Acura RLX Insurance Rates

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UPDATED: Apr 22, 2024

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Estimated insurance rates for an Acura RLX are $1,372 a year for full coverage insurance. Comprehensive insurance costs on average $278, collision costs $472, and liability costs around $464. Liability-only coverage costs as low as $514 a year, with high-risk coverage costing $2,972 or more. Teens pay the most at $5,208 a year or more.

Average premium for full coverage: $1,372

Premium estimates by type of coverage:

Comprehensive $278
Collision $472
Liability $464

Rates are based on $500 deductible amounts, 30/60 bodily injury liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and for all RLX models.

Insurance Price Range by Risk and Coverage

Using a middle-aged driver as an example, insurance rates for an Acura RLX go from as low as $514 for the bare minimum liability coverage to the much higher price of $2,972 for a driver who requires high-risk insurance.

Liability Only $514
Full Coverage $1,372
High Risk $2,972

Insurance Price Range by Location

Where you live can have significant affects on insurance rates. Rural areas are statistically proven to have a lower frequency of physical damage claims than cities with more traffic congestion.

The example below illustrates how where you live affects car insurance rates.

Rural Areas $1,029
Small Cities $1,441
Large Cities $1,852

These rate differences illustrate why everyone should compare prices based on a specific location and risk profile, instead of using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Information

The chart below illustrates estimated Acura RLX insurance rates for different risk profiles and scenarios.

  • The cheapest rate after discounts is $794
  • Using higher $1,000 deductibles will save around $172 each year
  • The average rate for a 40-year-old good driver with $500 deductibles is $1,372
  • Selecting pricier low deductibles for physical damage coverage will cost an extra $328 every year
  • Drivers with serious driving violations could pay upwards of $2,972 or more
  • An auto insurance policy for full coverage for a teen driver for full coverage may cost $5,208 or more

View Chart as Image

Acura RLX insurance cost comparison chart
Column chart showing full coverage Acura RLX insurance prices range from $794 to $5,208

Insurance prices for an Acura RLX also have a wide range based on your driving characteristics, the model year and trim level, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for drivers in their teens, where even good drivers can expect to pay upwards of $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Acura RLX insurance prices. A driver around age 40 might see prices as low as $900 a year in states like Vermont, Wisconsin, and North Carolina, or have to pay at least $1,850 on average in Michigan, New York, and Florida.

Acura RLX Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$132 -9.6%
Alaska $1,052 -$320 -23.3%
Arizona $1,140 -$232 -16.9%
Arkansas $1,372 -$0 0.0%
California $1,564 $192 14.0%
Colorado $1,310 -$62 -4.5%
Connecticut $1,414 $42 3.1%
Delaware $1,554 $182 13.3%
Florida $1,716 $344 25.1%
Georgia $1,266 -$106 -7.7%
Hawaii $988 -$384 -28.0%
Idaho $928 -$444 -32.4%
Illinois $1,022 -$350 -25.5%
Indiana $1,034 -$338 -24.6%
Iowa $926 -$446 -32.5%
Kansas $1,304 -$68 -5.0%
Kentucky $1,872 $500 36.4%
Louisiana $2,032 $660 48.1%
Maine $848 -$524 -38.2%
Maryland $1,132 -$240 -17.5%
Massachusetts $1,100 -$272 -19.8%
Michigan $2,384 $1,012 73.8%
Minnesota $1,148 -$224 -16.3%
Mississippi $1,644 $272 19.8%
Missouri $1,218 -$154 -11.2%
Montana $1,474 $102 7.4%
Nebraska $1,082 -$290 -21.1%
Nevada $1,644 $272 19.8%
New Hampshire $988 -$384 -28.0%
New Jersey $1,534 $162 11.8%
New Mexico $1,216 -$156 -11.4%
New York $1,446 $74 5.4%
North Carolina $792 -$580 -42.3%
North Dakota $1,124 -$248 -18.1%
Ohio $948 -$424 -30.9%
Oklahoma $1,408 $36 2.6%
Oregon $1,256 -$116 -8.5%
Pennsylvania $1,308 -$64 -4.7%
Rhode Island $1,832 $460 33.5%
South Carolina $1,244 -$128 -9.3%
South Dakota $1,158 -$214 -15.6%
Tennessee $1,202 -$170 -12.4%
Texas $1,654 $282 20.6%
Utah $1,018 -$354 -25.8%
Vermont $940 -$432 -31.5%
Virginia $822 -$550 -40.1%
Washington $1,060 -$312 -22.7%
West Virginia $1,256 -$116 -8.5%
Wisconsin $950 -$422 -30.8%
Wyoming $1,222 -$150 -10.9%

View Chart as Image

Acura RLX insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles could cut prices by as much as $500 every year, whereas buying more liability protection will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost up to $417 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at a minimum $1,600 to $2,300 extra annually, depending on your age. Acura RLX insurance for high-risk drivers can be as much as 44% to 130% more than the average policy. View High Risk Driver Rates

With such a large range in prices, the only way to figure out exactly what you will pay is to regularly compare prices and see which company has the best price. Each insurance company calculates prices differently, so the prices will be substantially different from one company to the next.

Acura RLX Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2020 Acura RLX $348 $698 $442 $1,646
2019 Acura RLX $334 $648 $452 $1,592
2018 Acura RLX $320 $610 $456 $1,544
2017 Acura RLX $308 $548 $460 $1,474
2016 Acura RLX $288 $504 $460 $1,410
2015 Acura RLX $278 $472 $464 $1,372
2014 Acura RLX $270 $440 $474 $1,342

Rates are averaged for all Acura RLX models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Best Cheap Acura RLX Insurance

Finding better rates on car insurance requires having a good driving record, maintaining good credit, paying for small claims out-of-pocket, and bundling your home and auto policies. Take the time to comparison shop at every other renewal by requesting rates from direct insurance companies like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

The next list is a quick review of the concepts that were touched on in the above illustrations.

  • Higher risk drivers with a DUI or reckless driving violation pay an average of $1,600 more each year to buy Acura RLX insurance
  • Drivers age 20 and younger pay the highest prices, with premiums being up to $434 per month for full coverage
  • It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date
  • Increasing policy deductibles can save around $500 each year
  • It is possible to save as much as $160 per year simply by quoting online well ahead of the renewal date

Rates by Driver Age

Acura RLX Insurance Rates by Driver Age
Driver Age Premium
16 $5,208
20 $3,158
30 $1,422
40 $1,372
50 $1,254
60 $1,230

Full coverage, $500 deductibles

Rates by Deductible

Acura RLX Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,700
$250 $1,550
$500 $1,372
$1,000 $1,200

Full coverage, driver age 40

Rates by Liability Limit

Acura RLX Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,372
50/100 $1,465
100/300 $1,581
250/500 $1,882
100 CSL $1,511
300 CSL $1,766
500 CSL $1,952

Full coverage, driver age 40

Rates for High Risk Drivers

Acura RLX Insurance Rates for High Risk Drivers
Age Premium
16 $7,418
20 $5,034
30 $3,028
40 $2,972
50 $2,838
60 $2,812

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $191

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $73
Homeowner $21
5-yr Accident Free $98
5-yr Claim Free $89
Paid in Full/EFT $60
Advance Quote $67
Online Quote $97
Total Discounts $578
Rate after discounts $794

Discounts are estimated and may not be available from every company or in every state.

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