Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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The average auto insurance rates for an Audi e-tron GT are $2,078 annually including full coverage. Comprehensive costs an estimated $514, collision costs $1,074, and liability coverage costs $354. Liability-only insurance costs as little as $406 a year, with high-risk driver insurance costing around $4,540. 16-year-old drivers cost the most to insure at $7,280 a year or more.

Average premium for full coverage: $2,078

Policy rates broken down by type of insurance:

Comprehensive $514
Collision $1074
Liability $354

Rate estimates include $500 physical damage insurance deductibles, 30/60 liability limits, and includes uninsured/under-insured motorist coverage. Prices are averaged for all 50 U.S. states and for different e-tron GT trim levels.

Price Range Variability

For a driver around age 40, Audi e-tron GT insurance rates go from as cheap as $406 for your basic liability-only policy to a much higher rate of $4,540 for a driver required to buy high-risk insurance.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Urban vs. Rural Price Range

Your location has a large influence on the price of auto insurance. More rural locations are shown to have fewer comprehensive and collision claims than congested cities.

The price range example below illustrates the difference between rural and urban areas on insurance prices.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

The examples above highlight why anyone shopping for car insurance should compare rates for a targeted area and their own personal driving habits, rather than using rate averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

More Rate Information

The chart below breaks down estimated Audi e-tron GT insurance rates for other coverage scenarios.

  • The best full coverage rate is $1,128
  • Drivers who choose higher $1,000 deductibles will pay approximately $360 every year
  • The estimated rate for a good driver age 40 who has $500 deductibles is $2,078
  • Buying more expensive low deductibles for comprehensive and collision insurance will cost $2,784
  • High-risk insureds with multiple tickets or accidents could pay up to $4,540 or more
  • Policy cost with full coverage for a teenage driver with full coverage can cost as much as $7,280 a year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing full coverage Audi e-tron GT insurance rates range from $1,128 to $7,280

Auto insurance rates for an Audi e-tron GT also range considerably based on the model year and trim level, your driving characteristics, and liability limits and deductibles.

An older driver with a good driving record and high physical damage deductibles may only pay around $1,900 per year on average, or $158 per month, for full coverage. Rates are highest for teenagers, where even without any violations or accidents they will have to pay at least $7,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying $2,500 to $3,300 in extra premium every year, depending on your age. High-risk driver insurance can cost around 45% to 135% more than the average rate. View High Risk Driver Rates

Opting for high physical damage deductibles could save up to $1,070 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise rates by up to $318 extra every year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Audi e-tron GT insurance rates. A 40-year-old driver could pay as low as $1,590 a year in states like Vermont, New Hampshire, and Missouri, or at least $2,960 on average in Louisiana, New York, and Michigan.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to compare rates and see how they stack up. Every company utilizes a different rate formula, and quoted rates will be varied between companies.

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Buy the Best Audi e-tron GT Insurance

Finding cheaper rates on auto insurance not only requires being a low-risk driver, but also having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Set aside time to compare rates at every policy renewal by requesting quotes from direct car insurance companies like Progressive, GEICO, and Esurance, and also from insurance agencies where you live.

The items below are a brief recap of the data covered above.

  • Consumers who want more liability coverage will pay around $390 per year to go from a 30/60 limit to higher 250/500 limits
  • You may be able to save approximately $270 per year simply by shopping early and online
  • Increasing comprehensive and collision deductibles could save up to $1,075 each year
  • Teen drivers are the costliest to insure, with premiums being up to $607 each month if full coverage is included

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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