Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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Average insurance prices for an Audi e-tron GT are $2,078 every 12 months with full coverage. Comprehensive costs an estimated $514 a year, collision insurance costs $1,074, and liability coverage costs $354. Buying just liability costs as little as $406 a year, and insurance for high-risk drivers costs around $4,540. Teens receive the highest rates at up to $7,280 a year.

Average premium for full coverage: $2,078

Rate estimates broken down by individual coverage type:

Comprehensive $514
Collision $1074
Liability $354

Price estimates include $500 policy deductibles, split liability limits of 30/60, and includes UM/UIM and medical coverage. Rates are averaged for all U.S. states and e-tron GT trim levels.

Price Range by Coverage and Risk

For an average driver, prices range range from the cheapest price of $406 for a discount liability-only rate to a high of $4,540 for coverage for higher-risk drivers.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Price Range by Location

Your location has a large influence on car insurance rates. More rural locations tend to have more infrequent collision claims than cities with more traffic congestion. The diagram below illustrates the effect of geographic area on insurance prices.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

These examples demonstrate why it is important to compare rates for a targeted area and their own driving history, rather than using averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rates by State, City, and Model

The chart below details average Audi e-tron GT insurance rates for other coverage scenarios.

  • The cheapest rate after discounts is $1,128
  • Drivers who choose higher $1,000 deductibles will pay approximately $1,718 annually
  • The average price for a 40-year-old driver who has $500 deductibles is $2,078
  • Selecting low $100 deductibles for comprehensive and collision insurance increases the price to $2,784
  • High-risk insureds with serious driving violations could pay up to $4,540
  • The cost to insure a teenage driver can cost as much as $7,280 a year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing Audi e-tron GT insurance rates range from $1,128 to $7,280 for full coverage

Auto insurance rates for an Audi e-tron GT can also vary considerably based on policy deductibles and limits, your driving record, and the model year and trim level.

Choosing higher comprehensive and collision insurance deductibles could save up to $1,070 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,900 per year on average for full coverage. Rates are much higher for teen drivers, since even excellent drivers will have to pay at least $7,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you may be forking out $2,500 to $3,300 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost around 45% to 135% more than the average policy. View High Risk Driver Rates

Where you live makes a big difference in Audi e-tron GT insurance rates. A 40-year-old driver could pay as low as $1,490 a year in states like Utah, Ohio, and New Hampshire, or have to pay at least $2,800 on average in New York, Michigan, and Florida.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city
Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Cheaper Audi e-tron GT Insurance

Saving money on auto insurance not only requires being safe and accident-free, but also having a good credit score, eliminating unnecessary coverage, and consideration of higher deductibles. Take the time to compare rates at least once a year by getting quotes from direct companies like GEICO, Progressive, and Esurance, and also from your local independent and exclusive agents.

Below you'll find a condensed summary of the primary concepts that were covered in the above illustrations.

  • You may be able to save approximately $270 per year just by quoting early and online
  • Drivers with multiple at-fault accidents may pay on average $2,460 more annually than a low-risk driver
  • Increasing deductibles could save as much as $1,075 each year
  • Youthful drivers are the costliest to insure, with premiums as much as $607 per month if comprehensive and collision insurance is included

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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