Audi A7 Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

Insurance Lawyer

UPDATED: Jun 8, 2024

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Average insurance prices for an Audi A7 are $1,456 every 12 months including full coverage. Comprehensive costs on average $296 each year, collision costs $542, and liability is estimated at $460. A liability-only policy costs approximately $510 a year, with high-risk insurance costing around $3,164. 16-year-old drivers receive the highest rates at $5,490 a year or more.

Average premium for full coverage: $1,456

Rate estimates by individual coverage type:

Comprehensive $296
Collision $542
Liability $460

Rates are based on $500 physical damage insurance deductibles, liability coverage up to 30/60, and includes medical and UM/UIM coverage. Rates are averaged for all 50 U.S. states and A7 models.

Price Range by Coverage and Risk

For the average 40-year-old driver, prices range go from the cheapest price of $510 for just liability insurance to a high rate of $3,164 for a high-risk driver policy.

Liability Only $510
Full Coverage $1,456
High Risk $3,164

Price Range by Location

Living in a larger city can have significant affects on car insurance rates. Rural areas tend to have more infrequent comprehensive and collision claims than congested cities.

The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,092
Small Cities $1,529
Large Cities $1,966

These examples highlight why all drivers should get quotes based on a specific location and their own driving history, instead of using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Details

The chart below breaks down estimated Audi A7 insurance rates for different risk profiles and scenarios.

  • The best full coverage rate is $834
  • Choosing higher $1,000 deductibles can save around $190 every year
  • The average price for a 40-year-old driver with $500 deductibles is $1,456
  • Buying low deductibles for comp and collision coverage increases the price to $1,826
  • Unlucky drivers with multiple tickets or accidents could pay upwards of $3,164 or more
  • The cost to insure a teen driver may cost $5,490 each year

View Chart as Image

Audi A7 insurance cost comparison chart
Column chart showing full coverage Audi A7 insurance rates range from $834 to $5,490

Insurance rates for an Audi A7 can also vary considerably based on policy deductibles and limits, your driving characteristics, and the trim level of your A7.

Opting for high physical damage deductibles can save as much as $560 every year, whereas increasing liability limits will cost you more. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $414 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,400 annually on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying at a minimum $1,700 to $2,400 extra per year, depending on your age. Insurance for high-risk drivers ranges as much as 44% to 130% more than the average rate. View High Risk Driver Rates

Where you live plays a big part in determining prices for Audi A7 insurance prices. A good driver about age 40 could pay as low as $1,120 a year in states like Missouri, New Hampshire, and Vermont, or at least $2,080 on average in Michigan, New York, and Louisiana.

Audi A7 Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,318 -$138 -9.5%
Alaska $1,118 -$338 -23.2%
Arizona $1,210 -$246 -16.9%
Arkansas $1,456 -$0 0.0%
California $1,660 $204 14.0%
Colorado $1,394 -$62 -4.3%
Connecticut $1,498 $42 2.9%
Delaware $1,650 $194 13.3%
Florida $1,822 $366 25.1%
Georgia $1,344 -$112 -7.7%
Hawaii $1,046 -$410 -28.2%
Idaho $986 -$470 -32.3%
Illinois $1,086 -$370 -25.4%
Indiana $1,096 -$360 -24.7%
Iowa $982 -$474 -32.6%
Kansas $1,384 -$72 -4.9%
Kentucky $1,988 $532 36.5%
Louisiana $2,156 $700 48.1%
Maine $898 -$558 -38.3%
Maryland $1,202 -$254 -17.4%
Massachusetts $1,168 -$288 -19.8%
Michigan $2,532 $1,076 73.9%
Minnesota $1,220 -$236 -16.2%
Mississippi $1,746 $290 19.9%
Missouri $1,294 -$162 -11.1%
Montana $1,564 $108 7.4%
Nebraska $1,150 -$306 -21.0%
Nevada $1,748 $292 20.1%
New Hampshire $1,050 -$406 -27.9%
New Jersey $1,630 $174 12.0%
New Mexico $1,290 -$166 -11.4%
New York $1,534 $78 5.4%
North Carolina $838 -$618 -42.4%
North Dakota $1,192 -$264 -18.1%
Ohio $1,006 -$450 -30.9%
Oklahoma $1,496 $40 2.7%
Oregon $1,334 -$122 -8.4%
Pennsylvania $1,390 -$66 -4.5%
Rhode Island $1,946 $490 33.7%
South Carolina $1,320 -$136 -9.3%
South Dakota $1,230 -$226 -15.5%
Tennessee $1,276 -$180 -12.4%
Texas $1,758 $302 20.7%
Utah $1,080 -$376 -25.8%
Vermont $996 -$460 -31.6%
Virginia $874 -$582 -40.0%
Washington $1,126 -$330 -22.7%
West Virginia $1,336 -$120 -8.2%
Wisconsin $1,010 -$446 -30.6%
Wyoming $1,298 -$158 -10.9%

