Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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Estimated insurance rates for an Audi A7 are $1,456 a year for full coverage. Comprehensive insurance costs an estimated $296, collision costs $542, and liability costs $460. A policy with only liability insurance costs as little as $510 a year, with a high-risk policy costing $3,164 or more. 16-year-old drivers pay the most at $5,490 a year or more.

Average premium for full coverage: $1,456

Premium estimates broken down by type of coverage:

Comprehensive $296
Collision $542
Liability $460

Prices include $500 policy deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Rates include averaging for all states and for all A7 models.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi A7 go from as low as $510 for minimum levels of liability insurance to the much higher price of $3,164 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,456
High Risk $3,164

Insurance Price Range by Location

Your location can make a big difference on insurance rates. More rural locations are statistically proven to have a lower frequency of accident claims than congested cities.

The example below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

These rate differences show why everyone should compare rates for a targeted area and risk profile, instead of making a decision based on rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below shows estimated Audi A7 insurance rates for other coverage scenarios.

  • The best full coverage rate is $834
  • Drivers who choose higher $1,000 deductibles will pay approximately $190 a year
  • The average rate for a 40-year-old good driver who has $500 deductibles is $1,456
  • Buying pricier low deductibles for comprehensive and collision insurance will cost an extra $370 annually
  • Drivers with multiple tickets or accidents could pay up to $3,164 or more
  • An auto insurance policy for full coverage for a 16-year-old driver for full coverage can cost as much as $5,490 a year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance prices range from $834 to $5,490

Car insurance prices for an Audi A7 also have a wide range based on your driving characteristics, the trim level of your A7, and liability limits and deductibles.

A more mature driver with no driving violations and high deductibles may pay as low as $1,400 per year on average, or $117 per month, for full coverage. Prices are highest for drivers in their teens, where even good drivers will be charged at least $5,400 a year. View Rates by Age

Where you choose to live makes a big difference in Audi A7 insurance prices. A 40-year-old driver could pay as low as $960 a year in states like Iowa, Maine, and Idaho, or at least $2,080 on average in New York, Louisiana, and Michigan.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$138 -9.5%
Alaska $1,118 -$338 -23.2%
Arizona $1,210 -$246 -16.9%
Arkansas $1,456 -$0 0.0%
California $1,660 $204 14.0%
Colorado $1,394 -$62 -4.3%
Connecticut $1,498 $42 2.9%
Delaware $1,650 $194 13.3%
Florida $1,822 $366 25.1%
Georgia $1,344 -$112 -7.7%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,086 -$370 -25.4%
Indiana $1,096 -$360 -24.7%
Iowa $982 -$474 -32.6%
Kansas $1,384 -$72 -4.9%
Kentucky $1,988 $532 36.5%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,202 -$254 -17.4%
Massachusetts $1,168 -$288 -19.8%
Michigan $2,532 $1,076 73.9%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,746 $290 19.9%
Missouri $1,294 -$162 -11.1%
Montana $1,564 $108 7.4%
Nebraska $1,150 -$306 -21.0%
Nevada $1,748 $292 20.1%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,630 $174 12.0%
New Mexico $1,290 -$166 -11.4%
New York $1,534 $78 5.4%
North Carolina $838 -$618 -42.4%
North Dakota $1,192 -$264 -18.1%
Ohio $1,006 -$450 -30.9%
Oklahoma $1,496 $40 2.7%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,390 -$66 -4.5%
Rhode Island $1,946 $490 33.7%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,230 -$226 -15.5%
Tennessee $1,276 -$180 -12.4%
Texas $1,758 $302 20.7%
Utah $1,080 -$376 -25.8%
Vermont $996 -$460 -31.6%
Virginia $874 -$582 -40.0%
Washington $1,126 -$330 -22.7%
West Virginia $1,336 -$120 -8.2%
Wisconsin $1,010 -$446 -30.6%
Wyoming $1,298 -$158 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

Opting for high physical damage deductibles could save up to $560 annually, whereas buying more liability protection will increase premiums. Going from a 50/100 limit to a 250/500 limit will cost up to $414 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you could be paying $1,700 to $2,400 extra annually, depending on your age. Audi A7 insurance for high-risk drivers can cost from 44% to 130% more than the average rate. View High Risk Driver Rates

With such a large range in prices, the only way to know which insurance company is cheapest is to regularly compare prices from multiple companies. Every company utilizes a different rate formula, so rate quotes will be substantially different from one company to the next.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $444 $874 $372 $1,848
2023 Audi A7 $424 $840 $390 $1,812
2022 Audi A7 $406 $834 $398 $1,796
2021 Audi A7 $394 $814 $416 $1,782
2020 Audi A7 $380 $780 $430 $1,748
2019 Audi A7 $358 $752 $442 $1,710
2018 Audi A7 $344 $698 $452 $1,652
2017 Audi A7 $332 $658 $456 $1,604
2016 Audi A7 $318 $590 $460 $1,526
2015 Audi A7 $296 $542 $460 $1,456
2014 Audi A7 $286 $508 $464 $1,416
2013 Audi A7 $280 $474 $474 $1,386
2012 Audi A7 $258 $440 $474 $1,330

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find the Right Audi A7 Insurance

Finding better rates on insurance for an Audi A7 not only requires being safe and accident-free, but also having above-average credit, not filing small claims, and not having any coverage lapses. Take the time to compare rates every time your policy renews by getting rate quotes from direct carriers like Progressive, GEICO, and Esurance, and also from local independent and exclusive agents.

Below you'll find a quick rundown of the information covered in the above illustrations.

  • Drivers can save approximately $180 per year simply by quoting online well ahead of the renewal date
  • Youthful drivers have the highest car insurance prices, as much as $458 per month if full coverage is included
  • Increasing policy deductibles can save around $550 each year
  • Drivers considered higher risk with reckless driving or DUI convictions pay an average of $1,710 more annually than a low-risk driver
  • Insureds who want more liability protection will pay around $510 each year to go from 30/60 bodily injury limits to 250/500 limits

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,490
20 $3,368
30 $1,516
40 $1,456
50 $1,332
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,654
$500 $1,456
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,548
100/300 $1,663
250/500 $1,962
100 CSL $1,594
300 CSL $1,847
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,834
20 $5,372
30 $3,230
40 $3,164
50 $3,022
60 $2,996

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $104
Total Discounts $622
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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