Audi e-tron GT Insurance Rates
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Michelle Robbins
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UPDATED: Mar 28, 2024
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U.S. average insurance prices for an Audi e-tron GT are $2,078 every 12 months for full coverage insurance. Comprehensive insurance costs around $514, collision costs $1,074, and liability coverage is $354. Liability-only coverage costs around $406 a year, with high-risk coverage costing $4,540 or more. 16-year-old drivers pay the highest rates at $7,280 a year or more.
Average premium for full coverage: $2,078
Price estimates for individual coverage:
Full coverage includes $500 comprehensive and collision deductibles, 30/60 split liability limits, and includes UM/UIM and medical coverage. Estimates are averaged for all 50 states and for different e-tron GT trim levels.
Price Range from Low to High
For the average 40-year-old driver, Audi e-tron GT insurance prices go from the cheapest price of $406 for a discount liability-only rate to a much higher rate of $4,540 for a high-risk insurance policy.
Geographic Price Range
Choosing to live in a large city has a large influence on car insurance rates. Areas with sparse population have more infrequent physical damage claims than congested cities.
The price range example below illustrates the difference location can make on auto insurance rates.
The ranges above illustrate why anyone shopping for car insurance should compare rates quotes for a specific zip code and their own driving history, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Rates by State, City, and Model
The chart below illustrates estimated Audi e-tron GT insurance rates for additional coverage choices and driver risks.
- The best full coverage rate is $1,128
- Raising to $1,000 deductibles will save about $360 each year
- The average price for the average middle-age driver using $500 deductibles is $2,078
- Buying more expensive low deductibles costs an extra $706 each year
- Unlucky drivers with multiple tickets or accidents could pay at least $4,540 or more
- The price to insure a teenage driver with full coverage can be $7,280
Auto insurance prices for an Audi e-tron GT are also quite variable based on deductibles and policy limits, your risk profile, and the trim level and model year.
Opting for high physical damage deductibles can reduce prices by up to $1,070 a year, while increasing your policy's liability limits will increase prices. Switching from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $318 extra every year. View Rates by Deductible or Liability Limit
An older driver with a good driving record and higher deductibles may only pay around $1,900 every 12 months on average for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay as much as $7,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you are probably paying at least $2,500 to $3,300 in extra premium each year, depending on your age. High-risk driver insurance is expensive and can cost around 45% to 135% more than the average rate. View High Risk Driver Rates
The state you live in also has a big influence on Audi e-tron GT insurance rates. A middle-age driver might find prices as low as $1,360 a year in states like Vermont, Wisconsin, and North Carolina, or at least $2,800 on average in Michigan, New York, and Florida.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,876 | -$202 | -9.7% |
| Alaska | $1,594 | -$484 | -23.3% |
| Arizona | $1,724 | -$354 | -17.0% |
| Arkansas | $2,078 | -$0 | 0.0% |
| California | $2,368 | $290 | 14.0% |
| Colorado | $1,982 | -$96 | -4.6% |
| Connecticut | $2,134 | $56 | 2.7% |
| Delaware | $2,350 | $272 | 13.1% |
| Florida | $2,594 | $516 | 24.8% |
| Georgia | $1,918 | -$160 | -7.7% |
| Hawaii | $1,494 | -$584 | -28.1% |
| Idaho | $1,408 | -$670 | -32.2% |
| Illinois | $1,548 | -$530 | -25.5% |
