Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 5, 2023

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The average insurance prices for an Audi A7 are $1,456 every 12 months for full coverage insurance. Comprehensive costs approximately $296 each year, collision insurance costs $542, and liability coverage is $460. A liability-only policy costs around $510 a year, and high-risk insurance costs around $3,164. Teenage drivers cost the most to insure at up to $5,490 a year.

Average premium for full coverage: $1,456

Policy rates by type of insurance:

Comprehensive $296
Collision $542
Liability $460

Includes $500 deductibles, bodily injury liability limits of 30/60, and includes additional medical/uninsured motorist coverage. Prices are averaged for all 50 states and A7 models.

Price Range Variability

For an average driver, Audi A7 insurance rates range from the cheapest price of $510 for just the minimum liability insurance to a high rate of $3,164 for a driver who has had serious violations or accidents.

Liability Only $510
Full Coverage $1,456
High Risk $3,164

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on the price of auto insurance. Rural locations are shown to have more infrequent physical damage claims than densely populated cities. The graphic below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

The examples above illustrate why all drivers should compare rates quotes using their specific location and their own driving history, rather than using average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates average Audi A7 insurance rates for additional coverage and risk scenarios.

  • The best discount rate is $834
  • Raising to $1,000 deductibles will save $190 each year
  • The average price for a good driver age 40 who chooses $500 deductibles is $1,456
  • Using low deductibles increases the price to $1,826
  • Unlucky drivers who are prone to accidents and violations could pay around $3,164
  • Policy cost to insure a teenage driver can cost $5,490

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing Audi A7 insurance rates range from $834 to $5,490 for full coverage

Car insurance rates for an Audi A7 also range considerably based on liability limits and deductibles, your risk profile, and the model of your A7.

Using high physical damage deductibles can reduce rates by up to $560 a year, whereas increasing liability limits will push rates upward. Switching from a 50/100 liability limit to a 250/500 limit will raise rates by up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

More mature drivers with no driving violations and higher deductibles may only pay around $1,400 every 12 months on average, or $117 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged in the ballpark of $5,400 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are probably paying anywhere from $1,700 to $2,400 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 44% to 130% more than a normal policy. View High Risk Driver Rates

Your home state also has a big influence on Audi A7 insurance rates. A middle-age driver might find rates as low as $950 a year in states like North Carolina, Wisconsin, and Vermont, or be forced to pay as much as $1,970 on average in Florida, New York, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$138 -9.5%
Alaska $1,118 -$338 -23.2%
Arizona $1,210 -$246 -16.9%
Arkansas $1,456 -$0 0.0%
California $1,660 $204 14.0%
Colorado $1,394 -$62 -4.3%
Connecticut $1,498 $42 2.9%
Delaware $1,650 $194 13.3%
Florida $1,822 $366 25.1%
Georgia $1,344 -$112 -7.7%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,086 -$370 -25.4%
Indiana $1,096 -$360 -24.7%
Iowa $982 -$474 -32.6%
Kansas $1,384 -$72 -4.9%
Kentucky $1,988 $532 36.5%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,202 -$254 -17.4%
Massachusetts $1,168 -$288 -19.8%
Michigan $2,532 $1,076 73.9%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,746 $290 19.9%
Missouri $1,294 -$162 -11.1%
Montana $1,564 $108 7.4%
Nebraska $1,150 -$306 -21.0%
Nevada $1,748 $292 20.1%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,630 $174 12.0%
New Mexico $1,290 -$166 -11.4%
New York $1,534 $78 5.4%
North Carolina $838 -$618 -42.4%
North Dakota $1,192 -$264 -18.1%
Ohio $1,006 -$450 -30.9%
Oklahoma $1,496 $40 2.7%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,390 -$66 -4.5%
Rhode Island $1,946 $490 33.7%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,230 -$226 -15.5%
Tennessee $1,276 -$180 -12.4%
Texas $1,758 $302 20.7%
Utah $1,080 -$376 -25.8%
Vermont $996 -$460 -31.6%
Virginia $874 -$582 -40.0%
Washington $1,126 -$330 -22.7%
West Virginia $1,336 -$120 -8.2%
Wisconsin $1,010 -$446 -30.6%
Wyoming $1,298 -$158 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city
Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2014 Audi A7 $296 $542 $460 $1,456
2012 Audi A7 $280 $474 $474 $1,386

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi A7 Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, maintaining a good credit score, being claim-free, and attention to physical damage deductibles. Take the time to compare rates every other policy renewal by getting rate quotes from direct insurance companies, and also from local insurance agencies.

The following is a recap of the ideas that were covered in the above illustrations.

  • Teens pay the highest auto insurance rates, possibly costing $458 each month if the policy includes full coverage
  • Drivers that have major violations or accidents may have to pay on average $1,710 more per year for A7 insurance
  • Increasing comprehensive and collision deductibles could save as much as $550 each year
  • It is possible to save around $180 per year just by quoting online in advance

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,490
20 $3,368
30 $1,516
40 $1,456
50 $1,332
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,654
$500 $1,456
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,548
100/300 $1,663
250/500 $1,962
100 CSL $1,594
300 CSL $1,847
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,834
20 $5,372
30 $3,230
40 $3,164
50 $3,022
60 $2,996

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $104
Total Discounts $622
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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