Audi e-tron GT Insurance Rates

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UPDATED: Mar 28, 2024

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Estimated insurance prices for an Audi e-tron GT are $2,078 every 12 months for full coverage insurance. Comprehensive insurance costs approximately $514 a year, collision costs $1,074, and liability insurance is estimated at $354. Liability-only insurance costs approximately $406 a year, with high-risk driver insurance costing $4,540 or more. Teen drivers pay the most at $7,280 a year or more.

Average premium for full coverage: $2,078

Premium estimates by type of coverage:

Comprehensive $514
Collision $1074
Liability $354

Rates are based on $500 policy deductibles, 30/60 bodily injury liability limits, and includes additional medical/uninsured motorist coverage. Rates include averaging for all 50 states and e-tron GT trim levels.

Insurance Price Range by Risk and Coverage

For an average driver, insurance rates for an Audi e-tron GT go from the cheapest price of $406 for just the minimum liability insurance to a high of $4,540 for a driver who requires high-risk insurance.

Liability Only $406
Full Coverage $2,078
High Risk $4,540

Insurance Price Range by Location

Living in a larger city has a significant impact on the price of auto insurance. Rural locations are statistically proven to have more infrequent physical damage claims than larger metro areas.

The diagram below illustrates the effect of geographic area on auto insurance prices.

Rural Areas $1,559
Small Cities $2,182
Large Cities $2,805

These rate differences illustrate why it is important to get quotes using their specific location and their own driving history, rather than relying on price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Analysis

The chart below illustrates estimated Audi e-tron GT insurance rates for additional coverage and risk scenarios.

  • The lowest rate with discounts is $1,128
  • Choosing higher $1,000 deductibles can save $1,718 each year
  • The average price for a 40-year-old good driver who chooses $500 deductibles is $2,078
  • Choosing low $100 deductibles for comp and collision coverage costs an extra $706 a year
  • High-risk insureds with multiple violations and an at-fault accident could pay around $4,540 or more
  • An auto insurance policy to insure a teen driver can cost $7,280 each year

View Chart as Image

Audi e-tron GT insurance cost comparison chart
Column chart showing full coverage Audi e-tron GT insurance prices range from $1,128 to $7,280

Insurance prices for an Audi e-tron GT also have a wide range based on physical damage deductibles and liability limits, your risk profile, and the model of your e-tron GT.

Choosing high deductibles can save as much as $1,070 each year, while buying higher liability limits will push prices upward. Switching from a 50/100 liability limit to a 250/500 limit will cost up to $318 more each year. View Rates by Deductible or Liability Limit

Older drivers with no violations or accidents and higher deductibles could pay as little as $1,900 annually on average, or $158 per month, for full coverage. Prices are highest for drivers in their teens, since even excellent drivers should be prepared to pay in the ballpark of $7,200 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you are probably paying anywhere from $2,500 to $3,300 additional annually, depending on your age. A high-risk auto insurance policy ranges anywhere from 45% to 135% more than average. View High Risk Driver Rates

Where you choose to live plays a big part in determining prices for Audi e-tron GT insurance rates. A good driver about age 40 could pay as low as $1,360 a year in states like North Carolina, Wisconsin, and Vermont, or as much as $2,800 on average in Florida, New York, and Michigan.