| Indiana | $1,566 | -$512 | -24.6% |
| Iowa | $1,402 | -$676 | -32.5% |
| Kansas | $1,972 | -$106 | -5.1% |
| Kentucky | $2,834 | $756 | 36.4% |
| Louisiana | $3,076 | $998 | 48.0% |
| Maine | $1,282 | -$796 | -38.3% |
| Maryland | $1,714 | -$364 | -17.5% |
| Massachusetts | $1,656 | -$422 | -20.3% |
| Michigan | $3,606 | $1,528 | 73.5% |
| Minnesota | $1,740 | -$338 | -16.3% |
| Mississippi | $2,488 | $410 | 19.7% |
| Missouri | $1,844 | -$234 | -11.3% |
| Montana | $2,230 | $152 | 7.3% |
| Nebraska | $1,636 | -$442 | -21.3% |
| Nevada | $2,490 | $412 | 19.8% |
| New Hampshire | $1,496 | -$582 | -28.0% |
| New Jersey | $2,322 | $244 | 11.7% |
| New Mexico | $1,840 | -$238 | -11.5% |
| New York | $2,186 | $108 | 5.2% |
| North Carolina | $1,196 | -$882 | -42.4% |
| North Dakota | $1,702 | -$376 | -18.1% |
| Ohio | $1,432 | -$646 | -31.1% |
| Oklahoma | $2,130 | $52 | 2.5% |
| Oregon | $1,904 | -$174 | -8.4% |
| Pennsylvania | $1,980 | -$98 | -4.7% |
| Rhode Island | $2,770 | $692 | 33.3% |
| South Carolina | $1,882 | -$196 | -9.4% |
| South Dakota | $1,752 | -$326 | -15.7% |
| Tennessee | $1,818 | -$260 | -12.5% |
| Texas | $2,504 | $426 | 20.5% |
| Utah | $1,536 | -$542 | -26.1% |
| Vermont | $1,420 | -$658 | -31.7% |
| Virginia | $1,244 | -$834 | -40.1% |
| Washington | $1,604 | -$474 | -22.8% |
| West Virginia | $1,906 | -$172 | -8.3% |
| Wisconsin | $1,436 | -$642 | -30.9% |
| Wyoming | $1,848 | -$230 | -11.1% |
Since prices can be so different, the only way to figure out your exact price is to compare prices and see how they stack up. Every auto insurance company utilizes a different rate formula, and quoted prices may be quite different.
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2024 Audi e-tron GT | $532 | $1,102 | $338 | $2,108 |
| 2023 Audi e-tron GT | $514 | $1,074 | $354 | $2,078 |
| 2022 Audi e-tron GT | $496 | $1,030 | $364 | $2,026 |
Rates are averaged for all Audi e-tron GT models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Shop for More Affordable Audi e-tron GT Insurance
Getting lower rates on auto insurance consists of having a decent driving record, having a good credit score, not filing small claims, and maximizing policy discounts. Make time to compare rates at least every other year by obtaining price quotes from direct insurance companies like Progressive, GEICO, and Esurance, and also from your local independent and exclusive agents.
The following items are a summary of the car insurance concepts touched on in this article.
- Drivers who have multiple accidents or major violations may pay on average $2,460 more every year than a driver with a clean driving record
- It is possible to save up to $270 per year simply by shopping early and online
- Increasing physical damage deductibles could save as much as $1,075 each year
- Consumers who may need additional liability coverage will pay around $390 annually to raise from a low limit to a 250/500 level
Rate Tables and Charts
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $7,280 |
| 20 | $4,838 |
| 30 | $2,208 |
| 40 | $2,078 |
| 50 | $1,890 |
| 60 | $1,858 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $2,784 |
| $250 | $2,454 |
| $500 | $2,078 |
| $1,000 | $1,718 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $2,078 |
| 50/100 | $2,149 |
| 100/300 | $2,237 |
| 250/500 | $2,467 |
| 100 CSL | $2,184 |
| 300 CSL | $2,379 |
| 500 CSL | $2,521 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $10,534 |
| 20 | $7,706 |
| 30 | $4,686 |
| 40 | $4,540 |
| 50 | $4,324 |
| 60 | $4,288 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $117 |
| Multi-vehicle | $109 |
| Homeowner | $27 |
| 5-yr Accident Free | $176 |
| 5-yr Claim Free | $140 |
| Paid in Full/EFT | $112 |
| Advance Quote | $114 |
| Online Quote | $155 |
| Total Discounts | $950 |
Discounts are estimated and may not be available from every company or in every state.
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