Audi A7 Insurance Rates

The average insurance prices for an Audi A7 are $1,456 every 12 months for full coverage insurance. Comprehensive costs approximately $296 each year, collision insurance costs $542, and liability coverage is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $3,164. Teenage drivers cost the most to insure at up to $5,490 a year.

Average premium for full coverage: $1,456

Policy rates by type of insurance:

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and A7 models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

The examples above illustrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below illustrates average Audi A7 insurance rates for additional coverage and risk scenarios.

• The best discount rate is $834
• Raising to $1,000 deductibles will save $190 each year
• The average price for a good driver age 40 who chooses $500 deductibles is $1,456
• Using low deductibles increases the price to $1,826
• Unlucky drivers who are prone to accidents and violations could pay around $3,164
• Policy cost to insure a teenage driver can cost $5,490

View Chart as Image

Car insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your risk profile, and the model of your A7.

Using high physical damage deductibles can reduce rates by up to $560 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi A7 insurance rates. A middle-age driver might find rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,970 on average in Florida, New York, and Michigan.

View Chart as Image

How to Shop for the Cheapest Audi A7 Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following is a recap of the ideas that were covered in the above illustrations.

• Teens pay the highest auto insurance rates, possibly costing $458 each month if the policy includes full coverage
• Drivers that have major violations or accidents may have to pay on average $1,710 more per year for A7 insurance
• Increasing comprehensive and collision deductibles could save as much as $550 each year
• It is possible to save around $180 per year just by quoting online in advance