Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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The average insurance prices for an Audi e-tron GT are $2,078 every 12 months for full coverage. Comprehensive insurance costs an estimated $514 a year, collision insurance costs $1,074, and liability is estimated at $354. A liability-only policy costs approximately $406 a year, and high-risk insurance costs $4,540 or more. Teenage drivers cost the most to insure at up to $7,280 a year.

Average premium for full coverage: $2,078

Policy rates broken down by type of insurance:

Comprehensive $514
Collision $1074
Liability $354

Includes $500 policy deductibles, liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all states and e-tron GT trim levels.

Price Range Variability

For the average 40-year-old driver, Audi e-tron GT insurance rates range from the cheapest price of $406 for basic liability insurance to a high of $4,540 for a driver that may need high-risk insurance.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Urban vs. Rural Price Range

Living in a larger city can make a big difference on insurance rates. More rural locations are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates the difference location can make on insurance prices.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

The examples above show why it is important to get quotes for a targeted area and their own driving history, instead of making a decision based on average rates.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below shows average Audi e-tron GT insurance rates for other coverage scenarios.

  • The best discount rate is $1,128
  • Choosing higher $1,000 deductibles can save approximately $1,718 a year
  • The average price for a good driver age 40 who has $500 deductibles is $2,078
  • Using low $100 deductibles for comp and collision coverage costs an extra $706 annually
  • Higher-risk drivers who are prone to accidents and violations could pay up to $4,540
  • Policy cost to insure a 16-year-old driver can cost as much as $7,280 each year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance prices range from $1,128 to $7,280 for full coverage

Car insurance rates for an Audi e-tron GT also range considerably based on liability limits and deductibles, your driver profile, and the model year and trim level.

Using high physical damage deductibles can save as much as $1,070 annually, while buying higher liability limits will increase premiums. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 extra every 12 months. View Rates by Deductible or Liability Limit

Older drivers with no driving violations and higher deductibles may pay as low as $1,900 annually on average, or $158 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will be charged at least $7,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying $2,500 to $3,300 extra every year, depending on your age. A high-risk auto insurance policy ranges from 45% to 135% more than a normal policy. View High Risk Driver Rates

Your home state plays a big part in determining prices for Audi e-tron GT insurance prices. A good driver about age 40 could pay as low as $1,370 a year in states like Iowa, Maine, and Idaho, or be forced to pay as much as $2,960 on average in New York, Louisiana, and Michigan.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city
Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Cheapest Audi e-tron GT Insurance

Finding cheaper rates on insurance for an Audi e-tron GT takes being a good driver, maintaining a good credit score, avoid buying unnecessary coverage, and possibly higher deductibles. Make time to compare rates once a year by obtaining price quotes from direct carriers, and also from several local insurance agents.

The following list is a recap of the data that was touched on in this article.

  • Drivers can save approximately $270 per year just by quoting early and online
  • Insureds who want an increased level of liability coverage will pay an extra $390 each year to raise limits from a 30/60 limit to a 250/500 level
  • Drivers age 16 to 20 have the highest car insurance rates, costing up to $607 each month if the policy includes full coverage
  • Drivers considered higher risk that have major violations or accidents pay on average $2,460 more annually than a safer driver

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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