Audi A7 Insurance Rates
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Jun 8, 2024
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Average insurance rates for an Audi A7 are $1,386 a year including full coverage. Comprehensive insurance costs around $280 each year, collision costs $474, and liability costs around $474. Buying just liability costs as low as $522 a year, with insurance for high-risk drivers costing $3,000 or more. Teen drivers receive the highest rates at $5,262 a year or more.
Average premium for full coverage: $1,386
Rate estimates for individual coverage type:
These estimates include $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes additional medical/uninsured motorist coverage. Rates are averaged for all 50 U.S. states and A7 models.
Price Range by Coverage and Risk
For a driver around age 40, prices range go from the low end price of $522 for just the minimum liability insurance to a high rate of $3,000 for a high-risk driver policy.
Price Range by Location
Where you live can have significant affects on the price of insurance. Areas with sparse population tend to have lower incidents of comprehensive and collision claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on auto insurance rates.
These examples highlight why all drivers should compare prices for a specific zip code, instead of using price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Analysis
The chart below breaks down estimated Audi A7 insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $802
- Using higher $1,000 deductibles will save about $172 every year
- The estimated price for a 40-year-old driver using $500 deductibles is $1,386
- Choosing low deductibles for physical damage coverage will cost an additional $330 every year
- Drivers with multiple violations and an at-fault accident could pay at least $3,000 or more
- The cost that insures a teen driver can be $5,262 or more
Auto insurance rates for an Audi A7 can also vary considerably based on the trim level and model year, your driving record and age, and deductibles and policy limits.
If you like to drive fast or you caused an accident, you are likely paying at least $1,600 to $2,300 in extra premium per year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 129% more than average. View High Risk Driver Rates
More mature drivers with a good driving record and higher comprehensive and collision deductibles may pay as little as $1,300 a year for full coverage. Rates are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $5,200 a year. View Rates by Age
Where you live has a huge impact on Audi A7 insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like Missouri, New Hampshire, and Vermont, or as much as $1,980 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,252 | -$134 | -9.7% |
| Alaska | $1,062 | -$324 | -23.4% |
| Arizona | $1,150 | -$236 | -17.0% |
| Arkansas | $1,386 | -$0 | 0.0% |
| California | $1,578 | $192 | 13.9% |
| Colorado | $1,324 | -$62 | -4.5% |
| Connecticut | $1,424 | $38 | 2.7% |
| Delaware | $1,568 | $182 | 13.1% |
| Florida | $1,734 | $348 | 25.1% |
| Georgia | $1,278 | -$108 | -7.8% |
| Hawaii | $994 | -$392 | -28.3% |
| Idaho | $938 | -$448 | -32.3% |
| Illinois | $1,032 | -$354 | -25.5% |
| Indiana | $1,042 | -$344 | -24.8% |
| Iowa | $934 | -$452 | -32.6% |
| Kansas | $1,318 | -$68 | -4.9% |
| Kentucky | $1,892 | $506 | 36.5% |
| Louisiana | $2,050 | $664 | 47.9% |
| Maine | $854 | -$532 | -38.4% |
| Maryland | $1,142 | -$244 | -17.6% |
| Massachusetts | $1,110 | -$276 | -19.9% |
| Michigan | $2,408 | $1,022 | 73.7% |
| Minnesota | $1,160 | -$226 | -16.3% |
| Mississippi | $1,658 | $272 | 19.6% |
| Missouri | $1,230 | -$156 | -11.3% |
| Montana | $1,488 | $102 | 7.4% |
| Nebraska | $1,092 | -$294 | -21.2% |
| Nevada | $1,660 | $274 | 19.8% |
