Audi e-tron GT Insurance Rates

The average insurance rates for an Audi e-tron GT are $2,108 a year with full coverage. Comprehensive insurance costs around $532 each year, collision insurance costs $1,102, and liability coverage is $338. A liability-only policy costs around $394 a year, and high-risk insurance costs $4,600 or more. Teens cost the most to insure at up to $7,342 a year.

Average premium for full coverage: $2,108

Policy rates for type of insurance:

Prices are based on $500 deductibles, 30/60 liability coverage, and includes additional medical/uninsured motorist coverage. Prices are averaged for all U.S. states and e-tron GT models.

Price Range Variability

Urban vs. Rural Price Range

Choosing to live in a large city has a large influence on insurance rates. Areas with sparse population are shown to have a lower frequency of collision claims than cities with more traffic congestion. The graphic below illustrates how location helps determine auto insurance rates.

The examples above demonstrate why all drivers should compare rates quotes for a specific zip code and risk profile, rather than using averaged prices.

Use the form below to get customized rates for your location.

Additional Rate Analysis

The chart below details average Audi e-tron GT insurance rates for additional coverage choices and driver risks.

• The cheapest rate after discounts is $1,144
• Raising to $1,000 deductibles will save about $372 annually
• The average rate for a good driver age 40 using $500 deductibles is $2,108
• Selecting low deductibles will cost an extra $726 each year
• Unlucky drivers with serious driving violations could pay at least $4,600
• Policy cost for full coverage for a teenage driver can be $7,342

View Chart as Image

Car insurance rates for an Audi e-tron GT also range considerably based on your risk profile, the trim level and model year, and deductibles and policy limits.

More mature drivers with no driving violations and high deductibles may only pay around $1,900 every 12 months on average, or $158 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $7,300 a year. View Rates by Age

Your home state also has a big influence on Audi e-tron GT insurance rates. A middle-age driver might find rates as low as $1,520 a year in states like New Hampshire, Ohio, and Utah, or have to pay at least $2,840 on average in Florida, Michigan, and New York.

View Chart as Image

Choosing higher comprehensive and collision insurance deductibles can reduce rates by up to $1,100 a year, whereas increasing liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $304 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at least $2,500 to $3,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost around 45% to 133% more than the average policy. View High Risk Driver Rates

How to Find Affordable Audi e-tron GT Insurance

Finding cheaper rates on auto insurance consists of not taking risks behind the wheel, having above-average credit, not filing small claims, and consideration of higher deductibles. Invest time comparing rates every year by obtaining price quotes from direct companies like GEICO, Progressive, and Esurance, and also from local independent and exclusive agents.

The following is a brief review of the coverage data covered in the charts and tables above.

• You may be able to save up to $270 per year just by quoting online in advance
• Increasing comprehensive and collision deductibles can save around $1,100 each year
• Teens are the costliest to insure, as much as $612 each month if full coverage is included
• Drivers with DUI or reckless driving convictions pay an average of $2,490 more every year for e-tron GT insurance