Audi e-tron GT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,876 -$202 -9.7%
Alaska $1,594 -$484 -23.3%
Arizona $1,724 -$354 -17.0%
Arkansas $2,078 -$0 0.0%
California $2,368 $290 14.0%
Colorado $1,982 -$96 -4.6%
Connecticut $2,134 $56 2.7%
Delaware $2,350 $272 13.1%
Florida $2,594 $516 24.8%
Georgia $1,918 -$160 -7.7%
Hawaii $1,494 -$584 -28.1%
Idaho $1,408 -$670 -32.2%
Illinois $1,548 -$530 -25.5%
Indiana $1,566 -$512 -24.6%
Iowa $1,402 -$676 -32.5%
Kansas $1,972 -$106 -5.1%
Kentucky $2,834 $756 36.4%
Louisiana $3,076 $998 48.0%
Maine $1,282 -$796 -38.3%
Maryland $1,714 -$364 -17.5%
Massachusetts $1,656 -$422 -20.3%
Michigan $3,606 $1,528 73.5%
Minnesota $1,740 -$338 -16.3%
Mississippi $2,488 $410 19.7%
Missouri $1,844 -$234 -11.3%
Montana $2,230 $152 7.3%
Nebraska $1,636 -$442 -21.3%
Nevada $2,490 $412 19.8%
New Hampshire $1,496 -$582 -28.0%
New Jersey $2,322 $244 11.7%
New Mexico $1,840 -$238 -11.5%
New York $2,186 $108 5.2%
North Carolina $1,196 -$882 -42.4%
North Dakota $1,702 -$376 -18.1%
Ohio $1,432 -$646 -31.1%
Oklahoma $2,130 $52 2.5%
Oregon $1,904 -$174 -8.4%
Pennsylvania $1,980 -$98 -4.7%
Rhode Island $2,770 $692 33.3%
South Carolina $1,882 -$196 -9.4%
South Dakota $1,752 -$326 -15.7%
Tennessee $1,818 -$260 -12.5%
Texas $2,504 $426 20.5%
Utah $1,536 -$542 -26.1%
Vermont $1,420 -$658 -31.7%
Virginia $1,244 -$834 -40.1%
Washington $1,604 -$474 -22.8%
West Virginia $1,906 -$172 -8.3%
Wisconsin $1,436 -$642 -30.9%
Wyoming $1,848 -$230 -11.1%

View Chart as Image

Audi e-tron GT insurance rates by U.S. city

With such a large range in prices, the only way to figure out who has the best car insurance prices is to get quotes from as many companies as possible. Each auto insurer uses a different rate calculation, and prices will be substantially different.

Audi e-tron GT Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2024 Audi e-tron GT $532 $1,102 $338 $2,108
2023 Audi e-tron GT $514 $1,074 $354 $2,078
2022 Audi e-tron GT $496 $1,030 $364 $2,026

Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for the Best Cheap Audi e-tron GT Insurance

Finding better rates on Audi e-tron GT insurance takes being safe and accident-free, having above-average credit, paying for small claims out-of-pocket, and qualifying for all possible discounts. Take the time to compare rates at every other renewal by getting quotes from direct insurance companies, and also from local insurance agencies.

Below you'll find a quick review of the concepts that were covered in the above illustrations.

  • High-risk drivers with a DUI or reckless driving violation may have to pay on average $2,460 more per year than a low-risk driver
  • Youthful drivers are the costliest to insure, with premiums being up to $607 per month if full coverage is included
  • It is possible to save around $270 per year simply by quoting early and online
  • Increasing policy deductibles could save as much as $1,075 each year
  • It is possible to save around $270 per year simply by quoting early and online

Rates by Driver Age

Audi e-tron GT Insurance Rates by Driver Age
Driver Age Premium
16 $7,280
20 $4,838
30 $2,208
40 $2,078
50 $1,890
60 $1,858

Full coverage, $500 deductibles

Rates by Deductible

Audi e-tron GT Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,784
$250 $2,454
$500 $2,078
$1,000 $1,718

Full coverage, driver age 40

Rates by Liability Limit

Audi e-tron GT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,078
50/100 $2,149
100/300 $2,237
250/500 $2,467
100 CSL $2,184
300 CSL $2,379
500 CSL $2,521

Full coverage, driver age 40

Rates for High Risk Drivers

Audi e-tron GT Insurance Rates for High Risk Drivers
Age Premium
16 $10,534
20 $7,706
30 $4,686
40 $4,540
50 $4,324
60 $4,288

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $305

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $117
Multi-vehicle $109
Homeowner $27
5-yr Accident Free $176
5-yr Claim Free $140
Paid in Full/EFT $112
Advance Quote $114
Online Quote $155
Total Discounts $950
Rate after discounts $1,128

Discounts are estimated and may not be available from every company or in every state.

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