Audi e-tron GT Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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Average auto insurance rates for an Audi e-tron GT are $2,078 annually including full coverage. Comprehensive costs on average $514, collision costs $1,074, and liability insurance costs around $354. Buying just liability costs as low as $406 a year, with insurance for high-risk drivers costing around $4,540. Teens receive the highest rates at $7,280 a year or more.
Average premium for full coverage: $2,078
Rate estimates by individual coverage type:
Estimates include $500 comprehensive and collision deductibles, 30/60 liability limits, and includes medical and uninsured motorist coverage. Rates are averaged for all 50 U.S. states and for all e-tron GT models.
Price Range by Coverage and Risk
For a driver in their 40's, prices range go from as cheap as $406 for just liability coverage to the much higher price of $4,540 for a driver required to buy high-risk insurance.
Price Range by Location
Where you live has a significant impact on car insurance rates. Rural areas tend to have fewer comprehensive and collision claims than cities with more traffic congestion.
The example below illustrates how location helps determine car insurance rates.
These examples highlight why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on averaged prices.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Detailed Rate Analysis
The chart below breaks down estimated Audi e-tron GT insurance rates for different risk profiles and scenarios.
- The cheapest rate after discounts is $1,128
- Using higher $1,000 deductibles will save around $360 every year
- The estimated rate for a 40-year-old driver with $500 deductibles is $2,078
- Selecting pricier low deductibles for physical damage coverage will cost $2,784
- Drivers with serious driving violations could pay upwards of $4,540 or more
- The cost with full coverage for a teen driver for full coverage may cost $7,280 or more
Auto insurance rates for an Audi e-tron GT can also vary considerably based on the trim level of your e-tron GT, your driving characteristics, and policy deductibles and limits.
A more mature driver with a good driving record and high physical damage deductibles could pay as little as $1,900 a year for full coverage. Rates are much higher for teen drivers, where even without any violations or accidents they will have to pay upwards of $7,200 a year. View Rates by Age
If you like to drive fast or you caused a few accidents, you are likely paying at a minimum $2,500 to $3,300 in extra premium per year, depending on your age. Audi e-tron GT insurance for high-risk drivers can be anywhere from 45% to 135% more than the average policy. View High Risk Driver Rates
Choosing higher comprehensive and collision insurance deductibles could cut rates by as much as $1,070 each year, whereas buying more liability protection will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $318 extra every year. View Rates by Deductible or Liability Limit
Where you live has a huge impact on Audi e-tron GT insurance rates. A driver around age 40 might see rates as low as $1,590 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $2,960 on average in Michigan, New York, and Louisiana.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,876 | -$202 | -9.7% |
| Alaska | $1,594 | -$484 | -23.3% |
| Arizona | $1,724 | -$354 | -17.0% |
| Arkansas | $2,078 | -$0 | 0.0% |
| California | $2,368 | $290 | 14.0% |
| Colorado | $1,982 | -$96 | -4.6% |
| Connecticut | $2,134 | $56 | 2.7% |
| Delaware | $2,350 | $272 | 13.1% |
| Florida | $2,594 | $516 | 24.8% |
| Georgia | $1,918 | -$160 | -7.7% |
| Hawaii | $1,494 | -$584 | -28.1% |
| Idaho | $1,408 | -$670 | -32.2% |
| Illinois | $1,548 | -$530 | -25.5% |
| Indiana | $1,566 | -$512 | -24.6% |
| Iowa | $1,402 | -$676 | -32.5% |
| Kansas | $1,972 | -$106 | -5.1% |
| Kentucky | $2,834 | $756 | 36.4% |
| Louisiana | $3,076 | $998 | 48.0% |
| Maine | $1,282 | -$796 | -38.3% |
| Maryland | $1,714 | -$364 | -17.5% |
| Massachusetts | $1,656 | -$422 | -20.3% |
| Michigan | $3,606 | $1,528 | 73.5% |
| Minnesota | $1,740 | -$338 | -16.3% |
| Mississippi | $2,488 | $410 | 19.7% |
| Missouri | $1,844 | -$234 | -11.3% |
| Montana | $2,230 | $152 | 7.3% |
| Nebraska | $1,636 | -$442 | -21.3% |
| Nevada | $2,490 | $412 | 19.8% |
| New Hampshire | $1,496 | -$582 | -28.0% |
| New Jersey | $2,322 | $244 | 11.7% |
| New Mexico | $1,840 | -$238 | -11.5% |
| New York | $2,186 | $108 | 5.2% |
| North Carolina | $1,196 | -$882 | -42.4% |
| North Dakota | $1,702 | -$376 | -18.1% |
| Ohio | $1,432 | -$646 | -31.1% |
| Oklahoma | $2,130 | $52 | 2.5% |
| Oregon | $1,904 | -$174 | -8.4% |
| Pennsylvania | $1,980 | -$98 | -4.7% |
| Rhode Island | $2,770 | $692 | 33.3% |
| South Carolina | $1,882 | -$196 | -9.4% |
| South Dakota | $1,752 | -$326 | -15.7% |
| Tennessee | $1,818 | -$260 | -12.5% |
| Texas | $2,504 | $426 | 20.5% |
| Utah | $1,536 | -$542 | -26.1% |
| Vermont | $1,420 | -$658 | -31.7% |
| Virginia | $1,244 | -$834 | -40.1% |
| Washington | $1,604 | -$474 | -22.8% |
| West Virginia | $1,906 | -$172 | -8.3% |
| Wisconsin | $1,436 | -$642 | -30.9% |
| Wyoming | $1,848 | -$230 | -11.1% |
With so much variability in rates, the best way to figure out exactly what you will pay is to regularly compare rates from as many companies as possible. Each insurance company calculates rates differently, and quoted rates can be significantly different between companies.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
| 2023 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
| 2022 Audi e-tron GT | $496 | $1,030 | $364 | $2,026 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Low Cost Audi e-tron GT Insurance
Saving money on Audi e-tron GT insurance requires avoiding accidents and violations, having above-average credit, not filing small claims, and taking advantage of discounts. Invest time comparing rates at every policy renewal by obtaining price quotes from direct car insurance companies like Progressive and GEICO, and also from several local insurance agents.
The list below is a review of the data covered in the charts and tables above.
- Drivers who require higher liability limits will pay approximately $390 per year to increase from a minimum limit to higher 250/500 limits
- You may be able to save as much as $270 per year simply by quoting online well ahead of the renewal date
- Increasing deductibles could save up to $1,075 each year
- Teenagers are charged the highest rates, as much as $607 per month if full coverage is included
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,280 |
| 20 | $4,838 |
| 30 | $2,208 |
| 40 | $2,078 |
| 50 | $1,890 |
| 60 | $1,858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,454 |
| $500 | $2,078 |
| $1,000 | $1,718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,078 |
| 50/100 | $2,149 |
| 100/300 | $2,237 |
| 250/500 | $2,467 |
| 100 CSL | $2,184 |
| 300 CSL | $2,379 |
| 500 CSL | $2,521 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,534 |
| 20 | $7,706 |
| 30 | $4,686 |
| 40 | $4,540 |
| 50 | $4,324 |
| 60 | $4,288 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $176 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $112 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
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