Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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U.S. average insurance rates for an Audi e-tron GT are $2,078 a year with full coverage. Comprehensive costs on average $514 a year, collision insurance costs $1,074, and liability coverage is $354. A policy with just liability insurance costs around $406 a year, and coverage for high-risk drivers costs around $4,540. Teen drivers pay the highest rates at up to $7,280 a year.

Average premium for full coverage: $2,078

Price estimates by individual coverage:

Comprehensive $514
Collision $1074
Liability $354

Estimates include $500 physical damage deductibles, liability coverage up to 30/60, and includes uninsured/under-insured motorist coverage. Estimates are averaged for all U.S. states and e-tron GT trim levels.

Price Range from Low to High

For a 40-year-old driver, Audi e-tron GT insurance prices range from as low as $406 for your basic liability-only policy to a high of $4,540 for a high-risk driver policy.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Geographic Price Range

Choosing to live in a large city has a large influence on auto insurance rates. Rural areas have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how your location can change car insurance rates.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

The ranges above demonstrate why it is important to compare rates quotes based on a specific location and risk profile, rather than using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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More Rate Information

The chart below details average Audi e-tron GT insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $1,128
  • Raising to $1,000 deductibles will save around $1,718 annually
  • The average rate for the average middle-age driver with $500 deductibles is $2,078
  • Choosing low $100 deductibles will increase the cost to $2,784
  • Unlucky drivers with multiple violations and an at-fault accident could pay upwards of $4,540
  • The price for full coverage for a teenage driver may cost $7,280

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance rates range from $1,128 to $7,280 for full coverage

Insurance prices for an Audi e-tron GT are also quite variable based on your driving record, the trim level and model year, and policy deductibles and limits.

Older drivers with a clean driving record and high deductibles may only pay around $1,900 every 12 months on average for full coverage. Prices are highest for teenage drivers, where even good drivers can expect to pay upwards of $7,200 a year. View Rates by Age

The state you live in also has a big influence on Audi e-tron GT insurance rates. A middle-age driver might find prices as low as $1,490 a year in states like New Hampshire, Ohio, and Utah, or as much as $2,800 on average in Florida, Michigan, and New York.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Choosing high deductibles can reduce prices by up to $1,070 a year, while buying higher liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will increase prices by as much as $318 more per year. View Rates by Deductible or Liability Limit

If you have some driving violations or tend to cause accidents, you may be forking out at a minimum $2,500 to $3,300 extra each year, depending on your age. A high-risk auto insurance policy is expensive and can cost around 45% to 135% more than average. View High Risk Driver Rates

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Low Cost Audi e-tron GT Insurance

Getting lower rates on auto insurance consists of being a safe and courteous driver, maintaining good credit, avoid buying unnecessary coverage, and determing if full coverage is necessary. Invest the time to shop around every time your policy renews by getting price quotes from direct companies like Progressive and GEICO, and also from local insurance agents.

Below is a review of the information illustrated above.

  • You may be able to save as much as $270 per year just by quoting early and online
  • Teenage drivers pay the highest prices, costing up to $607 a month for full coverage
  • Increasing physical damage deductibles can save around $1,075 each year
  • Drivers who have several accidents or serious violations may be required to pay an average of $2,460 more each year for auto insurance
  • Consumers who require higher levels of liability will pay about $390 every year to raise from a low limit to 250/500 limits

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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