Audi e-tron GT Insurance Rates
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UPDATED: Mar 28, 2024
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The average insurance prices for an Audi e-tron GT are $2,078 every 12 months for full coverage. Comprehensive insurance costs around $514 each year, collision costs $1,074, and liability insurance costs around $354. Liability-only coverage costs as low as $406 a year, with high-risk coverage costing $4,540 or more. Teen drivers cost the most to insure at $7,280 a year or more.
Average premium for full coverage: $2,078
Policy rates for type of insurance:
Prices include $500 policy deductibles, minimum liability limits, and includes uninsured motorist and medical coverage. Prices are averaged for all states and e-tron GT models.
Price Range Variability
For a driver in their 40's, Audi e-tron GT insurance rates go from the cheapest price of $406 for the bare minimum liability coverage to a high rate of $4,540 for high-risk insurance.
Urban vs. Rural Price Range
Where you live has a significant impact on auto insurance rates. Areas with sparse population are shown to have more infrequent accident claims than larger metro areas.
The graphic below illustrates how location helps determine auto insurance rates.
The examples above show why all drivers should compare prices for a specific zip code and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below shows estimated Audi e-tron GT insurance rates for additional coverage choices and driver risks.
- The lowest rate with discounts is $1,128
- Using higher $1,000 deductibles will save about $360 a year
- The average price for a good driver age 40 using $500 deductibles is $2,078
- Choosing low deductibles for physical damage coverage costs an extra $706 a year
- Drivers with multiple violations and an at-fault accident could pay at least $4,540 or more
- Policy cost to insure a teen driver can be $7,280 or more
Insurance rates for an Audi e-tron GT also range considerably based on liability limits and deductibles, your driver profile, and the trim level and model year.
Choosing high deductibles could cut rates by as much as $1,070 each year, whereas increasing liability limits will increase rates. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 more each year. View Rates by Deductible or Liability Limit
More mature drivers with no violations or accidents and higher deductibles could pay as little as $1,900 a year, or $158 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay as much as $7,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you could be paying at least $2,500 to $3,300 additional every year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 135% more than average. View High Risk Driver Rates
Your home state has a huge impact on Audi e-tron GT insurance rates. A driver around age 40 might see rates as low as $1,370 a year in states like Idaho, Maine, and Iowa, or as much as $2,960 on average in Michigan, Louisiana, and New York.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,876 | -$202 | -9.7% |
| Alaska | $1,594 | -$484 | -23.3% |
| Arizona | $1,724 | -$354 | -17.0% |
| Arkansas | $2,078 | -$0 | 0.0% |
| California | $2,368 | $290 | 14.0% |
| Colorado | $1,982 | -$96 | -4.6% |
| Connecticut | $2,134 | $56 | 2.7% |
| Delaware | $2,350 | $272 | 13.1% |
| Florida | $2,594 | $516 | 24.8% |
| Georgia | $1,918 | -$160 | -7.7% |
| Hawaii | $1,494 | -$584 | -28.1% |
| Idaho | $1,408 | -$670 | -32.2% |
| Illinois | $1,548 | -$530 | -25.5% |
| Indiana | $1,566 | -$512 | -24.6% |
| Iowa | $1,402 | -$676 | -32.5% |
| Kansas | $1,972 | -$106 | -5.1% |
| Kentucky | $2,834 | $756 | 36.4% |
| Louisiana | $3,076 | $998 | 48.0% |
| Maine | $1,282 | -$796 | -38.3% |
| Maryland | $1,714 | -$364 | -17.5% |
| Massachusetts | $1,656 | -$422 | -20.3% |
| Michigan | $3,606 | $1,528 | 73.5% |
| Minnesota | $1,740 | -$338 | -16.3% |
| Mississippi | $2,488 | $410 | 19.7% |
| Missouri | $1,844 | -$234 | -11.3% |
| Montana | $2,230 | $152 | 7.3% |
| Nebraska | $1,636 | -$442 | -21.3% |
| Nevada | $2,490 | $412 | 19.8% |
| New Hampshire | $1,496 | -$582 | -28.0% |
| New Jersey | $2,322 | $244 | 11.7% |
| New Mexico | $1,840 | -$238 | -11.5% |
| New York | $2,186 | $108 | 5.2% |
| North Carolina | $1,196 | -$882 | -42.4% |
| North Dakota | $1,702 | -$376 | -18.1% |
| Ohio | $1,432 | -$646 | -31.1% |
| Oklahoma | $2,130 | $52 | 2.5% |
| Oregon | $1,904 | -$174 | -8.4% |
| Pennsylvania | $1,980 | -$98 | -4.7% |
| Rhode Island | $2,770 | $692 | 33.3% |
| South Carolina | $1,882 | -$196 | -9.4% |
| South Dakota | $1,752 | -$326 | -15.7% |
| Tennessee | $1,818 | -$260 | -12.5% |
| Texas | $2,504 | $426 | 20.5% |
| Utah | $1,536 | -$542 | -26.1% |
| Vermont | $1,420 | -$658 | -31.7% |
| Virginia | $1,244 | -$834 | -40.1% |
| Washington | $1,604 | -$474 | -22.8% |
| West Virginia | $1,906 | -$172 | -8.3% |
| Wisconsin | $1,436 | -$642 | -30.9% |
| Wyoming | $1,848 | -$230 | -11.1% |
Because rates have so much variability, the only way to know your exact price is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, and rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
| 2023 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
| 2022 Audi e-tron GT | $496 | $1,030 | $364 | $2,026 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for the Right Audi e-tron GT Insurance
Finding cheaper rates on Audi e-tron GT insurance requires being a good driver, having above-average credit, avoid buying unnecessary coverage, and taking advantage of discounts. Invest time comparing rates every couple of years by requesting rates from direct carriers, and also from local exclusive and independent agents.
The following list is a quick rundown of the material that was covered in the charts and tables above.
- Drivers who may need an increased level of liability coverage will pay about $390 each year to increase from a 30/60 limit to a 250/500 level
- Drivers age 16 to 20 are charged the highest rates, costing up to $607 each month if full coverage is included
- High-risk drivers with reckless driving or DUI convictions may pay on average $2,460 more every year than a safer driver
- Increasing comprehensive and collision deductibles could save as much as $1,075 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,280 |
| 20 | $4,838 |
| 30 | $2,208 |
| 40 | $2,078 |
| 50 | $1,890 |
| 60 | $1,858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,454 |
| $500 | $2,078 |
| $1,000 | $1,718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,078 |
| 50/100 | $2,149 |
| 100/300 | $2,237 |
| 250/500 | $2,467 |
| 100 CSL | $2,184 |
| 300 CSL | $2,379 |
| 500 CSL | $2,521 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,534 |
| 20 | $7,706 |
| 30 | $4,686 |
| 40 | $4,540 |
| 50 | $4,324 |
| 60 | $4,288 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $176 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $112 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
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