View Chart as Image

Audi A7 insurance rates by U.S. city

With so much variability in rates, the best way to figure out exactly what you will pay is to do a rate comparison and see which company has the best rate. Each auto insurer utilizes a different rate formula, so the rates can be significantly different.

Audi A7 Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi A7 $444 $874 $372 $1,848
2023 Audi A7 $424 $840 $390 $1,812
2022 Audi A7 $406 $834 $398 $1,796
2021 Audi A7 $394 $814 $416 $1,782
2020 Audi A7 $380 $780 $430 $1,748
2019 Audi A7 $358 $752 $442 $1,710
2018 Audi A7 $344 $698 $452 $1,652
2017 Audi A7 $332 $658 $456 $1,604
2016 Audi A7 $318 $590 $460 $1,526
2015 Audi A7 $296 $542 $460 $1,456
2014 Audi A7 $286 $508 $464 $1,416
2013 Audi A7 $280 $474 $474 $1,386
2012 Audi A7 $258 $440 $474 $1,330

Rates are averaged for all Audi A7 models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Audi A7 Insurance

Saving money on car insurance takes being a low-risk driver, having good credit, not filing small claims, and bundling your home and auto policies. Make time to compare rates every time your policy renews by getting rate quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

The items below are a quick review of the information touched on in this article.

  • You may be able to save as much as $180 per year simply by quoting online in advance
  • Teen drivers pay the highest rates, as much as $458 per month if they have full coverage
  • Increasing deductibles could save as much as $550 each year
  • Higher risk drivers with a DUI or reckless driving violation may pay on average $1,710 more each year to insure their A7
  • Policyholders who require more liability coverage will pay around $510 per year to raise limits from a minimum limit to a 250/500 level

Rates by Driver Age

Audi A7 Insurance Rates by Driver Age
Driver Age Premium
16 $5,490
20 $3,368
30 $1,516
40 $1,456
50 $1,332
60 $1,308

Full coverage, $500 deductibles

Rates by Deductible

Audi A7 Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,826
$250 $1,654
$500 $1,456
$1,000 $1,266

Full coverage, driver age 40

Rates by Liability Limit

Audi A7 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,456
50/100 $1,548
100/300 $1,663
250/500 $1,962
100 CSL $1,594
300 CSL $1,847
500 CSL $2,031

Full coverage, driver age 40

Rates for High Risk Drivers

Audi A7 Insurance Rates for High Risk Drivers
Age Premium
16 $7,834
20 $5,372
30 $3,230
40 $3,164
50 $3,022
60 $2,996

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $206

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $78
Homeowner $22
5-yr Accident Free $107
5-yr Claim Free $95
Paid in Full/EFT $66
Advance Quote $72
Online Quote $104
Total Discounts $622
Rate after discounts $834

Discounts are estimated and may not be available from every company or in every state.

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