Acura RLX Insurance Rates
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Michelle Robbins
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Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Apr 22, 2024
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The average insurance rates for an Acura RLX are $1,372 a year for full coverage. Comprehensive costs on average $278 each year, collision costs $472, and liability costs $464. Liability-only coverage costs as little as $514 a year, with high-risk coverage costing around $2,972. 16-year-old drivers cost the most to insure at $5,208 a year or more.
Average premium for full coverage: $1,372
Policy rates by type of insurance:
Prices include $500 comprehensive and collision deductibles, split liability limits of 30/60, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all states and RLX models.
Price Range Variability
Using a middle-aged driver as an example, Acura RLX insurance rates go from as low as $514 for liability-only coverage to a high rate of $2,972 for coverage for higher-risk drivers.
Urban vs. Rural Price Range
Your location can make a big difference on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than congested cities.
The graphic below illustrates how where you live affects car insurance rates.
The examples above show why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below shows estimated Acura RLX insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $794
- Drivers who choose higher $1,000 deductibles will pay around $172 a year
- The average rate for a good driver age 40 with $500 deductibles is $1,372
- Buying low deductibles for comprehensive and collision insurance will increase the cost to $1,700
- Drivers with multiple tickets or accidents could pay upwards of $2,972 or more
- Policy cost for full coverage for a 16-year-old driver may cost $5,208 a year
Insurance rates for an Acura RLX also range considerably based on your risk profile, the trim level of your RLX, and policy deductibles and limits.
More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers should be prepared to pay upwards of $5,200 a year. View Rates by Age
Your home state makes a big difference in Acura RLX insurance prices. A 40-year-old driver could pay as low as $910 a year in states like Idaho, Maine, and Iowa, or at least $1,960 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,240 | -$132 | -9.6% |
| Alaska | $1,052 | -$320 | -23.3% |
| Arizona | $1,140 | -$232 | -16.9% |
| Arkansas | $1,372 | -$0 | 0.0% |
| California | $1,564 | $192 | 14.0% |
| Colorado | $1,310 | -$62 | -4.5% |
| Connecticut | $1,414 | $42 | 3.1% |
| Delaware | $1,554 | $182 | 13.3% |
| Florida | $1,716 | $344 | 25.1% |
| Georgia | $1,266 | -$106 | -7.7% |
| Hawaii | $988 | -$384 | -28.0% |
| Idaho | $928 | -$444 | -32.4% |
| Illinois | $1,022 | -$350 | -25.5% |
| Indiana | $1,034 | -$338 | -24.6% |
| Iowa | $926 | -$446 | -32.5% |
| Kansas | $1,304 | -$68 | -5.0% |
| Kentucky | $1,872 | $500 | 36.4% |
| Louisiana | $2,032 | $660 | 48.1% |
| Maine | $848 | -$524 | -38.2% |
| Maryland | $1,132 | -$240 | -17.5% |
| Massachusetts | $1,100 | -$272 | -19.8% |
| Michigan | $2,384 | $1,012 | 73.8% |
| Minnesota | $1,148 | -$224 | -16.3% |
| Mississippi | $1,644 | $272 | 19.8% |
| Missouri | $1,218 | -$154 | -11.2% |
| Montana | $1,474 | $102 | 7.4% |
| Nebraska | $1,082 | -$290 | -21.1% |
| Nevada | $1,644 | $272 | 19.8% |
| New Hampshire | $988 | -$384 | -28.0% |
| New Jersey | $1,534 | $162 | 11.8% |
| New Mexico | $1,216 | -$156 | -11.4% |
| New York | $1,446 | $74 | 5.4% |
| North Carolina | $792 | -$580 | -42.3% |
| North Dakota | $1,124 | -$248 | -18.1% |
| Ohio | $948 | -$424 | -30.9% |
| Oklahoma | $1,408 | $36 | 2.6% |
| Oregon | $1,256 | -$116 | -8.5% |
| Pennsylvania | $1,308 | -$64 | -4.7% |
| Rhode Island | $1,832 | $460 | 33.5% |
| South Carolina | $1,244 | -$128 | -9.3% |
| South Dakota | $1,158 | -$214 | -15.6% |
| Tennessee | $1,202 | -$170 | -12.4% |
| Texas | $1,654 | $282 | 20.6% |
| Utah | $1,018 | -$354 | -25.8% |
| Vermont | $940 | -$432 | -31.5% |
| Virginia | $822 | -$550 | -40.1% |
| Washington | $1,060 | -$312 | -22.7% |
| West Virginia | $1,256 | -$116 | -8.5% |
| Wisconsin | $950 | -$422 | -30.8% |
| Wyoming | $1,222 | -$150 | -10.9% |
Opting for high physical damage deductibles could save up to $500 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $417 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,300 additional every year, depending on your age. Insurance for high-risk drivers can cost from 44% to 130% more than the average rate. View High Risk Driver Rates
Because rates have so much variability, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Every company utilizes a different rate formula, and rates will be varied from one company to the next.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Acura RLX | $348 | $698 | $442 | $1,646 |
| 2019 Acura RLX | $334 | $648 | $452 | $1,592 |
| 2018 Acura RLX | $320 | $610 | $456 | $1,544 |
| 2017 Acura RLX | $308 | $548 | $460 | $1,474 |
| 2016 Acura RLX | $288 | $504 | $460 | $1,410 |
| 2015 Acura RLX | $278 | $472 | $464 | $1,372 |
| 2014 Acura RLX | $270 | $440 | $474 | $1,342 |
Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find the Right Acura RLX Insurance
Finding cheaper rates on insurance for an Acura RLX not only requires having a decent driving record, but also having a good credit history, avoid buying unnecessary coverage, and insuring your home and auto with the same company. Take the time to comparison shop at least once a year by quoting rates from direct carriers like GEICO, Progressive, and Esurance, and also from your local insurance agents.
The following items are a quick rundown of the primary concepts that were touched on in the above illustrations.
- Drivers can save as much as $160 per year simply by quoting online in advance
- Drivers considered higher risk with reckless driving or DUI convictions will pay on average $1,600 more each year than a driver with a clean driving record
- Increasing comprehensive and collision deductibles can save around $500 each year
- 16 to 18-year-old drivers pay higher rates, costing up to $434 each month including comprehensive and collision insurance
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,208 |
| 20 | $3,158 |
| 30 | $1,422 |
| 40 | $1,372 |
| 50 | $1,254 |
| 60 | $1,230 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,700 |
| $250 | $1,550 |
| $500 | $1,372 |
| $1,000 | $1,200 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,372 |
| 50/100 | $1,465 |
| 100/300 | $1,581 |
| 250/500 | $1,882 |
| 100 CSL | $1,511 |
| 300 CSL | $1,766 |
| 500 CSL | $1,952 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,418 |
| 20 | $5,034 |
| 30 | $3,028 |
| 40 | $2,972 |
| 50 | $2,838 |
| 60 | $2,812 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $73 |
| Multi-vehicle | $73 |
| Homeowner | $21 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $89 |
| Paid in Full/EFT | $60 |
| Advance Quote | $67 |
| Online Quote | $97 |
| Total Discounts | $578 |
Discounts are estimated and may not be available from every company or in every state.
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