Audi e-tron GT Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Mar 28, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average insurance prices for an Audi e-tron GT are $2,078 every 12 months including full coverage. Comprehensive insurance costs an estimated $514 each year, collision costs $1,074, and liability insurance is $354. Buying just liability costs around $406 a year, with insurance for high-risk drivers costing $4,540 or more. Teen drivers cost the most to insure at $7,280 a year or more.
Average premium for full coverage: $2,078
Policy rates broken down by type of insurance:
Price estimates include $500 deductibles, minimum liability limits, and includes medical/PIP and uninsured motorist coverage. Prices are averaged for all 50 U.S. states and e-tron GT models.
Price Range Variability
For a driver around age 40, Audi e-tron GT insurance rates go from the cheapest price of $406 for liability-only coverage to a high rate of $4,540 for high-risk insurance.
Urban vs. Rural Price Range
Choosing to live in a large city has a significant impact on the price of auto insurance. More rural locations are shown to have more infrequent comprehensive and collision claims than larger metro areas.
The graphic below illustrates the difference between rural and urban areas on insurance prices.
The examples above highlight why all drivers should compare rates quotes for a targeted area and their own driving history, rather than relying on price averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Charts and Tables
The chart below breaks down estimated Audi e-tron GT insurance rates for other coverage scenarios.
- The lowest rate with discounts is $1,128
- Raising to $1,000 deductibles will save approximately $360 every year
- The average price for a good driver age 40 who has $500 deductibles is $2,078
- Choosing low deductibles costs an extra $706 a year
- Higher-risk drivers with multiple violations and an at-fault accident could pay up to $4,540 or more
- Policy cost to insure a teen driver can cost as much as $7,280
Insurance rates for an Audi e-tron GT also range considerably based on liability limits and deductibles, your driving characteristics, and the model year and trim level.
Choosing high deductibles can reduce rates by up to $1,070 each year, whereas increasing liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $318 more per year. View Rates by Deductible or Liability Limit
More mature drivers with a clean driving record and higher deductibles could pay as little as $1,900 every 12 months on average, or $158 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers can expect to pay at least $7,200 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you are likely paying $2,500 to $3,300 extra every year, depending on your age. Insurance for high-risk drivers is expensive and can cost anywhere from 45% to 135% more than average. View High Risk Driver Rates
Your home state also has a big influence on Audi e-tron GT insurance rates. A middle-age driver might find rates as low as $1,590 a year in states like Vermont, New Hampshire, and Missouri, or as much as $2,960 on average in Louisiana, New York, and Michigan.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,876 | -$202 | -9.7% |
| Alaska | $1,594 | -$484 | -23.3% |
| Arizona | $1,724 | -$354 | -17.0% |
| Arkansas | $2,078 | -$0 | 0.0% |
| California | $2,368 | $290 | 14.0% |
| Colorado | $1,982 | -$96 | -4.6% |
| Connecticut | $2,134 | $56 | 2.7% |
| Delaware | $2,350 | $272 | 13.1% |
| Florida | $2,594 | $516 | 24.8% |
| Georgia | $1,918 | -$160 | -7.7% |
| Hawaii | $1,494 | -$584 | -28.1% |
| Idaho | $1,408 | -$670 | -32.2% |
| Illinois | $1,548 | -$530 | -25.5% |
| Indiana | $1,566 | -$512 | -24.6% |
| Iowa | $1,402 | -$676 | -32.5% |
| Kansas | $1,972 | -$106 | -5.1% |
| Kentucky | $2,834 | $756 | 36.4% |
| Louisiana | $3,076 | $998 | 48.0% |
| Maine | $1,282 | -$796 | -38.3% |
| Maryland | $1,714 | -$364 | -17.5% |
| Massachusetts | $1,656 | -$422 | -20.3% |
| Michigan | $3,606 | $1,528 | 73.5% |
| Minnesota | $1,740 | -$338 | -16.3% |
| Mississippi | $2,488 | $410 | 19.7% |
| Missouri | $1,844 | -$234 | -11.3% |
| Montana | $2,230 | $152 | 7.3% |
| Nebraska | $1,636 | -$442 | -21.3% |
| Nevada | $2,490 | $412 | 19.8% |
| New Hampshire | $1,496 | -$582 | -28.0% |
| New Jersey | $2,322 | $244 | 11.7% |
| New Mexico | $1,840 | -$238 | -11.5% |
| New York | $2,186 | $108 | 5.2% |
| North Carolina | $1,196 | -$882 | -42.4% |
| North Dakota | $1,702 | -$376 | -18.1% |
| Ohio | $1,432 | -$646 | -31.1% |
| Oklahoma | $2,130 | $52 | 2.5% |
| Oregon | $1,904 | -$174 | -8.4% |
| Pennsylvania | $1,980 | -$98 | -4.7% |
| Rhode Island | $2,770 | $692 | 33.3% |
| South Carolina | $1,882 | -$196 | -9.4% |
| South Dakota | $1,752 | -$326 | -15.7% |
| Tennessee | $1,818 | -$260 | -12.5% |
| Texas | $2,504 | $426 | 20.5% |
| Utah | $1,536 | -$542 | -26.1% |
| Vermont | $1,420 | -$658 | -31.7% |
| Virginia | $1,244 | -$834 | -40.1% |
| Washington | $1,604 | -$474 | -22.8% |
| West Virginia | $1,906 | -$172 | -8.3% |
| Wisconsin | $1,436 | -$642 | -30.9% |
| Wyoming | $1,848 | -$230 | -11.1% |
Because rates have so much variability, the best way to figure out which auto insurance is cheapest is to do a rate comparison from as many companies as possible. Every auto insurance company uses a different rate calculation, so the rates will be varied.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
| 2023 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
| 2022 Audi e-tron GT | $496 | $1,030 | $364 | $2,026 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for Cheaper Audi e-tron GT Insurance
Finding cheaper rates on Audi e-tron GT insurance consists of not taking risks behind the wheel, having good credit, paying for small claims out-of-pocket, and taking advantage of discounts. Set aside time to compare rates every couple of years by requesting rates from direct car insurance companies, and also from local insurance agencies.
The following is a condensed summary of the material that was covered above.
- Drivers who want higher liability limits will pay about $390 per year to raise from a 30/60 limit to a 250/500 level
- Teens are charged the highest rates, with premiums being up to $607 each month if they have full coverage
- High-risk drivers with multiple at-fault accidents may have to pay on average $2,460 more annually for e-tron GT insurance
- Increasing comprehensive and collision deductibles could save as much as $1,075 each year
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,280 |
| 20 | $4,838 |
| 30 | $2,208 |
| 40 | $2,078 |
| 50 | $1,890 |
| 60 | $1,858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,454 |
| $500 | $2,078 |
| $1,000 | $1,718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,078 |
| 50/100 | $2,149 |
| 100/300 | $2,237 |
| 250/500 | $2,467 |
| 100 CSL | $2,184 |
| 300 CSL | $2,379 |
| 500 CSL | $2,521 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,534 |
| 20 | $7,706 |
| 30 | $4,686 |
| 40 | $4,540 |
| 50 | $4,324 |
| 60 | $4,288 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $176 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $112 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area
