |
| Vermont | $922 | -$420 | -31.3% |
| Virginia | $804 | -$538 | -40.1% |
| Washington | $1,038 | -$304 | -22.7% |
| West Virginia | $1,230 | -$112 | -8.3% |
| Wisconsin | $930 | -$412 | -30.7% |
| Wyoming | $1,198 | -$144 | -10.7% |
Opting for high physical damage deductibles could save up to $480 annually, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $426 extra every 12 months. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 133% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates from multiple companies. Every company utilizes a different rate formula, so rate quotes will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2019 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2018 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2017 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2016 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2015 Acura RLX | $270 | $440 | $474 | $1,342 |
| 2014 Acura RLX | $250 | $410 | $474 | $1,292 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Cheapest Acura RLX Insurance
Finding cheaper rates on insurance for an Acura RLX not only requires avoiding accidents and claims, but also having above-average credit, not filing small claims, and maximizing policy discounts. Invest time comparing rates at least every other year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.
The points below are a recap of the car insurance concepts covered in the charts and tables above.
- Drivers considered higher risk that have major violations or accidents may be required to pay an average of $1,560 more each year to insure an Acura RLX
- You may be able to save as much as $160 per year simply by shopping early and online
- Increasing comprehensive and collision deductibles can save around $475 each year
- Insureds who require increased liability limits will pay around $520 every year to go from a 30/60 limit to 250/500 limits
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,118 |
| 20 | $3,082 |
| 30 | $1,392 |
| 40 | $1,342 |
| 50 | $1,228 |
| 60 | $1,204 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,654 |
| $250 | $1,510 |
| $500 | $1,342 |
| $1,000 | $1,182 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,342 |
| 50/100 | $1,437 |
| 100/300 | $1,555 |
| 250/500 | $1,863 |
| 100 CSL | $1,484 |
| 300 CSL | $1,745 |
| 500 CSL | $1,935 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,282 |
| 20 | $4,916 |
| 30 | $2,956 |
| 40 | $2,904 |
| 50 | $2,772 |
| 60 | $2,744 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $71 |
| Multi-vehicle | $71 |
| Homeowner | $21 |
| 5-yr Accident Free | $94 |
| 5-yr Claim Free | $87 |
| Paid in Full/EFT | $58 |
| Advance Quote | $64 |
| Online Quote | $95 |
| Total Discounts | $561 |
Discounts are estimated and may not be available from every company or in every state.
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