| New Hampshire | $998 | -$388 | -28.0% |
| New Jersey | $1,548 | $162 | 11.7% |
| New Mexico | $1,228 | -$158 | -11.4% |
| New York | $1,460 | $74 | 5.3% |
| North Carolina | $798 | -$588 | -42.4% |
| North Dakota | $1,134 | -$252 | -18.2% |
| Ohio | $956 | -$430 | -31.0% |
| Oklahoma | $1,422 | $36 | 2.6% |
| Oregon | $1,268 | -$118 | -8.5% |
| Pennsylvania | $1,322 | -$64 | -4.6% |
| Rhode Island | $1,846 | $460 | 33.2% |
| South Carolina | $1,254 | -$132 | -9.5% |
| South Dakota | $1,170 | -$216 | -15.6% |
| Tennessee | $1,214 | -$172 | -12.4% |
| Texas | $1,670 | $284 | 20.5% |
| Utah | $1,026 | -$360 | -26.0% |
| Vermont | $948 | -$438 | -31.6% |
| Virginia | $830 | -$556 | -40.1% |
| Washington | $1,072 | -$314 | -22.7% |
| West Virginia | $1,270 | -$116 | -8.4% |
| Wisconsin | $960 | -$426 | -30.7% |
| Wyoming | $1,234 | -$152 | -11.0% |
Choosing high deductibles could cut rates by as much as $510 every year, whereas increasing liability limits will increase rates. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $426 extra every year. View Rates by Deductible or Liability Limit
With so much variability in rates, the best way to figure out your exact price is to do a rate comparison and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi A7 | $406 | $834 | $398 | $1,796 |
| 2023 Audi A7 | $394 | $814 | $416 | $1,782 |
| 2022 Audi A7 | $380 | $780 | $430 | $1,748 |
| 2021 Audi A7 | $358 | $752 | $442 | $1,710 |
| 2020 Audi A7 | $344 | $698 | $452 | $1,652 |
| 2019 Audi A7 | $332 | $658 | $456 | $1,604 |
| 2018 Audi A7 | $318 | $590 | $460 | $1,526 |
| 2017 Audi A7 | $296 | $542 | $460 | $1,456 |
| 2016 Audi A7 | $286 | $508 | $464 | $1,416 |
| 2015 Audi A7 | $280 | $474 | $474 | $1,386 |
| 2014 Audi A7 | $258 | $440 | $474 | $1,330 |
| 2013 Audi A7 | $252 | $400 | $478 | $1,288 |
| 2012 Audi A7 | $234 | $366 | $474 | $1,232 |
Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Find Cheap Audi A7 Insurance
Saving money on car insurance requires avoiding accidents and violations, maintaining a good credit score, not filing small claims, and maximizing policy discounts. Shop around every time your policy renews by getting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from local insurance agencies.
The list below is a brief summary of the information covered above.
- You may be able to save up to $170 per year simply by quoting online in advance
- Teenagers are expensive to insure, as much as $439 per month if the policy includes full coverage
- Increasing deductibles can save approximately $500 each year
- Higher risk drivers that tend to have accidents or serious violations may have to pay on average $1,610 more every year for car insurance
- Policyholders who may need higher liability limits will pay about $520 per year to increase from a minimum limit to the 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,262 |
| 20 | $3,188 |
| 30 | $1,436 |
| 40 | $1,386 |
| 50 | $1,266 |
| 60 | $1,242 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,716 |
| $250 | $1,564 |
| $500 | $1,386 |
| $1,000 | $1,214 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,386 |
| 50/100 | $1,481 |
| 100/300 | $1,599 |
| 250/500 | $1,907 |
| 100 CSL | $1,528 |
| 300 CSL | $1,789 |
| 500 CSL | $1,979 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,494 |
| 20 | $5,086 |
| 30 | $3,056 |
| 40 | $3,000 |
| 50 | $2,866 |
| 60 | $2,840 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $74 |
| Multi-vehicle | $74 |
| Homeowner | $22 |
| 5-yr Accident Free | $98 |
| 5-yr Claim Free | $90 |
| Paid in Full/EFT | $61 |
| Advance Quote | $67 |
| Online Quote | $98 |
| Total Discounts | $584 |
Discounts are estimated and may not be available from every company or in every state.
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